Rise up Hong Kong! Build a super wealthy Zhuang family
Chapter 2 You can’t inherit your father’s business, you can only take out a loan
14.30pm the next day.
In the VIP room of the loan department of the Nanyang Bank headquarters.
Zhuang Rongxu, his father, bank loan officer and several others are all here.
"Xuzai, are you sure you have thought carefully about getting a loan?" Zhuang Shiping once again asked his son Zhuang Rongxu very seriously at this time.
"Yes, dad, I have thought it through very clearly. Don't worry, I won't mess around." Zhuang Rongxu also responded seriously.
"Since you have thought it through, I won't say anything more, and I won't ask you what business you want to develop. I can guarantee this loan for you, but if you fail to fulfill the contract within the stipulated time, then I will also become Bank defaulters.”
"I believe you know the consequences very well."
"Dad can only do this for you. For more things in the future, everything depends on you." Zhuang Shiping agreed while also warning his son.
He said this because he didn't want his son to become financially dependent on him and wanted him to learn to be self-reliant.
In this aspect, Zhuang Shiping was indeed very strict. He would never allow his children to dwell on his Nanyang Group, thinking that they would be able to inherit their father's business like other Xiangjiang families.
No such hope would be given to any of his descendants.
"Dad, don't worry, I won't let you down." Zhuang Rongxu promised again.
At this time, Zhuang Shiping nodded slightly: "Sign it, and with my authority, I will guarantee you a loan limit of 10 million Hong Kong dollars, so you can take care of yourself."
Zhuang Rongxu nodded slightly when he heard this, then picked up the pen next to him and signed his name without even looking at the contract. He believed that his father would never ask him to sign a contract that was meant to deceive him.
What he currently lacks most is his first pot of principal. His current soul comes from the future 2023. Although he doesn't know everything in his mind, he does have too many ideas for making money in his mind now.
In addition, after being reborn and returned to this era, he also has many things in his mind that did not exist before, such as the stock market fluctuations, favorable industry development trends, and many future events.
He knows that this must be his buff as a reborn person, so now he is full of expectations and hope for the future. In this life, he is very confident that he can achieve something unparalleled in the world.
At present, he only lacks the first pot of gold.
After living a lifetime, Zhuang Rongxu knew that no matter how much he played emotional cards with his father, he would never let him use the assets of the South Central Bank to give him.
So he changed his direction and asked his father to provide free help from the bank. He asked his father to serve as a guarantee in the form of a loan and lent him the first bucket of development funds so that he would have the funds to develop and start his own business.
Only in this way can he have the opportunity to get the first pot of gold as quickly as possible to start the development plan.
During his rebirth in this era, Zhuang Rongxu has been thinking about how to make money. He has sorted out all the things that made it easy to make a lot of money in 1979. Now he has figured out how to make money in the first step, and how to take the next step. .
The second oil crisis occurred in 1979, and the war between Iran and Iraq began, causing oil to skyrocket. Zhuang Rongxu clearly remembers that oil began to rise at the end of 1978 after the conflict between Iran and Iraq.
At that time, crude oil was about 9 US dollars per barrel. By July, the oil price had risen to about 13 US dollars. By the beginning of October, the Iran-Iraq war had officially begun. In just two months, it would reach 80 US dollars. At the beginning of the year, the price of oil will skyrocket from 14 US dollars per barrel to 36 US dollars.
From then until the end of 1980, oil rose to a maximum of 41 US dollars per barrel. Now it is about to enter October, so Zhuang Rongxu must find funds as soon as possible to make his first money in this rare opportunity.
He then had other plans to make money.
He has already planned that within a year and a half, as long as the historical trend does not change, he will definitely become a well-known rich man in Hong Kong.
Of course, during this process, when he has a certain amount of funds, he will definitely develop the industry.
After all, in the next 20 years, the manufacturing industry will still be the most important sector in terms of development trends.
Although finance is also very important, it is not like Zhuang Rongxu who can play in the financial industry at present. He must have a certain foundation of his own before he can develop this industry, otherwise he will definitely suffer losses.
After all, finance is all about connections.
And if he wants to take advantage of his father's connections, there is no need to think about it, it is unreliable.
All in all, it's all up to him.
