Thinking of driving a sports car of his own brand, Du Ruomeng's thoughts flew to the Feilong sports car.
"Okay, I will design a special one for you at that time, and you will all have a share." Su Hao readily agreed to Du Ruomeng's request, and naturally he would not forget Yuan Xuefei's daughters.
…
"I don't want a sports car, I'm not used to it." Yuan Xuefei refused the sports car.
"Me too, I don't want a sports car." Zhang Mengqi didn't like sports cars very much either.
"I want a sports car." To Su Hao's surprise, Li Rongrong and Zhou Xue both like sports cars.
Li Rongrong likes Su Hao and doesn't think there is anything, but Su Hao didn't expect that Zhou Xue also likes sports cars.
"No problem, I will design a unique one for you when the time comes." Su Hao agreed.
Su Hao shifted the topic to Alipay.
"Zhou Xue, tomorrow's Alipay Yu'Ebao will be launched, and the interest will be as we agreed before."
Zhou Xue nodded and said, "Okay, now is indeed the best time to launch Yu'e Bao."
Su Hao asked, "How is the development progress of QR code payment?"
Zhou Xuedao: "The QR code payment has been successfully developed. After repeated tests, there is no problem."
"QR code payment?" Li Rongrong and the girls didn't know about QR code payment, so they were all curious.
Su Hao explained: "Simply put, QR code payment means that when we pay for something, the merchant presents a QR code for payment, and we can scan the QR code to complete the payment through the smart phone payment function. "
"To put it simply, QR code payment means that you don't need to pay in cash, you just need to pay with your mobile phone."
"Mobile payment?" Yuan Xuefei recalled what Su Hao had said before, and asked, "Can you really pay by mobile phone now?"
Su Hao said: "Of course, now that 3G networks are all over the country, and many people use smartphones, it is time to launch mobile payment."
"I've said before that Alipay will change the way people pay, and it's time to do it."
"In the future, you only need to bring your smartphone when you go out, and as long as you have money in the bank card of Alipay, you can pay directly with your mobile phone."
Li Rongrong was shocked: "If this is the case, then you really don't need to bring your mobile phone when you go out, but is mobile payment safe?"
Su Hao said: "Of course, can I push it out if it's not safe?"
"Paying with a mobile phone can make people carry a little less cash, and it can also reduce wallet theft."
"You think about everyone's wallets without money, would thieves still steal wallets?"
Li Rongrong asked: "It will take a long time for this to spread across the country?"
Su Hao said: "No, mobile payment will be carried out in the group's companies first. After Jiajiafu is launched, we don't need to recommend it. Other merchants will also take the initiative to make QR code payment."
"This is a little publicity, and businesses across the country will see the benefits."
"I'm really looking forward to it." All the women were looking forward to mobile payment.
4 month 13 number.
Li Rongrong began to prepare for a private bank.
Alipay directly announced the launch of Yu’e Bao.
There has been little major action in Alipay recently, and it is almost forgotten by people.
Netizens were shocked to see that the interest rate of Yu'ebao launched by Alipay was higher than that of depositing in a bank.Ten thousand.
Chapter 307
"Yuebao, this interest rate is higher than that of depositing in the bank. Is Paytong trying to rob the bank for deposits?"
"It's more than high, it's much higher. The half-year interest of Yu'ebao is similar to the bank's one-year regular interest. That is to say, the money stored in Yu'ebao, which is paid through the payment system, is twice the interest of the bank for one year."
"Is there so much, my God, it's better to keep the money in the bank than in Yu'e Bao. I don't know if Yu'e Bao is safe."
"What I'm curious about now is how Alipay dares to do this. This is obviously a robbing of deposits from the bank. Will the bank's executives agree to Alipay doing this?"
"What's the matter? Like loans, not only banks in the country lend, but some private companies also lend, but the interest is much higher. It's understandable to pay for Yu'ebao."
"Don't worry, my more than [-] yuan deposit will be put into Yu'ebao, haha."
"It's the same in the bank anyway, it's better to put it in Yu'ebao to earn some interest, and withdraw cash at any time anyway."
"Yes, the withdrawal will arrive in the account within two hours, so putting some money in Yu'ebao has no effect at all."
"Don't worry about putting your money in Yu'ebao. Alipay has launched a million guarantee. If Alipay's money is stolen, Alipay will pay a maximum of [-] million. As long as the money in your Yu'ebao is less than one million, you don't have to worry about safety. question."
"It's true, I took a look. It really has millions of protection and free insurance. If the money in your payment card is stolen, the payment card will pay you immediately, so you don't have to worry about security issues."
"Shen Su must have thought that everyone was worried about this issue, so he introduced this million-dollar guarantee."
"It doesn't matter, I believe in God Su, and I put my [-] deposits in Yu'e Bao."
"That's right, I don't believe in Su Shen and who else would you believe in Six Four Seven. Su Shen is the richest man in the Dragon Kingdom. We can save our money. The interest is so much more a year, and we can make more money in Yu'e Bao."
