My Life Can Hang
Page 373
"Your model is very simple, it is nothing more than raising funds from the outside world, and then lending money to companies or individuals who take the initiative to come to the door.
Interest should be very substantial.
But the core problem is that the bad debt rate cannot be controlled. "
Chen Dongcheng is no longer familiar with these P2P companies.
"If you want to cover up your bad debts, you need to constantly absorb new investor funds to make up for the previously promised returns.
But the most important thing is the issue of payment due, and most P2P companies will explode at this node. "
Guo Rongjun took a sip of tea and narrowed his eyes.
Obviously, Chen Dongcheng is absolutely right.
Financial companies like the Blue Age have previously lacked regulation.
In the state of savage growth, it is not uncommon for many people to run away.
The most bizarre thing is that many p2p companies even have fake registration locations, and can deceive a group of investors to transfer and remit money.
A platform with luxurious offices like Blue Times can undoubtedly enhance the trust of more investors.
It was at that time that Guo Rongjun made the easiest money in his life.
Guo Rongjun put down the teacup gently and asked, "I heard from a friend that Qingju Technology took the initiative to hand over the deposit pool to the bank for supervision. Haven't you ever been moved by that money?"
That's not a small amount of money, a deposit of billions is enough for some people to take risks.
Chen Dongcheng smiled and shook his head: "The deposit is a deposit, it can be used, but it has to be made up in the end."
"The future is terrifying!"
Guo Rongjun said with emotion that he couldn't do it.
In other words, most P2P companies have this drawback.
The deposit pool model is the key for them to run away at any time.
Asking them to hand over their money to bank supervision is a dream.
If they did that, those bosses wouldn't be able to run away with huge assets at all.
"Uncle Guo, have you heard of Weizhong Bank?"
Guo Rongjun thought for a while and asked, "Which internet bank is Tengxun leading?"
"Well, the main business of Wechat Bank is also financial loans."
Chen Dongcheng paused and said, "I am one of the shareholders of Weizhong Bank."
Guo Rongjun's eyes suddenly widened, and he looked at Chen Dongcheng in disbelief: "Are you a shareholder of Weizhong Bank?"
That is an Internet banking project led by Fujixun and supported by the state.
It is said that the start-up capital is very large, and Chen Dongcheng can actually be involved in a project that several giants have jointly followed up?
Where did he get the money from?
Chen Dongcheng smiled without saying a word, and suddenly in Guo Rongjun's eyes, his identity became more and more mysterious.
The registered capital of the micro-heavy bank is [-] billion, which is not a secret in the eyes of the outside world.
Especially for financial companies like them that run the lending business themselves.
Guo Rongjun thought for a long time and asked, "Do you hold more than 5% of the shares?"
"Much more than that."
Guo Rongjun was silent for a while, then suddenly smiled: "Okay, that girl Xuanxuan's eyes are much better than my old man."
As a father, Guo Rongjun certainly hopes that Guo Jingxuan's life will be better.
He worked hard all these years, and finally allowed Guo Jingxuan to live a life of worry-free clothing and food.
But the property of the parents is not created by oneself after all.
What Guo Rongjun is most afraid of is that Guo Jingxuan has found a boyfriend who only wants to have fun.
No matter how much money he left behind, it would not be enough to lose the family.
After sitting with Guo Rongjun at the company until noon, Guo Jingxuan made a phone call and called Chen Dongcheng away directly.
She was hanging out in the mall with the girls from yesterday.
When Chen Dongcheng came, he saw that each of them was carrying a few shopping bags, drinking milk tea with straws in their mouths.
"Xuanxuan, did your boyfriend satisfy your father yesterday?"
A girl asked very gossip.
Guo Jingxuan rolled her eyes at the other party: "Then it goes without saying that my old man was directly dealt with."
"Then you stayed at your house last night?"
"That's not it."
"Wow, your boyfriend is too good. My dad doesn't look down on the few I brought back before."
The other three girls couldn't help but feel a little envious.
