Prodigal Son of the Ming Dynasty

  Chapter 1574 Hundreds of millions of wealth

   Looking at the mourning hall of Fang Jifan, Zhu Xiurong was about to faint several times.

   In the past, Jifan stayed at home all the time, without disaster or illness, who knew that if he went out, the couple would be separated by yin and yang, and it would be difficult to see each other again.

  Now the father-in-law is seriously ill, the eldest son has gone to Huangjinzhou, and the younger one is still babbling.

  Several disciples in Beijing or Tianjin have all returned.

   Wearing filial piety clothes and filial hats.

  Ouyang Zhi, who had just come off duty, knelt under the mourning hall, weeping uncontrollably after a short silence.

   Tang Yin was crying so much that he was about to pass out.

   In my mind, the teacher's teachings are very clear at this moment.

  Benefactor is noble, innocent, and talented, unexpectedly, he died young, the way of heaven...it's not fair...

  It's just... no matter how sad they are, but looking at the teacher's wife who is silently crying, the two still hold back their grief.

   It's about to be the first seven. Although the wife of a teacher is the honor of the princess, but she is a girl, and there is no one to help her. How can she make it happen in this mansion.

  The two got up silently, and went to the front hall and the back house to make arrangements.

Occasionally, people would come to the door, most of them were people who had a good relationship with the Fang family. When people came in, even if they usually complained about this dog-like thing in their hearts, at this time, most of them felt sad from their hearts, and they inevitably said hello. Death is the most important thing, so he sighed with emotion: "Duke Qi has served the country, and everyone can see that he... is a good man."

   "Yeah, he's a nice guy, hey..."

   "Such an outstanding talent, bold and straightforward, has made great contributions to my Ming Dynasty. In this world, no one would miss him."

   "Yes, yes, whoever doesn't like him has no conscience."

   "It's such a beautiful thing to have such a child in the old Fang's family, but who would have thought... hey..." The visitor sighed again.

   "Yes, yes, it's a pity that he died young, but he doesn't know when the murderer will be caught."

   "Old Liu, if you think about it, Lingzi is already an adult. I think... Lingzi has a bit of the demeanor of Duke Qi."

   "Hey...you surnamed Wang, why are you swearing at others, believe it or not, I will beat you."

   "Here and now, be more serious. Duke Qi's body is not cold yet. What's the noise?"

  Everyone paid homage one after another.

  A moment later, Xiao Jing also came. He first gave a big gift to Fang Jifan's spiritual seat, and then came to Zhu Xiurong, bowed his body and said: "Your Majesty has an order, I hope His Highness can mourn."

  Zhu Xiurong's pretty face froze slightly, but she sat up straight.

In the past few days, her tears were about to flow dry, but now this pretty face was full of frost: "I am the daughter of the emperor father, and now that I have married into the Fang family, I am considered a member of the Fang family. The emperor sent you here, I only ask one thing."

  Xiao Jing immediately said: "Please show me, Your Highness."

  Zhu Xiurong said coldly: "The revenge of killing a husband is irreconcilable. Why haven't you caught the murderer so far?"

  Xiao Jing looked distressed, and said: "This... this... the factory guards have been sent to investigate."

Zhu Xiurong was not as weak as usual, but he said firmly: "The factory guards can't do it, and there are still a few disciples, let them do it. The disciples are useless, and there are so many disciples and grandchildren, and they can also be asked to do it. There are many children, all eager to fight, and it is the palace who suppresses it in the capacity of this teacher's wife and grand teacher's wife, but if we can't give an explanation, we have to do it ourselves, and we don't need to work as factory guards."

  Xiao Jing suddenly felt that his back was covered in cold sweat, and nodded hurriedly: "Yes, yes."

Zhu Xiurong's slender hands trembled, and her phoenix eyes narrowed slightly: "Go down, go back and tell your father that the Fang family has lost its backbone, but Erchen can barely hold on, but father and mother have to take good care of themselves." .”

When Xiao Jing saw the princess who was suppressing her grief, she couldn't help crying: "Your Majesty... I also watched Your Highness grow up. Your Highness has never suffered like this. Your Highness, you are mourning, and you must not be too sad. Your Majesty said , On the first seven days, he came in person."

   After giving instructions, Xiao Jing resigned.

   Not long after, Wang Jinyuan also came. He first kowtowed to Fang Jifan's spiritual seat, and then he went to the mistress's feet, prostrated himself in the tunnel and said, "I have seen the mistress."

   Zhu Xiurong saw him, and his face softened: "What's the matter?"

Wang Jinyuan endured his sorrow and said solemnly: "Your Highness, the banks in various places have been running hard recently. Not only that, but there are countless bad debts in the banks. This Xishan bank has mobilized a lot of funds. I can't hold it anymore. Of course, the villain thinks that it can last for a while, but right now, the most important issue is... the stock prices of the industries in Xishan are all plummeting. If this continues, I'm afraid..."

