My Life Can Hang

The President Ma mentioned by Peng Zhijian must be Brother Ma.

Chen Dongcheng nodded with a smile: "President Peng is in trouble."

"No trouble."

Peng Zhijian got up and went to Xiao Mage to report.

Such a big event deserves to alarm Brother Ma.

About half an hour later, Peng Zhijian left and returned with a smile on his face: "Mr. Chen, Brother Xiao Ma invites you to sit in his office."

3901.

On the highest floor of this Fujixun building, Brother Ma's office is on this floor.

On the door of the office, there is a nameplate of Ponyma.

Peng Zhijian laughed softly: "Brother Xiaoma's English name, you can also call him pony."

After speaking, Peng Zhijian's face became straight and he knocked on the door lightly.

"Enter."

A calm man's voice came from the room.

Peng Zhijian pushed in the door, smiled and let Chen Dongcheng aside, and introduced: "Mr. Ma, this is Mr. Chen from Shangdong Technology, and you are an alumnus."

Xiao Ma stood up with a smile, shook hands with Chen Dongcheng, and motioned Chen Dongcheng to sit down.

Peng Zhijian automatically switched to the role of secretary and was in charge of making tea. Obviously, he was very familiar with Brother Ma's office.

Brother Xiao Ma first glanced at Chen Dongcheng and praised: "I heard Principal Lu mention you more than once. It is really rare for Shenzhen University to cultivate a character like you."

"Mr. Ma is overrated, I just made some trivial achievements."

Brother Xiaoma saw that Chen Dongcheng was not a little proud, so he nodded secretly: "I heard from Zhijian that you plan to invest in Weizhong Bank?"

"Is there such a plan, it depends on whether you agree with the senior."

Chen Dongcheng's sentence, the senior, called Xiao Ma, who was a bit stunned.

However, it is clear that the title of the acoustic chief has brought them closer to each other.

Xiao Ma began to introduce the background of the establishment of Weizhong Bank: "Internet banking is an attempt, and we are also responding to the call of the country.

It can be regarded as creating a precedent for the industry. Since you are optimistic about micro-heavy banks, you may not be able to cooperate. "

Chen Dongcheng said with a smile: "In my opinion, as the first person to eat crabs, Teng Xun will gain a lot even if it is a little bumpy."

Peng Zhijian brought two cups of tea to Chen Dongcheng and Brother Ma, who took a sip and asked, "What do you think of the development model of Internet banking?

You must know that the current mainstream views all believe that the development of Internet banks is very unhappy.

If you think that we have no offline outlets, funds will come from nowhere. I would like to hear your opinion. "

"Internet banking is destined to be different from the traditional banking industry.

Although Weizhong Bank has moved its 'outlets' to the Internet, it can rely on the resources of several shareholders such as Fujixun to expand its business layout. "

What Chen Dongcheng said made Xiao Ma's eyes light up, and he motioned for him to continue talking.

"I think it is possible to take advantage of Tengxun's social advantages, first launch the micro-loan function on QQ, and test the user's feedback.

If demand is strong, we can venture into business boldly.

Then, we use WeChat to further explore potential users, and through the whitelist invitation model, we have joint loans with many licensed financial institutions to carry out business, and we earn service fees.

Then use the huge social users of Fujixun to explore the profit model. "

Brother Ma suddenly heard a key word: "Whitelist?"

"It is to screen out those who may be fraudulent through big data.

We select some people with high credit scores, and we actively invite them and lend them money. "

Brother Xiao Ma's eyes lit up, this was exactly the pattern he had been thinking about recently, but he didn't think it as clearly as Chen Dongcheng.

Now that Weizhong Bank has just been approved for establishment, he has to deal with a lot of group affairs in a day.

It can only be handed over to the following people to take charge of this project, but so far I have never heard of such a complete development plan as Chen Dongcheng.

Brother Xiao Ma felt a little regretful: "It would be great if you could be the CEO of Weizhong Bank."

Chen Dongcheng was stunned for a moment, isn't this little brother's eyes open?

Forget it before, but recently he has just copied the business management ability from Zhao Yin.

Except for Chen Dongcheng himself, no one else knows.

Brother Xiao Ma's next sentence made Chen Dongcheng unable to hold back his ecstasy.

"Since you have so much confidence in Weizhong Bank, it is not easy for me, an old senior, to refuse, so you should invest [-] million."