Li Moli looked at Chen Dongcheng who was heading here: "I'll treat you to dinner at Jiexianglou in the evening."
"Oh, long live Sister Jasmine."
Several girls cheered, and Chen Dongcheng just walked up to Guo Jingxuan.
Guo Jingxuan smiled and explained the reason for the cheers: "Sister Jasmine invites you to eat Jiexianglou in the evening."
Jiexianglou is another restaurant in Zixuan Resort.
Guo Jingxuan also mentioned it before, saying that it is a pity not to eat Jiexianglou once in Hangzhou.
What made the girls the most happy was nothing else, the shopping bags in their hands finally had a place.
Pang Zhengyang and the others suddenly filled with shopping bags.
Wherever a group of people goes, there must be a store manager with warm service from the store staff.
In Hangzhou, it is rare to see this kind of picture of going out with several bodyguards to go shopping.
In addition, these rich ladies were generous, and Pang Zhengyang and the others were all carrying shopping bags of various brands.
A dress costing [-] or [-] yuan, for them, is similar to the clothes that ordinary people buy for [-] or [-] yuan.
In the evening, Chen Dongcheng can finally taste this long-known Hangbang cuisine restaurant.
Li Moli corrected: "This restaurant is innovating on the basis of Hangbang cuisine, you will know in a while."
The restaurant is very popular. Basically, several tables in the hall are full. Li Moli booked a private room.
Li Moli treated guests, and she was also the one who ordered the food.
This eldest lady is somewhat similar to Chen Dongcheng's way of ordering.
Don't look at the price, just pick the one you like.
"Yellow croaker with scallion oil, Vietnamese-style veal, golden leaf salad fritters and shrimp..."
Li Moli spoke fast, and the waitress kept recording.
"Ma'am, what you ordered is enough for your six guests."
"Okay, we're all driving, so don't drink today, right?"
Everyone has no interest in drinking. If you want to drink, it is better to go to a nightclub to play, and you will be more enjoyable to drink.
"Then we'll have two jugs of pomegranate juice and orange juice."
After Li Moli finished speaking, she handed the menu to the waiter.
After a few small chats, they were a group of rich ladies together, and they also talked about which clothes they liked during the day shopping.
Going to try it another day and see if you like it.
Chen Dongcheng and Li Moli can chat together.
The heroic spirit between Li Moli's eyebrows is rare among women, and her character is somewhat strong.
After chatting, I learned that Li Moli opened a beauty salon in Hangzhou, which is still making money.
However, his own conditions are very good, and his vision is getting higher and higher.
There are very few men around her who can get along with her.
A man who is not good enough doesn't even have the courage to chase after her.
The men who could make her look right were either married or about the same age as her father.
The age of 28 is undoubtedly a key turning point for a woman.
When Li Moli mentioned the marriage urging at home, she was a little helpless: "I'm also trying to find it, but how can it be so easy to come across something suitable for love."
"Che, I'll introduce my cousin to you, Dr. Returnee, who founded a company with a valuation of over [-] million.
Such a person is not for your old man to directly give a no. "
Guo Jingxuan complained mercilessly.
Li Moli rolled her eyes: "your cousin has the ability, but I don't feel him, it's almost like being a friend."
"If you weren't my best friend, I wouldn't be too lazy to introduce my cousin to you, and I even got a meal from my aunt."
Guo Jingxuan muttered, "Then you have to hurry up. Uncle Li has asked us to recommend a suitable blind date for you."
"Forget it, let's eat first."
The waiter came in with a few dishes at this time, and Li Moli quickly changed the subject.
When she hears the blind date now, her head hurts, and she subconsciously wants to escape.
The old-fashioned scallion oil yellow croaker is fresh enough, but it is definitely incomparable with the wild large yellow croaker in the magic capital of tens of thousands of dollars.
The other dishes also have their own merits. Chen Dongcheng felt that it was worthy of the price after eating it.
Li Moli and the others didn't eat much. After eating dessert, they checked out and left.
The price of the small ticket is not expensive, Miss Li didn't even look at it, she just put it in her bag.
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