Starting from not paying back debts to start technological hegemony

In the office, watching Lu Wangshu leisurely handling documents.

Chen Yang rubbed his waist and said, "You are lucky to run away halfway. I was controlled by them for two hours."

"Two hours to get 251 billion, are you in Versailles?"

Lu Wangshu didn't look up. Chen Yang was too lazy. She was responsible for all the daily affairs of the company. She had a lot of work every day.

"Alas, there is no way. I was going to leave early, but they took pictures. I had to sit hard."

Chen Yang stretched helplessly. Of course, there was another important reason. If he was not at the scene, the borrowed funds might not be so much.

After all, the debtors were not there, so what were the creditors doing?

He had to be there. The reason why he was in a hurry to borrow money was not only to force the people behind the Delai Group to show up, but also because today was August 31st, and the settlement could be made tonight. He needed the points redemption technology.

"I'm off work, you're busy!"

Lu Wangshu's forehead darkened when he heard this. He looked at the document in his hand and suddenly raised his head and said, "Hey, have you really thought it through?"

"What?" Chen Yang turned around.

"Debt!"

Lu Wangshu pointed at the document and said hesitantly, "I've calculated an account for you. Do you know how much money you owe now and how much interest you have to pay every month?"

"How much?" Chen Yang was interested. He was too busy recently and really didn't have time to calculate. He just remembered that he paid a lot of interest last time and was about to go home to settle the account.

He didn't expect Lu Wangshu to have calculated it first.

"First it was a bank loan!"

Lu Wangshu pointed to a line in the document and said, "Xinghai Drinks first mortgaged 20 billion, and then increased it to 60 billion, which is 80 billion."

She pointed to another line and said, "The acquisition of Hanhai Energy borrowed 168 billion, and more than two hours ago you borrowed 300 billion in the constant temperature battery industry of Xinghai Energy Technology Company.

This means that the bank loan alone is 548 billion.

According to the annual interest rate of 4%, the annual interest is nearly 22 billion, and the monthly repayment is about 1.827 billion, and this does not include the initial 80 million."

"It has to be a bank!" Chen Yang sighed, more than 500 billion monthly interest is only 2 billion, which is too cost-effective.

Lu Wangshu rolled her eyes, looked at him speechlessly, and said: "You can ignore the bank's interest, but what about your creditors? With an annual interest rate of 24%, do you know how much you have to pay back?"

She turned a page of the document, pointed to the number on it and said: "Your personal loans now total 342 billion, 82.08 billion a year, an average of 6.84 billion per month!"

After saying that, Lu Wangshu closed the document and asked seriously: "Including the bank's interest, you have to pay nearly 8.7 billion in interest every month. Have you really decided to go this way?

Isn't this... Not only am I asking you, my dad has also asked me to ask you.

Your total debt has reached 890 billion.

8.7 billion monthly interest, with Xinghai's current profitability, if you make profits from the three industries of bioenergy injection, constant temperature battery, and cancer cell inhibitory liquid, you can pay off all debts in just a few years and completely take over the nearly trillion-dollar Xinghai Group.

If you continue to develop, you will easily become the richest man in the country.

Do you really want to continue borrowing? "

Lu Wangshu said a bunch of numbers, but Chen Yang's mind was only about the total debt.

890 billion!

It will be settled tonight, isn't it equivalent to 89 million points?

Virtual world? Half of the technology is gathered!

Chen Yang was relieved. Looking at the puzzled Lu Wangshu, he commented bluntly: "Don't mention your dad. Your dad can't say such things. You don't have any fighting wisdom at all. Go back and ask your dad and you will know whether I can stop."

After saying that, he turned around and left. Chen Yang was already immersed in the dream of 89 million points.

On the contrary, Lu Wangshu stared at Chen Yang's back in a daze, wondering to himself: "How does he know that my dad didn't ask? But... just today, more than 500 billion was credited. If you continue to borrow like this, will it really not collapse? I'm just worried about you. Why are you being so mean to me?"

