Reborn Capital Tycoon

  Chapter 26 The bold

  Since HSBC has controlled Hang Seng Bank, it has relied on the relationship of Hang Seng Bank to further control Huashang Capital.

  With the support of HSBC, Hang Seng Bank has now developed into a giant consortium second only to several foreign banks, and its strength is so strong that no one dares to ignore it.

   I have to say that HSBC is brilliant.

  The future HSBC Bank is the only one in Hong Kong. Even Standard Chartered Bank, which also has the right to issue Hong Kong dollar banknotes with HSBC Bank, can only be compared.

  Thinking that a few years later, HSBC Bank successively assisted the charter ship king to abandon ship and dock, and Li Chaoren settled in Hutchison. The most important turning points in their lives were all completed by HSBC Bank.

  Chen Yi couldn't help but wonder if he should find a chance to make friends with Shen Congee who has not yet taken the position of HSBC's top class king, and see if he has a chance to replace the charter king and Li Chaoren in the future.

  However, this idea just passed away in Chen Yi's mind, and didn't stay for long.

   If you want to run fast, you must first learn to walk.

   Without that capital, I don’t even have the opportunity to meet people, so there is no friendship.

   If it is said that it is possible to cut off Li Chaoren's humiliation, it is still possible. The charter king, the world-class ship king tycoon, is not something that a small man like him can provoke.

  Everything is difficult at the beginning, let’s start the toy factory first.

  After about ten minutes, Hang Seng's business manager walked in with a dozen documents, "Mr. Chen, sorry for keeping you waiting."

   "It doesn't matter," Chen Yi said lightly.

   "Mr. Chen, there are a total of twelve toy factories at Hang Seng Bank for you to choose from. You can check the detailed information of these toy factories first."

  Chen Yi picked up a piece of information about a toy factory, and didn't read much else, just looked at the scale of the toy factory.

   "This Xingguang Toy Factory is located in Kowloon, with a scale of about 300 people. It is a relatively well-known toy factory. At present, the company's value is about"

   Before the other party finished speaking, Chen Yi raised his hand and interrupted: "This company is not suitable, the scale is too big. According to the number of employees, the monthly salary alone costs more than 100,000 yuan. I can't afford it."

"Uh..." The business manager choked when he heard the words, but he was not embarrassed, and immediately continued to ask with a smile on his face: "Mr. Chen, why don't you tell me your requirements first, and I can help you choose. If the funds are insufficient, Mr. Chen can choose Applying for a loan at Hang Seng Bank, I can try to help Mr. Chen get the most favorable interest loan."

   "Oh?" Chen Yi heard the words, raised his head and looked seriously at the middle-aged man in his thirties in front of him, glanced at the other's badge, and said with a smile: "It turns out that Manager Chen is also surnamed Chen."

   Manager Chen nodded and smiled, "Three hundred years ago, maybe Mr. Chen and I were in the same family."

  Just now when he went back to get the materials, he made a special phone call to ask his superiors. From his general manager, Manager Chen learned that the check in Chen Yi's hand was indeed genuine, so he came up with the idea of ​​making friends with him.

   Who is Li Daheng, there is no need to say more.

  The cash check issued by the other party is not something that ordinary people can get. Although the number of Chen Yi's check is a bit small, it is precisely because of this that it is his turn to take over.

  In the eyes of Manager Chen, even if Chen Yi is not a rich man, he still belongs to the category of potential stocks. Someone who can be valued by the rich man must have extraordinary abilities.

  Since this is the case, why not leave a favor, so that you may get unexpected gains in the future.

  Even if there is none, it doesn’t matter. Bank loans pay attention to collateral, anyway, they won’t suffer any losses.

  Chen Yi didn't know what the other party was thinking, but he was attracted by the other party's words that he could get a loan from Hang Seng Bank.

  Originally, he was thinking of buying a small factory with dozens of people. After all, he didn’t have much capital and had too many employees. He might not even be able to pay wages.

  But if you can get a loan, it will be different.

  As the saying goes, if you support the bold, you will starve the timid.

  In this way, once the Rubik's Cube becomes popular, he won't be in a hurry because the toy factory is too small.

  "Manager Chen, to tell you the truth, I don't have much capital, only the one hundred thousand yuan given by Mr. Li, so the scale of the toy factory I need can't be too big. If it's too big, I can't even pay the employees' wages."

"Since you said that you can get a loan from Hang Seng Bank, I won't ask for the exact amount. You might as well help me find out. That toy factory is more suitable. First of all, this factory has sufficient raw materials and there is no problem with its operation and management. Start work, and at the same time, the workers are not owed wages..."

  Hearing this, Manager Chen glanced at Chen Yi in surprise. He didn't expect the other party to tell his details so simply.

  However, it was precisely because of this that Manager Chen put away his little thoughts, and selected the most suitable toy factory from a dozen documents, and placed it in front of Chen Yi.

"Mr. Chen, this Dafeng toy factory is located in Shau Kei Wan. Its boss Ma Qingrong is eager to get rid of it because of the failure of investing in the stock market before. Dafengche has been operating well before and has not defaulted on the wages of employees. The main problem lies in the difficulty of capital turnover. "

   "Because the loan owed by Dafeng Toy Factory to Hang Seng Bank has not been repaid, and we don't know how much the other party has lost in the stock market, so we dare not continue to borrow from it for the time being."

   "If Mr. Chen is interested, I can help you contact Boss Ma of Dafeng Toy Factory and ask him to come out and talk."

   "If Mr. Chen can take over Dafeng Toy Factory, Dafeng Toy Factory can temporarily owe the loan to Hang Seng Bank, as long as Mr. Chen repays the interest on time."

  After listening, Chen Yi asked, "How much loan does Dafeng Toy Factory owe Hang Seng?"

Manager Chen said: "Dafeng Toy Factory still owes Hang Seng Bank a loan of about 100,000 yuan. If the entire Dafeng Toys Factory was a year ago, including the land, it would be worth about 300,000 yuan. Now affected by the stock market, the housing price in Xiangjiang has also increased. If Mr. Chen accepts the loan from Dafeng Toy Factory, it will not exceed 100,000 yuan at most, and he can take it."

  Chen Yi shook his head and said: "According to the current decline in the Xiangjiang stock market, I think it is just the beginning. The land price in Shau Kei Wan is not high at all, and the housing price will definitely fall even more by then."

   During the Hong Kong stock market bubble in 1973, the Hang Seng Index fell from more than 1,700 points to more than 100 points in the following year, a drop of more than 90%.

  The Xiangjiang stock market has always been closely related to real estate. If the stock market plummets, real estate prices will naturally suffer a severe setback.

  He doesn't want to waste money on this, and this is just the beginning, he doesn't need to pick up a mess and be taken advantage of.

  ——

  (end of this chapter)