Facing An Liang's third inquiry, Liu Ling did not hide anything anymore. She responded,"If it is at the standard loan interest rate, there is still about 60 million yuan in tasks."
Liu Ling added,"The main thing is It's a matter of loan review. Some projects are scams at first glance, and the banks are completely treated as fools!"
"What about the loan period?"An Liang asked additionally.
Liu Ling responded,"There is no limit, whether it is six months or more than five years, everything is fine. The only requirement is stability and avoiding bad debts."
The biggest worry for banks when lending is bad debts.
An Liang responded with a smile,"Then our AXA loan will be 100 million for the Shiliwan project, with a term of one year, calculated according to the standard loan interest rate."
Liu Ling frowned and refused,"You AXA can get very good loan terms."
"But preferential terms can’t help auntie, can they?"An Liang looked at Liu Ling with a smile.
In fact, even if it is based on Gongshang Bank's standard interest rate, An Liang will still make more money by borrowing from Gongshang Bank.
Because the funds for the Shiliwan project are drawn from Anxin Bank, Anxin Bank's annual The rate of return far exceeds 4.35% a year.
Currently, Anxin Bank’s annual rate of return has two levels.
When the scale of funds managed by Anxin Bank is less than 500 billion, the annual rate of return is 15%.
When The scale of funds managed by Anxin Bank exceeds 500 billion, so for the part exceeding 500 billion, the annual rate of return drops to 5%.
Taking 600 billion funds as an example, the annual rate of return for 500 billion of them is still 15%, but it is more With a capital of 100 billion, the annual rate of return has plummeted to 5%.
At present, Anxin Bank has just opened for more than a month, and the number of depositors is very small. It almost only manages the funds invested by Anxin, and has not reached the limit in terms of fund scale.
However, even if The funds have reached their limit, and when the annual yield is only 5%, it also exceeds the standard loan interest rate of 4.35%.
Besides, is Anliang helping Liu Ling for financial gain? He is short-sighted!
Facing Anliang With such a frank response and sincere eyes, Liu Ling's face turned red. She lowered her head and said nothing because she didn't know how to answer.
For Liu Ling, what An Liang just said was simply too attractive!
That kind of understatement The powerful momentum revealed in Liu Ling's heart was filled with good impressions.
"Auntie, when you go to work tomorrow, I will come over to sign the contract."An Liang decided this matter directly, without giving Liu Ling a chance to refute.
An Liang knew people's hearts well, and he knew that from Liu Ling's perspective, Liu Ling had no choice but to refute this matter, otherwise he would appear to be He was trying to make money.
So An Liang made the decision in advance without giving Liu Ling a chance to think about it, let alone putting Liu Ling in a dilemma.
This also hit the touching point in Liu Ling's heart.
After An Liang finished speaking, he He looked at the Patek Philippe Ref. 1518 on his left wrist. He recently liked this watch that was about to be 80 years old.
"It's getting late, Auntie, please go to bed early and see you tomorrow."It is now close to nine o'clock. Since Liu Ling has expressed his situation through hot brown sugar water, An Liang is naturally not in a hurry.
Because Liu Ling himself has been exposed, okay?
An Liang feels that he is in sight of victory!
From Li Xiyan's house Leave, Anliang sends a message to the little vixen
‘Anliang: Where are you?’
‘Yang Maoyi: Living in Linshan. '
Anliang previously gave Yang Maoyi a mansion worth over 100 million yuan in Lanjingyuan, with an area of nearly 1,000 square meters, but Yang Maoyi usually didn't like to live there.
This little fox prefers to live in Linshan. She has bought this house and renovated it to a certain extent to make the house more comfortable.
‘Yang Maoyi: Is the king coming?’
‘An Liang: I just finished my work.’
‘An Liang: My family’s company wants to develop a new project, and we have negotiated a loan.’
‘Yang Maoyi: Your Majesty, I have money here!’
‘Yang Maoyi: Because of Fox Fairy Food Review, the food documentaries we produced have become very popular. Whether it is at beer stations or on Youtube, our food documentaries have achieved great success.’
‘Yang Maoyi: I probably have close to 60 million in my hands now!’
‘An Liang: Awesome, my little fox’
‘An Liang: Our family is rich, but we had to take out a loan because of some partnership reasons.’
‘Yang Maoyi: Oh!’
‘Yang Maoyi: Your Majesty, do you want to have a midnight snack?’
‘Yang Maoyi: Recently Tay Quang Province has sent a lot of snail noodles. Let us evaluate them. If the king wants to have a midnight snack, I will make some snail noodles for the king.’
‘Yang Maoyi: I am very good at cooking snail noodles!’
‘An Liang:...’
‘An Liang: [roll eyes]’
‘An Liang: My heart refuses! '
Snail noodles? oh!
No!
In less than half an hour, An Liang arrived at Linshan Residence. After Yang Maoyi opened the door, An Liang directly poured the little vixen into his arms.
"Snail noodles?"An Liang said with a hum.
Yang Maoyi looked at An Liang with a happy smile, as if there was light in her eyes,"Your Majesty, please forgive me, I was wrong~"
An Liang asked with a hum,"Do you dare next time?"
"Dare you next time!"Yang Maoyi responded sweetly.
"Hey!"An Liang directly picked her up and walked to the bathroom.
Late night snack?
Of course she's the little vixen!
————
An Liang: Is there still light in your eyes?
————
Update time: September 23, 2021 00:01:58.
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