Return To 1990

Chapter 1006: Turning Point Loan

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Mark sat in the driver's seat and was very unhappy when he heard the sound of the phone hanging up. If he didn't give it, he wouldn't give it to him. He had at least twenty pounds in vouchers. He put on his seat belt and sat in the car without moving. The more he thought about it, the more annoyed he was. Every day Working to earn that little money, you still have to get scolded. Compared with Jiafeng, the gap is huge.

At least no one scolds me here, there are praises and affirmations everywhere. Even successful people like Lu Feng say that he has unlimited potential, but is just one chance away.

To these people, Lu Feng is like a scumbag. He keeps telling them that you are great, but those bosses are too bad and don't see your goodness. Those who don't have a job think he is right, they have a job. When I went back and saw the virtue of my boss, I felt even more good about Lu Feng.

The three companies Siemens, Beko, and Haile no longer pay too much attention to Jiafeng. Fuso and Miguo, in addition to keeping a close eye on Jiafeng's R\u0026D company, do not pay much attention to Lufeng who is deep in Europe. Much attention.

The R\u0026D company's talent center in the United States has been completely cancelled, resulting in greater losses. However, laboratory cooperation has been launched around the world. As long as you have more money, there will always be people to help you with your work. Be it enemies or friends, some people don't care so much.

In particular, several smart and capable young men from the marketing department joined the R\u0026D company, and some important people got carried away while playing in Thailand!

Disagreements have also begun to appear within Goldman Sachs. Some executives believe that there is no need to focus on Jiafeng Electronics, a global financial group, being led by a small company. Big bosses like Lampert are not looking for value players around the world. In corporate investment, looking at Lu Feng is simply too high a level.

There were constant battles between the two sides in several high-level internal meetings. After all, for such a large company, it was really unreasonable to stare at Jiafeng. Lambert could only concentrate on his own affairs. Jiafeng, who had been having a heated discussion, had started from scratch in just one month. Waiting for big things, they become trivial things that no one cares about.

There was a knock on the office door, and Eisen walked in. He held a research form about Samsung in his hand, put it on the table and said, "There are also two documents about Jiafeng Electronics. Do you want to bring them over?"

Lambert waved his hands a little feebly and said, "There have been differences within the company. If Jiafeng cannot take another big step forward, this matter will probably end here."

Eisen took a deep breath and said: "I think he has reached this point. He is proud enough to reach this point in five years. Our current news shows that his progress in Europe has not been as good as before." It’s not going well, after all, Europe is not China.”

"I hope so, but I feel that when he appears on the international scene again, it will be shocking!" Lambert was very sure of Lu Feng's ability.

In 1995, the World Trade Organization was formally established, and several Swiss countries were included in the European Union. The world was advancing rapidly towards integration, and international transactions entered its peak period. For companies like Goldman Sachs, this is where they make big money.

The global landscape has undergone tremendous changes. It can be said that some international affairs this year have laid the international foundation for the next few decades, and Lu Feng is still busy organizing his own conference for hundreds of people.

John helped Lu Feng introduce the CEO of Schroders Group's financial group, who gave him a loan contract. They were not willing to take risks, but they were willing to be a middleman.

I contacted a small local bank, which is the main issuer of the loan, and Schroders Financial Group is the guarantor and is engaged in insurance business. After the money passes through their hands, they charge a 1% fee and then carry out this type of insurance. The products are packaged into financial packages, mixed with stable financial products, and sold in banks.

Jiafeng Group is the second responsible party for the subprime mortgage. Jiafeng was the one who ultimately issued the loan, but the main responsibility does not lie with Jiafeng.

You can understand it simply and crudely as if you find a small bank to lend money, Schroeder insures the loan and charges a fee. For example, if the annual interest rate of the loan is 5%, they charge 1%, and the rest is Of the 4% below, two points are given to the bank, and the two points of income are packaged and stuffed into financial products.

These financial products are comprehensive products, which are mixed with national debt, corporate debt and private debt.

Jiafeng Group does not enjoy any profits. It is the company that issues the terminal loans. If there is a large-scale default on these loans, Jiafeng can stand up and say that it is a signatory and has nothing to do with it. Schroeder will say that it is an insurance company and only Be responsible to the bank!

As a debt collector, banks will collect debts from Schroders. The financial products packaged and sold by Schroders will be deemed to be losses. Although the purchaser of the financial products will not bear all the losses, the risks involved are too diluted. Smaller.

What's more, there are a lot of no-liability clauses and legal hedging clauses in it. They are definitely guaranteed to earn the 1% handling fee.

In the guest reception room of Schroders Financial Group, Lu Feng looked at the three-finger-thick contract description in front of him, glanced at John next to him and said: "Such a thick description, I am afraid that even if I find a legal team, I may not be able to complete it within a few days." Finished reading.”

"There is no need to read these. They are all sample contract descriptions. You can still believe this." John said to Lu Feng.

