Jack Ma smiled slightly after hearing this.

"That's right, then, Mr. Xiao, we'll talk about it later!"

"Okay, today is your home court!"

After hearing Xiao Bei's words, Jack Ma smiled indifferently.

He patted Xiao Bei on the shoulder twice.

Then he shook hands with An Ruobing again.

"Mr. Xiao, you and your girlfriend are really a good match. When you get married, you must call me!"

"Bring a big red envelope!"

After hearing Jack Ma's words, An Ruobing smiled slightly.

Without saying anything, she knew that this occasion should be handed over to Xiao Bei.

Xiao Bei smiled after hearing this:

"That's for sure. When the time comes, Mr. Ma, if you don't have enough red envelope, I will be unhappy!"

"Hahaha, it's settled!"

After that, Jack Ma greeted others again.

After a round of greetings, Jack Ma went directly to the stage.

His position was on the stage, and there was a first-class sofa placed there.

When Jack Ma came on stage, the scene burst into applause again.

Xiao Bei and An Ruobing also clapped symbolically.

Although Xiao Bei would definitely take action against Jack Ma later.

But not now.

Before the action, both of them were good to each other.

But once the action was taken, it was necessary to hit the snake directly when the other party could not react.

Soon, the host came on stage.

After introducing today's important guests and organizers.

Then the theme of today began.

That was Jack Ma's IPO speech.

"Now we invite Mr. Ma of Alibaba Group to come on stage and give a speech!"

As the host's voice fell.

Jack Ma stood up and adjusted his suit.

Walked to the center of the stage.

There was a podium in the center of the stage, and Jack Ma stood on it.

Under the stage, between the first row and the stage, there was a group of reporters, broadcasting the whole process live.

There was also a group of reporters at the back of the entire venue.

All the cameras were facing Jack Ma.

Jack Ma began his speech.

At this time, the four bank presidents sitting in the audience listened to Jack Ma's speech.

Among them, Xu Anyi looked at Xiao Bei and asked softly:

"Mr. Xiao, what do you think of Ant Financial's listing?"

Hearing this, Xiao Bei thought for a moment and said:

"The listing of Ant Financial means a new generation of financial and payment systems!"

"It will definitely be beneficial to the current economy of Xia Country!"

"But..."

After hearing Xiao Bei's words, Xu Anyi asked directly:

"But what?"

At this time, the other three bank presidents also looked at Xiao Bei.

Even Qiu Yaoting pricked up his ears to listen to Xiao Bei's opinion.

"The listing of Ant Financial can, to a certain extent, promote the economic take-off of Xia Country!"

"There is no doubt about this!"

"But the impact on your bank is also very huge!"

Hearing this, Xu Anyi frowned slightly.

"Why? Even if Ant Financial is listed, it still has to go through the hands of our four major banks!"

Hearing this, Xiao Bei nodded slightly.

This is true.

"This is true, but if the Industrial and Commercial Bureau and the China Banking Regulatory Commission do not supervise enough, there is also a certain risk of becoming the second Hengda!"

After hearing Xiao Bei's words, Tan Qiufeng thought about it.

Then he asked:

"Mr. Xiao, what do you mean specifically?"

"It's the debt problem!"

"If I remember correctly, the amount that Ant Financial applied for from Xiaguo Bank seems to be 30 billion?"

"Yes!"

Tan Qiufeng did not hide it and said directly.

"Then does Xiaguo Bank supervise the debt subcontracting?"

Xiao Bei asked directly, to put it bluntly, he was already pointing at Tan Qiufeng.

If Tan Qiufeng still doesn't know at this point, then Xiao Bei really needs to investigate it carefully.

How did this person sit in this position?

Hearing this, Tan Qiufeng immediately understood the key.

Not only him, but also the other three major banks understood.

At this moment, Tan Qiufeng frowned slightly.

"I'm going to find out about this!"

After saying that, Tan Qiufeng took out his mobile phone and sent a text message to his assistant.

At this moment, Jack Ma was still giving a speech.

Soon Jack Ma's famous scene came out.

After his speech reached a certain point, he said directly:

"So, we must now change the pawnshop mentality of today's finance!"

"We must rely on the development of the credit system!"

"To put it bluntly, today's banks are doing nothing!"

Boom, after hearing Jack Ma's words, everyone present was stunned.

Especially the reporters on the scene.

One by one, they pointed their cameras aton the faces of the four major banks sitting in the first row.

The presidents of the four major banks at this moment did not expect that Jack Ma would actually fire directly at them.

But even so, they did not have many ideas.

After all, the position of the four major banks is indestructible.

Although they were a little speechless in their hearts, they still did not think much.

On the contrary, Xiao Bei's proposal just now made them alert in their hearts.

They are definitely willing to see Ant Financial's listing.

But for such a large IPO, the inspection before listing must be very complete.

Otherwise, the consequences will be disastrous.

So the four major banks looked at each other and wanted to get to know Ant Financial better.

After confirming that there were no problems, they were ready to let go.

But before they were embarrassed, Jack Ma made another shocking statement.

"Today's banks are still continuing the pawnshop mentality!"

"Mortgage and guarantee are pawnshops!"

"This was indeed a very advanced method in the past, but as society progresses, such measures will definitely be eliminated!"

"We must learn the Western credit system!"

Boom, after Jack Ma's words fell,

Even if the four bank presidents were well-educated, they couldn't control the expressions on their faces.

This was equivalent to slapping the four bank presidents in the face on the spot.

But even so, the four of them still kept smiling.

The speech ended soon.

The four bank presidents and Xiao Bei and others left without waiting for Jack Ma to step down.

Outside the venue, the presidents of the four major banks looked at Xiao Bei and asked:

"So, Xiao Shao, are you planning to let us check his debt outsourcing?"

"Yes, this may be helpful to you!"

"If I were in this position, the 30 billion quota would definitely not be enough!"

"So I will mortgage the debt to the bank, continue to restore the 30 billion quota, and then make external loans!"

"If this cycle continues, in fact, I will have performance again, the stock market can rise, and I can make unlimited nesting dolls. The good debts will be kept for myself to make profits, and the bad ones will be thrown to the bank, so that the bank will have trouble. So in this way, for me, it is equivalent to reaching into the national treasury with empty hands. I can take as much money as I want directly from the national treasury, the same principle!"

"Moreover, this method does not require interest and cost!"

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