Rebirth of the Financial Crisis Sweeping the World

  Chapter 246 246 The girl was moved and cried, the student with a mysterious and awesome background!

  Return to the Queen’s Quarter at night, it is already 8 o’clock.

  Although the U.S. stock market will open in half an hour, the Black Shirt Insurance Company is shorting 5 million shares of American International Group, and the Black Shirt Investment Bank is shorting 120 million shares of Washington Mutual Bank.

  But tonight Wang Guanxi intends to come back early to rest, because the next thing does not need Wang Guanxi to worry about.

  At the entrance of the community, a young girl with a violin is standing at Shu Jinghan.

  She has been waiting for Wang Guanxi, holding a box of pastries in her hand, which are egg tarts, Western-style pies made with egg paste.

  "Is this made for me?" Wang Guanxi is hungry now, because in the afternoon, he has been busy dealing with the black shirt investment bank. Wang Guanxi's dinner is a bowl of noodles, and he is planning to go home to eat.

   "Well, this is a custard tart, you can see how it tastes." He said Shujing and handed the bag over.

After opening the bag, a creamy scent came out. This is butter tart. The **** has a smooth and intact skin, like a pot-shaped biscuit. It has a buttery scent, similar to the PieCrust commonly used in pastry. It tastes like Cookies are the same.

  Wang Guanxi ate two and said in full praise: "Ham Han, you made it so delicious. How about making some more portions tomorrow morning?"

  He intends to send a copy to Lin Xiaoyu, who likes to eat it.

  "Okay, I'll make it for you tomorrow morning" Shu Jinghan smiled and said, "I happen to have a lot of ingredients at home."

  "Well, that's good" Then the two left the Queen's Quarter and came to the dock.

  The two sat on the benches in the corridor. It was very quiet, and the sea breeze came slowly.

  Wang Guanxi ate egg tarts and drank yogurt.

  "Let me give you a piece of music"

   "Okay, the city in the sky?"

   "No, it's another song"

  Next, Shu Jinghan picked up the violin and focused on playing a piece of music.

  "This is Beethoven's Spring"

  This "Spring" sonata praises the beauty of nature and reflects the sincere thoughts and emotions of human beings.

  The four movements of the whole song are based on optimism and vitality.

  Shu Jinghan’s violin is so beautiful and smooth, like a refreshing spring.

  This youthful melody is a portrayal of Shu Jinghan's life, full of sunshine and joy.

   Then he sang excitedly.

   Finally, a very moving romantic song, with a soothing and melodious pastoral tune, which expresses a deep love for nature.

  I have to say that Shu Jinghan is very musical.

  At this time, there was applause from around.

   "It sounds so good"

"sounds amazing"

  Then Wang Guanxi also intends to give Shu Jinghan a piece of music.

  "I will also give it a hand"

   "Okay, what is it called?"

  "Congratulations to Love" Wang Guanxi said with a smile.

   "Yeah" Shu Jinghan lowered her head, her delicate goose egg face instantly blushed, like a snowfield stained with red ink.

  Wang Guanxi’s song is composed by the British composer Edward Elgar, "A Tribute to Love".

  This is a sketch given to the newlyweds by Elgar. The work depicts an elegant love picture in a typical serenade style.

  At this time, Wang Guanxi said again: "Help me record it and commemorate it."

  Speaking, Wang Guanxi took out his mobile phone.

  "Okay" Shu Jinghan took the phone and started recording.

  The violin played a soulful melody, and in the soft tune, there was a hint of sadness.

After the ending with complex emotions, the music gradually weakened and ended, as if still whispering, the music was sweet and warm, and the melody was gentle and moving, making people fall in love with it. Suddenly Shu Jinghan's eyes were moistened, and it was all moving and sweet. .

  Wang Guanxi smiled and said, "Han Han, why are you crying?"

"Huh?" Shu Jinghan realized her gaffe, wiped her tears, blushed and said, "Hee, I know the origin of this piece, and it was presented to him by the British composer Edward Elgar. Of my own wife"

   "I also played this piece specially for you," Wang Guanxi said sweetly.

  "Yeah" Shu Jinghan's face turned red, shy and low-headed, looking at the Victoria Seascape in the distance, the scenery tonight is really beautiful, and the air is full of happiness.

  At this time, Shu Jinghan's phone rang. Shu Fangping called and urged her to go back. Shu Jinghan happened to go back to make egg tarts for Wang Guanxi, so the two went back.

