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"What do you want a loan for?"
"If I can borrow money, I will contract your underground shopping mall entirely, and when the time comes, please help me manage it, okay?" Or you can also come out, let's form a company together. "
Seriously."
"That's what I think, if I borrow less, then I'll rent more counters and rent 100 to operate. I have less than 100,000 in my hand, it's definitely not enough, so don't you find a way to find a way, it just happens to be your job again. "
You have 100,000?"
"Ah, my mom's start-up funding. Didn't I go to work, my mother said that I had grown up, came out to practice, and gave 100,000. Less than 100,000. Zhang Tiejun took out his bank card and showed it to Zhang Ying.
"What kind of family are you?"
"As far as the ordinary worker's family is concerned, a few years ago, my mother engaged in a large wholesale in Yidongqiao, but now she is no longer doing it."
"Do you think our mall will work?"
"I think I can do it, but I really can't do it, sister, you can rent some counters and put them there now, and if you can't make money then, you can find me, and I will give you support."
Zhang Ying looked at Zhang Tiejun with big eyes and thought, "How do I feel enough?" The world is so hot now, the north is a joint venture and the south is a light workshop, just sandwiched between the middle or the underground.
The rent is set so low, it has been almost two months before less than 100 stalls have been rented out.
"Convenient." Zhang Tiejun said: "The joint venture and light textile are too old, who will go to the young people?" Universal is on fire now, but things are expensive and rental, and you have to climb five or six floors, so it's convenient for us.
The train station comes down a few steps down the stairs to arrive, and it extends in all directions, which way to go is convenient, and the flow of people in the future is not small. There
is a sentence that Zhang Tiejun didn't say, in October, several large shopping malls relied on crowds to heat up, and the owners of such high-end places in the world relied on skipping ropes to heat up (true thing).
The underground side is equipped with central air conditioning, so it's strange that people don't squeeze here.
This should be the most plausible reason for the underground fire to go so fast, and then it has an effect, and the more people gather, the more people gather. The key is indeed convenience, which is too friendly for friends from other places.
"I estimate that if there is one three or four million a year, it should be able to be contracted, signed for ten years, and it will be profitable. If you take out a loan, you will pay the rent for two years, and the more you go, the better. I'm alone.
Sister, if you want to do it, let's work together, and I'll take the lead. If you don't want to pay, help me manage it, and I'll give you 15,000 a month, and a bonus at the end of the year depending on the situation.
"It's like it's the real thing." Zhang Ying stroked her wind-blown hair and pondered for a moment: "Let's go and help you get a license first, and I'll go find someone to ask when I'm done." I guess it's enough, it's too much. The
two of them walked around the telegraph building to the back street, and Zhang Tiejun asked Zhang Ying: "Sister, have you helped others get loans?"
"No, I've heard of it, everyone is one hundred thousand, two or three hundred thousand, how can you come up with three or four million, and you have to double it." Are you really not afraid, don't you worry about it?
"How is it possible, there is still this bit of confidence. Only when there is more money can money make money. Sister, which unit is your family from? Can you ask? "
Speaking of work just now, Zhang Ying directly said how much money he would do, this is not something that can be said casually on that occasion, and the expressions of those people can also be seen without surprise, indicating that Zhang Ying's family must be reliable, at least it should not be difficult to do a job.
That can only show that Zhang Ying's girl is either an important person in an important bureau in the city, or a high-level person from the steel company, and both sides can walk sideways in the city.
But then again, he didn't feel that this could be done, what kind of work is done by the partnership company contractor farm, in fact, it is all to get closer to the relationship, and the main purpose is to get a loan.
As long as you can lend out, a few million is not too much, and hundreds of thousands is not too little.
It turned out that he was also going to rent a counter and apply for a business license to go to the bank loan officer, the big deal was to give others some benefits, and it was a coincidence to meet Zhang Ying, and he also had the idea of playing a pole with or without dates.
He had this experience in his previous life, but it was just to help others. Just go to the loan officer, and then promise a benefit of 20,000, and the loan of hundreds of thousands can be easily taken down, and you don't have to run anything by yourself.
There are still benefits to being able to complete the task, and the loan officers at this time are eager to do so. Their current state is that they can't borrow money, and the task is full of fire. And all aspects are not standardized.
At this time in the 90s, the various businesses of the bank have just begun, and they are all trying, and the people have just begun to save money to deal with the bank, and they have not yet formed basic trust, and the people dare not borrow money.
People in this era would rather tighten their belts than go into debt. In fact, those who dared to borrow at this time were later issued.
"Why do you ask so much?" Zhang Ying glanced at Zhang Tiejun and ignored the stubble, and the two of them turned around and walked a short distance forward to the industrial and commercial office.
Zhang Ying has an acquaintance here, and went directly to the office inside to say hello, Zhang Tiejun filled out two forms and handed over the photo and money, a cup of tea has not yet cooled, the business license is in hand, and there is a consumer association membership card.
In the 90s, the industry and commerce had not yet popularized printers, and the original and copy of the license were filled in by hand, but the style was the same as that printed later.
With a license, you can go to the tax office to get tax registration directly, and then you can operate legally and start a business when you go back. Self-employed individuals do not need a code certificate.
