Rebirth to 90s: Start from Scratch

It was already the afternoon when Zhang Qianxiu and Lin Qi came out of the factory. Zhang Qianxiu didn't mean anything, and said directly: "You have to do me a favor by lending another 50 million yuan, and then transfer to another company. This loaned 50 million yuan. The income is divided equally between the two of us."

Lin Qi was taken aback: "Repay the loan?"

"Yes, don't you have a 5,000 yuan deposit slip? Use that deposit slip to mortgage the loan." Zhang Qianxiu said.

Lin Qi reacted instantly: "If you want this fifty million, you have to use the fifty million as a collateral, then take the loan, and then deposit again? Is the interest difference?"

Zhang Qianxiu didn't hide it either: "Yes! But don't tell other people about this matter."

Lin Qi looked at Zhang Qianxiu: "You have considered so well, you dare to tell me now, it seems that all of your preparations have been made."

Zhang Qianxiu said: "Wanhui Biscuit Factory is not mine now, and the four factories that loaned money are not mine."

"It's not yours?" Lin Qi was taken aback: "Whose is it? You transfer it to someone you trust, and let them give you back?"

"Did you transfer it to those who signed it?"

Zhang Qianxiu shook his head: "It's not entirely true. These are not important. You can help me get the 50 million mortgage loan, and then transfer the money from the loan."

Lin Qi looked at Zhang Qianxiu for a while, and said with a smile: "Qianxiu..., are you too ruthless to do this?"

Zhang Qianxiu was taken aback: "Relentless?"

Lin Qi said: "I'll calculate an account for you. A deposit certificate of 50 million yuan, mortgage it to the bank, get some relationship, give gifts, loan 49 million yuan, and then mortgage 49 million yuan. ."

"So back and forth, at least one billion can be loaned out, right?"

"A year's interest can be tens of millions, if you want to say it, you are planning to give me one or two million and leave me alone?"

Zhang Qianxiu smiled softly: "Then how much do you want?"

"Ten million!" Lin Qi opened her mouth and said, "Ten million a year."

"Impossible!" Zhang Qianxiu said: "This operation is simple to say, let you do it, can you do it?"

"Repeated loans and deposits have to be operated forty or fifty times, and they cannot be in the same bank or even in the same city."

"Moreover, it is impossible for one company to operate such a large amount of deposits. It requires multiple companies to cooperate in the operation, otherwise, sooner or later, you will have to go in and squat."

"This operation is still very difficult."

No one knows whether this kind of loans and deposits that are obviously exploiting loopholes will be caught by the authorities.

If you use a company to make loans and deposits repeatedly, the company's responsibility and deposits will reach more than one billion. In this era, a company has such a high level of responsibility and loans, not to mention that the city, the province, or even the capital will pay attention.

At that time, they should know that these deposits and loans are all obtained by a small factory or by a shell company, and they may make any decision.

In a country, you have to wrestle with the official of the country, you are either crazy or stupid.

Although Zhang Qianxiu planned this way, no one knew how many loans he could actually make.

Lin Qi said: "Then I take a step back, I want half."

Zhang Qianxiu shook his head: "Impossible!"

"It's definitely impossible for me to put these loans in one place."

"At that time, I have to go to other provinces. There are too many things involved."

"It's not funny. If something happens to me, it will be more problematic than your 50 million. The only advantage is that I am the only one to operate it. As long as I don't mess around, no one will go to Gaomi."

Lin Qi smiled softly: "I thought you were a person who didn't care about money. It turns out that you care about money so much too."

When Zhang Qianxiu was born again, he simply wanted to make money and live a good life in the future, to change the fate of his sister.

Later, I thought about doing something for the country.

If Zhang Qianxiu just wants to live a good life, it is actually not difficult. Sell all the current assets, and then go to Beijing, Shencheng, Pengcheng, and other cities in the future to buy a house in the center of these first-tier cities. In the next few years, I made some money and bought some shares of Apple, Moutai, and Pepsi. Apple stocks were also tens of meters gold in the 1990s. Later, four to five hundred meters gold, which has doubled by a hundredfold. In addition, wait until the market. The market is ready, those red sandalwood and huanghuali wood can also be sold, and a wave of bitcoin market can also be speculated.

Now he only needs to keep a few hundred thousand, and he can live freely, just go back to school honestly. In the future, his net worth of three to five billion yuan will not be a big problem, and these things can be realized.

If you want to be bigger, you can go to Alima and others to invest in a wave. As long as you can invest in it, it is a very profitable thing.

If Zhang Qianxiu lived to be 80 years old, a total of 29,200 days, he would be a teenager, and there would be more than 23,000 days left.

Even if he spends 100,000 a day, he will only spend more than 2 billion in his lifetime. Moreover, he can't spend that much money. It is impossible to go out and spend 100,000 every day. Every first-tier city keeps a house for himself and he can go out for a trip. On average, it doesn't cost 100,000 yuan a day.

Calculated like this, money is of little significance to Zhang Qianxiu, so there is always something meaningful to do in life.

