Rebirth of the Evil Life

They refuse to provide loans? Lin Feng recalled this sentence.

It is not impossible for the four major banks to refuse loans. Their shamelessness has long been known to everyone. It is not impossible for them to do something that does not provide mortgages to the people across the country.

"Mr. Lin, if the four major agencies cut off the supply, how can the people buy a house?" Wang Jianlin asked.

"I have two suggestions!" Lin Feng stretched out two fingers.

"Which two?" A look of expectation flashed in Wang Jianlin's eyes. He also thought about this problem for a long time, but there was no result. The four major acts of breaking the confession are very serious. The problem is that he has no solution.

"The first one is to cooperate with foreign banks to provide mortgage guarantees to the public. I believe foreign banks are very interested." Lin Feng said with a smile, "After all, this is lying down to make money. Moreover, China's supply cut-off rate can be regarded as global. Lowest. As long as ordinary people buy a house, basically, they will stick to the mortgage and pay off the mortgage. It can be said that this money is completely risk-free. In the past, foreign banks had no chance to come in. Now I can give them a chance. . They provide the funds, we provide the platform, and everyone's profits are divided in half!"

Wang Jianlin thought for a while, this is indeed a way. Before this, foreign banks naturally talked to the four major banks. But it's very simple. Will the big four guilds agree to let it go and distribute the profits to others? This is obviously not feasible. But Lin Feng's "China United Commercial Bank" is no problem. Now that the banks are short of money and the four major banks do not provide loans, then it is reasonable to find foreign capital.

Although the state may have such a little opinion, it is useless to have opinions on this matter. If you don't take a loan or give money, then you can't help but sell your house, and the people can't help but get a house. and so. Basically, if Lin Feng pushes it, there is no problem.

"What about the other one? I think. Maybe you should be more optimistic about this one." Wang Jianlin asked.

He did research on Lin Feng. Did not study. Without understanding, it is impossible for him to rashly cooperate with Lin Feng. After all, Wanda was created by his painstaking efforts, and it is impossible for him to compensate Wanda without doing any preliminary investigations. Judging from his understanding of Lin Feng, Lin Feng always said the most satisfactory answer in his heart.

"Haha, Mr. Wang, I really know me well. My second suggestion is. Your real estate company will provide the loan directly!" Lin Feng said with a smile, "After you repair the house, you will directly negotiate with all the residents and provide Housing loans. Every month, all households can directly deposit their housing loans into your account. That way, it is another income. The only trouble is your capital turnover."

"Not only the capital turnover, but also the qualification issue. We don't have such qualifications. We are not a bank!" Wang Jianlin frowned.

"Haha, it's very simple. Our "China United Commercial Bank" can provide a platform, and your funds will be taken from our "China United Commercial Bank" account. That will be fine. Isn't it!" Lin Feng laughed.

If so, there will be no problem in terms of qualifications. In this way, as a real estate company. Profits have increased again. This land price does not fall, and the profit problem of falling housing prices has basically been solved. After all, the interest on mortgages is really a big profit.

But the problem remains here, and that is funding. They have no funds. Now financing is difficult, and their funds are barely enough to work. If the mortgage is provided by them again, although they will receive the money every month, the money will be paid. But it is not enough for them to continue to develop other properties. This requires waiting for a period of time, after the funds are returned. Only then can we continue to develop. In this way, the cycle is too long. Although more profitable. But the cycle is too long, the profit per unit time drops. It is a good thing in the long run, but in the short run, the profit decline is too obvious.

Lin Feng laughed.

"It's easy to talk about funding. You should repair the building first. As for funding, when the end of the year is over, my bank will be relieved. When the time comes, we will find us a loan!" Lin Feng smiled.

At the end of the year, the financial crisis broke out completely, and at that time, I had money. At that time, it will be a great joy to transfer part of the money to the bank, provide bank loans, and collect a little interest.

