Rebirth: Outstanding

When Song Tianyao met George Xia, George Xia had just finished meeting with a customer manager of the Hong Kong branch of Chase Bank. At this time, he was sitting in the Song Tianyao factory office with his younger brother Xia Hali. He looked down at his suit and watch. The ring in his hand felt that the gap between him and Song Tianyao was getting closer.

The last time Song Tianyao saw him and his brother Shahari, the two brothers didn't talk about gold ornaments and watches. Even the suits were old clothes from the Japanese Occupation period, and they barely wore them to support the appearance.

"Boss Xia, I attended a tea party yesterday and talked to other people who were preparing to make a fake. You will also be responsible for the supply of their raw materials in the future." Song Tianyao waited for Fu Yan to bring coffee and left before facing the desk. George Xia Harry of Xia said with a smile: "I left them the phone number and address of your store, I think they will contact you soon."

Xia Hali's expression was a bit disapproving, and Xia Zuozhi showed an unexpected expression on his face. Then he said to Song Tianyao with some gratitude: "Mr. Song, our hair business can only be done with your care, and now we are introducing the business to us. This is true. It's... I can't be thankful enough."

"Everyone makes money with harmony. I take care of you and you take care of me. I invited you to meet today. Actually, I want to ask you two for something." Song Tianyao gently stirred the coffee with a silver spoon and said.

Xia Zuozhi pushed the frame of the golden glasses: "Mr. Song, what can I do for you? Just speak up."

"That's right. This time, there will be eleven factories open. There may be some shortages in the supply of raw materials at that time. So I want to take advantage of our good cooperative relationship and buy more raw materials from your hands to stock up. Get up." After Song Tianyao stirred the coffee, he picked it up and took a sip, then looked at Xia Zuozhi and said in a flat tone.

Xia Hali, who had never spoken next to him, changed his expression. Regardless of Song Tianyao looking at the two, he touched his brother's leather shoes with his own shoes, but Xia Zuozhi seemed to be unaware, sitting tightly, with calm eyes. Looking at Song Tianyao, his voice was powerful and refreshing:

"Mr. Song has taken care of me. Let’s not hide it from Mr. Song. We have indeed heard news that other factories are going to start. We are hoarding some raw materials. There are currently 50,000 braids in the warehouse in Hong Kong. Mr. Song said that we are willing to supply them first. There are 20,000 braids in your factory, and 30,000 are left to supply to other factories."

"Brother, we..." Xia Hali spoke eagerly next to him, and was stopped by Xia Zuozhi. The younger brother continued to speak. Xia Zuozhi said firmly in front of Song Tianyao: "Without Mr. Song, how could we have a chance? In this kind of business, you can make less money, but Mr. Song speaks, he must help! Don't speak again!"

"Boss Xia looks like a Chinese, he is very loyal. Okay, I don’t make it difficult for you. I also know that the raw materials are very popular and the price will inevitably fluctuate. In this way, the 20,000 braids turned out to be 20,000 yuan. I’ll pay 30,000 Hong Kong dollars, and I’ll let the lawyer come over to sign a formal contract later. When other factories are dissatisfied with your priority supply, you can also use the contract to tell them that Song Tianyao paid a high price. You don’t make sense. If you have money, don't make money." Song Tianyao seemed to be infected by Xia Zuozhi's emotions, and said to Xia Zuozhi with a slightly excited expression.

Xia Zuozhi waved his hand again and again: "Mr. Song, just follow..."

"Brother, Mr. Song will consider it for us. He won't care about the ten thousand Hong Kong dollars. With the contract, we can explain to other factories." Xia Hali heard Xia Zuozhi's resignation again, regardless of what his brother said. He spoke and said again.

Song Tianyao also laughed: "Since your brother has already spoken, don't refuse any more. Wait for Sister Yun to arrange to finish the contract and transfer the money to your account. I am not short of this. It’s worth 10,000 Hong Kong dollars. Compared with your nod, Boss Xia, these 10,000 Hong Kong dollars are worth nothing..."

Xia Zuozhi glared at Xiahari bitterly, and said awkwardly to Song Tianyao: "Mr. Song, it is really..."

"Don't talk about it, of course you have to consider yourself when you do business." Song Tianyao changed the subject lightly to Xia Zuozhi: "Your brother is also correct. You can't give me all the goods. If you don't make some money, wouldn't it be a success? Are you a philanthropist? By the way, I heard you just now, how many banks have I been busy seeing recently? Are you planning to take out loans to expand your business?"

"Take advantage of the fake happenings, and be ready to find some more reliable industries to do it." Seeing Song Tianyao's insistence, Xia Zuozhi no longer declined, following Song Tianyao's tone, said: "But the loan is really...the interest rate of foreign banks is low. , But the procedures are very complicated, especially my brother, there is only one grocery store. Because there is no registered company in the hair business, the bank does not believe in the running water in the personal account. The money from the bank of China has high interest and does not want to borrow."

Speaking of his recent loan problem, George Xia’s tone was a bit sad. He is an Indian. In the eyes of the British, he is not much different from the Chinese in Hong Kong. Not to mention loans. Even now, George Xia even has Standard Chartered and HSBC. The accounts of the two banks were not opened. One was that no one introduced him, and the other was that he provided food for the Japanese during the Japanese Occupation period, which made the British lack sufficient affection for him.

