Rebirth of the Super Banking System

This kind of wage pressure system would certainly hate it from the employees’ point of view, but as a boss, he has to guard against it. He has also heard a lot in his previous life. The next day with the money, people can’t find it, and even steal the company. There are so many strange stories about things that just ran away, making the bosses tickle, so I told them in advance that they couldn't do it, and they had to be caught off guard by a sudden attack.

　　 Of course, except for those bosses who are earning ill-considered money and reluctantly relying on their debts, such bosses should be cleaned up.

There are also collective strikes that force the palace to raise wages. Those people don’t want to think about it. It’s not easy for the boss to pick up the money. There are always many people who think they should give themselves more if they don’t have a boss, especially the former foreign trade company Tang Qing feels the deepest. Those relatives always think that the boss is easy to make money, and try to take advantage of the company. Anyway, they think that the boss is rich and should give more to themselves. How do they know how their boss pretends to be grandchildren outside, beg grandpa to tell grandma , Laughing and playing together, doing everything possible to please people, almost dignity is smashed to the ground.

Tang Qing followed to socialize a few times. Zhenzhener saw how difficult it is for the bosses of these small and medium-sized enterprises, how insecure, how insecure, and how misunderstood by the society, especially when he came into contact with small loans. For more of this kind of people, as a bystander, Tang Qing sometimes feels bitter in his heart, and what he has to pay is far beyond the imagination of others.

Yes, many of those bosses are treacherous, but most of them are honest, diligent, diligent and conscientious, especially the bosses of small, medium and micro enterprises, who basically can’t get loans from banks, and banks only like to lend to large-scale enterprises. State-owned enterprises, even if the other party has been losing money for years, have to borrow, resulting in the need to borrow money, the unneeded strain is blocked, and finally it is easy to do it. You don’t need to start talking about it. Of course, many of them are political tasks. Tang Qing can understand. .

But for small, medium and micro enterprises like stepmothers, banks don’t pay attention at all. Basically, more than 90% of corporate banks don’t give loans at all. I don’t know how many potential companies have been stifled in this way. Died on the hurdle of depletion of funds.

There is a saying in later generations that if it weren’t for private borrowing to lose blood, most of the country’s small and medium-sized enterprises would have died. This is definitely not an exaggeration. It also reflects the prevalence of domestic private lending. Tang Qing later heard that in coastal areas, Basically, more than 90% of enterprises have used private loans. If it were not for the mutual assistance of various enterprises and individuals, enterprises in coastal areas could die.

Of course, Tang Qing can also understand the bank’s approach. After all, the procedures for a loan of 100 million and a loan of 1 million are basically the same. To find a large customer to borrow 100 million, and a hundred small customers to borrow a total of 100 million, how to choose this multiple-choice question In addition, the latter's risk control costs in the later stage are really outrageous, and it can be imagined that the bank will not do it with the ass.

It’s okay to do it. The scale of bank loan review personnel has increased dozens of times. How can this requirement be passed in the streamlined organization of personnel today, unless the bigwigs are crazy, and Tang Qing has nothing to do with this situation. The guys have so many experts to help out their ideas, but they haven't found a way to fundamentally solve this problem.

In Tang Qing’s opinion, the only method the bigwigs took was to open up private financial services. Later generations saw various loan companies, and even major Internet companies were participating in the race to seize the market, and then they knew the central government’s final decision. That is, the major banks basically maintain their positions and continue to serve the important economic entities of the country. Small and medium-sized enterprises are handed over to private finance, local banks and credit cooperatives to solve the problem, and Tang Qing’s previous microfinance company is one of them. One of the members, otherwise, thinking about the dozens of times of personnel requests, everyone will have a headache.

As for the ways that major banks can improve loan efficiency by simplifying the process, although it sounds good, to be honest, Tang Qing feels that he is not optimistic. Once everything, especially money-related matters, are released, they will first enjoy the benefits. It is by no means ordinary people, but a privileged class. Once this kind of opening is opened in China, flies, mosquitoes, tigers and elephants come in together, walk the same front door as you, jump in the queue or replace to seize your place, within the scope of the rules, you still can’t do it. He kicked out.

The country has spent so many years deepening and emphasizing certain aspects of the process in order to reduce the influence of rights or increase the cost, and try to avoid the abuse of rights to cause too many social conflicts, and all the laboriously established processes are all at once. If you chop it off, the fun will be great. The one who gets the cake is by no means the happiest person. He can only make wedding dresses for others. This is not an uncommon phenomenon in China.

Forget it, I don’t want to, and it’s useless to think about it. Anyway, the country will find a way to solve it. The rise of various financial platforms in later generations has made the use of social funds more and more convenient and flexible, which has greatly resolved the contradiction between supply and demand of some funds. It is not necessary for him to worry about developing in a better and better direction. It is estimated that the country has such plans now.

　　 As for now, it has nothing to do with me.

　　 Even if the banking system will send his own bank in the future, he will definitely participate in the loan for small, medium and micro enterprises. As for now, it is still too early.

　　. . . . . .

　　 October 31.

　　 Sunday.

　　 Today is the day to check the results of the hotel for half a month, and it is also the time for dividends. Tang Qing is so excited that he is looking forward to coming soon. The first dividend for his first business is a little excited.

　　 Tang Qing didn't go to the restaurant early this day, but went there after dinner at home. After all, if he went there, he would have to help or watch it. No matter what, it would be boring.

　　 I went to Lin Jiaxue's house early in the morning to do homework for a day before returning. Nothing happened to kiss her lips. He also knew that Lin Jiaxue had a thin face and couldn't stand the teasing. When he was angry, he would have to coax.

