Just like America, indeed, you are the number one in the world and the best at everything. but? If the stick hits the top bird, the tallest person who falls down must be the first to rise.

This is why the United States bears the brunt of any economic crisis in the world. And I 09 people from the Chinese Dynasty know what it means to accumulate a lot of money. Heguo Softbank Group, although it bears the name Heguo, in fact, apart from the 20% non-dilutable shares held by the Sun family who founded the company, the largest shareholder of this group is South African Standard bank.

And in South Africa's Standard Bank shareholding list, who is the largest shareholder? It is the industrial and commercial enterprises of the Celestial Dynasty that are very good. With that said, you understand, right? To put it bluntly, the biggest winner is still the country. No matter how complicated the company's shareholding composition is, the country's greatest interests will always be in its best interest. Because without the support of the state, you will not be able to get up, and the enterprise can achieve a win-win situation only by catching the ship of the state.

Therefore, it seems that Ali is from Heguo, but it is actually a big mistake. He just wears a Heguo skin, but in fact, it is pure heavenly red.

Just like the Chinese students who went to study in Heguo, I went to school in your country, paid tuition fees, paid accommodation fees, food, drink, housing and transportation, all of which are creating production value for your country, but what I have learned can create a more competitive advantage in my country. The money spent in your country is many times, even hundreds of times worth.

To put it bluntly, it is just to pay some tuition fees, the same reason.

Therefore, the larger the listed company's equity composition, the more complex it is.

Then again, why did Ali teach this piece of cake so easily? It's very simple, Ma Yun is in the Ali Group, he and the 22 shareholders below him have absolute control over the group, but he has the right to control, and it is not difficult to implement this policy.

The reason?

You want to play with this kind of credit database built by yourself, and do things that only banks can do since ancient times, so you are against the bank?

If you want to get a loan in a bank, you need a lot of formalities, such as mortgage things, such as relationships. The celestial dynasty is a society of personal feelings. If you don't have some connections, it is difficult to get a loan from a bank. This is also the reason why there are so many financial loan companies now.

As for Jing Xiandong, or Ma Yun, they didn't want to oppose the bank, so they could only take a step to build the plank road to hide Chencang. To do this, we first packaged all this in the form of an investment company with strong funds and cooperation with Ali. Then, in the eyes of outsiders, the other party was very trusting in Ali's establishment of the database, so he planned to cooperate with Alipay to jointly develop this business.

Of course, they are at their own risk.

In this way, this situation has nothing to do with the bank, it is purely a business matter, and they don't use your bank a penny, they are completely cooperating with Ali. In this way, although there will be an impact on the bank's loan business, the impact is absolutely small, almost very few~

And again, the benefits are staggering. Lao Jingyi summed up that fat water does not flow to outsiders' fields. This kind of fat is eaten by others, and Liu Han is still eaten. Why not let people who are closer to him do this kind of thing? As long as Liu Han can afford the money, then everything will be fine. Of course, that was his only concern. But since seeing Liu Han leading Wang Shichong and Qin Fen over, he understood that most of this business was done...

Liu Han may not have much money, but these two rich second-generation families are very rich.

But the only thing to note is that this matter can only be decided by Liu Han, and others will be like Alibaba's SoftBank Group, who only have financial investment rights and no decision-making rights! Lao Jing intends to hold Liu Han alone for a while to talk about this.

...

At this moment, the people on the stage have finished explaining, which will be dry mouth and add water. And because there are no outsiders in this room, including these two financial experts are also Ma Yun's confidants, so Jing Xiandong did not avoid anyone and asked Liu Han directly:

"How is it? Do you understand? Is there anything you don't understand?"

Liu Han is obviously still digesting this matter, living the details over and over again in his mind. But Wang Shichong fired the 710th shot:

"Brother Jing, I have a question. According to what you said, it may require an investment of 4 billion to 6 billion in the early stage, right? This money..."

Wang Shichong looked at Qin Fen and found that he shrugged casually, then continued:

"We should be able to do it. But the problem is the follow-up. You also said that the users who open this kind of loan are all users who meet the data standards of Alibaba Cloud. The first group of people is definitely not many, about a few million people, this group of people The amount of funds varies according to different credits. I understand that. But what about the follow-up? The funds of 4 to 6 billion seem to be a lot, but for the amount that will gradually increase in the future, it is definitely not enough, right? Even It's not too much of a drop in the bucket. I have an estimate that once this form is opened, it will cost more than 10 billion... If this amount of money is definitely not something that few of us can afford, right?"

Jing Xiandong nodded:

"This question is a good idea, but you can rest assured that Ali has already thought of a very complete plan. Well, this plan is actually plain, Xiaohan, it's still an inspiration from you."

"um, I?"

Liu Han was stunned, and looked at Jing Xiandong strangely, wanting to know what medicine he was selling in the gourd...

Chapter 1004

"Yes, it's you. At the beginning, you were so **** us that you lied to us. OFO and Mobai are all from you..."

Saying that, Lao Jing seemed to be dumbfounded.

"I said at the beginning, how could it be possible that two shared bicycles appeared on the market at the same time without involving the core code and patent rights, and there was no recruitment at all. And one found us and the other found us. Teng Xun... After a long time, these two things are all from your hands!"