Song Tianyao bowed his head and nodded a cigarette: "You are willing to supply it to me. I can ask a friend of HSBC Bank to help you with this. However, how much are you going to borrow? You also know that HSBC has always come to the store to bully customers. It’s too small, they don’t bother to do it."

The business Xia Zuozhi intends to do is garment making. He carefully investigated in Hong Kong. Now in Hong Kong, apart from department stores selling clothes, all the rest are tailor shops. Even suits need to be customized. The high prices are scary and a lot of money. There are not many people who want to wear western suits, but they are scared off by the customized price. If you open a garment factory and choose several popular clothes styles, the factories will produce them in a unified manner and then open a store for sale. It is much cheaper, and when he returned to India, he deliberately traveled from Thailand, Myanmar, Vietnam and other countries. The garment industry in those countries is not developed. If his garment business develops well, he can produce from Hong Kong. Good to sell in the past.

He calculated that to open a slightly larger factory, you need to buy clothing heads, sewing machines and other equipment from the United Kingdom or the United States, plus factory buildings, water and electricity, labor, and even fabrics. If you want to open a clothing store by yourself He is responsible for sales, and he needs to have at least half a million cash in his hand in the early stage. Now he earns about 100,000 from the hair business. Regardless of expenses, there are currently 70,000 Hong Kong dollars in the bank. If the demand for raw materials for the wig factory is large, With a slight increase in the price, 400,000 yuan can be earned in only one or two years at most. This is why he has the confidence to go to the bank and want to find a loan.

At this time, Song Tianyao gave him a batch of raw materials because of his own loyalty. He wanted to help. Xia Zuozhi thought about it and said to Song Tianyao: "500,000 Hong Kong dollars, I want to borrow half a million Hong Kong dollars."

"Too little, no wonder you can't borrow money from foreign banks. HSBC is calculated in British pounds. Five hundred thousand Hong Kong dollars sounds like a lot. In fact, it's less than six thousand pounds. Even ordinary British account managers are not interested in paying attention to this. Song Tianyao shook his head and said helplessly: “At least 10,000 pounds. The interest on HSBC’s 10,000 pounds is 8%, and the interest on 20,000 pounds can be reduced to 6%. If you consider Borrow more, I can help, too little, the British will not pay attention to you."

"Twenty thousand pounds is nearly two million Hong Kong dollars. The interest rate of six percent is very low, but...the amount is too large." Xia Zuozhi was quite moved when he heard the interest rate of six percent. The bank accounts are all eight cents, two cents of interest, and lower interest rates also have six cents. The interest of six per cent is very attractive.

"Do you know how much I borrowed from HSBC?" Song Tianyao flicked the ashes and made a six gesture with his fingers: "I borrowed six million."

"HSBC is willing to lend you so much?" Xia Zuozhi was taken aback for a moment, and then blurted out.

Song Tianyao smiled at Xia Zuozhi: "I asked Mr. Chu to guarantee, and I can borrow more. Anyway, if I can't pay, Mr. Chu needs to pay it back for me. With Mr. Chu’s business, the bank would like me to borrow more. If you consider getting a loan from HSBC, I can sign a guarantee for you. If it is too much, it is impossible, one or two million. With my current business, I can still get the loan. Boss Xia, you are willing to share the goods to me, I Only then will I say this, I need a helper, call me, it is my duty."

In the last few words, Song Tianyao said sincerely, sincerely and enthusiastically.

"Well, I think about it. There are really very few Chinese who are willing to help us Indians in Hong Kong, Mr. Song, I can have this day, and the kindness is really endless." Xia Zuozhi also stood up a little excited, right Song Tianyao said seriously.

After signing the contract with Lou Fengyun worth 30,000 Hong Kong dollars in triplicate, the two brothers of the Xia family said goodbye and left Song Tianyao’s factory. Until they walked one or two hundred meters away, Xia Hali smiled and said, "Brother, look at Song Tianyao to be grateful to you. Looks like you are right. Give him some sweetness and you can easily settle him? Even if you want a loan, he is willing to help you guarantee it."

"It's like doing business." Xia Zuozhi lowered his head and rolled his cigarette: "If you rashly throw Song Tianyao away, it's unlikely. It's better to give him some benefits."

"But if Song Tianyao knows that we are actually preparing to provide tens of thousands of braids for other factories, what should we do?" Xia Hali thought of a question: "Mostly that guy will be mad, but there is nothing he can do. After all, we have used it. Twenty thousand braids blocked his mouth, and he is not good to blame us directly."

"This is a problem. I really want to take a loan recently. Why don't we go back and study it. We will first borrow a sum of money through Song Tianyao's hands and sign a bank guarantee with him. If he wants to turn his face, it is unlikely. If we don't If he makes money without the bank loan, his business will be taken away by the bank, so he is clearly unhappy, and then he can only be forced to tie our side because of the loan." Xia Zuozhi put the cigarette in his mouth and said: "China People, pay attention to the grace of dripping water, I gave him 20,000 braids, and he was willing to guarantee the loan for me, and also made an extra 10,000 Hong Kong dollars. This is the way Chinese people do business. They are more used to emotional affairs. ."

Xia Hari smiled brightly and said: "Brother, you know the Chinese thoroughly. The Chinese are really cheating. Say some sensational things, talk about loyalty, and narrate friendship. The other party wants to regard us as confidants. They don't know. , Is business just business?"

"If they know, how can we make money?" Xia Zuozhi spit out a smoke ring, watching it break apart in front of him with deep eyes, and said leisurely.