  The two talked while walking.

Shu Jinghan was still obsessed with the joy and happiness of Wang Guanxi’s song [Love Compliments], Wang Guanxi’s phone was ringing, it was from Lin Xiaoyu, but Wang Guanxi did not answer, just turned it silent. .

  After returning home, he called Lin Xiaoyu back.

  On the phone, Lin Xiaoyu's tone was a little bit resentful and asked: "Why didn't you answer my call just now?"

  Just now, she made several calls and sent text messages. It stands to reason that if Wang Guanxi is busy, she should have seen it for half an hour, or an hour.

  "You didn't mean to answer my call, did you?"

  "Woo"

  Lin Xiaoyu's tone was a little choked. In the afternoon, the two agreed to call and chat tonight. For this reason, she worked hard to finish today's homework in advance, and then called Wang Guanxi just after finishing her homework.

  Wang Guanxi comforted: "Xiao Yuer, I was busy making food just now."

  On the phone, Lin Xiaoyu asked curiously: "What is it for?"

  Wang Guanxi thought that Shu Jinghan was making egg tarts at home, so he said, "Make the egg tarts you like."

  "Hmm" Lin Xiaoyu was very happy and happy, and her Xi was so gentle and wonderful.

   Then Wang Guanxi sent the recorded [Love Compliment] to Lin Xiaoyu.

  This moved Lin Xiaoyu. He cried with joy, moved to the point of crying, and could hardly fall asleep.

  The two chatted.

  ··

  Finance is turbulent, and great terror is brewing.

   Yesterday, the global stock market suffered a Black Monday second only to "September 11".

  Lehman Brothers filed for bankruptcy protection, Merrill Lynch was acquired, and the largest US insurer AIG Group sought rescue, Washington Mutual Bank was facing bankruptcy and is negotiating with Morgan Bank Group.

  It can be said that the city gate was on fire, and the pond fish was hit. As an important part of the international financial market, the futures market has made the quickest response to the turmoil on Wall Street.

  In the overnight market, in addition to gold, major commodity futures including crude oil, non-ferrous metals, industrial products, agricultural products, etc., have performed a wave of big dives.

  Asian markets have suffered heavy losses. In the China Hong Kong market, the Hang Seng Index plummeted by more than a thousand points, with a decline of 5.44%, a record low in two years.

  The Nikkei Index fell 5% yesterday. Similar to A-shares, the leading stocks on the Tokyo market are also bank stocks. Affected by the bankruptcy of Lehman Brothers, financial groups such as Mizuho and Sumitomo Mitsui all fell close to 10%.

In the Australian and South Korean markets, the collapse of Lehman Brothers and the poor expectations of AIG also caused the stock market to plummet. The Australian stock market fell 1.4% to a 2.5-year closing low, while the South Korean stock market fell 6.1% to 18. New monthly low.

After the two major investment banks, Bear Stearns and Lehman Brothers, have fallen victim to the subprime mortgage crisis, who will repeat the same mistakes on the fragile Wall Street?

  Of course, Washington Mutual Bank and American International Group (AIG)!

  The two giant financial institutions are very likely to be unable to survive the next round of turmoil.

  Currently the ratings of these two institutions have been downgraded. Moody's Investment Services announced that it will lower AIG's credit rating by two levels from Aa3 to A2.

   Standard & Poor's lowered the rating of AIG by three gears, from AA- to A-.

  Fitch also lowered its rating on AIG by two notches, from AA- to A.

  The three major rating agencies all stated that AIG may be downgraded more in the future.

  S&P has also reduced the credit rating of Washington Mutual Bank from “BBB-” to “negative” observation, which is only one level higher than “junk” bonds.

  Washington Mutual Bank is the largest savings and loan bank in the United States.

  If there is no buyer, Washington Mutual Bank will not escape the fate of bankruptcy. The new accounting regulations that will be implemented require that the purchaser must calculate the value of the acquisition target based on the market value. This regulation has deterred at least three potential buyers.

  AIG is the world’s largest insurer. If Standard & Poor’s continues to downgrade AIG’s rating, AIG will only exist for 48 hours to 72 hours.

  Tonight’s U.S. stock market opened less than an hour, and Washington Mutual Bank’s stock price plummeted 33%, from $3.00 per share to $2.00 per share.

  Black Shirt Investment Bank shorted 120 million shares of Washington Mutual Bank, with a floating profit of US$1 per share, for a total floating profit of US$120 million.

