Reborn In the Tokyo Bubble Era

   Chapter 328 The threshold of trillions

   "Master President, here we are." Ogata Toshio stopped the car, and without turning his head, he shouted in a deep voice.

   But Tao Zhiming has not moved.

   Ogata Toshio can only cough, Nagumo Chiyo will come over and gently shake Tao Zhiming's arm: "President Tao...President Tao?"

  Tao Zhiming finally opened his eyes in a daze, the sight of the white and deep valley, and the sweet fragrance in his nose.

   "...Are you here yet?" After clearing up the scene a little, he realized that he was asleep, so he said softly, "I'm sorry, Chiyo-chan."

  Nagumo Chiyo's shoulders are a little sore, but such a handsome young man is very polite, which is really different from many Kansai men.

   The style in Tokyo? Sure enough, more gentlemen.

   After getting out of the car, Tao Zhiming was the first to see a very bright night scene: "Is this the tens of millions of night scenes in the Osaka port area?"

   Seeing him move his arms and look towards the bay, Nagumo Chiyo smiled slightly.

   "The wind on this mountain is a bit strong, let's go in quickly." Tao Zhiming glanced at it and turned around.

   There are indeed more lights, but this night scene is still far from the lighting set in the megacities of the Xia Kingdom later. After all, the technical generation is there, and many things such as lasers, LED light curtains, and many things have not come out. High-rise skyscrapers are not dense.

   This so-called night scene worth tens of millions of yen can shock people of this era, but Tao Zhiming lost interest after just glanced at it.

   But Takagi Renhachi chose the place where he invited him to eat at this Rokko Mountain in Kobe, what was the intention?

   It takes so much time on the road, isn't it right in downtown Osaka?

   Entering an quaint courtyard built halfway up the mountain, it is still a common tone. The beauty in a kimono stooped to welcome him, then led him down a wooden porch with lanterns.

   After a few steps, Qingtian Yongchen and Takagi Jinpachi had already appeared in the wooden corridor.

   "Tao-kun, come from a long way, you've worked hard!" Takagi Renhachi's style was very bold, and he pointed his finger into the room carelessly, "Are you hungry?"

   "I just slept for a while in the car." Tao Zhiming smiled, "Takagi-sang's arrangements are very good, I know that I have a hard time with Qingtian-sang in the afternoon."

   "Hahahaha." Takagi Renba laughed, and then said to Qingtian Yongchen, "Listen, Tao Jun has worked so hard for your business, you should show something!"

   Qingtian Yongchen smiled and said nothing. Didn't I already let Nagumo Chiyo accompany me all the way to relieve my loneliness?

  Takagi Renhachi made a thoughtful arrangement, and Ogata Toshio went to eat and drink in another private room not far away: "I will stay here tonight and relax. Tao Jun is a distinguished guest, and there will be no danger here."

   They all knew what the responsibility of this driver and bodyguard was, but Ogata Toshio dared to listen.

  To be honest, he didn't think it should have been the president who fell asleep in the car just now. Although this woman is dressed... as if she can't hide a murder weapon, how can she relax her vigilance so much?

   Seeing Tao Zhiming nodded, he didn't speak.

   When he arrived at the small private room next to him, he was a little surprised to see a young and beautiful girl in a kimono sitting there specially to accompany him.

   Just let her help me with the food, and I can't drink wine.

   Tao Zhiming over there also entered a larger room. Outside the wooden sliding door is the tens of millions of yen night view of Osaka Bay.

  Takagi Renhachi glanced at Nagumo Chiyo, and sighed softly: "It's difficult. Lizi, then you and Qingtian-kun's subordinates will persuade Tao-kun to taste some of our good bars in Kansai."

  Tao Zhiming followed the sound and saw that this was a girl with straight black hair and a very quiet and calm temperament. Needless to say about his appearance, he didn't know what medicine Takagi Ren sold in the eight gourds.

   But he came from Tokyo. With his net worth, Renha Takagi and the others brought girls to accompany him, and it was understandable to activate the atmosphere at the dinner table even further.

   "Who is this?" Tao Zhiming asked first.

   "First meeting, President Tao." The girl stooped, "My name is Fukaya Riko, and I am the chief member of the financing department of the Daiichi Promotion Bank. Please give me more advice in the future."

  Tao Zhiming nodded, understood, then smiled and looked at Takagi Renhachi: "Takagi-san, I have no business in Kansai for the time being."

"Didn't you already invest in Sharp and that Keyence?" Takagi Renhachi smiled, "It is said that the best life of Neon people is to be born in Tokyo, make money in Osaka, and grow old in Kobe. Look at Tao Jun, the two All of them are in Kansai!"

  Tao Zhiming knew what they would always say, so he pointed to the night scene outside and said, "It is indeed a night scene that is said to be worth tens of millions. Even in Tokyo, there is no suitable place to see the whole picture."

   "Of course. So, make money in Osaka! But don't worry, Tao Jun, let's taste the world-famous Kobe beef first."

   The three sat down, Fukaya Riko and Nagumo Chiyo, on the left and right, next to Tao Zhiming.

