Tales of the Reincarnated Lord

Chapter 349 Banks, canons and real estate

Due to the limitations of the times and vision, Fatty Shi only regards gold coins as an expansion of family power and influence, which makes Lorist feel very sorry. The novel 『* But he can’t be blamed. Compared with Lorist’s previous life, the gold coins of all countries in the Galint Asia University 6 have the same formula ratio. The gold content is the same. The value is reflected in the weight. The profit of the gold coin is based on It is the material loss ratio, which has caused the entire financial industry to fall behind.

Merchants are profit-seeking. Lorist remembers that when he was a small handicraft factory manager in his previous life, he went to listen to a few lectures from financial experts. The history of finance can be traced back to the Middle Ages. At that time, Jews who lost their homes wandered in Europe. Note the difference and profit in the exchange of gold coins in various kingdoms. Therefore, the origin of the Jewish nation being called a business nation is that their earliest foreign operations are three types: usury, gold coin exchange and grocery stores. These three businesses have allowed them to accumulate wealth over thousands of years and affect the entire world in later generations. Economic exhibition.

Gellentia University 6 is different from the Middle Ages in Lorist’s previous life. The Serkin Temple, which is in charge of wealth and commerce, replaced part of the functions of the Jews and performed better than the Jews in some aspects. For example, use the credibility of the temple to value property, real estate and collections, notarize and endorse various commercial contracts, exchange gold dollar bills instead of Golden Ford, and make loans to lords, chambers of commerce and the country. In a sense, the Serkin Temple has already possessed some of the functions of a modern bank.

However, compared with modern banks, Serjin Temple does not have deposit and withdrawal services. It serves large chambers of commerce, lords and countries with the ability to repay, lack of interest in private business, and at most it is for traveling abroad. Of merchants exchanged gold vouchers for easy carrying. It is precisely because of this that the influence of the Serjin Goddess Temple has been unable to expand, except for merchants, there is no belief among common people. Just like after the civil war broke out in the former Christian Empire, the Serkin Temple withdrew from the entire empire. Until now, the Serkin Temple closest to the Northland is still in the Merchant City of the Commercial Alliance.

Now Lorester thinks of the family’s own gold coin proposed by Fatty Shi, that a family bank should be opened to allow it to run gold coins, lending support to the newly opened mining workshops in the family’s territory, and carrying out personal deposits and withdrawals. business. What is good for the family is that no matter what workshops are privately opened in the family territory, the Norton family naturally owns 30% of the stock. Lorester feels that after opening a bank, they can use loans to reduce the pressure and burden of these private enterprises, which is beneficial to production. In addition, there are banks that conduct financial audits to avoid the risk of fraud and fraud.

Most importantly, Lorist hopes that the finances in the family territory will be controlled in his own hands, and use banks to relieve the enormous economic pressure of the opening of the family territory and military operations. The habit of the people of Galintia University is to hide and bury the accumulated gold coins in case of emergency. The Norton family territory has nearly one and a half million people. Like Fengleyuan, the first to open, according to Mr. Speer’s estimation, the people here should be the first to become wealthy. Every household has no less than With a net worth of more than ten Goldford, this is also one of the reasons that Chief Speer hopes to increase taxes.

The Norton family armed and destroyed the Kingdom of Hanea Bada, and the harvest from this slave country reached 27 million Goldford. Then Lorist spent more than 10 million lavish investments in the next two to three years. . According to Lorist’s previous life experience, investing such a large sum of money is likely to cause an economic crisis in the family’s territory soaring prices, but it is a pity that the family territory is quiet. There are two reasons for this. The first is that the cost requirements of the people are not high, and there is enough food and clothing to live in. The second reason is that the people who earn money hide the Golden Ford and do not spend it. The more Lorist throws, it feels like throwing into a bottomless pit, without any response.

Lorist took a piece of kraft paper and wrote the word bank on it, hoping to settle these administrative matters in the family territory within this year, and next year he will preside over the offensive against the Iberian Kingdom and fight with Fisab. Grand Duke Lun dealt with it, and all the business and management of the family territory will be handed over to Fatty Shi, so he must write his own thinking clearly and then hand it over to Fatty Shi.

In November, he was in a busy meeting. Fatty Shi was amazed by Lorist’s proposal to open a bank. He immediately proposed to place a statue of Serkin in the bank, allowing the bank to take the place of Serkin’s temple. This is Fatty Shi’s wicked taste. He wants to see what it will look like when the wealthy of the Serjin Goddess Temple in the north come to submit an application for the establishment of the Goddess Temple and the current bank has replaced the function of the Goddess Temple... …

Lorist has finalized the list of nobles, and the family is preparing to be canonized this time with two viscounts and twelve barons. Unexpectedly, the two viscounts were actually Master Sid and Master Farin. The reason for the canonization is very simple. Without them, the family would not be able to own Sid Steel Armor, Chariot Steel Crossbow, and Thunderbolt. Catapult, this is the most fundamental condition for the invincibility of the Norton family's armed forces, and the biggest cause of minor casualties after many wars. It is said that when he received the canonization order, Master Sid cried like a seven or eight-year-old child, kneeling and swearing that the Sid family would be loyal to the Norton family for generations and never regret it.

