Rebirth to 90s: Start from Scratch

Sure enough, Sun just walked in and said, "They all agreed, and the price you said, Zhang, is twenty-five thousand."

Zhang Qian Xiuzhen didn't expect that he just gave a little benefit casually, and this thing was done. If he knew it earlier, he would have to counter-offer 20,000 yuan and give 2,000 red envelopes.

But things have already been settled, and it's no use regretting it anymore. Zhang Qianxiu said with a grateful expression, "Thank you so much, Uncle Sun."

Sun Gang also had enough benefits to help Zhang Qianxiu in this way.

Not to mention anything else, Zhang Qianxiu promised to give him one hundred and fifty-one months and let him take an idle position. There will be three female dependents in the family, even if there are only one hundred and one month, there will be three hundred. Their family can have four more in one month. With an income of one hundred and fifty yuan, there are five thousand four in a year.

The gold content of these ten thousand yuan households is very high now, and their family's income is so high in a year, Sun Gang feels comfortable thinking about it.

Sun Gang smiled and said, "You are polite. If you have anything in the future, please come to me."

"Okay! Uncle Sun, when will our land purchase contract be signed?" Zhang Qianxiu asked.

Sun Gang said: "This is a public land. Although the main people in the village have the final say, we still have to notify everyone in name. I will prepare the contract and sign the contract tomorrow!"

Zhang Qianxiu naturally had no problem, and asked again: "Then how wide is this place?"

"It's a little over 36 acres. When you come tomorrow, I will take you to have a look. Speaking of which, this should have taken you to see it a long time ago," Sun Gang said.

Zhang Qianxiu had basically no requirements for those lands. They were wastelands anyway, and he had seen them before, and there was no problem.

"That's OK, before signing the contract tomorrow, let's take a look. I will bring the money tomorrow together." Zhang Qianxiu said.

A few words with Sun Gang, and then bid farewell.

In fact, Sun Gang didn't dare to offend Zhang Qianxiu. Although he yelled at each other, in fact, he knew very well in his heart that if Zhang Qianxiu didn't give him face in the future, all the benefits would be taken back. If he were still in the village. In the long term, you can still make trouble. If he is not the village head, and he is not farting, at most he will disgust others.

Sun Gang wanted to take advantage of the fact that he was still a village head, and Zhang Qianxiu might have to rely on himself more or less in the future. Taking advantage of this time, he would also be able to make more money. If he is in the village head’s term, he will have a relationship with Zhang Qianxiu. If you do it well, you might be able to take it longer if you take advantage of it.

…………

After Zhang Qianxiu left Pingdi Village, he went straight back to the county seat. He had to go to the county seat to withdraw money first and sign the land contract tomorrow.

When passing by that wasteland, Zhang Qianxiu stopped and took a look, but he didn't see anything special, it was just a wasteland.

Moreover, the terrain is relatively flat, with a small **** on the left leading to the county seat, and not steep on the right, but very long, leading directly to Pingdi Village, and the middle piece of land is just a flat highland.

If it is really troublesome, before the uniform installation of tap water, water will be a problem because there is no water source on it.

Although there are dozens of acres of land on it, you can see the whole picture at a glance. Without staying much, Zhang Qianxiu took a few glances and got in the car and left.

Back in the county, Zhang Qianxiu went to the bank.

Zhang Qianxiu is now an old customer of the bank, and many salespersons know that Zhang Qianxiu is a VIP.

As soon as Zhang Qianxiu entered the VIP room, Lin Qi came and brought a glass of water: "Boss Zhang, you haven't come for so many days, are you deliberately avoiding me?"

When Lin Qi spoke, she gave Zhang Qianxiu a wink.

Perhaps because Lin Qi looks pure and pure, her charming looks more like charming and charming. These two words should be looked at separately. There is a little temptation in the pure, which is really a chord.

It is impossible for Zhang Qianxiu to say that he is not tempted at all, but this is just a particularly primitive impulse of a man towards the beautiful opposite sex, not tempted.

In contrast, Zhang Qianxiu prefers Su Yuwei's calmness and indifference.

"Little fairy, have you ever seen someone running to the bank every day?" Zhang Qianxiu smiled lightly.

Lin Qi's eyes instantly turned resentful: "If you really want to come, who can stop you? You are a VIP when you come. Even if you come for a cup of tea, we have to offer it!"

