Rebirth of the Strongest Tycoon

HeungKong Asian Commercial Bank is a medium-sized Chinese-funded bank in HeungKong. It was founded by Thailand's tycoon Chen Bichen, and was later operated by his eldest son Chen Youqing in 1965.

For more than two decades, Chen Youqing has managed banking business in an orderly manner.

Although a few years ago, because of the rise of Xia Yu, the structure of the banking sector in Heung Kong has undergone major changes.

However, after careful consideration, Chen Youqing chose to cooperate with Jiuding Bank. In this way, the development momentum has not weakened, but has developed more rapidly.

"Chairman, Mr. Li from the Cheung Kong Group is here."

At around four o'clock in the afternoon on Tuesday, the subordinate walked into Chen Youqing's office and reported to him.

A glint flashed in his eyes as he was reviewing the document, and the corners of his mouth couldn't help raising slightly, and he secretly said good luck.

In the morning, Jiuding Bank sent someone over to talk to him secretly. At that time, it was only that people from the Chaoshan Gang might come to the door. I didn’t expect that in the afternoon it was Li Chaoren, one of the leaders of the Chaoshan Gang. ) I came here, and I came here directly without making an appointment.

"Invite him to my office."

Chen Youqing raised his head and said lightly.

"OK."

Subordinates should finish and leave quickly.

After a while, the subordinates walked in with Li Chaoren, and Chen Youqing was surprised that Li Chaoren came by himself.

"Mr. Li, welcome, please sit down!"

"Mr. Chen, come here uninvited, excuse me!"

"No interruption, Mr. Li is able to come to me, but it is an honor for Chen, haha..."

After a brief greeting, the two of them took their seats one after another, and their subordinates immediately made tea. After making tea, they left the office after Chen Youqing waved.

"Mr. Li, are you so interested in coming to me today?" After taking a sip of tea, Chen Youqing asked curiously.

Li Chaoren shook his head with emotion, and said with a smile: "Mr. Chen, you are the God of Wealth, and I am a businessman, isn't this asking you for some funding."

"In fact, it is like this. My company has made a relatively large expansion in recent times. Not only has several properties in Xiangjiang started at the same time, but it is also carrying out a major strategy in the UK."

"Although I still have a lot of real estate and properties in my hands, the commercial real estate in Hong Kong is still booming. Therefore, I chose to hold many properties that I originally planned to sell for long-term rent collection."

"So much that I lack some development funds, so I want to come to you to borrow some money."

Some words, it is called a sincere, contagious.

If it hadn’t been for the information of Li Chaoren’s foreign powers and talents from the population of Jiuding Bank in the morning, he would have almost believed it!

But well.

Li Chaoren wanted to take a loan, which was exactly what he wanted.

Anyway, the ultimate risk does not need to be borne by Xiangjiang Asian Commercial Bank. As long as Li Chaoren dares to speak, he dare to lend out more, provided that Li Chaoren takes out enough collateral!

therefore.

Chen Youqing proudly said: "Mr. Li, you are our bank's favorite high-quality customer. Since you are willing to cooperate with me, it is worthy of my Chen, how much you need to borrow, just say!"

"As long as it's not beyond my ability, it's okay!"

Li Chaoren thanked him with a smile on his face: "Mr. Chen, thank you so much."

"I want to borrow 1 billion Hong Kong dollars, including 300 million Hong Kong dollars in the name of Cheung Kong Holdings, and 700 million Hong Kong dollars in the name of my family trust company."

One billion Hong Kong dollars is not a small amount, it is worthy of careful consideration.

So after Chen Youqing condensed his eyebrows for a while, he gritted his teeth and solemnly said to Li Chaoren, "Mr. Li, although the billion Hong Kong dollars is a huge amount, our bank can still get it."

"It's just that you need to provide enough mortgage assets."

"Of course, it should be."

"I just hope that Mr. Chen can give me a higher pledge rate. After all, you also know that my assets are all high-quality assets."