  In contrast, the Indian Industrial Trust and Investment Bank lost 120 million U.S. dollars.

  AIG Group's stock price plummeted again tonight!

   On Monday, U.S. time, the market closed at 70 US dollars per share, and now it has fallen to 48 US dollars per share. The Black Shirt Insurance Company shorted 5 million AIG Group’s shares, with a floating profit of US$340 per share, for a total of US$1.7 billion.

  Industrial Trust and Investment Bank of India holds 1 million shares of AIG Group, with a position of US$600.00 per share and a floating loss of US$552 million.

  Indian private pensions hold 1 million shares of AIG Group shares, and the position is also at US$600.00 per share, with a floating loss of US$552 million.

  The Tata Consortium holds 6.5 million shares of AIG Group’s stock price, with a position of $380.00 per share and a floating loss of $2.158 billion.

  AIG is the largest insurance company in the United States and is currently seeking to raise up to $80 billion in capital.

  The top financial companies on Wall Street in the United States and the largest companies in Europe and Asia have bought huge amounts of insurance from the group for their fixed-income assets. The total amount of these assets amounts to US$441 billion.

  Once AIG goes bankrupt, it may cause these insurances to disappear invisible.

  Executives of Wall Street’s largest companies held their fifth meeting in the Federal Reserve today to discuss how to rescue AIG.

  The group’s total assets amount to US$1 trillion, and the total net loss in the past three quarters has reached US$16.5 billion. The reason is that the collapse of the subprime mortgage market in the United States has brought huge capital write-downs to the group.

  Goldman Sachs Bank: “AIG has operations all over the world, and it undoubtedly occupies a very important position for the health of the global financial market.”

  Bank of Paris: "If AIG goes bankrupt, it will bring about a'domino effect' on a global scale. The connection between AIG and the financial system is very close, as is the connection with the real economy."

  CNN: Is the subprime mortgage crisis "once in a century"?

  Fox News: Greenspan exaggerated

  Time slowly passed.

  The news is here.

  【AIG Group receives US$85 billion loan from the Federal Reserve】

  US Treasury Secretary Paulson stated that the Federal Reserve provided AIG with US$85 billion in loans to reduce market turmoil while protecting taxpayers’ funds.

  The Federal Reserve Bank of New York will provide a 24-month guaranteed loan in exchange for 79.9% of the shares. These loans will be secured by all assets of AIG and its main unregulated branches.

  【Russia urgently injects 475 billion rubles into the financial market】

  【The Bank of Japan and Benpei injects another two trillion yen into the short-term financial market】

  【Global central bank blood transfusion totals 300 billion US dollars to rescue the market】

  ··

  Because it rescued the AIG Group, the U.S. stock market eventually turned up.

  As of the close, the Dow Jones Industrial Average rose by 141. points to close at 11,059 points, an increase of 1.30%. The Dow once fell 150 points during the session.

  AIG fell by 21.2%. The stock price did not rise sharply because of the bailout, because before the US government rescued Fannie Mae, and Freddie Mac was first, the rescued usually had to become a state-owned enterprise.

  Washington Mutual Bank eventually rose to $2.5 per share.

  A total of 18 stocks out of the 30 Dow stocks rose. Bank of America rose 11.3% and JP Morgan rose 10.1%.

  The Standard & Poor's 500 Index rose 20.90 points to close at 1213.60 points, an increase of 1.75%; the Nasdaq Composite Index rose 27.99 points to close at 2207.90 points, an increase of 1.28%.

  The Federal Reserve kept the federal funds rate unchanged at 2%.

  ··

  On September 17, Wang Guanxi got up very early and developed a message for Huang Shao, the CEO of the Black Shirt Insurance Company, and asked him to donate to the Sao Paulo Middle School in the name of the Black Shirt Insurance Company.

   Then he came to the door of Shu Jinghan's house, and Shu Jinghan also came out, holding two bags of egg tarts in his hand, both wrapped very well.

   "Hee, are these enough?"

  She got up very early this morning and did more.

   "Well, enough, enough" Wang Guanxi took it happily, and then said: "Han Han, thank you for your hard work."

   "No, no hard work, as long as you like it" Shu Jinghan smiled and looked at Wang Guanxi.

  In fact, we still need to make egg tarts very carefully.

  First, stir the whipped cream, milk, and sugar evenly, heat until the sugar is completely melted, and add the egg yolk after cooling.

  Next. Add low-gluten flour, mix well, and finish the egg tart.