  Zhu Xiurong didn't know much about these things, so he looked at Wang Jinyuan and said, "What do you mean?"

   "The only solution for now is to save the market."

   "Bailout?"

"Right now, many people are selling stocks crazily. If they do nothing, countless workshops will go bankrupt. At that time, it will be the real catastrophe. Mistress, you can't let it go like this. If you let it go, not only will Xishan be completely destroyed. , it’s this Daming... I’m afraid it’s going to be painful... Next, there are millions of people who are employed by us to make a living. The young master once said before his death that earning money in Xishan is not the most important thing. The most important thing is to let the refugees and the people have a bite to eat, so the bigger the business is, the better life will be for everyone, but now..."

Hearing this, Zhu Xiurong seemed to be touched by the scene, and she couldn't help the tears rolling in her red eyes, and said in a crying voice: "Yes, yes, my husband only has common people in his heart. This palace is the most clear about this. How to slander him, how those corrupt scholars slander him, but the person who knows his heart best is this palace. Now... the most important thing is to let the common people have a bite to eat, you continue to talk."

  Wang Jinyuan said: "The only way is to rescue the market and regain confidence."

   "How to save the market."

   "Take out money and buy these stocks that have fallen to the bottom. As long as there is no chaos here in Xishan and the stock price is temporarily stabilized, there will always be a way out in the future."

   "Need a lot of silver?"

   "Yes, a lot of silver is needed, but... many stocks have fallen to the bottom now, and some stocks are even less than one-tenth of the previous market value, so... as long as Xishan Bank makes a move, it is not impossible..."

  Zhu Xiurong took a deep breath and said: "Then save, no matter what method is used."

   "But... Xishan Bank has too many bad debts now, and now, there are already signs of a run. Once the savings of Xishan Bank is used, it may trigger a chain reaction. In the end, even Xishan Bank will not be able to keep it."

"If the skin doesn't exist, the hair will not be attached." Zhu Xiurong said: "At this time, once the workshops such as Xishan Jianye and Xishan Coal Industry are gone, what's the use of keeping this bank? The ones who remember this are the common people, these common people are surnamed our Fang family, no matter what we do, we cannot give up on them."

   "Mistress..." Wang Jinyuan sighed. The reason why he let the princess come down to make up his mind was because he knew very well that he had no control over such a big matter.

  A large amount of money is needed to buy stocks, and Xishan Bank is already difficult to maintain. At this time, a large amount of money is also used to save the market, which may eventually lead to even more dire consequences.

  But... Once all industries are in recession and countless people lose their jobs, this will violate the original intention of the young master.

Zhu Xiurong stood up, knowing that this would embarrass Wang Jinyuan: "I probably understand what you mean, Xishan Bank wants to use such a large amount of money, and it doesn't have a lot of money in it. Once it is used, the next run will trigger Deadly risk, isn't it?"

"yes!"

  Zhu Xiurong said again: "What about bad debts?"

"This bad debt...is that after the price of the mansion plummeted, many people are no longer willing to repay the loan. Although the bank has received countless land contracts, which have filled several warehouses, but...these things... are no longer available. Asking for money is like waste paper, so...now the Xishan Bank's funds...can't get the repayment of the loan, it is already extremely difficult."

  Countless mortgages, most of which are land, have all been collected in the bank, but what is the use? These things were valuable in the past, but now... they cannot save the urgent need.

Almost all the mansions in the entire capital were traded with loans, and most of the mansions were bought by dignitaries. The most important thing for these dignitaries was land. Since the Ming Dynasty, land annexation has been extremely serious. However, most of the land is in the hands of those who can buy property in Beijing. Therefore, they are willing to borrow money and use the land as collateral, but once they find that the wind direction is not right, they would rather give up the land than return it. One tael of silver.

  Zhu Xiurong said: "These bad debts will squeeze the bank?"

"It will cause great difficulties. Fortunately, the young master has always adopted a relatively conservative strategy for the bank. Relying on these loans, the bank will not be squeezed out. The real risk lies in the banknotes of the Ming Dynasty. Now many people feel that The Xishan Bank can no longer collect the money, and it is about to collapse. Some people are watching the fun, and some people are avoiding it like snakes and scorpions. Therefore...many people are taking precious banknotes to exchange for real gold and silver. Although the bank is open to exchange, once deposits When the gold and silver held in the bank are exchanged, it is time for the bank to come to an end."

  Zhu Xiurong stared at Wang Jinyuan: "The vast majority of these treasures are in the hands of someone."

   "Not only in the ordinary people, but also in overseas, and a considerable part, in the hands of many big merchants..."

  Zhu Xiurong took a deep breath: "You mean, if these big merchants hold their breath and don't make trouble at this time, the bank will still be saved."

  Wang Jinyuan thought for a while, then nodded: "Yes!"

  At this moment, Zhu Xiurong also nodded: "I understand, then... I come to save you!"

  (end of this chapter)