Rebirth: The Financial Giant

As time goes by, more and more people follow, and more and more viewers in the live broadcast room.

The host continued to develop new topics: "We noticed that at about 8:00 this morning, the Science and People's Livelihood Fund issued a new announcement, announcing that the foundation has obtained the national franchise operation qualification, and more working rules, including annual The increase of the budget to 300 billion yuan and the vigorous funding of medical and public health, education and other matters have caused a positive and huge response in the society for a while, and attracted much attention."

"However, while gaining widespread heated discussions, it has also caused a lot of controversy. Some people in the industry believe that the large-scale entry of the Science and People's Livelihood Foundation into the medical field is an excessive waste of public resources, and there are even voices questioning the foundation's expansion in the medical field. The proportion is too high, which leads to concerns about regional private monopoly of medical resources, what does Mr. Lu think of this?"

Lu Ming replied calmly and firmly: "First of all, after obtaining the national charter qualification, the nature of the Science and People's Livelihood Fund has fundamentally changed, it is already a quasi-Guo Jia team organization, and the state endorses its credit, which is why At this point in time, the foundation entered the medical field on a large scale, including education."

"The most important thing is that the hospitals subsidized by the foundation can apply for medical insurance. For private hospitals, the medicines that cannot be reported are exactly the medicines you want to apply. Some hospitals cannot report payment invoices. You cannot apply for medical insurance, and the hospitals funded by the foundation are completely benchmarked against the top three public hospitals of the same level.”

"Science and People's Livelihood Foundation has never been an organization for the purpose of making money. If it is profit-seeking, it is undoubtedly a complete failure organization. Since its establishment, it has lost a small 500 billion and moved up."

Hearing that Lu Ming put the number as large as 500 billion with the word "small" in the prefix, the host's expression was already frozen in Bengbu.

Not only the host, but all the melon-eaters who watched the live interview also stayed in Bengbu.

So the live broadcast room was happy again.

Lu Ming also felt that what he said was a bit too big, so he tried to correct: "Uh... It's a little bit inappropriate to say that the small 500 billion is not a small amount... But if the foundation does something for the society and people's livelihood, it has gained popularity among the public in recent years. Widely praised and recognized, we consider the foundation's development to be a great success."

The audience said bluntly: If it is such a monopoly, be sure to increase the monopoly.

This remark has also been supported by more viewers.

The host continued: "Science and People's Livelihood Foundation has now announced its entry into the two major fields of medical care and education in the field of people's livelihood and people's livelihood. What about the housing field? There is also a question about the real economy. Is real estate a financial market or a real economy? "

As soon as these words came out, most of the ordinary melon-eating viewers who watched the live broadcast could not help but **** up their ears. At this time, everyone found that the content of the exclusive interview and dialogue in the live broadcast room was actually closely related to their lives.

Although everyone knows that there is nothing to say about Lu Ming keeping Science and the People's Livelihood Fund out of any field, he still expects people like Lu Ming to exert some influence in the property market.

Lu Ming nodded and said, "This is a good question, but also a profound one. Whether the house belongs to the financial market or the real economy has to be viewed separately. The residential property and the property property of the house are separated. According to the residential property, it is absolutely belong to the real economy.”

The host nodded.

Lu Ming further deconstructed: "From the downstream point of view, if you don't move to a new house, it's unlikely to buy a new set of furniture, a set of home appliances, or do a major renovation. If you don't improve the house, you can upgrade and replace it. Furniture and home appliances should be decorated in a small proportion. From the upstream, steel, cement, machinery and other industries are all affected by real estate. It affects steel, cement, machinery, home appliances, furniture, building materials, etc. In this area, the impact is really big.”

"According to the property rights of houses, it is also a financial market. Funds promote the rapid rise of commodity house prices, and local land sales get a lot of funds. These funds are used to build subways, parks, squares, office buildings, schools, hospitals, etc. , and promote the growth of the real economy. So it is the two sides of the real and financial.”

Speaking of this, Lu Ming paused for a moment and then said: "As for the foundation, it is indeed being researched internally, and it will definitely enter in the future, there is no doubt about it. In fact, it is also being carried out in the comprehensive pilot project in my hometown Qixian. It has been tested, and it has been in practice for almost two years, that is, public rental housing, and the trial began in 2017."

