Reborn Entrepreneurial Giant

"What do you think of Musk?" When I returned to the hotel, I didn't read the materials prepared by HSBC, and chatted with Zhang Yiwen about Musk.

"I feel that this person is not very reliable. He is either a new energy vehicle or a rocket launch. Both are extremely risky industries, and the probability of failure is too high." Zhang Yiwen thought for a while and said

"What do you think is the meaning of life?" Qu Li didn't know what to think.

"The meaning of living, this question is too big."

"No, for a single individual, whether a person is alive or not doesn't make any sense, but as a group, people's life has many meanings."

"You can say that as well." Zhang Yiwen felt that Qu Li was digging for words.

"In the past, I dared to do anything in order to live like a human being and live out dignity; now I have solved all survival problems and increased my desires, otherwise I would not forcefully tease you after having Chen Danlin. "

"Desires include low-level desires and high-level desires. Needless to say, low-level desires, high-level desires want to increase their influence on human society. How to achieve it? Be in politics, business, or become a well-known scholar, scientist..."

"I don't have so many choices, I can only go into business, become an excellent entrepreneur, and use the power of enterprises to create products that can change the world."

"Smartphones count as one, and pure electric cars count as one..." Qu Li's habitual long-winded speeches, Zhang Yiwen, as a top student, can understand.

"You said that smartphones can join the advent of the mobile Internet era, but pure electric vehicles don't seem to be that important?" Zhang Yiwen thought for a long time but couldn't figure out why

"You women have long hair but short knowledge..." Qu Li stroked Zhang Yiwen's hair and slid down

"Ah~~" A pair of slender hands grabbed the soft flesh around Qu Li's waist and rotated it 360 degrees. This trick that many women can learn without a teacher quickly made Qu Li compromise and beg for mercy.

After Zhang Yiwen let go, Qu Li shamelessly attacked from behind, pinning Zhang under him, and the two started a war that lasted for an hour.

"Tell me, what's the point of a pure electric car?"

"Breaking the existing industrial structure, allowing domestic automobiles to gain the opportunity to surpass traditional automobiles; the most important thing is to change the existing energy structure, making new energy the most important energy component, and also alleviating the pattern of domestic oil and gas relying heavily on overseas markets ..."

"Ah~~" Zhang Yiwen exclaimed, not because Qu Li's hand was climbing on the peak, but because she was shocked by Qu Li's vision of such a large scale. It's terrifying!

"Then will you build a car?"

"Do you think I can have children?"

"If you want, I can." Zhang Yiwen blushed pretty, and somehow wanted to give birth to monkeys for Qu Li. Is it because his genes are so terrifying?

"Bah, bah, what I want to say is that you think I am omnipotent and can do anything?"

"So you don't want me to have a baby for you?" Zhang Yiwen's pretty face turned from red to white,

"I'm still a child, and I need your love. I don't want someone to compete with me for your love so soon." As a scumbag, it is natural to know some routines, and Qu Li is no exception.

The two got bored for a while, remembering that today's work had not been completed, and got up to look at HSBC's information. Zhang Yiwen tidied up and worked with Qu Li.

The so-called Hongxiu Tianxiang reads at night, that’s it. Qu Li looked at HSBC’s information and felt that their real estate system was very tightly designed. some.

Turn on the computer and check online. The Federal Reserve has kept interest rates low since the dot-com bubble burst, but has been raising interest rates since 2004. Bank interest rates have risen from 1% to 5%. How big is the gap?

A house of 1 million yuan is calculated based on a 20-year mortgage with equal principal and interest. A total of 1,583,894 yuan will be repaid at 5% interest, and a total of 1,103,746 yuan will be repaid at 1% interest. The difference is about 480,000, 4,599 yuan for one month, 6,600 yuan for the other month, and 1,100 yuan per month. Don’t think it’s very small, 1,100 is equivalent to a quarter of the average salary in North America.

"You draw a chart of asset securitization." Qu Li instructed Zhang Yiwen, such a female secretary and assistant is really perfect.

"You said that people with bad credit should take loans to buy houses as low-quality housing mortgages. What is the proportion?"

"Here is a piece of information showing that the proportion of non-prime loans last year was about 1/3."

"Now that the interest rate is increasing, there should be a lot of people who want to cash out. Will those who can't sell it default?"

"There should be, but they have insurance..."

"I know, we can all understand their chain. Sooner or later, it will collapse. Smart people know to save themselves and buy insurance. The question is that insurance companies are not stupid. Will they repackage these products in order to reduce risks? "

"No way?"

"Who knows? But one thing I can be sure of is that there must be a big problem in the real estate market in the United States."

"Then don't buy a house in the United States for the time being."

"I don't want to buy a house here, unless you want to be American."

"Why should I be an American?"

"I don't know, there are not many people who like the United States and want to be Americans. If you have this ideal, then you will be fulfilled, and you can just raise your children here."

"I don't have that idea..."

"If you don't have it, you don't have it. The United States is not a good place anyway." Qu Li looked at the few blueprints they drew, and the route of the real estate bubble bursting in the United States seemed to be clearly visible.

"Do you think I should short U.S. real estate?"

"What's wrong with you, why do you have this idea?" Zhang Yiwen leaned against Qu Li

"Smartphones and pure electric vehicles both need money. I want to set up an industrial investment fund to support outstanding companies in these two industry chains in China."

“What does this have to do with shorting U.S. real estate?”

"Of course it is to make money. The real estate bubble in the United States is likely to burst. It is certain to make money by shorting now. It's just that you earn more and earn less."

"How big an industrial investment fund do you want to form?"

"At least $1 billion, less money will not be spent."

"What about your own business?"

"Eh!" Qu Li suddenly felt a headache, what should I do now!

"Qu Li, although you are smart, you have made tens of millions of dollars from movies this time, but don't be so ambitious, you can easily reach 1 billion. This is different from buying stocks through private equity."

"you mean?"

"You can make money in stocks, but it doesn't mean you can make money in investment. There are seven or eight billion soft sister coins in one billion US dollars. Who will give you so much money." Zhang Yiwen said seriously

"That's how it was. I was taken aback. I thought there was something wrong. Who said that I want other people to invest, it's only 1 billion US dollars, and I can earn it myself."

"I know that you guys who work on the Internet must be able to brag, but it's only the two of us here. Is it necessary to brag in front of me?"

"..." Unbelievable, Qu Li turned his head around. For him in his previous life, a billion dollars would never have appeared in his dreams, but for the reborn, it shouldn't be difficult!