This thing is no longer a secret, and now basically everyone in the sharing circle knows about it. Just don't know who did it.

Indeed, this is a little too maddening. Do all good and bad things, and don't give others a way to live.

"Okay, Brother Jing, then you can talk about it in detail. Pharaoh was right just now. The beginning of this matter is simple, but the follow-up is too difficult. I feel that the numbers he said are not exaggerated at all, and it can be said that there are hundreds... …”

"Of course, how can Ali's actions be called actions without tens of billions of dollars? We have envisioned the follow-up of this incident, just like you did Mobike at the beginning, but it is just a variant. See you in this new type of loan. After the results are achieved, we will make acquisitions like Tengxun acquired your OFO. Then because you have already formed a scale.

Therefore, the repurchase price will not be in the form of cash, but in the form of joint shares. At that time, we will take over the follow-up customer base expansion, capital injection, etc., and then we will dilute your shares according to equity. Decision-making power will also return to our hands. And you can choose to withdraw the money after the capital injection in Ali, and continue to enjoy the dividends. In other words, continue to use your shares to apply for a loan from Ali, and continue to inject the loan money into it. The interest will be very low, but your share growth will be discounted at a discount. I mean that, you know? "

Liu Han pondered for a while, and immediately understood Lao Jing's abacus, or Alipay's abacus.

What they need now is not money, nor bad money, but a qualified external incentive. To put it bluntly, just like OFO and Mobike sharing bicycles, there is a first person to eat crabs! When all the shareholders understood this matter, or agreed to this matter after weighing the pros and cons, the rest will have nothing to do with Liu Han, just enjoy the dividends.

Moreover, Ali is very kind and will not directly kick Liu Han and the others away with one kick. Instead, he adopts the form of joint capital injection. Then the specific situation is exactly the same as OFO. Liu Han did this job with only a few million. And if Tengxun buys it, it is indeed hundreds of millions, or over one billion. This money is Ali's thank you fee to Liu Han. He can choose to withdraw the capital, and then let the business become completely operated by Ali himself, or he can choose not to withdraw and continue to enjoy his own original share ratio. After all, the original shares are very valuable, just like Ma Yun now, even if the outside world dilutes his shares, tens of billions of dollars to dilute, he still holds less than 10% of the shares.

"Sigh~~~"

Wang Shichong and Qin Fen took a deep breath at the same time. After the two heard Jing Xiandong's plan, they immediately understood how big a pie Alipay threw to themselves...

They can now foresee that this thing will make more money in the future. It is no exaggeration to be a golden rooster that lays golden eggs. And Qin Fen, the most impatient, asked Lao Jing directly:

"Brother Jing, can I ask the interest on this kind of loan?"

"Well, our initial decision was between 12 and 14 percent per annum, but now the think-tank has decided not to say that, but to turn it into a relatively specific number. For the current plan... it should be 1,000. It takes about 40 to 50 cents for a block to be used for one day. It depends on the feedback of customers. The promotion activities at the beginning will definitely be slightly lower, but the annual interest rate will not be lower than 10%, which is the bottom line..."

Lao Jing really took Liu Han as his younger brother, and there is absolutely no ambiguity in what to say. To put it bluntly, this kind of work can be done as long as it is not a fool, and if Liu Han can be cheaper alone, it really does not depend on the company's hard power, but purely on human favor!

Wang Shichong, on the other hand, was not very sensitive to numbers. After hearing Lao Jing's words, he directly took out his mobile phone and started to count the numbers according to Lao Jing's words in the most stupid way. While pressing the phone, he muttered to himself:

"One thousand yuan is fifty cents a day, ten thousand yuan is five yuan, one hundred and fifty thousand yuan... One hundred million is fifty thousand yuan, one billion is five hundred thousand yuan, and then multiplied by thirty days, one billion yuan of profit a month Fifteen million..."

"No, no, you can't do it like this. It's the stupidest algorithm. Old Wang, don't forget, if I guess correctly, Brother Jing should have equal principal and interest, right?"

Qin Fen moved his gaze to Lao Jing, who showed admiration:

"Yes, it is equal principal and interest."

"Look, according to your calculation, that is the worst loss. The real interest rate of this money is at most six or seven percent. Have you heard that sentence? Money has time value! You Do you know the month in which the most valuable payment on this loan was made?"

Qin Fen's words made Wang Shichong faint. If you ask him to ask "Who am I, where am I, and who hits me?" the philosophical question is okay, but if you ask him about finance, he is not a sham, but it's almost like a sham.

So, after seeing Lao Wang shaking his head, Qin Fen smiled and said:

"It's the first month! Do you know the reason? That is, your first month's repayment with principal and interest can continue to be loaned out, and the snowball quickly snowballs..."

Before Qin Fen could finish speaking, Liu Han instantly understood. And Lao Jing secretly sighed in his heart:

"What's the matter, the rich second generation in the novels in these days has almost exploded, okay? This kid's brain is really good! This is what the rich second generation should do~"

And Qin Fen, who had been long-winded, saw that Wang Shichong was still confused, then he sighed helplessly, and moved his eyes to Liu Han:

"Boss Liu, tell me what you think. We all follow your lead~"

(The stone has been committed again, I am also a dog, and I went to the hospital. Today's update is random, and I have sent all the written ones first, and I will go~)

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