Reborn Entrepreneurial Giant

In his New Year's Eve speech in 2018, Qu Li talked about his relationship with Greece. He bought them the European Cup and finally started his legendary life. This story spread all over the world and gave Qu Li a perfect reason to buy an island in Greece.

Greek miracle, where dreams begin!

Although Qu Li sold this large island in Greece to Yinghe Company this time, he kept the island as a private vacation and only entertained family and friends. He built an upgraded version of the Lingnan garden, integrating the characteristics of the northern and southern gardens, and adding It has some Mediterranean characteristics and is a combination of Chinese and Western styles.

"Your aesthetics have always been very good!" Zhang Yiwen walked with Qu Li in the garden. What she said is not an exaggeration. This is the consensus of many netizens at home and abroad. Whether it is a product of Honor or Future, at least it is not ugly, and the aesthetics must be More than domestic counterparts.

Some people say that no design is the best design. This is a makeshift idea. Honor is different from Chrysanthemum Factory. To make high-end mobile phones, it needs to co-brand with big brands. They often cooperate with artists and have their own aesthetics.

Not to mention Qu Li himself, who "created" more than a dozen pieces of popular music in ten years, most of which are highly popular and not lacking in artistry. Even the photography and photography are above average and creative.

"Of course, you are the best proof." Qu Li and Zhang Yiwen said love words

After being named and criticized by relevant departments, Zhang Yiwen became much more honest, but still adhered to the plan set by Qu Li and continued to explore the Southeast Asian insurance market and acquire Rongcheng Rural Commercial Bank.

In order to avoid scrutiny and reduce risks, Tianming Fund became a shareholder of United Insurance (International) and could acquire all shares if necessary. The complex shareholding of Chengdu Rural Commercial Bank has caused a headache for the relevant departments involved in the investigation. It was not until this year that the complex equity relationship was clarified. For the United Group, which also has complex equity relationships and wants to acquire the Rural Commercial Bank, it has put forward relatively stringent requirements, such as Conduct equity penetration to find the actual controller.

For this reason, the shares of United Group have been slightly adjusted. China United Insurance, Xiangcai Securities, and Wealth Fund have become wholly-owned subsidiaries of United Group, and Xiangjiang Investment and Wealth Bank have become holding subsidiaries. Local state-owned enterprises in Huxiang only hold shares in Wealth Bank, Huxiang provincial-controlled state-owned enterprises, Hunan Investment, central-owned enterprises, Vision Fund (under Fanxing), Tianming Fund are shareholders of the United Group, as well as other private enterprises, private equity funds, and management share.

The shares directly and indirectly controlled by Qu Li have dropped to about 20%, but Chen Danlin has maintained her position. She is the CEO of United Group, and the proportion of state-owned assets is less than 50%. As for her private equity background, it is hard to say.

United Group has basically cleared the obstacles to acquire Chengdu Rural Commercial Bank. After completing the acquisition, Fortune Bank may become another Ping An Bank. As for market positioning, it cannot be as large and comprehensive as the four major banks. It will continue to use digital information technology advantages, such as establishing a direct selling bank.

As long as we don't aim too high and operate honestly, Wealth Bank's prospects are worth looking forward to.

"Competition among financial companies is not only about relationships, but also about determination. We are still young. If we survive companies like Anban one after another, we can become the last giant." Qu Li and Zhang Yiwen exchanged ideas. In addition to the Internet Technology companies, there are few traditional companies that have developed beyond the norm. It took nearly ten years for Future Geometry to have a market value of US$1 billion to reach a current market value of US$40 to 50 billion. This is still due to the transformation of the industry. Electric vehicles will replace fuel. A historical opportunity for cars.

Financial companies have special characteristics in China. They have been making money for ten or twenty years. They have abundant capital and are huge. But whether they are strong or not, many people know that the key to financial giants who cannot go abroad is Their stance is sometimes very questionable!

Zhang Yiwen somewhat admires Qu Li and can listen to what he says, but sometimes he wants to prove himself, just like many rich second generations who want to prove themselves. In insurance, securities, funds, asset management, etc., it is difficult to lose money even if you keep going steadily. Domestic banks can make money as long as they keep a certain distance from the government.

"After acquiring the life insurance business of Thailand's Siam Commercial Bank, our layout in Southeast Asia has been basically completed, right? Then we will operate with care and achieve stable profits..." Qu Li

"We have established a strong presence in Hong Kong, Pa County, Vietnam, and Indonesia. This year we acquired an insurance company in Malaysia, and we are competing with FWD Insurance and others for Thailand..."

United Insurance did not enter the Philippine market, mainly because of the high risks. Laos, Myanmar, and Cambodia did not have mature market conditions. As for the opportunities in Malaysia and Thailand, he built factories and invested in the two countries and made friends with elites from all walks of life. Opportunity.

Whether it is Honor or Qiancheng Automobile, the construction of sales channels has established cooperative relationships with local dealers. They have gradually become familiar with the market environment in Southeast Asia, made many friends, and enriched information channels.

"We estimate that the final purchase price may reach 3 billion U.S. dollars, and the Rural Commercial Bank of Chengdu may exceed 4 billion U.S. dollars. Our financial pressure is great..." Zhang Yiwen became conservative at this time.

"This may be the best opportunity in the next five years. If you are really short of money, you can sell Maotai and other assets." Qu Li thinks it is not very difficult. United Insurance seems to hold 12 million Maotai stocks. It has risen to 750 this year and is now down. to 600 yuan, worth more than 7 billion. Oh, it’s still missing! But they made three or four times as much.

"Can I sell the shares of Honor and Time Jumei?" Zhang Yiwen

It turned out that she was waiting for him here: "Of course." Qu Li didn't need her to stabilize the stock price, but Xiangjiang Investment held the stocks of the two companies, and the sources of funds behind them were Huatou and Tianming Fund. In the final analysis, he still used his money. Provide cash support for United Group's acquisitions.

"Then I'll be relieved." Zhang Yiwen said happily, deciding a lot of things while talking and laughing.

The United Group's business has not developed into Europe, but Christmas is coming soon, and there is no business to talk about. Qu Li and Zhang Yiwen spent most of their time on vacation, starting from Greece and passing through Macedonia, Serbia, Hungary, and the leaders of several countries Private meetings were held, including with several players from that year's Greek national men's football team.

I thought Christmas was their holiday, but I didn’t expect it to be the same everywhere, little people...

After passing through these four countries, the two entered Ukraine, went to Moscow, and then followed the China-Europe Line to Belarus, Germany, France, and Spain. They also went to Barcelona to watch football, passed through southern France to Italy, and circled around Europe. In a big circle, I flew to Switzerland before the Davos Winter Forum.

Not many people know them in a foreign country. After dressing up a little, they can move around freely. The two of them enjoy the happy time of rich people like young people.