The end of the year? ! Wang Jianlin frowned. There will be funds at the end of the year. This is not a little bit. Where does Lin Feng's funds come from? His company cannot make so much money in a short period of time. If Lin Feng listed the company, it could indeed raise most of the funds, but not so much. After all, the most profitable company under Lin Feng is the "Phantom Technology", which is also a cash cow. If it goes public, the market value will exceed 100 billion US dollars. But the difference is tens of trillions of yuan, hundreds of billions of dollars. Where does Lin Feng get so much money?

But since Lin Feng admits that he is rich, there is naturally Lin Feng's channel, and he is not good to say more.

"Then I will wait and see. I will start the full construction of the real estate as soon as possible!" Wang Jianlin promised.

"By the way, Mr. Lin, I have another question. I am personally curious. If you can say it, just say it, if you can't say it, then forget it."

Lin Feng shrugged and motioned for Wang Jianlin to ask. He believed that Wang Jianlin would not ask outrageous things. After all, he is not as young as himself, and he doesn't ask random questions. He is very clear about what questions can be asked and what questions cannot be asked. Since he wants to ask, then it represents this question and he should be able to answer it.

"It's the small and medium-sized real estate developers. Now they demolished their houses, what do they do? Where are your fundraising inscriptions going to collect money from?" Wang Jianlin asked the topic again.

auzw.com

The topic just now touched on the four major banks' refusal to lend to ordinary people, and the topic was far apart. But this issue is of great concern to Wang Jianlin.

"Hehe, of course I am looking for someone to borrow it. The money in the hands of the people is basically empty. But there is still money in the four major banks. However, most of the money they deposit now is the money of the rich. I am now I want to grab their money from the Big Four!" Lin Feng said with a smile, "These people have so much money, but they don't have a good investment channel. Now I will give them an investment channel."

Wang Jianlin nodded. These people are probably mainly mine bosses and engineering bosses. Their money is indeed a lot. It's all money made by exploiting the country's loopholes. Money comes easily, but because of it. They cannot continue to make money from money. Lin Feng provided them with an investment direction, which is indeed appropriate in terms of Lin Feng's appeal. Actually. These people are very excited about the "Fengshen Venture Capital Fund" launched by Lin Feng before. However. Lin Feng announced that it could only be 100,000. This is enough for the common people. But for those rich people, it's a drop in the bucket. These people simply don't care about it. Such a little interest is too low.

Lin Feng's money is indeed very reasonable.

"Then I will leave!" Wang Jianlin got up and said goodbye to leave.

the next day!

Wanda, Vanke, Evergrande. Country Garden also announced that it will rebuild real estate in the near future, and rebuild real estates constructed in strict accordance with China's housing quality white paper. The price will be cut in half, a price that is basically acceptable to all people.

As for why it is basic, the reason is simple. People always hope that housing prices will get cheaper, but this is obviously impossible. After all, the house price is no more money, so the common people may still want to post money back to them. and so. Such a cut price can only say that the people are basically satisfied. It is impossible to make them completely satisfied. After all, this is the root of human inferiority. greedy.

The stock market is the market that most exposes the original sin of human greed. The stocks you buy have risen, and you hope to rise more. The more the stocks, the better. The few that can be sold sensibly are always the few. When buying a stock, you always hope that it will fall more so that you can buy it.

The announcement of the four real estate companies at the same time naturally caused heated discussions in the market. Originally, the market has always been priceless. Therefore, in the second-hand housing market. It has always been high. Now these four real estate companies have announced the construction of new real estate, and they are selling at the current price. This is undoubtedly a big punch to the second-hand housing market. This new property only costs so much money, and your second-hand house is so expensive. Will I still buy it?

"It's impossible. How can they make money by selling like this?" Those second-hand housing agencies were desperate and shocked.

