Rebirth to 90s: Start from Scratch

Zhang Qianxiu went to the bank to exchange for gold. He will meet with Bervska tonight. The gold is still not ready yet.

There is also a trouble with withdrawing money now, that is, there is no bank card, and you cannot withdraw money from another place. If you have money in city A, if you want to use it in city B, you can only use wire transfer.

Wire transfer means that you first transfer money to city B from the bank in city A. The bank in city B will receive it by means of telecommunication, and then you can go to city B to receive the money order, and then change it into money.

Zhang Qianxiu asked Lin Qi to remit money to herself, but never took it.

The bank Zhang Qianxiu went to was the same one last time.

After arriving, Zhang Qianxiu went to find Gong Zhihua first.

When Gong Zhihua saw Zhang Qianxiu, he was still a little surprised: "Boss Zhang! I didn't expect you to come to me again. Are you thinking about it?"

When Gong Zhihua saw Zhang Qianxiu's draft a few days ago, the bank suddenly came with such a large sum of money, and it didn't take long for the whole bank to know it all.

After Gong Zhihua knew it was Zhang Qianxiu, he had been waiting for Zhang Qianxiu, thinking that Zhang Qianxiu would come back to play deposit arbitrage.

Who knows that Zhang Qianxiu has not come, and when I saw Zhang Qianxiu today, I thought Zhang Qianxiu had figured it out.

Zhang Qianxiu said: "Manager Gong, this time it is not a matter of discussing deposits. Can you exchange some gold for me?"

It is still very troublesome to exchange gold in the bank. Except for the head office, the general branches will not put too much money.

Gong Zhihua shook his head: "Boss Zhang, I don't care about this aspect of business, but I can help you explain, how much gold do you want to exchange?"

"Three million, I want it soon." Zhang Qianxiu said.

Gong Zhihua was taken aback and said with a wry smile: "Boss Zhang, today’s gold price is 70 yuan and 60 yuan, which is about 42,492 grams, which is almost 85 kilograms. With so much gold, you have to apply for it from above."

Zhang Qianxiu was thinking about how to get so much gold. After thinking and thinking about it, it's really not easy.

Gong Zhihua saw Zhang Qianxiu's thoughts and said, "Boss Zhang, I can figure out a way for you, but I want a 1% commission."

"Yes!" Zhang Qianxiu said.

Gong Zhihua said: "You can go to the black market. I know some people. They have a lot of gold to sell. You can buy it from 69 to 70. It is guaranteed to be as pure as a bank."

"What can I do with the money?" Zhang Qianxiu said, "You can't immediately prepare three million for me now, right?"

"This is easy to handle, with a personal check. You have 49 million in our bank, and there is no problem with giving you 3 million." Gong Zhihua said: "However, when the time comes to withdraw the money, we will directly deduct three million."

"Help me withdraw another 10,000 yuan. As for your commission, it will be calculated when you withdraw the money." Zhang Qianxiu said.

"No problem, but before that, you still have to open an account and transfer the money to your account." Gong Zhihua said.

The biggest benefit of Gong Zhihua's doing this is actually to provide the bank with business, because now the money is not easy to transfer, in this bank, basically will always be in this bank.

Zhang Qianxiu didn't care, and he directly agreed to open an account with Gong Zhihua.

With Gong Zhihua's assistance, everything was processed very quickly, and it was completely completed in ten minutes. Zhang Qianxiu also got a check with a total amount of 5 million.

When everything was done, Gong Zhihua took Zhang Qianxiu and Kong Zhiwen out of the bank, drove for ten minutes, and entered a small alley.

This alley looks nothing special, and the residents nearby come and go.

But this alley is like a maze, it's really hard for ordinary people to find.

Gong Zhihua knocked on the door of a courtyard. A middle-aged man dressed in ordinary clothes opened the door: "Oh, Manager Gong, come in and sit down."

It seems that the two sides are very familiar, and this person speaks with a local accent, not from Beijing.

Gong Zhihua said: "Old Lu, I brought you a customer, the old rules."

"This is Boss Zhang."

The middle-aged man greeted Zhang Qianxiu with a smile, "Boss Zhang, sit inside, sit inside!"

Following the middle-aged man into the house, the middle-aged man was busy handing cigarettes and pouring tea, and asked: "Boss Zhang, my name is Lu Tongyun, just call me Lao Lu."

"Boss Zhang, how much do you want?"

With that, Lu Tongyun handed Zhang Qianxiu a cigarette.

Zhang Qianxiu took the cigarette and said, "Ninety catties."

"Jin?" Lu Tongyun was shocked.

"Yes, we need it today." Zhang Qianxiu said.

"I want to ask, I don't have so many goods in my hand. Wait, I'll call and ask." Lu Tongyun said.

Zhang Qianxiu nodded: "If it is not enough, you can prepare 60 catties for me."

Lu Tongyun smiled all over his face: "Well, well, I must make enough for Boss Zhang."

Lu Tongyun turned around and called, Gong Zhihua said: "Boss Zhang, in the future, if you have financial problems in Beijing, you can come to me. Even if it is a transaction problem, I can solve some problems."

