Rebirth of the investment era

Facing this result, Su Yu frowned, feeling quite dissatisfied.

However, even though he is not satisfied with this, he has no good solution for the time being. After all, at this time...if he applies for a loan from other banking institutions, the approval time will not be much better.

"Now what?"

After listening to Su Yu's narration, Li Meng slightly worriedly asked in their residence, "Are we going to give up on the 'Three Fast Online' investment project?"

"Liang Bin has already reached an agreement with Mr. Du from General Atlantic Capital in Hong Kong City." Su Yu said, "The preliminary intention investment agreement has been signed. If you choose to withdraw at this time, not only will our company follow up on this project, More than two months of hard work have been in vain, and the B round of financing of 'Sankuai Online' suddenly went bankrupt, and it also required a large amount of liquidated damages. Let me think about it again, there is still almost half a month until the end of the month. Time, even if the loan from Huashang Bank really cannot be extended, I should be able to raise some cash in the short term by using the equity pledge of 'Kumho Group' and the property pledge in hand, and then find a bridge financial institution. It should be possible to make up the 1 billion funding gap."

"President Wu and President Li just said that the loan review and evaluation time may be longer than previously expected, and there is a high probability that it will be approved in the end."

"Let's find an over-the-counter financial institution that can cross the bridge and do a short-term financing of funds, and then wait for the loan approval, or wait for the 'Yuhang No. 2' fund to be released from the closed period and the net value is settled. This short-term The funding gap should be completely covered.”

"For a bridge loan with such a large amount of funds, few OTC financial institutions can handle it, right?" Li Meng thought for a while and said, "And if we find an OTC financial institution for a bridge loan, first of all Not to mention the high interest rates, other conditions are probably quite harsh."

"Furthermore, it's probably not that easy for you to pledge shares or mortgage real estate for short-term financing."

"If you want me to say..."

Li Meng paused for a while, thought for a long time, and continued: "How about we give up the investment project of 'Sankuai Online' first? In general, we can't put our company down just because of this investment project." Putting business operations into a risky position."

"I remember when I was young, didn't the adults always say something to us?"

"Knowing how big your belly is, you can eat as much rice as you want, and how much ability you have, you can do as much work as you want. Now, when our company's cash flow is really not abundant, we forcefully won the investment project 'Sankuai Online' , it is true that there are some things beyond our capabilities.”

"Besides, haven't you often said that..."

"Market changes are not directional. No matter how good the expectations are, the development results may not be satisfactory."

"I think this is similar in terms of company operations. If we rapidly expand the company's debt and increase the risks step by step, if we bear the high interest of the bridge loan, at the maturity point, Has the loan from Huashang Bank still not been disbursed?”

"Relatively speaking, the loss of profits to our company by abandoning the investment project of 'Three Fast Online' will be minimal."

After Su Yu heard what Li Meng said, although he knew that what she said was right, he also knew that once the opportunity to invest in 'Sankuai Online' was missed, there would be no chance of it happening again, at least not again. Such a suitable investment opportunity appeared, so he pondered for a moment and responded: "There must be various risks and concerns in investing in this project. Let's do this. Tomorrow morning, I will call everyone in the venture capital department for a meeting. Ask everyone for their comprehensive opinions, and at the same time... also listen to what Liang Bin and He Qian have to say."

"Okay!" Li Meng nodded.

Faced with important decisions about the company's future development, all she could do was to fully consider the risks involved in the decision and propose it in a timely manner. As for the final decision, Su Yu had to make it himself.

The two talked for a while about the benefits and losses of the company's investment in the "Three Fast Online" project.

Then, Su Yu changed the subject and asked about the content of today's meeting of the Monetary Authority.

Li Meng responded: "It's pretty much what you guessed this morning. It's just a briefing. The leaders hope that we can standardize investment and abide by market trading rules. At the same time... they also hope that we can guide the market appropriately, and at the same time emphasize our Yuhang relatedness." The leaders' determination and ideas in building the city's financial core circle... generally speaking... have no substantive content. However, in terms of policy direction, the leaders hope that the stock market will be prosperous and can carry a large amount of active hot money from outside the market to play a good role in the economy's transition from virtual to virtual. The view of this bridge remains unchanged.”