Lu Wangshu looked at Chen Yang's boss chair with a wronged pout, stood up and punched him twice.

"I told you to be mean!"

Rubbing his hands, looking at the messy documents on Chen Yang's desk, he couldn't help but start to clean them up silently.

The cowardly group gets more points!

......

That night, the system settled.

[Ding! ]

The prompt sound rang in my mind again.

A line of prompt information also appeared in front of Chen Yang again.

[This month's settlement begins! ]

[Settlement in progress! ]

[Settlement completed! ]

[Congratulations to the host, debt 890008000000 yuan, get 89008000 points! 】

【Total remaining points: 89019000 points! 】

Get rich!

This word popped up in Chen Yang's mind.

There is no doubt that 89 million points can be exchanged for a lot of things for Chen Yang. Perhaps the interstellar technology beyond the current civilization level is still far away, but the technology of the earth civilization level is almost at Chen Yang's disposal.

Suppressing the excitement in his heart, Chen Yang calmed himself down.

He did not exchange it immediately.

Because it didn't make much sense.

He needed to think about which step to start development first, determine the general direction, and then start spending money.

With 500 billion or 600 billion yuan in his pocket, it was a good time to spend money, but this money would definitely cause a financial shock. He had to find the right point to start with to avoid causing too much impact on the domestic economy.

There is no doubt that his next development direction must be related to AI, because only with AI, only with sufficient labor and productivity, can he start to take the first step of the future blueprint he has drawn.

And if you want to develop AI, a new type of productivity, you can't avoid conflicts with the old productivity.

What Chen Yang has to do is to resolve the conflict and create an outlet for AI, so as to quickly upgrade the labor productivity.

He silently looked at the system's redemption mall.

[Inertial Intelligence Technology] Price: 30 million points, evaluation: The top AI technology before the birth of artificial intelligence life, which can realize multiple large model loading and data training, thereby realizing inertial intelligence. Although it is inferior in wisdom, it is undoubtedly the best labor.

[Chip Lithography Technology] Price: 20 million points, evaluation: Although it is quite poor, it is a necessary process for the development of civilization, including various process technologies and technical data (including biochips).

[Low-level Internet of Everything Technology] Price: 5 million points, Evaluation: It is only applicable to short-distance Internet communication technology of inner-earth civilization. It is photon communication technology. It is worthless in galaxy civilization, but it can be realized in inner-earth civilization... Free traffic?

...

These are all trivial matters. The price is very low and it can be easily obtained.

But when Chen Yang looked at the core technology of the virtual world, the joy of getting points was gone, and he even began to have a headache.

[Intelligent Brain Large Model 1.0 Technology] Price: 60 million points, Evaluation: With biological chips, it can realize the development of human subconsciousness, so that the subconscious has non-subjective intelligence, becomes a human biological computer, greatly increases learning ability, and realizes the perfect integration of human body and machine. This can be used for mechanical ascension~

[Brain-computer data transmission technology] Price: 40 million points, Evaluation: The human intelligent brain is a necessary device for connecting machinery and the virtual world. Its birth is great, and its birth is also evil. What are you going to do with it? Give up your flesh and blood?

Damn, these two add up to 100 million, and the points are still not enough!

Chen Yang didn't even dare to look at the two more core technologies.

[Photon Super Data Processing Computing Satellite Technology] Price: 99.99 million points, evaluation: The most suitable thing for virtual world servers in optical brains. It needs to be used with photon communication chips and photon supercomputing chips. Although it is very poor, it is already the ultimate creation of the inner civilization.

[Virtual World Data and Template Construction Technology] Price: 99.99 million points, evaluation: Want to create a world of mine? Just choose it.

Sure enough, there is a long way to go.

I can only blow the concept to cheat money first, build a production base first, and then change the technology next month.

But, 3 trillion, where to cheat?

Chen Yang thought about it, and couldn't help but think of Delai Group in his mind.

Big capital?

How about V me 3 trillion to see the strength first? !