I'm Really Strong
Page 156
"New law! A new law has been passed!"
"—Northland Bank, established!
"In addition, the first round of census in the northern border has begun, and we will register a citizen number for every resident in the northern border..."
……
"bank?"
Estes had no idea what it was.
As for the explanation to Esdeth, it was not Bai Ziqing, but as Bai Ziqing's tool... Ahem, Lakiri, who is left and right.Of course, this matter was not handled by Lakiri, but by the Finance Department.Lakiri had so much work on his hands that he was about to die suddenly at any time, so Bai Ziqing naturally wouldn't entrust this work to him.
But even though it was not his responsibility, he had also heard Bai Ziqing explain what a bank was.
"To put it simply, the common people put the assets they save on weekdays with us." Lakiri said, "Then we give the common people a certain percentage of interest according to the time."
"Huh? Shouldn't it be a storage fee?" Esdes was taken aback.
"Who would hand over the money then?" Rakiri shrugged.
"Originally, the money that ordinary people hid under the bed or even buried under the tree was taken out and handed over to us. And this money that was originally in the "solid state" will be used by us to invest in other places, so that this The solid money "flows" like water.
"The meaning of currency is circulation, you should have heard His Majesty explain this principle.
"You may not know that money is needed everywhere in the northern border. The Magic Science Research Center (former blacksmith shop) needs money, which is actually not much. Other education needs money. No matter how small the army is, it needs military expenses to support it. There are so many more types of officials and grassroots personnel who need wages, and the project funds for various infrastructure projects are also not small.
"Especially the steam locomotive has been researched recently, His Majesty is planning to build a railway to and from the northern border and the capitals of foreign nations in the north.
"In order to deal with the problem of dangerous species along the way, it is necessary to arrange on-board engineers, as well as the "Railway Safety Bureau" responsible for temporary crusade against dangerous species..."
"...Then what if the common people want to withdraw money, but the bank can't give it out?"
"Then let it cool down."
"???"
Chapter 36 The Future
Banks are very common to modern people. They are nothing more than raising the funds needed for daily work through the most basic liability business, and then lending or investing the funds absorbed by the asset business to earn money. take profit.
On this basis, the banks of later generations even played various tricks, such as all kinds of messy wealth management products such as rare earths and precious metals, agency business as intermediary business, fund custody, consulting consultants, and so on.
The current northern border does not need these bells and whistles for the time being. It is enough to be able to do the most basic liability business and asset business, accompanied by some auxiliary guarantee commitments, consultants and other businesses.
Of course, there is also the most basic investment method - treasury bonds.
But even a trick of this magnitude is extremely novel to the people of this world.
"...Ah, I am getting more and more confused about what this world is like. Is it possible that that guy is pretending to be a civilization from another world? Then again, where is the hometown of our Majesty Bai Wang? ?”
In the tavern, Gozzi stood at the gate of the bank facing the long queue to buy national debt, and drank with his colleagues in a daze.Beside him was a dark-skinned vitality girl, that was Matou, his daughter who had been brought to the north from Huangquan Temple.
Being able to give his daughter such a name made Bai Ziqing wonder if Gozqi had a grudge against his daughter.
"I don't know." Suzuka shook his head resolutely, "Your Majesty only said that it is far, far away."
"...So, this "far, far away" itself is very suspicious? "
"Why don't you ask Gozzi?"
"I asked, guess what His Majesty said."
"'Guess?'" Suzuka could feel some of Bai Ziqing's usual bad taste.
"Bingo!"
Gozzi lay prone on the table.
Seemingly remembering Bai Ziqiang's expression when he said "guess" with a "kind" face, Gozzi shuddered and never asked again. It may be meaningful to know this, but it doesn't make much sense no matter how you think about it. question.
"...I also bought some." Zhu Tian took out a voucher, "The little girl at the bank suggested that I divide my property into two parts, one part for my own use, and the other part for safekeeping in the bank. She also said that if I An heir can be appointed—if one day I die due to illness or accident, that person can inherit.”
"Who did you write about?" Godzzi asked.
"Huangquan Temple." Zhu Tian said decisively, then looked at Gozqi again, "Don't look at me like that, you might die earlier than me, if you die earlier than me, wouldn't it be over? So it’s better to donate it back to Huangquan Temple, anyway, I have neither wife nor children.”
"...Don't consider finding one?" Thorn said, "Haven't you noticed that our lives are getting more and more stable? The tasks assigned by His Majesty are basically errands compared to the killings in the past? There is no feeling of walking on a single-plank bridge at all!"
"No, I'm used to being a bachelor all my life." Zhu Tian shook his head.
"Speaking of which, what about some people who can't write?" Suzuka asked.
"Randomly select three or more literate people on the spot, and the bank staff will read the terms aloud, and write down their names and resident numbers on their behalf—do you think His Majesty Bai Wang is an idiot like you, and didn't think of anything?" Zhu Tianbai He glanced at Suzuka.
"Suzuka is not an idiot!" Suzuka retorted.
"Yes yes yes." The rest of the people dealt with it casually.
Gozzi took a sip of his wine: "But it's really fortunate that these ordinary people dare to take out the money and store it in some kind of bank... Aren't they afraid that the money will be wasted?"
"Because of Lord Bai's prestige?" Thorn guessed, "Compared with trusting the bank, people here trust His Majesty Bai more. To be honest, if it were Ornest who did this, how far would I go?" No matter how far you hide, anyone who believes in Ernest is an idiot."
"Where's Ernest..." Zhu Tian sighed.
At this time, Gozzi put down his glass: "Speaking of Ernest... I said, it's time for us to find a new job. We used to work for Ernest, but now we are looking at Ernest." It's going to be over, we have to make some plans."
When Bai Ziqing mentioned Ernest, the undisguised hostility made Gozzi understand that Xiri's old boss probably had no hope.He wasn't going to burst Ernest's bubble-like dream of continuing to enjoy prosperity and wealth, but he simply had to think of a way out for his daughter and a few colleagues.
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