Shenhao started after the college entrance examination

Yunjing International Apartment, Room 8806.

An Liang was in the living room looking at the investment and financial products planned by Anxin Bank.

Currently, there is only one financial product planned by Anxin Bank called [Anxin Financial]. The specific situation is as follows:

……

Safe finance:

Yield: 4%

Lock-up period: 367 days

Purchase fee: 0

Redemption fee at maturity: 0 Early redemption: 0 interest

Minimum purchase limit: 200,000.00 Xia Guoyuan

Total issuance amount: 1 billion Xia Guoyuan

……

An Liang read the product information of [Anxin Finance]. This financial product is equivalent to a one-year time deposit, but its yield rate far exceeds the bank's one-year time deposit, and even exceeds the five-year time deposit.

But is the total issuance only 1 billion Xia Guoyuan?

An Liang immediately sent a message to Bao Youzhong, CEO of Anxin Bank.

‘An Liang: [Picture: Anliang Finance]’

‘An Liang: The total circulation is only 1 billion?’

‘Bao Youzhong: Yes, Mr. An, we only plan to sell a quota of one billion Xia Guoyuan, and the quota application needs to be reviewed.’

‘An Liang:?’

‘Bao Youzhong: [Detailed Analysis of Anzhen Financial Sales Areas] '

An Liang immediately checked the message sent by Bao Youzhong. After reading it, An Liang knew that he had made an own mistake!

It turns out that the [Safe Finance] is not sold on Maicon Island, nor in Xia Kingdom, but was chosen to be sold in Neon.

Neon’s fixed deposit interest rates are very low!

The outside world has long ridiculed Neon's banking industry for implementing the 'zero interest' routine.

Although Neon’s banking industry is not truly zero interest, it’s actually pretty close, right?

Neon Imperial Central Bank announced the latest time deposit interest rate regulations in 2013:

1-month, 3-month and 6-month time deposits, the annual interest rate is 0.025%.

Yes!

The annual interest rate is as low as 2.5% per ten thousand!

If you deposit 1 million yen in a bank as a fixed deposit, you can get 250 yen in interest after one year, and it is a pre-tax income, and you also need to pay personal income tax.

Even for a ten-year time deposit, the annual interest rate is horribly low!

The annual interest rate for a ten-year time deposit of less than 3 million yen is 0.102%; the annual interest rate of a ten-year time deposit is 0.122% for the amount of more than 3 million yen and less than 10 million yen; the annual interest rate of a ten-year time deposit is 0.122% for the amount of more than 10 million yen. The annual interest rate on deposits is only a pitiful 0.151%.

Is the annual interest rate of such a fixed deposit equivalent to 'zero interest'?

Now Anxin Bank plans to sell financial products in Neon with an annual interest rate of 4%. This yield is equivalent to 26.5 times the yield on a 10-year fixed deposit of 10 million yen per day!

For the neon area, such a rate of return is simply incredible

‘Bao Youzhong: Mr. An, when we sell [Safe Finance] in the Neon area according to our plan, customers in the Neon area will be required to purchase Xia Guoyuan for investment. '

An Liang instantly understood what Bao Youzhong meant, which was equivalent to expanding Xia Guoyuan's influence!

Although on the surface, Anxin Bank does not seem to have any practical benefits in doing these things, and even gives up some of its own interests, it is subtly promoting Xia Guoyuan's value and using high interest rates to expand Anxin Bank's power overseas.

This is a stage of silent accumulation.

Once it reaches a critical point, Anxin Bank can use these accumulations to skyrocket!

‘An Liang: Neon’s banking industry is very strict. Where are we allowed to open a local branch?’

‘Bao Youzhong: Through our relationship with Gongshang Bank, we have passed the review of Neon’s Banking Law and are currently planning to open a branch in Kyoto.’

‘Bao Youzhong: We plan to officially launch [Financial Security] as an opening celebration when our Kyoto branch opens in winter!’

‘Anliang: When will the winter Kyoto branch open?’

‘Bao Youzhong: The preliminary preparation work has been completed. Today, I will report to Mr. An and ask him for an auspicious opening time. '

An Liang thought for a moment, and suddenly he had an idea!

‘An Liang: Wait a moment, I'll think about it first’

‘Bao Youzhong: Okay. '

An Liang immediately sent a message to Tianji Shensuan No. 4

‘Number Zero: Number Four, regarding the hacker war against Neon, are you not ready yet?’

‘Number 4: Sorry, BOSS, we are still preparing.’

‘Number 4: Given that we have attacked Neon before, and Neon’s defense against network security is now very high, we need more time to prepare. '

Once Anliang and the North Bear Country planned an operation against Mount Fuji. One of the steps was to attack the power grid system of some coastal cities in Neon through a hacker war, thus attracting the attention of the Neon Intelligence and Investigation Bureau.

‘Zero: How long does it take to prepare?’

‘No. 4: No more than three days at most!’

‘Number Zero: Then I’ll give you three more days!’

‘No. 4: Received. '

Anliang is planning to open the winter Kyoto branch of Anxin Bank and start the hacker war against Neon at the same time!

This hacker war is planned to target Neon's financial network, thereby causing Neon's financial turmoil. Once the hacker war is won, it will create a good opening celebration for Anxin Bank's Winter Kyoto Branch.

So everything is just right, right?