If it is food-related, including a commissary, you also need to apply for a health permit, and if it is a billiards club amusement hall or something, you also need to go to the police office to apply for a special permit. Selling clothing, shoes and hats is much simpler.
Zhang Ying didn't know who she went to, and she didn't let Zhang Tiejun follow, so she quickly came back with the tax declaration manual of individual industrial and commercial households and handed it to Zhang Tiejun: "Let's go, aren't you going to invite me to dinner?" I'm going to eat something good.
Zhang Tiejun opened the declaration manual and glanced at it, and the quota was three hundred and one. Awesome.
The various taxes and fees in the northeast are much higher than those in other regions, such as Guangdong, which can reach almost four to six times that of Guangdong, and there are no tax-free units, so you have to pay for any business, and you have to pay more than 1,000 a month to open a commissary.
And opening a breakfast shop of more than 100 square meters in Guangzhou is duty-free.
The reason why Guangdong has risen and created so many rich people has an absolute relationship with the fact that they do not have to pay taxes for 20 years.
From '80 to '94, Guangdong handed over a total of more than 100 billion yuan to the treasury, while during the same period, Liaodong Province handed over a small 300 billion yuan and more than 260 billion yuan, not counting the transfer of various materials.
Coming out of the tax office, Zhang Tiejun and Zhang Ying are also familiar with each other.
The two of them took a big-toed shoe to the water tower, and Zhang Tiejun took Zhang Ying to find a place to eat according to his memory.
"Running so far, how about this way? You see, if it's not delicious, if it's not delicious, neither of us will know anyone in the future, I'll tell you. It's really a toss-up.
"Don't worry, his food is still good." Zhang Tiejun took Zhang Ying to the dirt slope.
Taxis are out of this place. At this time, the road conditions in the city are basically not good, except for the central area, and some places are dirt roads. The city hall square is still an earthen dam.
Koufuju. Seeing the signboard from afar, Zhang Tiejun was also relieved, he was afraid that this hotel would not exist if he came over, and it would be interesting.
The boss of this Koufuju will become Zhang Tiejun's New Year's friend in a few years, but he doesn't know him at this time. It's a small thing, don't worry about it.
Enter the store. The store is not very big, six tables, cleaned up, the decoration in the room is very tasteful, and the boss is a particular person.
"Here we go." The costumer greeted him.
"Is Brother Zheng at home?"
"I'll have to wait a while, I haven't come back yet, I'll be there in a while. Come in first, brother, sister. I'll pour you tea. "
You know?" Zhang Ying asked Zhang Tiejun and was quite satisfied with this hotel.
The two of them walked inside and found a table to sit down, Zhang Tiejun asked the waiter to bring the menu over and let Zhang Ying order, and he lit a cigarette and looked at the people and things in the restaurant. For him, here are memories of more than forty years ago.
Zhang Ying ordered two of the restaurant's specialties, Zhang Tiejun added two more, and asked the waiter to place an order and go to the kitchen to make it.
"His mushrooms are doing well."
"Okay, I'll try it later. It's a very clean place, and it's okay to look at it.
"Where do you usually go to eat?" Port-au-Prince? Thousands of lights? Everyday fishing port?
"Usually, I usually eat at home, I want to go to Port-au-Prince every day, can I afford to go?"
"Cooperate with me, this matter has become no problem for you to live there every day, don't talk about us, you can go to Shenyang Nine Song City every day."
"Bragging."
"I..." Zhang Tiejun looked at Zhang Ying, and almost blew you: "Tell you, you believe that I'm right, making money is really a trivial matter." I just don't have enough money, otherwise I still have to beg you? After
a while, a few people came in, and Zhang Tiejun waved his hand: "Brother Zheng." Come to you for a bite to eat. The
handsome middle-aged guy who started looked at it and was obviously stunned for a moment, but he immediately walked over with a smile and stretched out his hand: "When did you come?" He looked at Zhang Ying: "Just the two of you?" Then don't order it, let's do it together.
"This is Zhang Ying from the Civil Air Defense Office, in the mall management office, I went to her to do something today. Sister, this is the Zheng Bureau of the Quality Supervision Bureau, your name is Brother Zheng.
Zhang Ying, who looked confused, and Zheng Ju, who was confused, shook hands, which can be regarded as acquaintance, or is it a friend as soon as they meet. Zhang Tiejun couldn't hold back his laughter.
This Zheng Ju is a good man, a very good person, and his personality is quite elegant, but his memory is a little poor.
In his last life, Zhang Tiejun opened a food factory, Zheng Ju and they went to check the quality, and they met so well, and later became good friends in the New Year.
He is very generous, easy to talk to, likes to make friends, and doesn't pay much attention to his family background, just fall in love.
In addition, he is very stubborn and easy to be more serious, and after a few years, he will issue a fine of 10 million yuan to the Electric Power Bureau, and the mayor of the trouble will personally come over to coordinate with both parties.
The reason is that when the electricity bureau collects electricity bills, all users will charge an extra kilowatt-hour of electricity every month. In fact, this has been the case until now.
There are also water and gas bills that are about the same.
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