The host smiled and said: "Mr. Lu said this, but I remembered that public rental housing was also selected into the annual people's livelihood hot word list that year."

The so-called public rental housing, that is, public rental housing, refers to the policy support provided by the state, limited building standards and rent levels, and is aimed at urban middle- and lower-income households with housing difficulties, newly hired workers without housing and stable employment in urban areas. Affordable housing rented out by migrant workers.

Public rental housing is not owned by individuals, but is owned by the government or public institutions, and is rented to newly employed workers, including some new college graduates, including some retirees and disabled people, at a price lower than the market price or the renter can afford. people, and some groups who have migrated from other places to work in cities.

Lu Ming said solemnly: "Currently, in the Qixian pilot area, our public rental housing pilot project provides rental demand lower than the market based on the per capita housing standard of 30 square meters. Generally speaking, a couple applying for public rental housing is a 60-square-meter, two-bedroom, one-bedroom apartment, and the monthly rent is 85.36 yuan per month.”

"The specific price depends on the location and is determined by the local price reporting department. Different regions and different housing sources have different rental prices, but the rent of public rental housing is generally higher than that of low-cost housing and lower than that of commercial housing."

"The rent is relatively cheap, but there are corresponding supporting facilities, such as a set of stoves, range hoods, washing machines in the kitchen, a bed and an air conditioner in the room. After five years of rent, you can buy it, and the price is based on the local announced construction cost plus interest. The rent for the first five years can also be offset against the purchase price, but the house can only be repurchased by the local government or the original operating unit at the purchase price plus interest, and cannot be sold to other third parties by itself.”

This is what Qi County has done now. With the promotion of the Science and People's Livelihood Fund, the proportion of public rental housing in the local area has been expanded to 30%.

It is worth mentioning that the consumption power of Qixian County has increased significantly. This is due to the release of a batch of housing funds. To put it mildly, the local people have basic housing security, which provides consumer confidence.

There is a saying in the market that confidence is more important than gold.

Of course, this also requires a change in publicity and guiding thinking. Don’t worry about whether the house is yours or not. The future price increase of rent is linked to the benchmark interest rate of bank deposits. Operators are not allowed to increase the price at will. Provided by public institutions such as the Minsheng Fund or the local government, there is no need to worry about being suddenly evicted by the landlord.

The host said: "If low-priced public rental housing is promoted nationwide in the future, it will inevitably have a huge impact on the commercial housing market. For those who hold multiple sets of commercial housing are the beneficiaries, their interests will inevitably be impacted. , and this is a great force, is it possible that it will hinder the advancement of public rental housing?"

Lu Ming shook his head and said: "I don't think so. Most of the houses of commercial housing owners are in good locations. We promote the public rental model to implement the housing for everyone, which is to guarantee the basic right of living for the general public. The location for renting is relatively inferior to commercial housing, and the supporting facilities are also relatively inferior to commercial housing, which is certain.”

"For example, in a very good location, if there is public rental housing, the rent is not low, because the land price is not low, the operating cost is there, and secondly, you need to live in a big house of hundreds of square meters or even bigger, this kind of appeal has gone beyond the basics. The right to residency is guaranteed, UU reading www.uukanshu.com should be yours to work hard."

"Secondly, it is unlikely that the price of commercial housing will plummet in the future, but it is also unlikely that it will continue to skyrocket. For the general public, they still have not been able to change their minds and still believe that buying a house of their own is the only way to I feel at ease, but I believe that this kind of concept will usher in a change in the near future, and it’s okay to not change, you can’t afford it.”

The melon-eating audience in the live broadcast room called the truth!

Lu Ming added: "Naturally, everyone will give up the obsessive idea of ​​owning a house. When most people in the society have mastered this idea, they will naturally enter the era of rent-seeking, so we must take the first step to ensure public rental housing. At the same time, the owners of commercial housing also rent out. The tenants are those who want to live in a house larger than public rental housing with better facilities. Of course, they have to pay a relatively expensive rent than public rental housing. What's so bad about collecting rent for a long time?"

For the future housing rental market, from the perspective of living conditions and comfort, it must be commercial housing > public rental housing > low-cost housing. .

…