"Well!" Su Yu nodded slightly and said, "The firm direction of the policy is very important, so it's not all without gain for you."

Li Meng smiled and asked: "Where are you, what did Mr. Qian ask you to do?"

"Are you checking my position?" Su Yu said with a smile.

Li Meng always felt a little ambiguous when he heard what he said, and replied: "If you think it's inappropriate, then I won't ask."

Su Yu smiled and said, "You are a partner of the company. You have the right to know about the development and operation of the company. There is nothing inappropriate."

With that said, Su Yu briefly described the meeting with Mr. Qian during the day.

"Fund custody business again?" Li Meng felt a little surprised after hearing this, "Why do you feel that after the director Qian of Huijin came to your door, these people... followed the trend? 'Gangcheng STG Investment Agency'... …Do you think this company is reliable?”

Su Yu smiled and said: "It doesn't matter whether we are reliable or not. We have to do door-to-door business, and if you have money, you can always act as a middleman, so there should be no big problem."

"The custody scale of 5 billion funds is not a small amount!" Li Meng sighed with emotion.

Su Yu nodded slightly and said: "Yes, and I guess... I am afraid that similar institutions will come to us in the future. Our company's fund custody business will probably usher in a peak period of receiving orders."

"This should be a good thing, right?" Li Meng said with a smile.

Su Yu responded: "A good thing is a good thing, but the expansion of scale cannot be achieved overnight. For example, as you just said, if a table of delicacies from mountains and seas is placed in front of you, you must have such a big belly to eat it. Okay, now that our company's influence has been established, as long as we want to, we can develop more new fund products and undertake more similar agency fund management business. We can scale up instantly, but the key is the company's investment research. The team and trading team are insufficient. In this regard... we have to work quickly and develop the team quickly."

"Yes!" Li Meng nodded, "We will have a meeting tomorrow to study it."

The two of them chatted for a long time, and then fell asleep separately after the night was deep.

The next day, June 16, when the market ushered in a new trading week, Su Yu and Li Meng came to the company around 8:30 in the morning.

Take advantage of 9:15, before the market opens.

Su Yu convened the company's middle and senior leaders for a short meeting and listened to everyone's work plan for this week.

Then, he specially left several managers from the company's venture capital department, and at the same time, he connected via video with He Qian and Liang Bin, who were on business trips to Yanjing and Hong Kong City, and asked everyone for their opinions on investing in the "Three Fast Online" project.

Several managers expressed different opinions.

Some firmly believe that this project should be invested decisively; others believe that the valuation of this project is high and the risks are high, and they recommend investing cautiously.

But generally speaking, at this time, people who agree with project investment still account for the majority.

Faced with this situation, and after listening to everyone's opinions, Su Yu thought about it for a while, and still felt that at this time, he could not give up this project that was sure to make a lot of money in the future just because of the company's temporary shortage of cash flow. As for the company's shortage, How to solve the cash flow problem, and where will the 1 billion funding gap to be invested in the 'Three Fast Online' project come from...

Su Yu thought about it and decided to start with Mr. Qian of the 'Qian Group'.

After all, he knows that the business managed by Mr. Qian includes the business category of 'bridge loans'. Of course... he also knows that with Mr. Qian's ability, he will definitely not be able to meet the capital needs of his size. He I just want to use Mr. Qian’s personal connections to see if I can connect with other financial institutions, so as to temporarily obtain short-term huge financing.

However, just when Su Yu was trying to figure out how to raise this huge amount of money in the short term.

At this time, his secretary Li Xiaoling suddenly knocked on the door of the office, walked in hurriedly and reported: "Mr. Su, Mr. Zhu from Yanjing Zhenhua Capital has arrived at the company and wants to see you. He said...he is To solve your troubles."

"Mr. Zhu from Yanjing Zhenhua Capital?" Su Yu raised an eyebrow and asked, "Mr. Zhu Zhaoji, the current executive vice president of Zhenhua Capital Group?"

"Yes, Mr. Su!" Li Xiaoling nodded in response.

Seeing that his guess was correct, Su Yu couldn't help but feel suspicious, and thought to himself: "What is he here for?"

