It's about two o'clock in the afternoon, Lin Shanju.
Yang Maoyi curled up in An Liang's arms. She took the initiative to ask,"Your Majesty, is it possible for ordinary people to obtain a loan of three million from the bank?"
An Liang responded negatively,"If it is an ordinary person, it is impossible for the bank to obtain a loan of three million. Approval"
"Taking Gongshang Bank as an example, if you want to borrow three million from Gongshang Bank, you need at least five million worth of good assets as collateral, such as high-quality real estate worth five million." An Liang added.
Yang Maoyi added the description,"If you are the owner of a small restaurant, with a monthly profit of about 20,000 yuan, a stable business record, and the restaurant owner's cooking skills are quite good, is there any way to get money from the bank in this case? A loan of three million? An Liang denied again,"
It's almost impossible." Banks are not charitable institutions. Although three million is not much, for the person you describe, three million is a lot. If the other party hopes to expand its business scale through loans, it is almost impossible for the bank to agree to a loan amount of three million."
If the loan amount is smaller, say 500,000, the probability of success will be much higher.
After all, banks have to consider risks!
Yang Maoyi sighed lightly.
An Liang asked,"Little fox, you met a very good person during the evaluation. Restaurants with potential?"
Before Yang Maoyi answered, An Liang continued to add,"If you meet a restaurant with great potential, you can do it like Chenjia Cuisine before. We will invest in and help the restaurant expand its scale."
When Yang Maoyi launched a national charity live broadcast, she discovered Chenjia cuisine in Xinfeng County, Nanhe Province. Now Chenjia cuisine has become famous in the imperial capital and can provide Yang Maoyi with profits of more than 10 million every year.
"This morning, I received an email. The sender was a local small restaurant in Shengqing that had been reviewed before. The other party wanted our Fox Fairy Food Review to help promote it. They hoped that through the publicity of the Fox Fairy Food Review, Obtained a loan of 3 million Xia Guoyuan."Yang Maoyi explained
"What is the logical relationship?"An Liang was confused.
Through the promotion of Fox Fairy Food Review, and then obtained a loan of three million Xia Guoyuan?
There seems to be no relationship between the two?
Yang Maoyi explained,"The wife of the small restaurant owner has a heart disease and is in very poor health. In addition, There is no matching Xin Yuan, so they hope to loan Xia Guoyuan 3 million to apply for a clinical trial quota at Anxin Life Sciences Group."
When An Liang heard this, he smiled and patted Yang Maoyi,"Have you learned how to beat around the bush?"
Yang Maoyi knows that Anxin Life Sciences Group is affiliated to Anliang
"Your Majesty, I'm not beating around the bush, I'm just..."Yang Maoyi paused for a moment before adding,"Your Majesty, I want to help them, but I don't want to help them for free."
An Liang understood Yang Maoyi's concerns, and Yang Maoyi was worried that speaking directly would make An Liang help the other party for free. feeling, so Yang Maoyi went around in a big circle
"Do you have the other party’s information? An Liang asked.
Yang Maoyi responded affirmatively,"Of course.""
After finishing speaking, Yang Maoyi took her mobile phone over and retrieved the corresponding information.
"Well, Your Majesty, take a look."Yang Maoyi handed the phone to An Liang.
An Liang checked it and found that the Shengqing local restaurant Yang Maoyi mentioned was called 'Xiantu Xiaozao'. It has been open for 6 years and has six years of business accounting records. Except for the first year In addition to seven months of losses, the follow-up has been profitable.
In the past two years, the profit per month has been basically stable at around 20,000 yuan.
This accounting record reveals a lot of information about the local small stove, such as Speaking of the current stable profitability of Xiangtu Xiaozao, it means that it is limited by scale, so it cannot further improve profitability.
Secondly, the quality of the dishes of Xiangtu Xiaozao is stable, so that it can maintain profitability continuously and stably.
An Liang continued to look down at the relevant information, The owner and chef of Xiangtu Xiaozao is called Xiangxing, a very distinctive name, and he is 31 years old. The wife of the owner is Lei Qian, who is also 31 years old. The two have been married for 7 years. The remaining information is what Yang Maoyi said before , Lei Qian has a heart disease, her health is not good, and she does not have a suitable heart source, so she can only choose Miracle Salvia Pills from Anxin Life Sciences Group.
Although Xiangtu Xiaozao can basically make a profit of 20,000 yuan every month Shang Xia, this kind of income has already entered the top five percent range in Shengqing, but this kind of income simply cannot afford the Miracle Salvia Pills worth three million Xia Guoyuan.
So Xiangxing hopes to get the support of Fox Fairy Food Review, and then Taking advantage of the local small stove and his own cooking skills, An Liang found a way to obtain a loan of 3 million from the bank. After reading the relevant information, An Liang secretly sighed in his heart, this person who is moving forward is very good, and the seven-year itch in marriage is gone. Lian Xiangxing was tired of it and did not give up even when his wife was seriously ill. Instead, he tried to seize any opportunity.
For example, Xiangxing wanted to pass the blessing of Fox Fairy Food Review and then borrowed three million from the bank. The probability is very small.
But moving forward, we still don't let go of this small probability.
After all, no matter how small the probability is, it is not zero after all, right?
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