Rebirth of the Evil Life

Lin Feng's personal guarantee!

At this time, the four major governors were speechless. Lin Feng's assets exceed one trillion US dollars. If he uses personal guarantees, he basically doesn't need to consider bankruptcy. But if Lin Feng’s ‘Second Bank’ is really allowed to lend freely in China, what will they do? Now the'Yue Bao' has already absorbed nearly 700 billion yuan in reserves, and it has gone straight to the trillion yuan. They are trying their best to stop'Yue Bao', and the only way they can think of is to limit it. Of course, it is not just the limit of the transfer limit of "Yuebao", but the limit of the entire "Alipay".

'Yuebao' is just a derivative product of'Alipay'. If'Alipay' is finished, then'Yuebao' will also be finished. But if you let Lin Feng's "Second Bank" come in, it would be finished. Once the ‘Second Bank’ has established branches across the country, they will have no choice but to crack down on ‘Alipay’. Therefore, we must not allow the'Second Bank' to enter China.

"Mr. Kang, although Lin Feng said frankly that he would guarantee the guarantee, the bank is a matter of thousands of people. The money they have made all their lives and puts them in the bank, hoping to rely on the money to support them. They can't stand it. A cent loss. Although Lin Feng frankly guarantees everything, it is a commercial bank after all and is engaged in extremely aggressive investment activities such as venture capital. Once a major investment failure occurs, it will inevitably bring immeasurable losses to all depositors. And once this loss exceeds Lin Feng's personal assets, I doubt that Lin Feng will continue to choose guarantees. I think he might choose to directly bankrupt the'Second Bank'!" The four presidents eagerly analyzed.

Bankrupt! This is the right granted by the law to all private companies. Of course, this law also comes from Western society. In China, there has been a saying that has prevailed since ancient times—paying debts from father to son. In other words, if a person owes a debt, he cannot pay it. If he dies, his wife or son will pay the debt. If it cannot be repaid, the son's son will pay it. In short, the repayment will continue from generation to generation until it is fully repaid. This is China's credit system since ancient times. Pay attention to a credit. Unless your quan family is dead, the credit system will continue.

But in the West, this kind of credit system is undoubtedly very inhumane, and it oppresses debtors. Innate human rights, everyone has the right to enjoy life. Debt not only belongs to the debtor, but also belongs to the creditor. When you borrow from someone, consider the possibility that he may not be able to repay the loan someday. Therefore, the debt needs to be shared by both parties. Therefore, the West allows bankruptcy to exist. Both companies and individuals can file for bankruptcy.

Personal bankruptcy means that within the time stipulated by the law, one can only enjoy the most basic welfare treatment allowed by the society. All the extra money earned must be used to repay personal debts. After the specified time, the individual will no longer bear any debts and will be a free person, who can continue to enjoy all the beautiful things that normal people can enjoy.

As for the company's bankruptcy. All shareholders’ funds in the company are frozen and used to repay loans. After insolvency, shareholders will lose all their previous investments, but they will never affect the personal interests of shareholders. Therefore, if one day the ‘Second Bank’ becomes insolvent and the debt to be repaid exceeds Lin Feng’s personal assets, will Lin Feng use his own assets to fill the debt?

In the eyes of the Big Four, it is obviously not. Lin Feng will definitely file for bankruptcy. So who will guarantee the interests of these depositors? Although the four major firms are allowed to go bankrupt. But they are state-owned enterprises after all, and this is still different from Lin Feng's private enterprises. At least, the four major banks will not go bankrupt until the country goes bankrupt. Therefore, in some respects, the four major industries are more reliable than Lin Feng.

Of course, this is what the Big Four think. Now they need to convince Mr. Kang. Although it is Mr. Wen who manages these, it is now made clear that only Mr. Wen and Mr. Xi are supporting Lin Feng. Therefore, as long as Mr. Kang agrees with their views and the rules that have been imperceptible, they will be sure to let them. Lin Feng's hopes for the'Second Bank' to advance inland were dashed.

"Yes, the interests of depositors are above all else. We must not allow depositors to take a little risk for this!" Mr. Kang nodded and said. He also recalled at this moment, if the'Second Bank' is really allowed to come in, then I am afraid it will be really troublesome. The interests of these four major industries will suffer. This is not in the interests of their department.