Zhang Qianxiu thought about what he wanted to do, smiled lightly, and said: "Money is actually not that attractive to me, in other words, if there is less money, it is not attractive to me."

Lin Qi said: "Now I know your plan. You can't give it to me at all, right? If I'm upset, I'll go to inform you."

Zhang Qianxiu didn't care: "It's useless if you go and tell them. You tear your skin. It must be them who is unlucky. I will be fine."

Although Zhang Qianxiu said so, he still didn't want something to happen in his heart.

In the event of an accident, both the people he arranged and his factories will have an accident.

Lin Qi was not surprised at all: "You don't care about me at all? If you tear your face, you report them, and I will be unlucky."

Zhang Qianxiu said: "So, the two of us cooperate, and you help me get the fifty million out."

This matter, only Lin Qi helped, Shan Hong and the others would not know.

Lin Qi said, "I think about it."

"But if you are willing to get along with me more often, I can promise you that we will do what you say. Even if you don't pay me any money, I have no opinion."

Lin Qi said that her eyebrows were blooming like peach blossoms, and she looked at Zhang Qianxiu charmingly.

Zhang Qianxiu turned his head and glanced at Lin Qi, then immediately retracted his gaze: "Then you should think about it! It's too early now. I'm going to pick up my daughter-in-law from get out of class. Where do you live? I will take you downstairs."

Lin Qi looked at the watch on her wrist, and didn't feel embarrassed by Zhang Qianxiu: "On the way back, there is a shop called Luyou Store. Just park there."

The Luyou store is not too big, but this shop is particularly eye-catching. It is more than a hundred meters away from the Luyou store. You can see the "Luyou Store" signs hung on the trees and telephone poles on both sides.

When we arrived at the door of the store, a big sign was placed on the side of the road, and a big sign was written in red paint. A sign was also hung on the front of the store.

Zhang Qianxiu parked the car, Lin Qi pointed to the back of the shop, and said, "I live in the back. There is a row of houses behind the store. I live in the third building. You can come to me when you have time. Only me and my grandmother Live alone."

Zhang Qianxiu took a look, and the houses behind them were pretty good, all of them were bungalows.

"Okay, wait until you have time!" Zhang Qianxiu said.

"Go and pick up your wife! I'm leaving." Lin Qi said as she pushed the door and got out of the car: "I have considered it, and I'll tell you, up to three days."

Zhang Qianxiu nodded: "Okay, waiting for your news."

Lin Qi's relationship with the people here seems to be pretty good, and a few people greeted her as soon as she got off the car.

Zhang Qianxiu drove straight to the school.

Today’s snow is a bit heavy, there are not many pedestrians on the road, and there are not many cars now, and the roads are basically covered by thick snow.

When Zhang Qianxiu arrived at the school gate, the bell rang just after class.

Zhang Qianxiu parked the car, stood at the door of the security room, gave the security a cigarette and chatted with the security.

Students have to go to dinner at this time, and Su Yuwei does not study at night, so she can go home after class.

After a while, Su Yuwei came out wearing thick clothes, a scarf and gloves: "Is things going well?"

"It's okay! Lin Qi has some moths over there." Zhang Qianxiu said: "Let's go back first, it's too cold here."

Su Yuwei analyzed: "Well! I guess Lin Qi is okay and wants to find something for you. In fact, she doesn't care about these things."

Zhang Qianxiu greeted the security guard, turned around and walked towards the car with Su Yuwei.

"Yuwei, wait a minute!" The voices of Zhong Shulan and Kong Lu came from behind.

Su Yuwei seemed to think of something, and said to Zhang Qianxiu: "Mother Shulan brought her chili sauce. In the security room, she said to give me a can. You wait for me to get it. I will get it."

Zhang Qianxiu let out an "um".

Seeing Su Yuwei running back to the entrance of the school, Zhang Qianxiu took out a cigarette and lit one, thinking about how the 50 million yuan would maximize the benefits by then.

At this moment, a large truck on the opposite side drove up. In this weather, no one dared to drive fast, but the speed of this car was not much different from usual.

"Baba..."

The truck repeatedly honked its horn and seemed to have stepped on the brake.

Zhang Qianxiu looked back and saw that there were two elderly people behind, pushing a wooden cart with great effort. There were also a lot of sunflower seeds, peanuts, and candies on the cart. At first sight, he saw an old couple who sold these for a living. The two old men saw The big truck was a little at a loss, panicking and trying to avoid it.

Now that the ground was slippery, the two old men panicked, and the old man pulling the cart in front of him accidentally fell down, and seeds and candy were scattered all over the cart.

Although the large truck has braked, the road is too slippery. In addition, the vehicle has a large inertia, and the speed is not much slower. If it continues to rush forward, it is estimated that it will not be able to stop the vehicle.

Seeing this scene, Zhang Qianxiu frowned immediately and glanced at Su Yuwei. She just came out with the hot sauce.

Zhang Qianxiu suddenly became anxious, pushed the door and got out of the car, shouting at Su Yuwei: "Daughter-in-law, go back! There is a car!"

When Zhang Qianxiu yelled this, the driver of the truck had already turned the steering wheel and rushed towards the school gate.