How to put it, when you have a person in your heart, it’s hard for you to feel blasphemous. Tang Qing doesn’t know what other people think, but he does think so. The ambiguity is to deepen the relationship. , But this obviously does not apply to Tang Qing. The two have already recognized each other. In addition, precocious girls are not naive or ignorant. The relationship between the two has always been like this, a little respectful and like a guest. Tang Qing also likes this feeling very much. Tang Qing beside Lin Jiaxue, who is gentle and pure as water, feels at ease and fulfilling. Evil thoughts sometimes appear but they don't do it.

　　 In his opinion, the relationship between the two is difficult for those who are thinking on the lower body to understand.

Last week, his plaster was removed, which also meant that he had bid farewell to the privilege of not doing homework. In addition, the teacher assigned a lot of homework this week. Tang Qing, who did not copy his homework, could only do it himself. Through this period of study , Tang Qing's previous life level at this time has basically been picked up.

Needless to say, English, next time you will definitely be blinding their eyes, as well as creatures. This is the simplest thing. They are all rote things. The biology of the previous life is very good. Basically, it is close to full marks every time. After rebirth, it will be added. Memory is easy to learn, and chemistry is also very easy to learn by rote.

The more rare thing is Chinese, mathematics and physics. Chinese memorizes the most things. The amount of appreciation of various ancient poems and texts is not small. I haven't finished memorizing it until now. The composition is good to say. The two generations have written a lot of copywriting and planning. If you can't write an argumentative essay, it's better to be killed.

The rest is mathematics and physics. These two more difficult subjects will be basically no problem until the next exam. At least he can’t wear it. In general, he has now recovered more than 90% of his previous life’s abilities. Next week, we will work on a special task. The difficulty of the last test paper and the scores of the students, Tang Qing estimated that he had properly entered the top three in the class this time. If he performed supernormally, it would be even higher.

In order not to do this nasty homework next semester, next month he will have to study crazy and prepare for the monthly exam in December. His goal is to be the top spot in the school, and he can be confident then. Don't do homework. After all, it is a waste of time for myself to repeat all kinds of things I know.

　　 As for the confidence, of course, the system is about to be upgraded. The level of development of his brain based on the source energy value of the reward after the system upgrade, the soaring memory and comprehension ability, is the first in the grade. . . In fact, it is also difficult, I can only say that it is doing my best.

Before dinner, Tang Qing said embarrassedly to his uncle that he would be back late. There was something to do with the classmates. As for what happened, Tang Qing didn’t say anything, and his uncle didn’t say anything. He thought that the child is also older and doesn’t need to be like a child. The same strictness, coupled with Tang Qing's hard work during this period of time, Qin Yugang didn't believe that he could do bad things, so he didn't say anything, just told to be careful on the road, come back early and go to school tomorrow. Tang Qing could only silently say sorry for the deception he had made to his uncle.

Originally, it was fine for Tang Qing to go or not tonight. At the end of the calculation, he only needed to call and inform. Tomorrow, he could get the dividend or let Li Kai take to the school. It was just that his first income made me feel excited. I want to get involved.

After eating, Tang Qing hurried to the restaurant. At this time, because it was the weekend, the business was of course very good. There were no seats available. The waiters were busy with each other. Seeing Tang Qing, they all said hello respectfully, and Tang Qing also said hello. If you can't put on airs, you will always encourage you. After all, you have been a leader. There is nothing to be mean if you don't need money.

　　 Tang Qing, who came to the hotel, walked straight to the checkout counter. At this time, Zhang Jing was bowing her head and wondering what was going on, while Sister Zhao was not here and she didn't know what she was doing. UU reading www.uukａnshu.com

Seeing Zhang Jing busy, Tang Qing did not bother her, but went straight to the freezer and took a bottle of mineral springs to quench her thirst. Perhaps it was the sound of the freezer closing that made Zhang Jing immediately turn her head over, but think about it, after all. This is regarded as a hotel property, and it is not something that anyone can take, and there is no greeting.

"Boss, here you are, your hands are finally healed." Zhang Jing looked up and saw that Tang Qing's eyes lit up and said in surprise. The plaster of Tang Qing has not been seen for a week, but today Tang Qing is still wearing school uniform. There was something strange in his heart. The two identities of the boss and the student kept revolving in his mind, not knowing why he kept thinking of Tang Qing during this period of time.

　　 Did you like Tang Qing? She didn't dare to think about it every time she thought of this. There is not only a difference in age between himself and Tang Qing, but also a difference in status. In any case, the other's family cannot agree to it. In addition, listening to Li Kai said that Tang Qing still has a childhood sweetheart. The relationship between the two is so deep that outsiders can't imagine it, and it is even more impossible for him. Up.

　　 "Well, you're busy with you, please decorate me with melon seeds to eat." Seeing Zhang Jing's surprise, Tang Qing couldn't help feeling a little proud. We are not the boss, a standard villain.

"Good." The melon seeds are delivered before the dishes are served in the upper box, but not in the lower hall. As a representative of the little boss, I will naturally enjoy some privileges. There are some spiritual stones such as melon seeds and peanuts in the cashier. , Even two people can drink for free, but not too much. The total price per day is not more than 20, and the total amount in one month is not more than 600 yuan.

　　 From time to time when Li Jianguo was buying vegetables, he would also wholesale some fruits for everyone. Zhang Jing felt that the treatment here was simply a mess, all thanks to the little boss in front of him, so Tang Qing's eyes were especially soft.