It depends on the situation. For ordinary people, this is still a super good financial project.

The total interest for three months is 23%, which means the interest is 7.6% per month. If converted into the annual interest we are familiar with, it is 92% interest.

Although it is not as good as the previous 10% monthly interest rate, it is still higher than loan sharking. It is one of the rare transactions with ultra-high returns.

When seeing such high interest rates, it is not just ordinary depositors who are excited to invest. As a bank employee, naturally, they can easily calculate the returns.

But if you buy it from a bank, it's a different story.

You know, the interest rate of banks' external loans is about 5%, but now it exceeds 7% per month, which is close to three points of interest.

How much is three months and three points?

A total of 4.68 million yen, but if you don’t pick up the money when you see it, you are definitely a fool.

Therefore, after discussion, the bank staff of the branch decided not to recruit external funds at all, but planned to work together to lend money to the branch and then provide the 50 billion private equity funds.

In the end, they promised an interest of 0.7 points, and the branch manager Kawagoe Ryoma nodded in agreement.

After two previous successful investments, everyone knows that this is purely about picking up money, borrowing money from the bank, and then lending it to Sunshine Project. It is equivalent to making money without spending a penny.

Then, like opening Pandora's box, everyone opened the door to a new world.

So as soon as Lin Hao's Sunshine Project came out and it wasn't announced to the outside world, they immediately snatched it up and cut it off without leaving any room for anyone.

Two sunshine projects have been proposed in succession, but the branch simply does not have enough money, so what should we do?

Of course he was transferred from another branch.

Because we are all banks in the same system, we provide low-interest loans and do not even need to repay the money in the first three months.

But it also made the presidents of the other two branches feel a little strange, so they inquired about it. At this time, someone with a heart revealed the Sunshine Project to them.

Of course, Lin Hao is not a person who favors one thing over another, although it is very satisfying for the bank staff to pick up the bank's wool.

However, the funds of a branch are limited, and it will be a matter of time before they are all exhausted. If the capital chain is not supplied, there will be a thunderstorm immediately. Therefore, Lin Hao can only ask them to reduce the loan and keep it below the safety line.

What Lin Hao really values ​​​​is the vast depositor market, and the bank staff's interception of the Sunshine Project and the bank's profits are just a gimmick.

After all, those investors are not fools. The more you grovel, the less they believe you. This is why Lin Hao asked the bank staff to stop him.

The general meaning is, look, don’t say you want to harvest the sheep. Others have slaughtered the sheep too. If you haven’t started investing yet, what are you waiting for?

At the beginning of May, 10 billion yen for the second week entered the settlement period, which means that 13 billion yen will be sent out.

But since it has been eaten into the stomach, why should one let oneself vomit it out?

In addition to arranging bank staff to intercept the Hu Sunshine Project fund-raising project, it is also because there are trustworthy people among the people gathered here.

"Nakamura-san, I heard that the Sunshine Project has made several fund-raising attempts, but they have been blocked. Is this true?"

With a request, he stood next to Nakamura and asked secretly, but his voice was just enough to be heard, so the ears of everyone around him perked up.

Nakamura Yasushi showed some embarrassment on his face, and then whispered:

"Tanaka-kun, I'm sorry, maybe there is, but I don't know very well!"

"Nakamura-san, don't lie to me!" Tanaka said angrily at this time:

"As far as I know, some people took loans from banks and then lent the money to Sunshine Project to earn the difference, so they didn't even pay out the principal!"

Speaking of this, Tanaka said angrily:

"They are so, so shameless!"

Only then did people around realize that something like this was actually happening. A project as profitable as the Sunshine Project was blocked before it even showed up, and people immediately condemned it angrily.

"How could they do this!"

"It's just too shameless!"

"It's embarrassing, it's brought disgrace to our Dahe nation!"

"They must be spurned, it's so shameless!"

When Nakamura Yasushi saw everyone's indignation, he immediately comforted him and said:

"You don't have to worry. Even if they are insiders, they can only borrow once. Sunshine Project will raise new funds later~!"

At this time, Nakamura Hochi, as if he realized that he had said the wrong thing, immediately covered his mouth and stopped talking!

And everyone reacted immediately, so they immediately surrounded Nakamura Yasushi and asked:

"Nakamura-san, Sunshine Project, when will the next fund-raising be? You can directly get Sunshine Project's fund-raising project, right?"

Chapter 504 Close the net!

“When is your next fundraiser?”

Faced with everyone's inquiries, Nakamura Yasushi could only confess helplessly:

"In the past few days, after this settlement is completed, there will be a sunshine project next, but they plan to make long-term investments."

"You also know that short-term investment may seem high-yield, but the overall income is not as profitable as long-term income."

"Yes, yes, yes~!" Everyone nodded in agreement.

Although short-term investment has high returns, it is too short-term. If you do not continue to invest in the later period, the total return will not be high.

