Instead, there were two people, Kawagoe Ryoma and Nakamura Yasushita. One was the branch president, and the other was an inconspicuous branch employee.

Controlling such a person will not attract others' attention, but will give Lin Hao more room to operate!

What Lin Hao wants to do is very simple, that is a "Ponzi scheme"!

Chapter 502 The Ponzi Scheme

In fact, the Ponzi scheme is nothing new.

As early as 1920, Ponzi, the founder of the Ponzi scheme, and his Ponzi scheme were exposed to people.

In short, a Ponzi scheme takes advantage of customers' greed to attract deposits and investments at interest rates much higher than the market.

Then, maintain this scam as much as possible, and the method is not complicated, that is, use the new deposits you just absorbed to pay the high interest rates of previous customers until it completely collapses.

Since then, they are still active all over the world, but they appear in people's eyes in an improved and mutated form.

Those who play advanced games and hide them in the financial industry, such as stocks, futures, etc., are the hardest hit areas.

Its essence is a fraudulent investment scam that promises high returns and low risks to investors. The scam brings rewards to early investors by acquiring new investors, and eventually collapses when new investors are flooding in and funds are insufficient.

It is characterized by good effect, long duration and sustainable harvesting. The key is that it is not illegal.

Others, who are relatively beginners, follow the method of Ponzi, the founder of the Ponzi scheme, and simply and crudely apply the pyramid template to defraud.

Lin Hao currently does not have enough funds to play high-end games, so he can only play high-return investment games.

The bank promises investors an annual profit of 20% or even 50%, or even higher, and then uses the bank to trick everyone into investing, and then uses the money invested by the people behind to pay interest to the people in front.

Because the people in front have received the interest, the impulsive will invest more, and the less impulsive will feel relieved, after all, they have received the interest.

Then, people kept coming to give money. When the money reached a certain level, they just took the money and left!

This is also the reason why Lin Hao wants to control two people, Kawagoe Ryoma and Nakamura Yasuki.

One is the branch president of the bank, and the other is the employee of the bank. These are the people that people trust the most, especially in this "simple" era, the islanders' trust in the bank is absolute.

Lin Hao had already made up his mind to get a large amount of money directly, and then asked the two clones to go to Bangzi to continue the business, but 60s Bangzi didn't seem to have much money.

If not, then go to Ying Jiang to do it. Even if they are caught, it doesn't matter. The two have no relatives and are still islanders. Lin Hao can abandon them at any time!

After Lin Hao arranged their respective tasks, Kawagoe Ryoma and Nakamura Yasuji left directly to prepare for a big fight tomorrow.

When the two left, Ayumi Fukada bit her lower lip and walked towards Lin Hao with small steps. There was only a few steps away, and the clothes on her body were getting less and less.

When he came to Lin Hao, if it weren't for the black silk hanging on his legs, he would have been naked.

"Lin Sang, I feel sore all over my body now, can you help me massage and relieve some pain?"

"Of course, I'm very happy!" Lin Hao raised his eyebrows and said.

Then Lin Hao squatted down slightly, then held her hips and lifted her up, and Fukada Ayumi's two long legs instantly locked her where they should be.

Ayumi Fukada is 175 centimeters tall, which is a very rare height in the island country!

I have to say that this girl's charming face and young and hot body are indeed very attractive, especially when she hooks her hands around Lin Hao's neck and then takes the initiative to kiss her.

Then the two began to get to know each other in depth, and there was a fierce physical confrontation. In the end, Fukada Ayumi was defeated by Lin Hao's inhuman physical fitness.

Looking at Fukada Ayumi lying obediently on top of him, Lin Hao said indifferently:

"Ayumi, the plan will start in two days, are you ready?"

"Yeah~!" Fukada Ayumi replied lazily.

"From now on, how far you can go depends on your own ability!" Lin Hao then said:

“If possible, it’s best to bring in more senior people!”

Seeing that Ayumi Fukada was a little absent-minded, she asked:

"what happened to you?"

Ayumi Fukada looked at Lin Hao affectionately and said:

"Actually, I don't have much obsession with my position at the headquarters of Sankoi Bank now. I just want to follow you now, as long as I follow you!"

Ayumi Fukada's sudden confession reminded Lin Hao of the time when he first found her. Lin Hao found that she was not willing to just be a secretary, but wanted to become a strong woman.

In this era, feminism is on the rise in island countries. As we all know, when the whole doctrine was just in its infancy, it was quite inspiring.

Most of them want to fight for their own rights through their own efforts.Therefore, many intellectual women do not want to be trapped at home.

They all want to find a job that can support themselves, establish themselves in society, and gain recognition from others.

When the development reached the 90s and [-]s, especially on the eve of the bursting of the island bubble, feminism evolved in another abnormal direction, and finally completed materialization and dependence.

For example, women generally have several full-time friends, who are responsible for running errands, paying for meals, giving gifts on holidays, repairing computers, repairing sewers, etc.!

It is said that the maximum number of such friends is 28. If there are not three or five such friends around, no one will have the nerve to go out to meet others.

Of course, we are now in the embryonic stage, where we are all trying to work hard through our own efforts, and Fukada Ayumi is exactly such a person.

When Ayumi Fukada saw that Lin Hao had been silent, she thought that Lin Hao was angry, and her originally expectant expression became a little low.

Lin Hao smiled when he saw this, and then promised:

"Okay, after this matter is over, I will open a company for you to run!"