As for Master Farin, he fainted with excitement. After being woken up, he asked his son to slap him to see if he was dreaming. Among the twelve who were canonized as barons, Baldfinger, Tiger Ross, Iron Masked Malek, God Arrow Jost, Bai Beirunek and Mercenary Farea were the first six golden knights to follow Lorist. Unsurprisingly, he was included in the canonization list, followed by the Hansk Director, the Speer Director and the Kedan Director. These three are the three stewards of the Norton Family Maple Villa. Serving the Norton family loyally for many years, after Lorester returned to the family territory to inherit the title and territory, the talents of the three people have been greatly used, and they have made great contributions to the development of the family territory.

The last three candidates to be promoted to baron caused some controversy. The first was Fatty Shi. As a knight of the Norton family, it should be justified to be canonized as a baron, but he and Lorist’s Al and Terman In comparison, Yuri and others always felt that he was promoted too quickly. The second is Master Julian, the reason is also technical, but as a master of refining steel, his results are not as obvious as Master Sid and Master Farin, and even talked about. There is also Baron Camora, whose canonization is the most controversial.

Baron Camora was originally a baron conferred by former Northland Grand Duke Luckins, but after offending the Grand Duke, he was thrown into a dungeon and deprived of his noble status. Lorester cherished his talent after saving him and let him play for the family. Baron Camora started as a clerk at the bottom, and was promoted step by step to the top with the appreciation of Chief Kedan. Finally, he was appointed by Lorist as the chief of the family's most secret weapon production base and the head of military logistics. Since taking office, the Norton family’s armament has never had a problem, and has greatly reduced waste and production costs. Lorist was able to stand against the crowd and canonized him as a baron of the territory.

After receiving the canonization order, Baron Camora also locked himself in the room and cried for a long time. Then he packed up and went out to visit the home of the seventeen nobles called Baron Gisde who had been moved to Rock Castle. Baron Stead has a widow sister and lives with her brother with a seven-year-old son. Baron Camora was here to propose to this lady. Now he has become a baron of the territory, and finally decided to continue the family name Camora.

In addition to the fourteen canonized new territories nobles, the northern lords who were wiped out by Lorist and placed under house arrest in Rock Castle will also be moved to Dremque. Not only will they be reduced, they will also The same will become the vassal family of the Norton family, that is to say, the Norton family will become their upper lord. Just like Lord Spenced, he is now Viscount Spenced and will be loyal to Lorist...

For these seventeen nobles in the territory, there was a mixture of sadness and joy. The eight barons who were originally only barons are very happy. How can the Northland compare with Dremque, it is the most famous granary of the former Christian Empire, and it would only be better if the territory is moved there. Life is already calling them. The other nine territorial nobles are very helpless. From earl to viscount, from viscount to baron, the gap is a bit big, but the Norton family also takes care of them anyway. It is very difficult to change the dynasty and stand in the wrong position to keep a territory Fortunately, who told them to stand on the side of the second prince of the dead ghost.

After confirming the names of these transferred lords and newly-canonized nobles, Loriste canonized six more barons. The first was Hickard, who served as the governor of the Haneabad Islands. As a governor, being canonized as a nobleman means that he is very likely to be promoted to a nobleman when he leaves the position of governor, as long as he makes no mistakes. .

The second one is Father Barrick. In fact, Lorist wanted to canonize him as a nobleman, but he was unanimously opposed by his retainers. The reason is that Barley’s original position in the family is just the person in charge of a small copper mine, which is much lower than the three stewards. Although he was appointed as the person in charge of all the factories and mines of the family, he contributed. Compared with the three general managers, it’s still a bit worse. Just like building a house, Barrick’s father lays the foundation, while the three general managers build the walls. People often admire the tall and beautiful houses, but forget about them. The foundation house is not strong.

The third is Master Siroba. This genius master of architectural design, who was originally coerced by Lorester to work for the Norton family, has become the head of all Norton family projects. He is now indulging in a series of large-scale openings by the Norton family. I went, and was extremely obsessed with naming the projects he hosted, such as the Silopa Dike, Silopa Fort, Silopa Avenue, etc. Although most of the names will be changed soon, he still enjoys it. The latest fort and lighthouse completed on the Niujiao Cliff in Niujiao Bay were just named by him as Siloba Fort and Siloba Lighthouse. Finally, Lorist made the decision. The fort is called Niujiaoya Fort and the lighthouse is called Siloba Lighthouse. ...