And Tuo, who had arranged it in advance, took this opportunity to take the initiative and asked:

"Then you see~, can I not withdraw the money and transfer it directly to the next investment? I only need to collect interest regularly, which is enough for our family to live a high-class life. You see this principal~!"

The eyes of countless people around him lit up, as this man spoke their hearts.

"Yeah, it's really tiring to fight for a spot every time. It's okay if you can get it, but what if you can't?"

Looking at the turbulent crowd, Nakamura Yasushi's lips curled up slightly. He knew that the matter was done, but he still had to endure it a little longer.

Sure enough, when everyone saw that Nakamura Hochi still didn't nod, they felt even more anxious.

"That's right, we won't take it out, just pay interest!"

"Yes, just pay interest. Let's just keep the principal, okay?"

"Nakamura-san, please!"

"Nakamura-san, your spot is too hard to grab, so don't withdraw this principal!"

"yes……!"

A group of people expressed that they did not want to withdraw their cash. Nakamura looked embarrassed and said:

"Mina-san, you are all our old customers, and we naturally hope to cooperate with you. After all, we have cooperated so many times and everything is safe and sound!"

Then he said with a righteous look:

"I'm going to ask the superiors for instructions now. Please be quiet. If you need to withdraw your principal, please come here and our clerk will handle it for you!"

Nakamura Yasushi hid aside and made a phone call, but in the chat room, he finally couldn't suppress his laughter. Now this group of people are really tricked, and they forced themselves to do it.

The whole hall was quiet except for Nakamura Yasushiro who pretended to be on the phone. It took him a full 10 minutes to hang up the phone, and then he came out with an embarrassed look on his face and said:

"Sorry, everyone!"

"Hey~!" Seeing Nakamura's expression, everyone sighed, feeling full of unwillingness.

However, when everyone was sighing, Nakamura suddenly said:

"It is said above that this is indeed very convenient, but it is unfair to many investors, unless~!"

A turning point came out, and suddenly everyone's eyes lit up and they asked:

"Unless what?"

“We can lower interest rates!”

"Yes, yes, it doesn't matter if the profit is small, as long as it is stable!"

"Yeah, as long as it's stable!"

Everyone shouted, and they were even very thoughtful in lowering their own interests for the sake of stability.

"Everyone, please calm down. As we all know, the larger the funds, the more difficult it is to operate. You should also have discovered that the more funds raised, the less profit you will receive!"

"At the end of this month, there will be a phase that has raised tens of billions, with a total interest rate of 21% for six months. Those who are interested can stay, and those who are not interested can go next door to go through the procedures to clear the second phase of investment!"

Profits must be reduced, otherwise the money made up later will not be enough to pay for the previous ones.

The most important thing is that Lin Hao wants to swallow it all, launder all the money, and transfer the money to his own name as soon as possible.

It has to be said that a Ponzi scheme is easier and faster than stealing money!

"Six months, 6%? Isn't the one-year interest rate only 21%?" Some people are dissatisfied. You must know that they had a full 42%! "

But now the theoretical value is reduced to only one-third, which makes people who have eaten meat very uncomfortable!

So Nakamura Yasushi showed his spirit of craftsmanship and immediately bowed to everyone and said:

"Mina-san, there is no way around this. After all, the cake is only so big, and if there are more people who want to share the cake, naturally everyone will get less, unless you can persuade others to give up the Sunshine Project plan!"

"For those who have continued to invest, don't worry. The larger the company, the longer the cycle for us to conduct transactions, but I can assure you that the annual interest rate will not be less than 20%!"

"For those who have no intention to invest, I suggest you keep all your money in the bank. After all, the annual interest rate of the bank can reach more than 6%."

"It doesn't matter which one you invest in. After all, the current GDP growth of the island countries is around 10%. You can make money by investing with your eyes closed!"

People are not fools. Bank interest rates can't even beat inflation. They choose to deposit money in banks because they are mentally ill.

At this time, Nakamura's Baozhi immediately said:

"So, do you want 21%? If not~!" The words were not finished, but the meaning was obvious. They don't want a lot of people who want it.

A group of people began to discuss. Nakamura Yasushi had a smile on his face, but he didn't really care in his heart.

Even if this group of people really leaves, it will have no impact on them. At most, they can just spend some time and find the right scapegoat.

Because there will be another wave later. At worst, if we raise interest rates and continue to absorb one wave and then run away, we can absorb hundreds of billions of yen.

However, human greed cannot be controlled. The annual rate of 21% may seem small, but it is much higher than that of banks.

"I won't withdraw it, just give me the interest. Can I continue to invest the interest?" Tuo came online again and said without hesitation.

"Nakamura-san, as long as you give me 2% interest every month, I will have no worries about food and drink. I will invest the rest and continue to make profits!"

"Tuo" looked very excited, as if he had seen that when he would get rich in the future, other people's situation was similar, but people in this era are simple.

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