Skill Replicator

Chapter 0301: Funds arrive in the account

“Hello, Mr. Wang, what have you been up to lately?” After answering the call, I heard the voice of President Liu’s smiling voice reaching his ears.

“I have been in Hangzhou recently, busy with the film and television group. I have something to ask for advice.” Wang Tao answered with a smile, and then said.

“Please ask what you say, just ask if you have anything.” President Liu said very boldly.

“That’s it. A friend of mine is engaged in real estate in Chang’an. I am planning to invest in this project. Now I need to transfer 600 million from my bank card. There shouldn’t be any time limit or formalities for this.” Wang Tao asked.

“Generally speaking, it does not require any formalities to transfer large grants, but let alone 600 million, I will also ask about 10 million. As you know, there are not many large customers in our branch. Not many. Why do you use your own cash to do business? The bank can provide you with loans.” President Liu smiled after hearing Wang Tao’s words and said.

“It’s impossible for a personal loan to apply for such a large amount.” Although Wang Tao doesn’t understand the bank’s affairs, the bank will definitely have capital restrictions on personal loans.

“Of course it is impossible for ordinary people, but you are not ordinary people. Now your bank card has more than 1.2 billion funds, let alone a loan of 600 million, one billion is no problem. With your means of making money, the bank’s interest will be on you. It’s not very easy.” President Liu said with a smile.

In fact, it is true that their outlets have storage tasks, but they also have lending tasks. In the past, the task of lending was easy to do, but now the economic situation is not very good, and there are not many good companies in Meicheng, and the task of lending is often not completed.

If Wang Tao can borrow one billion yuan from him, this year’s task can be completed ahead of schedule.

“I already have money, so why take a loan?” Wang Tao said.

“This is different. You have 1.2 billion in our bank. If you need 600 million, you will certainly make money if you invest in real estate. But this way, your capital turnover cycle will be very long. Our bank can, according to your capital situation, To make more loans for you, for example, your 1.2 billion cash deposits can give you more than this amount of credit, which is equivalent to a little more money.” Bank leader Liu explained like Wang Tao.

“It turned out to be like this.” Wang Tao nodded. It seemed to be a good thing to say, but the problem is that he doesn’t have that much place to invest now.

“I would take the liberty to ask, since your friend is engaged in real estate development, there must be a long-term cooperative bank. Generally speaking, the bank will give enough help to buying land.” President Liu asked on the phone.

“It’s been discussed before, but the bank here temporarily changed its mind. I only told my friend that the funds were not down at noon yesterday. The auction will start tomorrow, and there is a funding gap of 600 million, so I came to me.” Wang Tao simply said The situation said a bit.

“Mr. Wang, I have to remind you that, generally speaking, banks will not easily offend long-term partners. Shouldn’t your friends have any problems with the company’s operations? I think you’d better investigate them clearly. After all, six A hundred million is not a small number anymore,” President Liu reminded over the phone.

“Don’t worry, my friend has no problem here. I also asked the branch manager in Hong Kong City just now. He said that if there is no problem with my friend’s company, it is estimated that there are some articles in it and what is going on. I didn’t say that, by the way, the bank here is also your ICBC.” Wang Tao said.

“As long as you feel that there is no problem, the article inside is really not easy to say, but it is nothing more than the right of the two sides, whichever is more important. By the way, you need to use funds every day, right?” President Liu smiled and asked immediately.

“I have to transfer in today, and the auction will start tomorrow. I don’t want any other variables to appear.” Wang Tao said.

“If it’s tomorrow, even if it’s too late to make a loan, wait for you to use the online banking or mobile APP to operate. After the operation, there will be a customer service staff to confirm to you that there are no other procedures. Loan. If you do, when you will meet Meicheng, we can do it again.” Governor Liu said.

“Okay, thank you, I will invite you to drink when I return to Meicheng.” Wang Tao said with a smile.

“Where, I will invite you back.”

After hanging up the phone, Wang Tao walked back to Li Xiuyan: “I asked, the funds can be transferred now, you tell me your bank card number, and I will make money for you.” Wang Tao said.

“How can it be so simple, let’s go back to our unit first, we will sign a cooperation agreement, and then you will transfer the money.” Li Xiuyan smiled and shook her head.

“Is it so formal?” Wang Tao asked with a smile.

“After all, this is not sixty thousand, six hundred thousand, six hundred million, you are not afraid that I will run away with the money.” Li Xiuyan looked at Wang Tao, but this guy didn’t expect this guy to think so simple.

“How is this possible? Sister Xiuyan has no shortage of money.” Wang Tao said.

“You, it’s still too innocent. I have said many times before. In business, personal relationships are private relationships. Don’t say that we are just friends. Even if you are a couple or lovers, you still have to take precautions. Wealth is moving. People’s hearts, this is the experience and lessons learned by the ancients.” Li Xiuyan chuckled, then said seriously.

“I have been poor for a long time, and I still have a rashness. It is estimated that I will have to experience a few years before becoming a business elite like Xiuyan.” Wang Tao said with a smile.

“Okay, don’t be mean, let’s go and sign the cooperation agreement.” Li Xiuyan smiled and patted Wang Tao lightly.

The three arrived at Li Xiuyan’s company by car. This is her group headquarters. Her group has a legal department. Such cooperation agreements will have some templates.

While they were looking at the lot, someone here started to modify it, and when they came, the agreement had been modified.

Wang Tao probably took a look at the agreement, and there was indeed no problem, so he signed his name very readily.

As President Liu said, Wang Tao received a call from the customer service of ICBC headquarters during the transfer of funds, confirmed his personal information with Wang Tao, and then quickly approved the transfer.

“You really helped me a lot, otherwise this project would be impossible.” After everything was settled, Li Xiuyan said while making tea in the office.

“As you often said before, it’s just a matter of effort. Besides, I also happen to have this money in my hands. Otherwise, if I want to help you, I have more than enough energy.” Wang Tao sat down on the sofa and laughed. Said.