Because before that, when the house price fell sharply, many second-hand homeowners sold a lot of real estate at a discount (a little lower than the market price at the time), and many intermediaries bought it privately. They thought that the house price was absolutely impossible. Down to this point. How can house prices fall without falling land prices? No matter how good Lin Feng is, that won't work. And this time, the news from their various news channels is that Lin Feng may not be able to handle it. After all, there are some things, not what Lin Feng can do what he wants. Especially now that the country has promulgated the national standardization of the white paper on China's housing quality, the housing cost is even higher. It's not bad if you don't increase the price, but also reduce the price? Is it possible!

Therefore, these real estate agents took the house. As a result, as soon as they took the house here, the four major private enterprises over there also announced that they would build real estate at a price that slashed the house price. And since the real estate enterprise is now entering a zero-profit period, it will sell the property in advance and launch a private order. ! service.

Private order? As soon as the news came out, everyone was curious. How to customize the building privately? That is, all the real estate will launch well-decorated buildings. However, compared with the refined decoration properties on the market, the privately-made refined decoration properties of the four major real estate companies will all be selected by the buyers according to their own ability. After the negotiation is completed, the wires will be installed when the house is built. , Water pipes and other facilities are buried in advance, and will provide all residents with "original factory" services.

This ‘private order’ surprised everyone. No one thought that the four major real estate companies would suddenly enter the decoration market in an all-round way. This is beyond everyone's expectations. For the first time, the original decoration company scolded it and accused it of bundling sales by real estate companies, a disguised housing price increase, and a means of getting wool out of the sheep.

No way, if the decoration company does not scold them, they will have no profit margins. If all real estate companies launch hardcover houses in the future, will their decoration companies survive or not? You can’t really rely on "Micro Home Improvement" to survive in the future! In that way, the profit is too thin. Although it still makes money, there is no new house decoration to make money. Before that, decorating was just like picking up money.

Later, Lin Feng launched a "micro home improvement", although it still makes money, but making money is not as easy as before. And because of the intervention of'DingDang.com', it involved an after-sales service issue. They were forced to improve the quality of service and dare not to fake the decoration materials (to be precise, the cost of fraud increased), which made them very unhappy to make money. . They just waited for Lin Feng to open up the real estate market and make a lot of money.

Before that, they were applauding when they heard that house prices had fallen. It can be said that they are definitely the biggest proponents of falling house prices. Because housing prices have fallen, the people will have more money in their hands. At that time, people will be able to spend more money on decoration.

Therefore, they are all waiting for the coming of the great era. But as a result, the four major real estate companies are now fully implementing ‘private customization’ and doing the decoration work. Moreover, it was also proposed that at the beginning of the construction of the house, the buyers signed a contract with the real estate company and signed a decoration contract to make a private order. If this continues, how can they survive?

Therefore, they objected. And spared no effort to pour dirty water on the four major real estate companies, annoyed that this is a disguised increase in housing prices. For home buyers, they are afraid of the decoration market. Because the decoration company is very dark, it is well known. In any case, if your renovation cost is 100,000, the renovation company will earn you 20,000, which is less. If you encounter too many, you can earn 30,000 or 40,000. That is normal. Black-hearted, shoddy, mixed with fish and dragons, earning you five or sixty thousand, it's all possible.

Therefore, many people prefer to be a little tired and have to decorate themselves. Although the total price may not be much less, at least you can rest assured of the materials used. This is the most fundamental reason why many people do not choose a decoration company.

Now that this real estate company is also involved in the decoration market, the impression for buyers is even worse. Although the real estate company discounted the house price, the buyers will count on Lin Feng's head, and they approve of Lin Feng. Do not recognize these real estate companies. Without Lin Feng, would these real estate companies cut their prices? Now, they are blatantly reducing prices, but secretly launching all room types into hardcover rooms, under the banner of private order, you say, this is not what it is to want to make money with a black heart. Therefore, they are not fooled!

Never let the real estate company make money again! Resist ‘private customization’ and boycott the black-minded enterprises! The people shouted.

This scene made all the decoration companies happy, but for Wanda, Vanke, Evergrande and Country Garden, it was a bit depressing.