The fourth person to be canonized was the dean of Nicol Academy, Miss Teresti, Lorester's lover, but she refused the title of baron and asked to be a knight like her adoptive mother. For the noble titles of the Galinth Yada 6, the jazz is just an honorary title, just like the title of knight. To obtain the title of knight means to become a quasi-noble and can be regarded as a noble.

The fifth and sixth baronians are the Norton family's current two first-class swordsmen Ingerek and Seuss. The swordsman of Seuss may still have the hope of becoming a nobleman in the territory. Otherwise, this old man who has been promoted to the first-level swordsman is very satisfied with his current life and is too lazy to move. After returning from the Haneabad Islands, he is only willing to accept the task of sitting in the rock castle, not like Hughes. The sword master is so willing to serve the family.

After signing these orders for canonization and transfer, Lorist settled a major event. Although the order has gone down, the effective date is January 1st next year. Lorist will hold a grand celebration banquet in Rock Castle on New Year's Day, one to celebrate the New Year, and the other to these vassal families. As the new Northland Grand Duke, Lorist will, like those Grand Duke, hold such a New Year's banquet every winter to gather all the vassal families and their lords to gather and celebrate.

The newly canonized territories are all in Dremque, but these newly promoted nobles will not return to their family territories because they still hold important positions in the Norton family. In addition to the indifferent entrustment of his own territory to the family management by the arrow Jost, he only collects annuities every year, and the other new nobles who have obtained the canonization are handed over to their family or relatives to manage, and they have to The family continues to work hard to prepare for greater merits in order to obtain higher titles and territories...

Except for the preparation of the bank and the canonization order, the remaining thing for Lorist is the real estate opening he proposed. Chief Speer once proposed a tax increase to make up for the family's excessive expenses because of the wealth of the leader, but Lorester rejected it. I have never seen a pig run and eat pork. Regarding how to let the leaders in the territory willingly pay for the family automatically, Lorist, who has previous life experience, can list countless ways with his eyes closed.

Let's have a simple try first. Lorester's suggestion is to open real estate. There are seven towns in Fengleyuan and eight towns in Xing'anyuan. These are the earliest areas in the family territory. The population of these towns has increased a lot in the past six or seven years. More young people from the surrounding villages go to each town. Work in the newly opened workshops is much more profitable than farming at home, and there are even more privately built houses in the original towns. No way, the earliest urban houses were civil houses built with uniform specifications and allocated to each family. Now that there are too many people and not enough housing, everyone will find a way.

In principle, these towns belong to the Norton family, whether it is land or housing. Manager Speer’s first idea was to collect rent or management fees for these houses, which is also a tax increase. However, Lorist thought that after so many years of living for them in vain, it would only invite insults to collect money, and instead would embarrass the family.

Therefore, Lorist decided to open real estate in the fifteen towns of Fengleyuan and Xing'anyuan, demolished the original houses, opened garden-like residential communities, and villas for the rich, expanded the scope of the town, and improved the town’s public Facilities ~www.readwn.com~ Improve the administrative organization of the town, first reconstruct Fengleyuan, and then Xing'anyuan.

All the funds for the reconstruction come from pre-sales. Taking Kitano Town as an example, Lorist asked the engineering department of Master Siroba to build a model of the reconstruction of Kitano Town with plaster and wood and the drawings of various community houses were placed in Kitano Town. The public places of the town are for people to watch. If you want to own a house or a residence in the remodeled Kitano Town, it is very simple. First pay a one-third of the deposit and you will be able to have your own beautiful and warm home in two years.

The residents of Beiye Town are dubious. Although the houses and houses on the models and drawings are very beautiful and beautiful, they can't help but hesitate after thinking about it two years later. Although the houses now are crude and crude, they live in vain, so you don't need to buy them... …Lorist’s response method is very simple. I found hundreds of people who claimed to be from another town. Because Kitano Town was the first to be rebuilt, I decided to buy a house here first... The atmosphere is up, and the people in the original Beiye Town are also anxious. What if the house is going to be bought by outsiders? Go there with your own family? As soon as my mind went home, I dug out the buried gold coins and squeezed in to **** them...

Lorist told Director Speer, see, now that all their money is in our family's hands, and we are generous in letting them owe purchases. It does not matter if they lack gold coins. In the next few years, they will We can only get a house after working as a cow for our family for a few years, and we have to pay a land tax of 3% to 5% of the market price for the house every year. Although the house belongs to him, the land belongs to our family. If the land tax cannot be paid that year, then we can drive him out and sell the house to pay the tax. The owner of the next house must continue to pay the tax. Is the correct way to collect taxes...

Director Speer admired the five-body cast.

......(To be continued.)