"No matter how much he is, the [-] yuan deposit is directly deposited into Alipay's Yu'ebao."
"Haha, [-] yuan is [-] or [-] cents a day. I save [-] yuan, and it's [-] yuan a day. After a year, it's more than [-] yuan in interest. Then if I save [-] million yuan, it's more than [-] yuan a year. Interest."
"Wake up, you have one million, will you put Yu'e Bao for interest?"
"Nima, I'm still thinking about saving [-] million. That's more than [-] interest a year."
"Haha, go to sleep, everything is in your dreams."
"If you don't need it urgently, you can put it in Yu'ebao, which is better than depositing it in the bank."
"Young people will definitely choose to save Yu'e Bao, and older people will still trust banks more. Yu'e Bao is super suitable for young people."
"But young people don't have much savings, haha."
"Who said, I have [-], and my interest is [-] yuan a day, hehe."
"Is it a handsome guy or a beautiful girl upstairs, if it's a handsome guy, I can be your girlfriend."
"Fuck off, I don't want a material girlfriend like you when I see money."
"You don't want it, I want it, beauty, I have [-] deposits, come and be my girlfriend."
"Beauty, I have [-] savings. Be my girlfriend. I'm missing a girlfriend."
"I only want to find a girlfriend with only [-] savings, so stay single."
The whole network is discussing Yu'e Bao.
Young people naturally choose to believe in Su Hao and Yu’e Bao. Anyway, their savings is not bad at all.
Older people are too lazy to pay attention to this matter. Although there is a million guarantee, their thinking determines that they will not easily put money on an online product. Even if the interest rate of Yu’ebao is high, they still believe it more. bank.
Su Hao didn't think about attracting deposits from older people in the past, as long as young people accept it.
Yu'e Bao didn't make any money, so Su Hao didn't expect anything at all.
Due to Su Hao's Weibo, many people did not go to the bank to withdraw deposits, which made the bank staff completely relieved.
On this day, the top officials of the state issued an order to the People's Bank of China to immediately introduce restrictions on corporate loans, limit loans to a red line, and resolutely refuse to lend to companies with high debt ratios.
After a day of negotiation.
The Longguo People's Head Office issued a series of regulations on April 4.
The stipulation is probably to list the specific details of the loan. In a word, it will be difficult for the company to obtain a loan in the future compared with the previous loan.
The bank has also specially set up a reporting hotline. If anyone is found to be practicing favoritism and fraud, the loan will be strictly dealt with in violation of the regulations.
People across the country cheered when they learned of these regulations.
"Haha, it's beautiful. The country's shot is different. The debt ratio of the real estate company is definitely the highest. Now they don't even think about taking a penny from the bank."
"That's right, companies in various industries across the country, and companies in the real estate industry are definitely the companies with the highest debt ratios. Some real estate companies have ridiculously high debt ratios, and if they have a little problem, they will go bankrupt. Now the country has finally dealt with the issue of politics. Celebrate with everyone."
"With the help of the state, Longteng Real Estate and other small real estate companies finally have the opportunity to develop."
"No one can stop the development of Longteng Real Estate. In terms of capital, no company has as much money as Haoyu Group."
"The Top [-] Real Estate Alliance not only can't stop Longteng Real Estate, but they will also have financial problems. This time I see how long they can carry it."
"The top [-] real estate alliance can't get a loan from the bank, and the house can't be sold. There will definitely be problems with the capital chain. They won't last for long. Brothers and sisters, victory is just around the corner. We must persevere."
"We will definitely insist, this victory will definitely belong to us."
People all over the country rejoiced.
Because the state's move to restrict loans is equivalent to standing on the side of ordinary people, people are of course overjoyed.
On the contrary, the elders of the Top [-] Real Estate Alliance are always frowning.
"What should we do now?"
"I can't get a loan from the bank, what should we do next? What can we do to stop Longteng Real Estate and other small real estate companies?"
"That's right, don't say that there is no money to stop it. We have no money, and maintaining the operation of the company is a problem."
The CEOs of the top [-] real estate alliances have raised questions in the group.
The CEO of Hengda Real Estate and several real estate managers are even more troubled.
In terms of debt ratio, several large real estate companies have higher debt ratios.They couldn't bear it any more.
Do you just admit defeat?
The CEO of Hengda Real Estate was really unwilling.
Cancel the pool area and continue to sell houses at the previous price, they earn too much less.
They are already the highest prices, and there is no room for improvement at all.They are really unwilling to cancel the public pool area, but the house price does not increase.
However, if the public pool area is not cancelled, the company will not be able to sustain it for a long time. Without funds, the company has only one result, which is bankruptcy.
Hengda Real Estate negotiated with several major real estate executives and finally came to a conclusion that it is imperative to cancel the public pool area.
The state's restriction of corporate lending is a veiled indication that they do not need to confront the state.
Since it is impossible to fight against the people of the whole country, it will take advantage of the trend to cancel the public pool area.
It is possible to cancel the public pool area, but it is absolutely impossible to sell the house at the original price.
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