In fact, Zhang Qianxiu still admires Gong Zhihua very much. Seeing him like this, he knows that he eats very well in Shangjing.

Zhang Qianxiu asked casually, "How come this old Lu and the others have so much gold?"

Nearly a hundred catties of gold is not a small amount. Even if it is gold recycling, it is impossible to have so much gold in your hands. Even for those gold jewelry processing factories, it is estimated that gold is not so easy to collect.

However, Zhang Qianxiu didn't understand this aspect or how it was done.

Gong Zhihua said: "They are all gold dealers, and their gold is collected."

“There are gold mines in the upper reaches of some rivers, and the accumulation of soil erosion occurs over time. Some gold mines are washed into the rivers. Because gold is heavier, it will settle down in some waters.”

"There are some people who use boats to dig sand in the river. After filtering and refining, it will turn into gross gold. Such people are gold diggers. The purity of gross gold is not enough, and gold diggers will not continue to purify it. There is too much. It’s not easy to go to the bank, and they will sell it to these gold dealers."

"After the gold dealers have been purified, they will be sold."

Zhang Qianxiu probably knows who the gold will be sold to. Most of the money comes from unknown sources. With gold, one is convenient to carry and store, and the other is because gold is hard currency.

Zhang Qianxiu asked suspiciously: "Does the country do not care?"

"Take care of it!" Gong Zhihua smiled softly: "But I can't care about so much. Those gold diggers will go to the deep mountains and old forests. There is no place in the village for a long time. Who can go to those places?"

"But in such a place, it is more difficult to transport materials, and their ships have to burn diesel oil, and the cost is not small."

"There are also some people who will benefit the local villagers in relatively remote but inhabited places, so that they don't need to report it."

"In fact, there are not many people involved in the gold panning. Generally, about ten people are enough. This includes repairmen, especially those who repair diesel engines. No matter what happens to the diesel engine, they must be repaired, and parts cannot be replaced frequently. Miscellaneous, cooking, refining, etc. In the weather like now, they don’t dig. In the north, it is basically after the third and fourth lunar months and before October."

Zhang Qianxiu couldn't help but sighed and said, "This is to make money, so you can eat all the hardship!"

It is not difficult for Zhang Qianxiu to imagine that in a certain section of a river in the deep mountains and old forests, a boat stopped alone and kept digging in the sand. There were only ten people there. There was no entertainment. They stayed there for a few months.

Gong Zhihua said: "Generally speaking, bosses earn a lot. Those who go to work are basically four to five hundred yuan a month, which is higher than the outside salary."

"I know some gold diggers, and some people have found a good place that can make millions, tens of millions a year, and some lose hundreds of thousands a year."

"These gold diggers, their boats must not be taken away, and the location is basically different every year, unless the location is particularly good."

"They buy ships every year when they come, and sell ships when they leave. The depreciation of this ship is a lot, and it also burns diesel oil. In some places, it is difficult to transport materials. They have to buy horses and transport diesel oil. Most people also invest. Can't afford such a thing."

Zhang Qianxiu was interested in this thing and asked Gong Zhihua some questions, but Gong Zhihua only knew a general idea, not the specific operation mode.

Talking about the gold rush, Zhang Qianxiu asked again: "By the way, Manager Gong, are there many courtyards in Beijing?"

"Ah? Siheyuan? Yes!" Gong Zhihua said indifferently: "There are everywhere in Beijing."

Zhang Qianxiu asked, "Can the Siheyuan be bought now?"

"Yes, but there are not many people who buy it, and the courtyard houses are relatively old." Gong Zhihua said: "It is more troublesome to repair those things."

Zhang Qianxiu asked: "How much is a set?"

"There are two to three million to more than one million, depending on the size, more than one hundred and two to three million." Gong Zhihua asked: "Boss Zhang is interested? If Boss Zhang is interested, I can help contact you. ."

"Now the buildings in Beijing are only leveled at about 1,200."

Zhang Qianxiu said: "I have no interest in the building, but I have some interest in the courtyard house."

Seeing that Zhang Qian Xiuzhen was interested, Gong Zhihua immediately got excited: "Boss Zhang, I have resources in my hand. If you are interested, I can help you introduce them."

Zhang Qianxiu said, "I don't know much about the courtyards in Shangjing. Manager Gong, please give me a brief introduction. I will think about it."

Gong Zhihua said: "This courtyard house is better in the east and west cities. Although the price may be higher, it is the most central location!"

Zhang Qianxiu asked, "What price is that probably?"

"Three hundred square meters, probably the price is about 800,000 yuan." Gong Zhihua said: "But I can tell Boss Zhang that you can make a good deal. Those who can sell the house are basically too poor to support it. , The house needs to be renovated separately."

The local people in Beijing are poor. If this is said in 20 to 30 years, no one will believe it.

But it has not been fully developed yet. People in Beijing have to go to work to have money and food. There are some people who have no job. Unlike the rural people, there are three acres of land. They can only do some small businesses or do other things. Naturally, the life will be tight.