Rebirth of the Evil Life

In four days, 80 billion US dollars will be repaid! Everyone is waiting for Lin Feng to give the final answer.

But at this moment, I never thought that when the outside world paid attention to Lin Feng's repayment, another heavy news would come out.

Yu'e Bao! ——'Dingdong.com' officially launched'Yuebao', which proposes to deposit and withdraw at any time, demand deposits, but enjoy the high-interest balance value-added service of at least more than 5 points. This is nothing short of a thunderbolt, which shocked all financial practitioners.

Is this Lin Feng planning to grab money from the bank? At this juncture, Lin Feng should have a good relationship with the four major banks to borrow money to repay the $80 billion debt. After all, anyone with a little financial knowledge knows that Lin Feng's current money has been locked up by the'Second Bank' and swallowed all the money by a ten-year loan from the'Chrysler' constellation car. In a short period of time, unless he sells the company, he will not be able to raise 80 billion US dollars.

In this case, China's four major industries are Lin Feng's life-saving straw. But he wants to launch'Yuebao'. Isn't this the cheese that moved the four major industries? Are these four guilds letting go? Can he still get a loan? In other words, Lin Feng expects to rely on this "Yue Bao" to grab enough cash reserves from the Big Four in four days?

Is this possible? The outside world does not believe it. The Big Four do not believe it either.

Yu'e Bao, what is this! Will ordinary people believe this stuff? The deposit and loan of funds made by the Internet is even less reliable than lending usury. Perhaps your money is still there today, but tomorrow you don’t know where it will go! ——The four major firms disdain to comment on this "Yuebao" and interviews with many reporters. The four major firms do not believe that this "Yue Bao" can become a climate. Especially for Lin Feng's expectation of relying on "Yue Bao" to raise funds, it is even more idiotic. And frankly. No one would believe this so-called "Yuebao" at all.

Faced with doubts from the outside world, Lin Feng did not come forward, but announced the incident on Weibo, announcing that Alipay will launch ‘Yuebao’, and Jack Ma will be the president and will be responsible for the operation of ‘Alipay’.

This Weibo immediately made Jack Ma from an unknown passerby to a rising financial star that has attracted much attention from the domestic and foreign financial industries. Who is this Jack Ma? How can you get Lin Feng's trust, and at such a critical moment, hand over such a sensitive topic to him? Who is he sacred?

Jack Ma came out under such a highly anticipated situation. In the capital, Jack Ma held a press conference. The theme of the conference is-if the bank does not change, we will change the bank.

When you see this title. It has already shocked many domestic reporters. Banks have always been hegemons and absolute financial hegemons. Every domestic business, every person, has to deal with banks. And it is often the bank that occupies the dominant position. E.g. When the depositor withdraws the money, the money is out of the locker. The shortfall must be the depositor's own problem. But if the bank gives more money and you don’t refund it, it means that the depositor has illegally taken possession of the state’s assets. If it is not refunded, it becomes a criminal responsibility.

Now Jack Ma throws such a big talk. If the bank does not change, we will change the bank. This is too awesome. This is really awesome. Is it just that you can do it? Fortunately, the press conference soon began. While hundreds of reporters were waiting, a man with a low profile and short stature walked out.

This person is Jack Ma? Doesn't this seem so capable? How dare he say this? ——Many reporters talked for a while.

At the Lin Feng press conference, many reporters did not dare to make such a loud noise and interfere with the press conference. But the face of this person is completely unknown, and people who have never heard of it, they don't have that respect.

"Everyone, please be quiet, the press conference is about to begin!" the host emcee reminded.

However, many reporters did their own way, but their voices were a little quieter, but they didn't shut up, making it clear that they looked down on Ma Yun. But it’s no wonder that Ma Yun’s appearance is not only not outstanding, but has a little bit-insignificant, even a bit like e.t, plus his obscurity, it is easier said than done to suppress these reporters. Especially when Lin Feng is still far away in Shanghai, reporters like them are even more afraid.

"Quiet, please be quiet!" The emcee yelled, but there was still a low whisper below. The sound was not loud, but it was like a mouse gnawing something, which made people feel uncomfortable.

auzw.com Ma Yun waved his hand to stop the hoarse scolding of the emcee.

"Dear friends from the journalists, I think everyone must be very curious about me. I think Ma Yunhe De can manage Alipay, launch'Yuebao', go to grab business with the four major banks, and shout this slogan, you guys Many people must think that Ma Yun is just a toad, so big!" Ma Yun has a little Mandarin in Wu dialect, which sounds a little bit difficult, but for many reporters who have seen strong winds and waves when they travel north and south, they understand it. No problem, just never thought that Ma Yun would actually be so self-deprecating. This surprised many reporters a bit.

