Sun Ji rakes beef in the alley next to the Beiyu branch of Gongshang Bank.
An Liang and Liu Ling sat down face to face, and Liu Ling skillfully ordered a small portion of rake beef mixed with beef tendon.
While waiting for the food to be served, Liu Ling took the initiative to ask,"Do you want another loan at AXA?"
An Liang responded affirmatively,"Yes, Auntie, our AXA launched the Maosen Center project last year, as well as the Shiliwan Life Science Research Center project, and our Ansheng has expanded its scale, so we are under greater financial pressure."
Listening to An Liang's words, Liu Ling rolled her eyes at An Liang. She knew something about An Liang, for example, Liu Ling knew An Liang investment company, and Xia Guo Anxin Bank.
If Ansheng Construction is really in urgent need of funds, it will definitely obtain the corresponding loan directly from Ansheng Bank.
Now Anliang is looking for her to approve the loan, which is obviously to give her performance.
"How much loan does your AXA need? Liu Ling asked.
An Liang responded,"It needs about 200 million." Auntie, look at what materials and pledges our AXA needs to provide?"
When Ansheng Construction borrowed money from Beiyu Branch of Gongshang Bank before, it pledged the land property rights of Maosen Center.
Liu Ling thought about it for a moment before responding,"If you invest with Ansheng or Ansheng Bank provides a guarantee, service, then no pledge is required"
‘It's only a mere 200 million yuan, which is simply a small problem for Anxin Investment or Anxin Bank.
Liu Ling continued to add,"If you, AXA, operate this loan alone, we will need part of the land property rights of the Shiliwan Life Science Research Center project as pledge."
"In this case, let's provide guarantee to AXA."An Liang responded casually.
"no problem."Liu Ling agreed," Regarding this loan of 200 million, how long are you, AXA, prepared to borrow?
An Liang thought for a moment before responding,"Auntie, how long do you think the loan is most cost-effective?""
Liu Ling explained,"Recently, the central bank has lowered the loan market quotation rate. At present, the interest rate for loans within one year of our branch has dropped to 3.4%, and the interest rate for loans between one year and three years is 3.8%. The five-year loan interest rate is only 3.95%"
"Your AXA is a VIP customer of our branch, and your AXA’s credit rating is very high, so our branch is willing to further lower your AXA’s loan interest rate. Liu Ling added
"I recommend that you get a three-year or five-year loan. Our branch can give you a minimum loan interest rate of 3.0% from AXA."Liu Ling explained.
Although the Beiyu Branch of Gongshang Bank once offered a lower loan interest rate, it was originally to win over AXA Construction and expand the market with the help of AXA Construction's contacts.
Therefore, the Beiyu Branch originally offered AXA Construction The loan interest rate is even lower than the fixed deposit interest rate in the same period.
However, the 3% five-year loan interest rate given by Liu Ling is also very low. At least 99.9% of companies cannot obtain such low-interest loans.
"Thank you aunt for taking care of me. An Liang replied with a smile,"Since the loan interest rate is only 3%, then our AXA direct loan will be for five years.""
"OK"Liu Ling agreed.
A loan that seemed astronomical to ordinary people was negotiated before a pot of rake beef mixed with beef tendons was served.
It can only be said that the gap between people is sometimes greater than that between people. The dog is bigger!
While waiting for the rake beef and beef tendon to be served, Anliang and Liu Ling started eating together. Anliang took a bite of the soft beef tendon and asked casually,"Auntie, is your recent work going well?"
Liu Ling nodded,"It went very smoothly, mainly because your AXA suppliers provided a lot of support, and Chengyuan Group also gave some customers, so the current work is relatively smooth, and I am currently under the vice president's supervision. The position was decided."
Liu Ling did not deny or cover up the work convenience she obtained through Anliang.
"Congratulations auntie!"An Liang smiled and congratulated.
Liu Ling looked at An Liang with a slightly complicated look. She took the initiative to ask,"What is the situation of Xi Yan's two classmates? An Liang pretended to be confused,"
What's going on?""
"That classmate Yao Qi. Liu Ling directly named him.
An Liang still expressed doubts,"What's wrong with classmate Yao?""
"Her relationship with you shouldn't be simple, right? Liu Ling asked more straightforwardly.
An Liang first explained,"Classmates Guo and Yao are Xiyan's best friends. They want to come over and intern with Xiyan. Xiyan agreed, and I can only agree.""
"As for my relationship with classmate Yao, it is actually quite simple. An Liang added,"Classmate Yao appreciates me, and I thank Classmate Yao for his appreciation, that's all.""
Yao Qi still likes An Liang, but An Liang still doesn't agree.
The reason An Liang didn't agree to Yao Qi is not that Yao Qi and Li Xiyan are in the same university, nor is it because Li Xiyan and Yao Qi have a very good relationship, but because Yao Qi Qi’s character, coupled with An Liang’s unwillingness to hurt Li Xiyan.
Yao Qi’s character is very tenacious. When Yao Qi’s family was in decline, Yao Qi did not give up on herself, but worked hard, which is enough to illustrate Yao Qi’s tenacity. Personality.
If Yao Qi with this kind of personality is not careful, he will easily catch fire in the backyard.
An Liang would never want that to happen!
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