Soon, the time came to 14 o'clock in the afternoon.
After Zhuang Rongxu obtained loan funds from his father's bank, he quietly came to the headquarters of HSBC Bank at No. 1 Queen's Road, Central.
At present, the headquarters building of HSBC Bank has been rebuilt. After the renovation, the HSBC headquarters has a unique exterior design style and has become a landmark building in Hong Kong, as famous as the Jardine Group Connaught Building.
The purpose of his coming here is to open an account to purchase crude oil futures through the HSBC platform.
Currently in Xiangjiang in 1979, if you want to buy any futures products such as crude oil, soybeans, gold, foreign exchange, etc., you must go to a designated place to purchase.
And HSBC is one of them.
The reason why Zhuang Rongxu chose HSBC to open an account and purchase goods was also for a purpose. He needed to make good friends with HSBC's chief executive, Shen Bi, the God of Wealth.
Paving the way for his future plans.
He wanted to get to know the Taipan King, but if he didn't show off himself and had no ability at all, it would be difficult for him to get into his eyes.
His oil investment and subsequent plans will all be to get to know Shen Bi, so that he can lay a stable and familiar foundation with Shen Bi for the industries he wants to obtain in the future.
Because it would be very difficult for him to get the industry he wants in the future without the help of HSBC.
He could only choose to take this step, hoping to take this opportunity to get in touch with HSBC Shen Bi's line.
But he will not become HSBC's dog.
They would not be like Li Chaoren and others, who agreed to many unequal conditions from HSBC in order to obtain Hutchison Bank, and were also at the mercy of HSBC.
This is something Zhuang Rongxu absolutely cannot agree to.
"Hello sir, welcome to the Financial Investment Department of HSBC Bank. How may I help you?"
As soon as Zhuang Rongxu entered the financial investment department of HSBC, a beautiful receptionist came up to greet him.
"Hello, I plan to invest in the stock market. Come here to understand the market first. Could you please introduce me to a broker so that I can get familiar with it."
"Okay sir, what is your last name?"
"My surname is Zhuang."
"Zhuang Sheng, please come this way."
Zhuang Rongxu nodded to her, and soon he followed the receptionist to a room.
"Sheng Zhuang, please wait a moment. I will arrange a broker for you immediately. I wish you smooth investment."
"Thank you!" Zhuang Rongxu responded politely.
Shortly after…….
Two people in suits and ties walked into the conference room, a middle-aged man and a young man. Zhuang Rongxu could tell that they were agents.
"Hello, are you Mr. Zhuang?" The middle-aged man who walked in asked Zhuang Rongxu very casually.
Even Zhuang Rongxu clearly saw that after this guy opened the door and came in and saw him, his expression and movements were stunned for a moment, and the smile on his face gradually faded.
What does it mean?
Zhuang Rongxu quickly thought that the other party might have changed his attitude because he saw that he was young, had little money to invest, and was not a big customer.
After understanding this agent's little moves, Zhuang Rongxu also calmed down and kept a straight face! He only nodded slightly to them and responded casually: "Yes."
"Hello Zhuangsheng, my name is Zhou Fuman and his name is Zhang Fuhua. We are both brokers from the Foreign Exchange Investment Department of HSBC. I wonder which product Zhuangsheng plans to invest in?" Broker Zhou Fuman asked bluntly.
Zhuang Rongxu did not answer in a hurry, but looked at them carefully for a while before he slowly said: "Brother Zhou, which product do you think is the best product to invest in given the current international market situation?"
It's true that he chose HSBC for a purpose, but it's also true that he came here to invest and make money, so of course he didn't want someone with ulterior motives to become his trader and help him control his entire property.
Therefore, when choosing a broker to be his future stock market trader, Zhuang Rongxu must make the broker professional and make him feel trustworthy.
If he is the kind of old slicker who is obsessed with money, how dare he give him so much money to take care of?
What's more, in this era, if the other party takes his money and runs away, where can he go to find someone?
As long as you can go abroad, according to the situation in 1979, if you want to find someone outside, you won't be able to do it without enough energy.
What's more, this guy's first impression gave Zhuang Rongxu a very bad feeling.
The agent he needs must be trustworthy.
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