Originally, Ayumi Fukada was just the secretary of Mikui Bank, and Lin Hao came to be a commercial spy.

Once Lin Hao's Ponzi scheme starts to cause trouble, it is only a matter of time that such a simple financial scam will explode.

Lin Hao was not prepared to take the responsibility himself. He must escape in time and find a scapegoat to shoulder this responsibility, and this scapegoat was Sankou Bank.

However, Mikou Bank will definitely not bear all the responsibilities for no reason, and the purpose of Fukada Ayumi's existence is to help Lin Hao guide Mikou Bank into the game and resist all responsibilities.

Moreover, Ayumi Fukada will act as a savior in the future to help Mitsui Bank stop its losses, and then ascend to a high-level position.

The reason why Lin Hao agreed was not simply out of lust, but mainly because it did not conflict with Lin Hao's arrangement.

In addition, Lin Hao felt that Fukada Ayumi was indeed a capable person.It would be a pity if she were simply regarded as a commercial spy. It would be such a waste of talent.

And Lin Hao is also willing to give her a chance. After all, the loyalty of people who have been affected by the hive consciousness is actually far more reliable than others.

"Really?" Seeing Lin Hao nodding affirmatively, Fukada Ayumi said in disbelief: "Great!"

In excitement, Fukada Ayumi slowly rode on Lin Hao, and then began to act arrogantly, punishing Lin Hao all night long...!

three days later

At this time, preparations have been made, the right time, place and people are on Lin Hao's side, and Lin Hao's plan is about to begin.

The economy of the island country is taking off. Although the financial system is not yet complete, the Ponzi scheme does not need to rely on the stock market or the like, it only needs to rely on the investment market.

In this era, the investment market is in the hands of banks.

Depositors put their money in the bank and get a 3% interest every year, while the bank invests the money and gets a 5% interest every year.

2% of this is the money earned by the bank, which is a non-principal transaction, because the principal is paid by others.

The bank window guidance model of the island country simply means that you have to issue as many loans as the central bank asks you to issue loan quotas.

The same was true in our country in the 80s.

In order to ensure authenticity and reliability, Lin Hao directly contacted Tsukamoto Kozaburo to package his TV factory.

Then Lin Hao placed a huge order for finished TV sets from his company in Hong Kong to Tsukamoto Kozaburo's factory.

This is the reason why Lin Hao asked him to produce TV sets with high quality and quantity before.

As a result, Tsukamoto Kozaburo's TV factory became a high-quality factory.

However, because Tsukamoto Kozaburo's factory is not large, if he wants to expand his business, he will need a loan.

So Tsukamoto Kozaburo followed the normal procedures and applied for a loan from Sankui Bank to expand production. Because the procedures were complete, the loan was successfully approved.

But the problem is that after the bank's evaluation, although the loan interest rate was only 5% per month, the loan amount given was too small and not enough to expand the scale.

So Nakamura Hochi, a bank employee, began to look for some wealthy depositors and revealed the matter.

He also said that the factory needed a larger loan and was even willing to increase the monthly interest rate to 10%.

The monthly interest rate of 10% is such an amazing speed. In one year, that is an interest rate of 120%. It is simply faster than robbing money.

As a result, smart and wealthy people came to invest according to a three-month period.

There are no violations in this transaction so far. All procedures are reasonable and legal. It is just a normal investment.

However, after receiving the loan, Tsukamoto Kozaburo did not place an order for a TV production line with the manufacturer.

Instead, all the TV sets produced previously were sent to Lin Hao’s Eternal Star Company in Hong Kong Island.

However, the unexpected surprise was that Yu Guangxu quickly sold the TV order placed by Lin Hao Company to all parts of Hong Kong Island at a low price through the original sales channels.

As a result, it was sold out in less than a month, so I immediately got my money back and placed another large TV order.

So in the second month, the factory took out 10% of the interest on the transaction and prepared to return it all to the investors.

The rich people who had tasted the benefits in the first month were naturally reluctant to recover their principal when they saw that the company's TV sets were selling so well.

Naturally, people will choose to continue investing and may reduce their holdings, but it doesn't matter, because some people have already received the dividends, so there will only be more people joining in this time.

Then the second month, it will still be returned.

In the third month, it was still returned on time.

As soon as the total profit of 30% for three months was taken out, everyone who knew about it went crazy. Who wouldn’t be crazy with such a high interest rate?

However, the investment in the second quarter has started, and it needs to be settled every three months.

And there was an amount limit, so 70 million yen was bought up at once. You must know that this was the [-]s, when the yen was appreciating day and night, and the purchasing power of the yen was very huge.

But this isn’t the end yet, it’s just the appetizer!

So in the second quarter, because of the successful case, Tsukamoto Kozaburo once again proposed a development plan of 10 billion yen with a monthly interest rate of 10%.

It was also sold short by enthusiastic investors, and in the face of such enthusiastic investors, Nakamura Bozhi's second project team was taken out.

But this is a fake new company, and then it continues to repeat the above, using the money from the second project to pay for the profits of the first project.

Then three months later, quarterly billing begins again for the second project.

However, at this time, Lin Hao’s first TV project with a physical factory no longer required loans.

Because the capital pool at this time has already completed its self-circulation, and the TV factory has also successfully completed its production expansion, it only needs to follow normal company development.

Tap the screen to use advanced tools Tip: You can use left and right keyboard keys to browse between chapters.

You'll Also Like