  Then, pour the prepared egg **** water into the egg **** skin until it is 70% full.

  Finally. Put it into the baking tray, put it in the oven that is about to heat up, oven 210°, bake for 25 minutes.

  Seeing that Wang Guanxi likes to eat so much, Shu Jinghan said again: "Hee, you like to eat, I'll make it for you again."

   "Well, okay" and the two went to school.

  During the big break, Wang Guanxi came to the post office and sent a bag of egg tarts to Lin Xiaoyu.

   Soon Lin Xiaoyu’s message came.

  "Thank you, Hee, (′‵)IL"

  After replying to Lin Xiaoyu, Wang Guanxi received a call from Huang Shaokai, CEO of Heishirt Insurance Company.

After    was connected, Wang Guanxi asked: "How are things going?"

  This time he asked the Black Shirt Insurance Company to set up a charitable fund to donate to São Paulo Middle School. Of course, the donation is conditional.

  Huang Shao said: "BOSS, director Willer Hess has been arranged to pass. To be honest, I also want to go to Sao Paulo, where I also went to middle school before."

  He used to go to St. Paul’s Co-educational High School. I still remember that the former female head teacher was still his dream lover.

  "Mr. Huang, haha, I didn’t expect you to go to school here too" Wang Guanxi smiled and said, "We are still from the same school."

  Wang Guanxi is planning to take a long vacation this time, how can I take a long vacation?

  That’s not a simple matter, just let the black shirt insurance company donate to the school.

  Huang Shaokai said excitedly: "BOSS, that's my honor"

  After a few conversations.

  "OK, that's it, I'll go to the headquarters later" ended the call and Wang Guanxi returned to the classroom.

   Soon, Willer Hess, an American executive director of the Black Shirt Insurance Company, hired a German lawyer and quietly came to the Sao Paulo Co-educational School.

  Then the charity fund under the Black Shirt Insurance Company donated 5 million Hong Kong dollars for two scientific research projects of the school, and 8 million Hong Kong dollars was donated for the school's sponsorship of students studying abroad.

   and exchange funds between international schools, also donated 7 million Hong Kong dollars.

  In the future, the Sao Paulo Co-educational School will have another exchange with the Lushen Wellington Noble Academy in the Mainland.

  But this time, St. Paul’s Co-educational High School sent students to the Wellington Noble College in Lu City to facilitate future Wang Guanxi’s trip to Lu City and to exist as a middle school student.

  This time, the charity fund under the Black Shirt Insurance Company donated 20 million Hong Kong dollars in a lump sum, which really made the principal of Saint Paul Middle School Chen Huang Lijuan at a loss.

   began to pay attention to Wang Guanxi, an extraordinary student, and guessed his origin.

  One of the conditions for this donation is that all records of Wang Guanxi's records by the Saint Paul School were taken away by a German lawyer. If the school wants to submit Wang Guanxi's files to other institutions, it must obtain the consent of the lawyer.

  And Weiler Hess, executive director of the Black Shirt Insurance Company, requires strict life-saving.

  I can’t even say that the Black Shirt Insurance Company donated 20 million Hong Kong dollars to the St. Paul’s Co-educational Middle School.

  This insurance company is too low-key, right?

  Other companies donate once, and they can’t wait to publicize it in the news media, while the black shirt insurance company requires strict confidentiality and must not disclose the donations of its fund to the Sao Paulo Co-educational School.

   "What the **** is this kid?"

   "It's too mysterious, right?"

  Chen Huang Lijuan looked at the information that originally belonged to Wang Guanxi, and suddenly felt very fake!

  An executive director of a company who specially donated 20 million Hong Kong dollars, specially came to the school to take away Wang Guanxi's files, and also signed a secret protection agreement.

  How could Wang Guanxi be an ordinary person!

  Not ordinary people at first.

  She feels this world is a bit strange.

  Wang Guanxi, this student has been low-key for so many years!

  According to the original information, Wang Guanxi has already studied Form 1, Form 2, Form 3, Form 4, and Form 5 at St. Paul's Middle School.

  It's been five years.

  This Wang Guanxi must have a great background!

  20 million Hong Kong dollars was donated at will. You must know that the richest people in Hong Kong will not donate so much at one time.

  If you donate more, donate them in batches.

  This person related to Wang Guanxi donated 20 million Hong Kong dollars in one go!

  There are four words in her mind.

  Wealth and wealth!

  (End of this chapter)