"Yes, I really can't let the depositors' interests take a little risk! Therefore, I will use my personal assets and reputation as a guarantee. Provide the best quality service for all domestic depositors. Of course, if you don't believe it, think I am trillions. If the dollar assets cannot be guaranteed, then I can only say—" Lin Feng swept the many gentlemen, and the presidents gave a glance and shrugged, "That is deliberately making things difficult for me!"

auzw.com drink! Mr. Wen and Mr. Xi secretly shouted hello. This really deserves to be Fengshen, in this place, if you dare to say such things, this is really the only kid. I dare not say that this person has a bad status. If the identity is enough, I won't say it. Only Lin Feng, who is neither high nor low, and fearless dare to say this. Isn't it right? Lin Feng's assets have exceeded trillions of dollars, and it is used as a credit collateral to undertake a bank, and that is not qualified enough, it is not deliberately making things difficult!

Of course, Mr. Wen also understands that this involves the issue of monopoly interests. China has been talking about breaking market barriers and liberalizing the economy, but in reality, in the face of these monopoly industries, the so-called liberalization of the market is actually very limited. Private enterprises cannot compare with these monopolistic industries, and even if the market is opened up, they cannot cause any impact at all. Including the banking industry, although private capital is allowed to enter, there are currently more than 100 domestic banks, but these banks are all based on the four major banks. To a large extent, their funds come from the lending of the four major banks. Therefore, the domestic financial market is still very closed.

But if Lin Feng were allowed to come in, it would be different. If you want Lin Feng to come in, it will be like a tiger falling down and a wolf entering a flock. Relying on Lin Feng's personal credibility and reputation, as well as his image in the eyes of the Chinese people, once his bank raises funds, its speed will be very fast. For example, "Yue Bao" has swept nearly 700 billion funds in less than a month. If Lin Feng's ‘Second Bank’ were allowed to come in, how much money would it be swept away? This is unimaginable.

1 trillion, or 5 trillion, or more, 10 trillion? Maybe people all over the country will deposit money in Lin Feng's "Second Bank". If so, what should the Big Four do? Therefore, it is impossible for them to allow this.

"Lin Feng, pay attention to your words. There is no one here deliberately making things difficult for you! Everyone is sitting here for China's economic stability and prosperity, and for social harmony!" Mr. Kang warned coldly.

Lin Feng smiled.

"Then why is my bank not allowed to come in? You know, I am a pure Chinese, and my bank is registered in China. Why both Ping An Bank and China CITIC Bank can enter, but my'second bank' cannot enter Isn't this deliberately making things difficult for me? This is clearly aimed at me and troubles me!" Lin Feng smiled weirdly, "Or you can say that your four major trades have already encircled the land and occupied the mountains as kings, and have almost endless resources. I am afraid. I’m alone? If so, then forget it. I won’t come in, lest I come in with three punches and two kicks and knock you down. Then you don’t look good on face. This is not conducive to the theme of a harmonious society. !"

Huh! The faces of the four major governors flushed suddenly. Lin Feng's words were too harsh and mean, although they also knew that Lin Feng was deliberately angering them, but they were still inevitably angry, and anger continued to surge from their hearts.

"Lin Feng, please pay attention to your words. This is not aimed at you, nor is it afraid of you. How could our four major banks be afraid of you, a small bank with less than 100 billion U.S. dollars. It's just that we worry about the safety of depositors and worry about you. The entry of such a pure commercial bank would disrupt the entire financial market and destroy the harmony of the society." Although the four major governors were irritated, reason still prevailed and did not dare to agree to let Lin Feng in. They also knew that once Lin Feng came in, the market would really be completely opened up. They can't compete with Lin Feng.

"Speaking of speaking, I'm still afraid of me coming in. Gentlemen, just say something and see how this matter is done. Let me enter the banking industry, open up the market, form fair competition, and let the whole people enjoy greater benefits. Wencheng Wude, Ze was caught by the common people, or after the people knew that I was rejected again and the banking industry refused to break the monopoly, they were pierced on the backbone and scolded their conscience for being eaten by dogs. "Lin Feng stopped talking nonsense with these four presidents, he just threw out a multiple-choice question, and waited for these gentlemen to decide.

The faces of the nine gentlemen all changed. What nonsense this kid said, is this threatening them? This is simply outrageous! When Mr. Kang's face changed, he would get angry.

"Well, let's discuss it, vote, and finally give you an answer. You guys go take a rest first." Mr. Wen spoke first to avoid turmoil. After all, the boy Lin Feng did not speak very pleasantly, very ear-piercing. And that, how do you hear it, think about it carefully, this is clearly the words used by the Moon God Sect to praise the leader of the East in Jin Yong's Xiaoaojianghu.

Unbeaten in the East is a ladyboy! Is this mocking them for being shemales? Therefore, when the other gentlemen do not respond, let's hold a meeting and vote! Otherwise, this will cause a tumult. Of course, this kid is too explosive.