"When can we lend money?" Lu Feng asked.

"The contract was signed quickly. If we speed up the process and the bank cooperates, it can be done tomorrow!"

"Okay, I'll have a lawyer take a look at it. If there's no problem, I'll sign it today."

Lu Feng is not stupid. When you are abroad, you have to be optimistic about some legal provisions. If they say there is no responsibility, there is no responsibility. Such a big thing cannot be too trivial.

He temporarily hired a local law firm to verify the contract and was busy until about four o'clock in the afternoon. After confirming that there was no problem, Lu Feng signed the contract and officially became qualified to issue loans as an agent. Lu Feng also took out the loan. A nice name is called 'turning point loan'.

It means that after receiving this money, they will reach a turning point in life, but no one will tell them whether this turning point is upward or downward.

Let’s have dinner together in the evening. Tomorrow is when a new conference begins!

Everyone in the company is making preparations. It has been almost a month since these people came to the UK. They have been busy with this matter for a month, and the results will be seen tomorrow.

In the room, Lu Feng was smoking a cigarette and thinking about how to play tomorrow. He was quite satisfied with the current situation, at least there was not too much interference from the outside world.

There is not much point in doing anything fancy anymore, and they are tired of seeing it. Lu Feng thinks that it would be better to go on stage directly with the support of a group of people tomorrow. In this way, the four beauties around him will completely You can eliminate it and save some money.

Lu Feng put out the cigarette butt in the ashtray, walked out of the room and knocked on Li Xiaosi's door opposite.

"Who is it?" Li Xiaosi sat up, wearing pajamas and asked a little alertly.

"It's me. Have you found the four beauties accompanying you tomorrow?" Lu Feng asked: "If you haven't found them, don't look for them anymore."

The sounds coming from the room were a bit chaotic, and there was no answer. After a few dozen seconds, the door to the room opened a gap, and Li Xiaosi put her head around a towel and asked, "Who is it?"

Her bath towel was lower down and too tight, making her look like she was about to come out. Lu Feng instinctively looked at her face for a few seconds and said, "Did I bother you to take a shower? I'll explain." sky........."

"Mr. Lu, it's you!" Li Xiaosi panicked instantly and hurriedly pulled up the towel. When he pulled it, it immediately loosened, and he was in a hurry.

The chaos was so fake, the movements in the hands were obviously for blocking, but there was leakage in the east and west, it was so perfect that nothing was blocked.

Lu Feng stood staring at her fussing and said, "Okay, that's all. Stop messing with it. My ex-wife didn't show me as much as you did. She turned off the lights. Those four people hired without?"

Li Xiaosi didn't know whether it was because of being exposed or the girl's shyness. She held the corners of the towel in front of her chest and looked at Lu Feng with a blushing face. "It's already decided. I'll call to see if I can withdraw. "

"It's settled. Let the marketing department return the Rolls-Royce tomorrow. I'll just walk on stage. You should go to bed early!" Lu Feng ordered.

"Okay, good night, Mr. Lu!" After Li Xiaosi said this, she closed the door and leaned against the door, breathing heavily.

She really wanted to design something, but she really couldn't control the bath towel in the end, and it was the first time she did this, so she was very panicked. On the contrary, Lu Feng was very calm.

"Have I not done enough?"

Li Xiaosi's work during this period was absolutely exhausting and he made rapid progress, but Mr. Lu never expressed much about himself.

In Li Xiaosi's mind, he was already risking his life tonight, or how to take the initiative?

Little did she know that Lu Feng had played more than she had ever seen, so she still had this bit of determination.

Back in the room, Lu Feng lit another cigarette to calm down, secretly wondering how long he could keep this quiet.

Of course he hopes to give himself a year. This method that does not advertise and does not directly conflict with traditional business is the quietest. It is like an assassination in the middle of the night. When the real knife is shown, it will definitely be bloody. .

"Half a year!"

Lu Feng muttered, put half a cigarette in the ashtray, stood up, washed up and went to bed.

Early the next morning, arrangements were made for how to get on stage. What everyone was most worried about was that without the vouchers to attract people today, the number of people would be cut in half. At the morning meeting, Lu Feng and everyone, only 60% of the people would come today. , we achieved results!

At 8:10, Sean arrived with two assistants. He also wanted to see Lu Feng’s results during this period!

"Set off!!"

Before 8:30, everyone got on the bus. Lu Feng sat in the front row, Sean sat next to him, and Li Xiaosi acted as the translator behind him.

"How many people do you think will come today?" Sean asked, puffing on his cigar.

The car shook slightly. Lu Feng leaned back on his chair and closed his eyes and said, "Don't make any predictions. We'll know at nine o'clock."

"You haven't said anything about the financial problems of these people. Even if they are willing, they must have the ability. After all, the first priority is to fill their stomachs." Sean asked a second question.

"I forgot to tell you that I am qualified for a loan, with a single loan of fifteen thousand pounds!" Lu Feng said casually.

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