Chen Dongcheng knew that the so-called school friendship was nonsense.

What really made Brother Ma agree to accept Chen Dongcheng was Chen Dongcheng's inspiring remarks.

With such a great talent, how could Brother Xiao Ma be willing to let go.

Besides, even if the remaining equity is released, it will only attract a few fund institutions.

It is better to let Chen Dongcheng join the team, and the future development of micro-heavy banks can be more stable.

At this time, little brother Ma has no idea how terrifying the potential of micro-heavy banking will be in the future.

That was really red hot. If Chen Dongcheng was Brother Ma, he couldn't just hold 30% of the shares.

Brother Ma speaks better than anything else.

Peng Zhijian quickly prepared the investment agreement and watched Chen Dongcheng fill in the investment details neatly.

This investment is considered tentative, and it will be fully implemented after Chen Dongcheng officially contributes the capital.

Brother Xiao Ma smiled and shook hands with Chen Dongcheng saying goodbye: "If you have time in the future, come to me and sit with me. I will let Zhijian follow up on the C round of Shangdong Technology."

"Okay, if you have time, you must come to harass the senior more often."

The little brother sent it to the door and closed the door.

Peng Zhijian took the investment agreement and joked: "I never thought that one day you would invest in our project of Tengxun."

"It happens to be a little spare money. Money is just a bunch of numbers. Only when it is invested in projects with potential can it bring rich returns."

Chen Dongcheng asked Peng Zhijian with a smile, "Mr. Peng, are you interested in going it alone?"

"Shh, President Chen speaks carefully!"

Peng Zhijian was taken aback, and quickly looked around.

I was relieved to find no one there.

When he returned to his office, Peng Zhijian looked strange: "Why does President Chen think I will leave Tengxun?"

"I don't think Fujin kept you once before. You should have officially resigned last year."

Peng Zhijian sighed: "Oh, I can't hide it from Mr. Chen, although I have developed well in Tengxun.

But sometimes I always have a voice in my heart that tempts me to go out and try. "

Chen Dongcheng was noncommittal: "Although Tengxun is good, it is not his own company after all.

However, once Mr. Peng leaves, he will change his investment thinking.

Fujixun does not require a rate of return, and can even bear losses.

If Mr. Peng wants to start a business, careful planning is inevitable. "

Peng Zhijian nodded with a wry smile: "I've been struggling with this recently. When I'm fully prepared, I'll apply for resignation with Teng Xun."

"Anyway, if Mr. Peng needs help, he can come to me at any time, and I will do my best to support him."

Peng Zhijian expressed gratitude: "Thank you, Mr. Chen."

Seeing that Chen Dongcheng and the others started their own businesses one by one, they became prosperous in the circle.

Even if Peng Zhijian is the general manager of Fujixun's investment and acquisition department, he is just a senior wage earner.

Chen Dongcheng chatted with Peng Zhijian for a few words, then got up to leave.

Peng Zhijian has a deep network of contacts. As long as he resigns to start a business, it is not a problem to rely on his contacts to raise a few funds.

Even the CEOs of many start-up companies are deeply favored by Peng Zhijian.

After Peng Zhijian left Tencent, his development has indeed flourished.

There is no harm in dating such a character in advance.

Of course, Chen Dongcheng would not hand over the money to Peng Zhijian to invest.

No matter how good Peng Zhijian's vision is, can there be such a good person as Chen Dongcheng?

chapter 255. 254, merge

Beijing.

Didi headquarters.

The meeting room was solemn and solemn, with investors and executives sitting together. This is the first time Didi has held a board meeting this year.

Cheng Wei nodded to everyone: "Everyone, this board meeting is mainly to report on the merger of Didi and Kuai."

Chen Dongcheng received a text message from Cheng Wei before he came. He was not surprised that Didi and Kuaidu would merge. This was planned from the beginning.

Two dogs fight, play off.

There is still Uber staring at it outside, and if the internal friction continues, Uber can only pick peaches.

"In the current domestic taxi-hailing software market, Didi Dache and Kuaidi Dache take the leading positions with 56.5% and 43.3% respectively.

After our merger with Kuaidi, the new company will account for more than 90% of the domestic taxi software market share.

It is worth mentioning that we got a 55% equity replacement ratio in the new company after the merger.