Zhang Qianxiu said, "I'm so busy every day, but I don't have time to come here to drink tea. How about the single president?"

"Does the single president look better than me, what are you going to do? I will help you!" After Lin Qi finished speaking, he added: "Anything is fine."

Zhang Qianxiu chuckled and asked, "Anything can really be done?"

"Of course! As long as you have time, as long as you are willing to speak." Lin Qi, dressed in a decent uniform, said such provocative remarks, coupled with her demeanor, she is really a first-class stunner.

Zhang Qianxiu took a look at the time and said, "Go and help me call the single bank leader. I'm in a hurry."

Lin Qi was stunned for a moment, and then pretended to be sad: "I have given you such obvious hints, and you don't know to take the initiative. It's a pity that I have a heart!

Lin Qi said so, but she didn't waste too much time, so she got up and called Shan Hong.

Shan Hong heard that Zhang Qianxiu was here, but said nothing, immediately put down what he was holding and ran to greet Zhang Qianxiu.

"Boss Zhang, I was really embarrassed last time. I have a limited amount of alcohol." Shan Hong came up and apologized. He still wondered if Zhang Qianxiu was talking about loans this time.

Zhang Qianxiu also responded politely: "President Shan, I was drunk last time, and I slept when I got home. In fact, we have almost the same amount of alcohol."

Shan Hong heard what Lin Qi said, Zhang Qianxiu didn't seem to be drunk, but this matter was just a polite sentence.

Shan Hong and Zhang Qianxiu politely said, "Boss Zhang, what business do you want to do this time?"

Zhang Qianxiu said: "I need to spend 30,000 yuan tomorrow, can the single president help me prepare it?"

It is not a trivial matter to withdraw 30,000 yuan now, you have to make an appointment.

Shan Hong said nothing: "Okay, I'll make arrangements later. Tomorrow the bank opens the door and the boss comes to pick it up."

"Then trouble the single bank leader." Zhang Qianxiu asked again: "Single bank leader, what happened to the loan we talked about last time?"

Shan Hong glanced around and said, "Boss Zhang, let's talk to my office."

This matter can be regarded as the wool of the banking system and the wool of the country. Although there are no people in the VIP room, people occasionally pass by.

Zhang Qianxiu followed Shan Hong to the office. After sitting down, Shan Hong said, "Boss Zhang, I'm telling you the truth. From an operational point of view, there is no big problem, but you also know that no matter what we do, we are To make money and get promoted."

"As the old saying goes, the whole world is for the benefit of Xixi, and the world is for the benefit. We are taking too much risk."

Zhang Qianxiu nodded: "This is not wrong. As long as the president alone can help me solve these problems, I can help you solve the problem of assessment indicators. Your promotion is just around the corner."

Shan Hong nodded: "Boss Zhang is right. I really need such an assessment indicator. You helped me. I am more likely to go one step further, but you can get a few new companies or factories. Applying for a loan, it’s not good to say that when there is a problem with the funds, although I will not be directly responsible, my promotion will basically fail, and it is not certain whether this position can be maintained."

"I also believe in Boss Zhang, and I think Boss Zhang is a person who can make a heart-to-heart, so I speak so directly, Boss Zhang must not blame it."

Zhang Qianxiu still had some surprises in his heart, and Shan Hong spoke so bluntly.

Zhang Qianxiu thought for a while and said, "Single President, this is originally a mutually trusting cooperation. It is impossible for our cooperation to be clear on the table. If you have better suggestions, I would like to listen."

Shan Hong adjusted a bit and said, "Boss Zhang, if we cooperate, the indicators and everything will be imaginary. We will come up with some practical ones. If all cooperation goes well, I can make a step up, and I will not forget your kindness. ."

"If I get a promotion, no matter where I go to this place, I might find a way to bring our account manager up, and I will continue to cooperate with you."

"If I can be transferred to the city, we can cooperate further."

Zhang Qianxiu was not surprised at Shan Hong’s request to take the money directly: “President Shan, there’s no problem with this. Since we have all talked about it, I’ll just say it straight. Then the pressure on funds will be on me. , I want a big head, even if there is a problem at that time, as long as our cooperation is not shaken out, your position as the president of the bank can be preserved by a little relationship. The big deal is to sell the account manager."

