Siheyuan: Selling my wife, do you still want to provide for your retirement?

She spent many years and finally saved up a little money for her retirement, all of which was used to compensate Wang Aiguo.

Now I'm sitting on a mountain of food, and I'm going to have a problem eating!

I heard that Shazhu is going to open a restaurant, which is a good meal ticket.

But the problem is that he and Qin Huairu had a falling out and separated a few years ago, and now he wants to go back, but he also needs a reason.

"Are you rich?"

Silly Zhu could not hold himself back and finally asked first.

Although Qin Huairu had a hard time dealing with Jia Zhang, her eyes still shone with hope.

Now, getting the funds to open a store is the most important thing!

"I do not have!"

Jia Zhang shook her head, but quickly said: "However, I can give you a way!"

"any solution?"

This time, Shazhu and Qin Huairu asked in unison.

"Well, don't be in a hurry."

Mrs. Jia Zhang showed a weird smile and said: "When the restaurant opens, let me come and help, right? Speaking of which, we are all a family. Xiaodang and Sophora japonica are both my granddaughters, aren't they? Banggeng... Hey! She is also the queen of the old Jia family, but unfortunately her roots are broken..."

When Qin Huairu said this, she felt panicked.

But I heard there was a way to get money, so I was still very anxious.

"can!"

Silly Zhu gritted his teeth and agreed first, saying: "But... since it is my family's business, we don't pay wages! Of course, there is no problem with eating!"

"That won't work!"

Jia Zhang shook her head and said: "It's okay if I don't pay wages, but you have to support me in my old age! Otherwise... you still have to get me money!"

"Okay, we will support you in your old age!"

Qin Huairu thought to herself, we will talk about the future later. What little we can save now is worth it. It is impossible to pay you a salary...

In this way, the two parties have basically reached an agreement.

The Jia Zhang family, who had separated their families a few years ago, came back and worked in this restaurant with Qin Huairu and the others.

Silly Zhu also followed Jia Zhang's instructions and found a man named "Brother Long" in an abandoned warehouse in Sijiu City.

"Brother Long?"

Silly Zhu looked at the man in front of him, who was about forty years old, and asked tentatively: "I heard... can you borrow money from here?"

"Well, there is such a thing."

As soon as Brother Long spoke, the scar on his face was touched, making him look particularly ferocious. He nodded and said, "Who introduced you here?"

"Zhang Guihua."

Silly Zhu reported Jia Zhang’s name.

Brother Long snorted slightly in his nostrils and said: "Since it was introduced by an acquaintance, then... follow the rules. How much do you want to borrow?"

"Six thousand."

Shazhu reported the amount according to the number agreed upon with Qin Huairu.

"So much?"

However, Brother Long seemed very dissatisfied and frowned: "I can't afford to lose a few thousand yuan to that person! The minimum loan is [-] yuan, otherwise I won't bother!"

Hey!

What a show of wealth and wealth!

Silly Zhu felt that it was more accurate, so he thought about it and said quickly: "Then, let's borrow [-]!"

Originally, six thousand was tight.

If you have 3.4 yuan, you will be able to make a lot more money whether it is renting a store or buying supplies.

only……

When it came to the most critical point, Silly Zhu asked cautiously: "In terms of interest...how do you calculate it here?"

"Follow the rules!"

Brother Long said calmly: "It certainly can't be like a bank, because if your bank can lend you money, it won't come to me, right?"

"The bank charges four points, I don't want more, I charge eight points!"

hiss!

This is twice as much!

Silly Zhu’s flesh hurt terribly.

This means that it is very likely that their hard work for a month will be completely in vain!

But there is no way, who makes you short of money?

Eight points, just eight points!

His heart skipped a beat, Shazhu nodded and said: "Okay! Brother Long! Let's borrow [-]! The interest will be as you say!".

Chapter 1 Borrowing loan sharks, Shazhu is afraid that he will be unlucky

Sign, press handprint.

The contract stipulates that the property in Shazhu Courtyard will be used as collateral to borrow [-] yuan with an interest rate of [-] points.

"He Yuzhu, right?"

Brother Long glanced at the signature on the contract and said: "The rules are the rules. Within a year, I will not ask you for money. Of course, if you want to pay it back in advance, you can come to me, but the interest must still be based on this Eight points, total interest calculation for one year, do you understand?"

"In addition, although it is mortgaged with real estate, I don't want any house, so it is of no use!"

"You'd better be honest, otherwise...if you let me come to collect debts, I may have to ask for some parts or something from you before I ask for the house."

"These are all rules!"

hiss!

Silly Zhu has been in prison after all, and has heard how ferocious these loan sharks are!

In the same bank, he met two younger brothers working for the big loan lender!

It's all because I was beaten up by others when collecting debts, and I went to jail.

But people in prison are actually very tough!

He said that his family was taken care of31, but he was using this prison sentence in exchange for the power of his big brother outside!

Do you dare not to pay back the money?

I'll chop off your fingers!Then someone goes to jail to hold your finger!

If you dare not pay back the money, let’s see how many fingers you have that can be chopped off!

Behind usury, there is often blood.

Thinking of it, Shazhu still felt scared.

When the restaurant opens, as soon as you have money, return it to Brother Long as soon as possible. It would be better if you have less to do with him.

After taking 1 yuan, Shazhu didn't dare to stay here any longer and turned around to leave.

But there was a ferocious smile on Brother Long's face.

When Silly Zhu walked away, he muttered to the people around him: "I didn't expect that old lady Zhang Guihua, after so many years, still remembers to attract customers for me!"

"We, abide by the rules, can't treat her badly!"

"Who is that...I will send the 2000 yuan commission to Zhang Guihua tonight."

"Be careful. I heard that they live in a courtyard. Don't let anyone see you. It's inappropriate."

"Zhang Guihua is such a ruthless person! All the neighbors in the same courtyard are cheating on her, she's so awesome!"

As he spoke, he added a word to the contract he had just signed.

That is the word "month".

Location is key!

Add in front of "eight points of interest".

It became "eight points of monthly interest"!

In fact, what Silly Zhu didn't know was that eight points a year was not enough to qualify for a loan shark, and it was not comparable to the bloody ones he had come into contact with.

But if the monthly interest rate is eight points, then it is considered a loan shark!

According to the agreement, the interest for one year remains unchanged, so according to the interest compounding algorithm, after one year, the total amount of money that needs to be returned with interest is: twenty-three thousand!

Brother Long’s net income alone is more than 3000.

So he gave Zhang Guihua a commission of two thousand and didn't take it seriously at all.

In the early years, Zhang Guihua also attracted a lot of business, but in recent years, she may have been deceived by her, and few people were fooled anymore.

When Si Zhu returned home, Qin Huairu was already looking forward to seeing him.

"How? Did you borrow it?"

Qin Huairu asked hurriedly at the door.

"Ok!"

Silly Zhu nodded heavily, with joy on his face, and said: "However, it was too little and no one wanted to borrow it, so I borrowed 800 yuan directly with an agreed interest rate of eight points. After one year, I will pay him back [-] yuan more."

Ah!

800 yuan!

Qin Huairu suddenly felt heartbroken.

Now, an ordinary worker only earns 80 yuan a month!