Li Chaoren smiled and nodded back.

"no problem!"

"I don't know what Mr. Li wants to pledge?" Chen Youqing personally added tea to Superman Li and asked with a smile.

"The loan from the Cheung Kong Group will be mortgaged with the company's property, while the loan from our family trust company will be mortgaged with the shares of the Cheung Kong Group." After Li Chaoren finished, he stared at Chen Youqing.

After Chen Youqing pondered for a moment, he emphasized: "Mr. Li, Cheung Kong Group wants a 300 million loan. If you take the property mortgage, I can give you a 20% pledge rate."

"But for the other 700 million loans, you also know that the stock pledge rate is between 30% and 50%. Although Cheung Kong Holdings is a high-quality company, the stock price of Cheung Kong Holdings has plummeted some time ago, and the market risk is relatively high."

"But since Mr. Li has spoken, I naturally want to save face, so I can give you a 50% pledge rate!"

50% off!

The pledge rate is indeed not low, but Li Chaoren is not satisfied and wants to be higher.

There is no way, it is because his financial pressure is too great.

Even if he invested in the Roshill family before, transferred 20% of the equity of the Yangtze River Industrial Group to the Roshill family, and cashed out a large sum of money.

But in this short-selling Hong Kong stocks, he did not have time to buy the bottom, so that the Hong Kong stock market rushed to the historical peak time after time, making him still as high as 3.47 billion Hong Kong dollars after the end of the gambling contract in the morning!

Within three days, after removing the principal he originally had, he must raise 3.47 billion Hong Kong dollars again.

"Mr. Chen, a 50% discount is too low. As you know, Cheung Kong Group is a large-scale real estate conglomerate in Xiangjiang. I think it is more appropriate to give a 60% discount." Li Chaoren once again smiled and fought for it.

"The risk of a six to five percent discount is too high, and I have to be responsible for the shareholders, but since Mr. Li has spoken, then I will add some more, a 50 percent discount."

"..."

After Li Chaoren spent a lot of talking, Chen Youqing finally "reluctantly" agreed to a 40% pledge rate.

Subsequently, Chen Youqing asked someone to draw up the contract, and Li Chaoren also took advantage of this time to call his personal lawyer.

After more than an hour, the two loan agreements were signed.

Needless to say, Cheung Kong's 300 million loan.

The 700 million Hong Kong dollar loan of Li Chaoren’s family trust company, according to Cheung Kong Group’s current share price of 8.85 Hong Kong dollars per share and a market value of 12.83 billion Hong Kong dollars, is collateralized by 131.82 million shares, occupying the total share capital of Cheung Kong Group. 9.09% of it!

After the signing of the loan agreement, Chen Youqing immediately credited 500 million Hong Kong dollars to the account designated by Li Chaoren, and promised that another 500 million Hong Kong dollars would be credited before the end of work the next afternoon.

After confirming the receipt of 500 million Hong Kong dollars, Li Chaoren hurriedly left after thanking Chen Youqing.

He will find a way to temporarily misappropriate the 300 million Hong Kong dollars of the Cheung Kong Holdings Group's loan, so that 1 billion Hong Kong dollars has been resolved, and the funding gap is still 2.47 billion Hong Kong dollars!

The funding gap is still large!

What Li Chaoren didn't know was.

Just after he left Heung Kong Asian Commercial Bank.

Chen Youqing immediately called Liu Tianci of Jiuding Bank.

The result is that night.

These two loan agreements, Hong Kong Asian Commercial Bank, have not yet covered their heat.

Chen Youqing transferred his secret to Jiuding Bank, earning three points of commission and a profit of 30 million Hong Kong dollars!

This money, what you earn is called a happy one!

As a creditor, HeungKong Asian Commercial Bank, in accordance with HeungKong's laws, can transfer the creditor's rights of the loan without the consent of the debtor.

And it's legal on a global scale!