   Takagi Renhachi and Qingtian Yongchen were not seen, and there was a kimono girl in the shop beside each.

  Nagumo Chiyo felt that he might be too restrained, so he wanted to help Tao Zhiming pour the wine first.

   "President Tao, Kobe is the No. 1 wine country in Neon. Do you want to try the authentic chrysanthemum first, or the white crane?" Her voice is a major feature, soft and waxy and extremely attractive.

  Takagi Jinba coaxed: "Hey, what this lady said is very meaningful. Tao Jun, what a difficult choice!"

  Tao Zhiming laughed and replied without hesitation: "Of course we all have to taste it, pour a glass of each."

  Takagi Renhachi and Qingtian Yongchen immediately squinted and laughed, this kid is a wonderful person.

   Fukaya Riko and Nagumo Chiyo each picked up a jug and poured two glasses of wine in front of him.

   "Takagi-san, Qingtian-san, how about we drink two glasses together?"

   "Very good! That's it! Tao Jun, your arrogance is very suitable for our Kansai manly character!"

After Tao Zhiming had two drinks, he took off his suit and tie, unbuttoned a collar and said, "Drinking both wines together, I don't know if you will get drunk quickly. Takagi-sang, let's eat while we eat. Let's chat. I'm afraid my brain won't be very clear if I'm drunk later."

   "Tao Jun is refreshing, then I'll be blunt." After a pause, Takagi Ren pointed to the distance and said, "Tao Jun, can you see the place over the harbor where the lights are a little dim?"

  Tao Zhiming looked at it from a distance, and then realized something: "Kobe artificial island?"

   "Exactly!" Hitachi Takagi said, "As expected of Mr. Tao, he has already done research on Kansai."

   Tao Zhiming smiled and said, "I heard that you want to start the second phase of the project this year?"

Takagi Renba said sternly: "That's true, so I asked Tao Jun to go a long way and come to Kobe. Tomorrow morning, we can go and see it together. After everyone in Kansai saw the plan of Tokyo Mogami Bliss. I have an idea: to build Kobe artificial island into a new pearl on Osaka Bay! At that time, although the scenery of Osaka Bay seen from there, although it is not as vast as this Rokko Mountain, it will be a very romantic landscape.”

   Tao Zhiming nodded: "Then, let's take a look tomorrow morning."

   He knew that Zhengcai should not be this. After all, as I said before, Sanyou Investment Bank and Moshangmirai will only account for a small part of the project in Kansai, and they will take the main funds.

   So Tao Zhiming asked: "The scale of the artificial island is not small, and the capital required is so huge. Takagi-san, will the Daiichi Banking Bank be the main bank for this project?"

Takagi Renhachi raised his wine glass with both hands, and Su Rong said, "This Pearl of the Kansai Sea Project on Kobe's artificial island will be supported by our No. 1 Kanye Bank as the main bank, led by ITOCHU Corporation for development, and constructed by Shimizu Construction. The total construction capital required will reach 300 billion yen. To this end, as Neon's largest commercial bank, we are going to issue a bond of 500 billion yen to support this project."

   Tao Zhiming nodded. Regardless of the fact that the First Quanye Bank Consortium was established the latest, this bank formed by the merger of the original First Bank and Quanye Bank has been the largest bank in Neon and the third largest in the world since the merger. If the assets of its subsidiary banks are added, First Quanye Bank can actually surpass Citigroup and Mizhou Bank, and can be called the number one in the world at this time.

  500 billion yen of bonds, to put it bluntly, is more than 3 billion yuan, which is not a lot.

   When these are mentioned at this time, the meaning is obvious. Tao Zhiming smiled and asked, "Takagi-sang, would you like me to subscribe for some bonds?"

  Takagi Renba smiled: "Tao Jun is frank, then I will speak bluntly. Yes, these bonds have a three-year term and a coupon rate of 4.25%. On the whole, it is also a very good investment product."

  Tao Zhiming had a glass of wine with him first, as if he was thinking.

  Takagi Jinhachi looked at Fukaya Riko with no expression, and she continued to turn sideways to add wine to Tao Zhiming.

"Tao Jun's funds have at least doubled the rate of return in one year in Onodera's wealth." Qingtian Yongchen said with a smile, "Takagi-kun, the interest rate is 4.25%, I don't know if the Tibetan capital will raise interest rates in the next three years. Woolen cloth."

The two obviously sang and reconciled. Takagi Renhachi immediately said: "So the bond issuance of 500 billion yen is also to support the clubs and individuals participating in this project. Tao Jun, if the project on the west side needs a loan, please give priority to us. No. 1 Quanye Bank. Lizi, you are the commissioner of the financing department, you must ask Tao Jun more!"

   "Yes." Fukagu ​​Lizi poured the wine herself, and raised her hands to look at Tao Zhiming, "President Tao, now banks are very flexible in terms of interest rates and repayment methods for large loans."

  Tao Zhiming asked with a smile, "How about a flexible method?"

   "The repayment time can be up to 30 years for secured loans, and 5 years for unsecured credit loans, and it can be extended according to the situation. In terms of interest rate, the minimum is only 3.95%..."