Since last year's National Day, he came into contact with Zhenhua Capital Group once in Yanjing, and has had no contact with him since then. If he really had any relationship, it was only with Xie Wanting, the boss of Zhenhua Capital Group. There are some scandals about the lady.

But as for these leftover rumors...

It should not be enough for the executive vice president of Zhenhua Capital Group to visit him personally.

What's more, Su Yu understands that although Mr. Zhu Zhaoji is not a real core figure within the 'Zhenhua Capital Group', his identity is quite special. Relatively speaking, what he does represents The thoughts of Xie Zhenhua, Chairman of Zhenhua Capital Group.

In other words, the other party came on behalf of Xie Zhenhua.

"Where is Mr. Zhu?" Su Yu asked urgently after thinking for a moment and not getting the point.

No matter what the other party's intention is, he must meet him. After all, the other party represents the 'Zhenhua Capital Group', an asset management group with considerable influence in the country. At the same time, it can also be said that the other party is here to represent the entire northern private capital. A series of attitudes.

"Just in the lounge." Li Xiaoling responded.

"Okay!" Su Yu nodded, and then took the initiative to greet him.

When he arrived at the lounge, Su Yu saw Zhu Zhaoji and hurriedly greeted him with a smile, shook hands with him, and said, "Mr. Zhu is a rare visitor. Last time I saw him goodbye in Yanjing, you looked even more youthful and energetic."

"Haha, Mr. Su is so polite!" Zhu Zhaoji responded and said, "Mr. Su is getting more and more energetic."

"Where, where!" Su Yu said politely.

Then while welcoming the other party into the office, Li Xiaoling made two pots of good tea.

"Mr. Zhu is here this time..." After a brief greeting, Su Yu asked tentatively, "I don't know if he is on a business trip to Yuhang and stops by our institution to have a look, or..."

Zhu Zhaoji took a sip of the tea specially prepared by Su Yu and praised it as 'good tea'. Then without waiting for Su Yu to finish, he went straight to the point: "I know that Su is always cheerful, so I don't hide it from Mr. Su. I came to Yuhang this time because I was entrusted by the chairman to come directly to Mr. Su for cooperation."

"Cooperation?" Su Yu was slightly startled.

Zhu Zhaoji nodded and said, "I heard that Mr. Su's company has encountered some financial difficulties recently?"

Su Yu heard this and knew that the other party was referring to something. He coughed lightly and said, "Mr. Zhu is really well-informed. He has encountered some financial difficulties, but overall, this difficulty has a negative impact on our company's operating policy." and development, it will not have any impact, so...in a real sense, it is not a difficulty, but it does bother Mr. Zhu to care about it."

"We, Zhenhua Capital Group, can provide you with some financial help, Mr. Su." Zhu Zhaoji said, "As long as Mr. Su is willing."

"The financial help Mr. Zhu mentioned means..." Su Yu asked.

Zhu Zhaoji said straightforwardly: "As long as Mr. Su is willing, we, Zhenhua Capital Group, can provide you with a corresponding interest-free loan for the short-term funding gap you lack, so as to directly fill your short-term funding gap, and then Just wait until the closing period of your main funds is over and the net value settlement is completed, and then return the funds according to the principal."

Su Yu was shocked when he heard Zhu Zhaoji's words.

The news from the other party was really too fast, and at the same time... he also accurately grasped the difficulties they were currently facing, and put forward a solution in a timely manner.

However, Su Yu also knew that free lunch is the most expensive thing in the world.

Since the other party has proposed the idea of ​​free help at this time, the implicit paid conditions must not be simple.

"Business cooperation is mutually beneficial." Su Yu pondered for a moment and responded, "Mr. Zhu has put forward such generous conditions, so accordingly... what kind of return should we make?"

Zhu Zhaoji smiled and said: "If Mr. Su's 'Yuhang Investment' has equity financing needs in the future, our 'Zhenhua Capital Group' will have the first priority to participate in financing. Regarding this condition, what does Mr. Su think?" ?”

"Is this the only condition?" Su Yu was even more shocked.

The conditions set out by the other party are basically equal to the interest-free loan of up to 1 billion, which is equivalent to giving it away for free!