"After all, the account manager is in charge of the loan business, and he is mainly responsible."

Shan Hong really thought so. Seeing Zhang Qianxiu see through, he said, "Boss Zhang, how do you divide it?"

"How to divide it depends on whether it is profitable. If we do, how much profit can we make and how much liquidity can we have for me?" Zhang Qianxiu still wants money, and he needs money for operation.

Shan Hong said: "The bank has various support indicators, all of which are interest-free loans or low-interest loans. As long as you can get enough people to cooperate, Mr. Zhang, I can give you a review of 500,000 yuan. , As long as it is paid every year, there will be half a million every year."

"There are many kinds of low-interest loans, such as supportive fixed-asset loans, ten-year loans, and an annual interest rate of 8%."

"For deposits, for a five-year fixed term, we can get the highest annual interest rate of 16%."

"As for how much the loan can be made, it depends on what proof of assets Zhang boss can produce. Someone will investigate."

"Before applying for a loan, we will first look at the things Boss Zhang said and how much we can apply for."

Zhang Qianxiu pondered for a while and said: "If one million is loaned out, the annual interest rate is 8%, which is 80,000 a year; the interest on the deposit is 160,000, and you can earn 80,000 from it."

"Yes!" Shan Hong nodded, "It's almost this number. This is what we have pushed to the limit. The average person deposits up to about 13% interest. Even if they take out fixed asset loans, they get the support index. The annual interest rate is only about 11%. They make up to 2%. We can manage to 8%."

"There is also an interest-free loan of 500,000. We can also deposit for a five-year period. There are also 80,000. As long as these are all done well, there is no problem with the funds. 160,000 a year, there is no problem at all."

Zhang Qianxiu couldn't help but sigh, it really matters to get money out of the bank, and most people simply can't make such money.

And those 500,000 interest-free loans are actually loans from the state to start-up companies or individuals, but they were all cut off by them.

Zhang Qianxiu is not a good person, if he can get the money, he will really get it.

However, what Zhang Qianxiu is considering now is whether to use the 160,000 stable external water each year, or to use working capital.

He needs money, and Su Yuwei is right. The lottery money cannot withstand the squandering.

Zhang Qianxiu pondered for a while, and asked: "Single bank leader, all kinds of low-interest loans, how much can we get?"

Shan Hong said: "It depends on the situation. Credit is not easy to obtain at present. Unless it is a large enterprise, mortgage loans are the fastest and easiest. If Boss Zhang can find official leaders and the authorities are willing to support, then there is no need to mortgage. , There is no need to go through our bank."

"Is it worth the money now?" Zhang Qianxiu asked.

"The land? It's not very valuable. If there are buildings, orchards, long-term cash crops, etc., it is more valuable." Shan Hong said.

Zhang Qianxiu is not surprised that the land is not worth the money. The land you buy now is not as valuable as it was later.

"I'll think about this, and I will reply to President Shan the next day. For the specific operation, you will get me a process privately, and I will prepare it when the time comes." Zhang Qianxiu said.

"Okay, Boss Zhang, this time I'm overwhelming me." Shan Hong said solemnly.

Zhang Qianxiu also knows that Shan Hong is pressing on his future this time. To say that everything is not counted. If something goes wrong, Zhang Qianxiu bears the most responsibility. After all, he borrowed the money, and he is also looking for trouble if he is looking for trouble. Shan Hong is the most. The future is gone.

"I understand, President Shan, I have something to do at noon, so I will leave first." Zhang Qianxiu stood up.

Shan Hong got up and saw him off.

It's getting late now. It's past eleven o'clock and ten ten. Zhang Qianxiu drove to pick up Su Yuwei quickly, and later went to Hu Jinsong for dinner.

Zhang Qianxiu, who has lived for two lives, has never felt that his time is so tight.

In my previous life, even if I felt that time was tight, it would occasionally be a period of time. More often, I felt I had to go to work and didn't have time to rest.

These are two different feelings. There is no time to rest at work, Zhang Qianxiu will not be particularly impatient, and most things are predictable.

Now Zhang Qianxiu feels that his time is tight, and the future is unpredictable. There are many changes, and they may happen at any time.

It was like this morning, he was already in a hurry, and he still had to make time to visit Hu Jinsong.

However, with this kind of life, Zhang Qianxiu felt even more energetic.