   She introduced it skillfully, but Tao Zhiming was a little impressed. I don't know if it was specially prepared for tonight's event, or if I have always had such a strong business ability.

   Tao Zhiming nodded after listening, and after having a drink with her, he said to Takagi Renhachi, "It is indeed more flexible."

   It sounds like the interest rate on the loan is lower than the coupon rate of the bond, and it seems that this transaction is a solid profit. But the actual situation is not the case. The loan interest rate is lower than 4%, which is not common now, and the repayment period is relatively long. Bonds only need to pay interest for 3 years, but loans have to pay interest for more years. For banks, how can there be a loss-making business?

   This is to take other people's money first, and then lend it to others. Figures are calculated, 500 billion bonds, even if the comprehensive net profit is only 2%, it is 10 billion yen.

   Financial numbers game only. What's more, how can the real comprehensive net profit be so little?

   Tao Zhiming knew their real intentions, and while chatting with them, he was thinking about how to operate.

  The commercial-residential complex project on the Kobe artificial island, they said the Pearl of the Kansai Sea, unless they can find a way to get out smoothly, or they will be trapped inside.

   However, the share of his participation is not large, and, after thinking about it, he has already thought of the characters who can take his orders at that time.

  The sewing on the tail must be very happy, after all, this is a project played by the top circles in Kansai.

   For me, the most important thing is how much extra money I can get from the First Advice Bank.

   So Tao Zhiming asked directly: "Takagi-san, if I subscribe for 100 billion yen, how much money can I borrow from the Daiichi Bank?"

The words    shocked the two men and four women in the room, all skipping a beat in their hearts.

  100 billion yen? If you buy bank bonds, you have to use cash.

  Takagi Jinhachi couldn't help but said first: "If you buy in the name of a club, you can properly give an optimistic assessment based on the business situation of each club..."

  Tao Zhiming shook his head: "In my own name."

Takagi Renba was still in shock, so he laughed and picked up the wine glass and said, "Tao Jun, you really gave me a big surprise. It's amazing, for this glass of wine, I would like to thank Tao Jun for giving us the First Quanye Bank. support!"

  Tao Zhiming drank the wine with a smile. He only cared how much he could borrow from the Daiichi Kanye Bank if he took out 100 billion yen.

  It is estimated that Takagi Renhachi knows it.

   A person like him who can easily spend 100 billion yen to support the bank's own financing needs is a top popular person everywhere. Osami bought Sumitomo's 3 billion yen bonds with the money of "believers", and loaned out 5 billion. A person like Tao Zhiming who has several well-run clubs under his name, how can he be compared to his tail?

   Besides, he also knew that there was something special: The First Quanye Bank was originally a merger of two banks. The power struggle within their bank is exactly the plot prototype of "Naoki Hansawa".

  Takagi Renpachi is one of the specialties, so, does he have selfishness?

   Sure enough, Renba Takagi hesitated for a while, and then he asked tentatively, "Tao Jun, since you can come up with 100 billion yen, then there is more cash you can call?"

   Tao Zhiming said cheerfully: "After the announcement of the emergency economic measures, the investment has made some profit."

   This speaks the truth. Why is the income of the money sewn on the tail lower? Because she can use her money as a back-up bond.

   And Tao Zhiming's capital at this time has exceeded 5 billion from the previous 3 billion yuan in one fell swoop.

   Converted to neon yen, it is not far from the unit of mega.

   And after subscribing for the bank's bonds, and then lending it out, you should have almost touched the threshold, right?

  A man whose assets are in trillions, although the currency is neon yen.

  Takagi Renhachi saw that he clearly wanted to help him, so he couldn't help asking: "Then Tao-Jun, how much can you spend?"

Tao Zhiming sighed: "Takagi-sang, you also know that I have a good relationship with Sumitomo's Ansai-kun and Mitsui's Nojima-kun. It is estimated that Sumitomo and Mitsui also need to issue bonds. On their side, I too I have to leave a lot of money. Therefore, I can only give up to 120 billion yen for the first persuasion bank. Of course, if the loan to me can be approved as soon as possible, from the perspective of time difference, it may also be raised to 120 billion yen. 150 billion yen."

Takagi Renpachi was excited, and immediately said: "Tomorrow! The day after tomorrow at the latest! I will give Tao Jun an accurate reply and how much loan can be issued. But Tao Jun, for such a huge loan, there are still some specific projects. Material."

   "Of course, I'm working on some projects in Hokkaido."

   "Hokkaido? On the Kansai side, wouldn't Tao Jun consider investing in some projects?"

   "Kansai also has it. Golf course, that's good too!"

  Takagi Renhachi was in a good mood, drinking and drinking.

   And the hearts of Fukaya Riko and Nagumo Chiyo were pounding.

  150 billion yen, what is that concept?

   was in this room and was brought up by him lightly.

   is not a fool, you can tell he also kept some money for the other two banks.

   Just add one more, doesn't it mean that he can take out two or three hundred billion in cash at any time now?

   The main thing is that he is so young, he is the master of these wealth.

   The sea breeze on Rokko Mountain at night is cool, but after blowing into this room, it seems to have gotten a little warmer.

   (end of this chapter)