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There are only two meanings revealed in the rough information that Lao Jing gave.

One is that if Liu Han wants to do it, he must prepare sufficient cash flow.Moreover, based on Alipay's customer base, the cash flow prepared by Liu Han is at least one billion.

The other is even simpler. This kind of small loans that don’t need to go to the bank and don’t need to be mortgaged should not be too much per capita, which may range from tens of thousands to hundreds of thousands.But no more than six digits.The main user group is for young people...

Chapter 997

"Brother, this is a good thing, how can it be so cheap to me? Ant Financial is short of money? Stop joking, okay..."

Liu Han was puzzled by this point.

If this thing can be done, then profits are foreseeable.Loans are like a snowball, as long as your snow is thick enough, it will roll more and more, and it will get bigger and bigger!Although it seems that so much money has been invested in the early stage, don't forget that the effect of this is very fast.You have to repay the interest every month, but your principal has remained unchanged. It is completely possible to realize the existence of money making money in the true sense.

This is why so many people have to rely on the bank's relationship and then work as a loan company.This thing is really too profitable. Although you may not have borrowed much by yourself, what about ten people, one hundred, one thousand, ten thousand?That's an astronomical sum.

How could such a good thing come to me?

Hearing Liu Han's question, Jing Xiandong lamented that today's young people are really not simple, knowing that this matter has a lot of profits, but their brains are not overheated, instead they first thought of the strangeness of this matter.

But it is precisely because of Liu Han's character that Jing Xiandong appreciates him so much...

In fact, I don't know if the old well gangster is caused by Liu Han's bloody golden fingers, otherwise, as the two of them, although Liu Han has a little money now, the difference is really many times.

"It's like this. MYbank and Ali have long planned this matter, but the board of directors has always been divided. You also know that Ali's shareholding is not a company owned by JACK alone. Who are some of the shareholders standing behind? I don’t need to say more. Everyone has reservations about this kind of online loan, because as you said, Ant Financial is not short of money, but don’t forget that there is no collateral, and the risk of a loan purely based on credit is also very high. Big. Now these people want to grow steadily, anyway, the monthly dividends brought by Ant’s Tianhong Fund’s Yu’e Bao are already astronomical, right?”

"Yeah, that's what I was thinking too, couldn't Ali handle this kind of thing casually?-"

"It can be done casually, but the problem is that some people don't want to do it. They think it's impossible to lend money to others for no reason. Moreover, these shareholders don't trust the cloud computing Sesame Credit we developed ourselves. To put it bluntly, they ..."

"I want to ask for stability!"

Before Jing Xiandong finished speaking, Liu Han took the words.

"That's right! Ali has developed to this point, as long as he doesn't make a decision-making mistake, it is basically impossible to capsize. It is precisely because of this that everyone will hold this matter with reservations. But Xiaohan, you found that Is there a phenomenon? Nowadays, more and more young people use credit cards. Many people apply for a lot of credit cards. It is very enjoyable to spend, but when it comes to repayment, they move around, and some even have to find someone to represent them. Returning the credit card, and obediently paying the handling fee... What does this phenomenon remind you of?"

"What did you think of?"

Liu Han was taken aback by Jing Xiandong's question. After thinking for a while, he suddenly realized:

"I understand. To put it bluntly, everyone is short of cash..."

"That's right! People of our age are fine, but young people like you are more vanity-minded now. Everyone likes to compare, and comparisons require capital. Do you understand when I say this? Of course, this is just A very small phenomenon, I talked about it with JACK, especially after the year-end report of Sesame Credit score this year, we all felt that the future will be the era of credit, people without credit will definitely be eliminated by society, and The higher your credit, the more benefits you can enjoy from your credit! That's why I said, this is definitely a good thing, but there are certain risks!"

Hearing this, Liu Han understood what Jing Xiandong meant.

The risk he mentioned is nothing more than the fact that no one has gone this way before in this online loan. Although Ali’s Zhima Credit scoring system is very complete, there are still some people who think they are smart and think they can escape the pursuit of the French Open and become A fish that slipped through the net.The so-called risk is nothing more than not paying back the money...

But from a side point of view, this kind of thing is definitely a good thing. Let alone how many young people want to become "Lao Lai", if the probability is one in ten, Liu Han feels that this business is not worth it. will lose money.After all, there are still legal channels to go. It doesn't matter if you don't. If you file a lawsuit normally, the small amount of money can be repaid from your family.

To put it bluntly, you will never be able to repay the tens of thousands or hundreds of thousands of small loans, right?At that time, you only need to indicate some implicit overlord clauses in the contract.

Even when Liu Han himself registered an account on the Internet or applied for something, he didn't read the disclaimer agreements provided by those websites or games, let alone other people.

This matter is completely messed up, and it's a big mess!

"Brother, then the first step of this thing is done, Ali should have a plan for the second step?"

"Hey, hey, of course, can the elder brother let you cross the river first and then demolish the bridge? But I can't tell you clearly on the phone for a while. Do you think this matter is messed up? If so, come in the afternoon Let's go to Xihuzhou. How is it?"

Hearing Jing Xiandong's invitation, Liu Han knew that he had to go no matter what.After all, this cake...it's scary to think about it.To put it bluntly, lending has been handed down from ancient times to the present. Isn't the reason why it has such a long life span because of its high profits?Since Ali has this plan, it makes no sense for him, who wants to make further progress, to let go of this opportunity.

So, Liu Han nodded:

"Okay! I'll definitely be there in the afternoon! But, brother Jing, can I take two friends with me? This is too big a deal, and I definitely don't have enough money alone! I need a partner."

"You're talking about the son of Qianda, right?"

"Yes, it's him, and there is another one. We are good friends, and we can also be regarded as a community of interests..."

"Okay, come on, anyway, to put it bluntly, it's also a matter for my brother to take you out to explore the way first. It's better for one more person to take the risk."

"Then it's settled, see you this afternoon, Brother Jing!"

The two exchanged some pleasantries and hung up the phone, while Liu Han closed his eyes and meditated for a while before lighting a cigarette.Taking a deep breath, he dialed Wang Shichong's number.

Chapter 998 You want to learn from me too?

"Hello? Damn it, daughter-in-law, take it easy, it hurts..."

"Endure it! This is the native method taught by my mother, and it will have miraculous effects in suppressing the fire."

"Can't we just go to a place where Chinese medicine massages? You say you, this essential oil is more than a thousand bottles, what's the matter with you using a canned bottle as a cupping jar? This canning is a technique in Chinese medicine, right? When did it become the native method taught by your mother?"

……

Listening to the conversation between the two on the phone, Liu Han felt a black thread.

"What are you doing?"

"Don't mention it, I drank wine and ate hot pot yesterday, and my mouth is full of bubbles today, Sydney will give me the can! God knows where she found the canned bottle, oh shit, this is so sour ...Hey, it hurts, big sister, can I be wrong? It really hurts~~~哉~~"

Wang Shichong bared his teeth and grinned, shouting louder and louder, really miserable.

"I... Forget it, how long do you have to finish?"

"A few minutes... Hiss~~Your uncle, it hurts, alas, I was wrong, ouch~ouch~~ah~~~It really hurts, sister, woo woo, don't go, I'm so wrong It's..."

"Tell you to bear it! Just finish walking!"