They thought that Jack Ma would be angry and go crazy, so they would have all kinds of news to write about. For example, Jack Ma couldn't control the situation, and became angry with reporters to vent headlines. This is so eye-catching and attractive. Sometimes, reporters like them will deliberately tease some presidents and other characters, just waiting for them to go wild, waiting to be scolded, and then there are topics to write about.

But Ma Yun's attitude was unexpected. It is really surprising that an unknown person, in the face of many reporters' provocations deliberately or unintentionally, did not gamble or ignore it in such a big scene.

"You think I have a big tone, that's for sure. It is my wife. When I heard what I said, she also felt that I was indeed like a toad with too much tone." Ma Yun continued to laugh at himself, but this time there was no reporter. There was a lot of discussion and interference with the press conference. Instead, the hearts of many reporters calmed down, quietly waiting for what Jack Ma would say next.

"I think everyone is the same as me. Every time you go to the bank, you will always encounter various problems. For example, the waiting time for withdrawal is too long, it is easy to deposit money in the bank, and it is difficult to withdraw it. The bank has a bad attitude and so on. The bank’s dissatisfaction, I believe I can’t finish talking about it for three days and three nights. I think everyone should feel the same as me!” Ma Yun continued to speak Mandarin with Wu dialect.

Many reporters nodded sympathetically. Banks are indeed full of misdeeds. When it comes to hating banks, no one knows better than these reporters. In all financial cases involving banks, others will always be wrong, and the bank is not wrong. This is like the classic slogan of ‘Wal-Mart’-the customer is always right. If the customer is wrong, please refer to the first one.

In the same way, the bank is always right. If the bank is wrong, please refer to Article 1.

"Since the bank has not changed for so many years, why can't we let the bank change?" Jack Ma asked loudly, "Why do we have to endure all the bank's negligence and injustice? Why can't we let the bank change?"

Many reporters looked sad. It is natural to be willing to change, but it is easier said than done to change the bank.

"You don't believe it, so you can't do it. I believe that my boss, Mr. Lin Feng, also believes, so we can do it. How to change the bank starts with'Yue Bao'." Ma Yun said.

Yu'e Bao? Has such a big magic power? Many reporters were tired and crooked. What kind of thing can have such a magical power to change the bank? Even if Lin Feng is behind him, he is not afraid to wear bank shoes at best, but it is unlikely to change the bank.

"Yuebao, what is Yu'ebao, is that everyone puts the balance in your hands, free money, whether it is one, ten, or one hundred yuan, all into our'treasure bowl', and then enjoy every day at any time. Accessible, you can check your accounts at any time, you can know your income at any time, to make money clearly and clearly. So that the money you don’t use will no longer depreciate with the rise in prices, so that the money in your hands can be used to preserve the value , And even increase in value." Jack Ma said, "At present, the seven-day annualized rate of our'Yuebao' is 6.3%!"

The seven-day annualized rate is 6.3%! Among the many reporters who know a little about finance, took a breath.

The so-called annualized rate is the annualized rate of return, the one-year rate of return. The seven-day annualized rate is a theoretical one-year rate of return based on these seven days. And "Yuebao" can have 6.3%, which is too scary. This is equivalent to depositing 10,000 yuan and earning 630 yuan in interest on deposits in one year. At present, the general five-year deposit interest rate of major banks is only about 3.7%, which is 370 yuan, and the gap has widened.

What's more, this "Yue Bao" can be accessed at any time, which is equivalent to a demand, which is far more cost-effective than depositing money in a bank on a regular basis. After all, the money is regularly deposited in the bank, but the money cannot be withdrawn for a certain period of time. What if you are in an emergency and want to withdraw the money? Of course it is possible to take it, but the interest before that is gone. Even if you only save one day, the interest is gone. At most, it can be calculated based on the interest on demand deposits. But this demand interest is equivalent to not having it. The bank will deduct some handling fees every year, which is even less, and there may even be the possibility of a year of wasting.

If this is to be compared, the gap is really big.

"Also, our'Yuebao' does not have any handling fees. Whether you save for one year or ten years, there will never be any handling fees, and all the benefits are clear, plain, and never flicker. People. And provide you with 24-hour online service!" Ma Yun hit the painful spot of the Big Four with a punch. (...)