The Fourth Financial Crisis

Although Yuntianhua is recognized by the world as the puppet president of the Lingshi Reserve Bank, he was able to sit in this position instead of being directly taken over by Lin Jianxing like Sun Gufeng, Li Feiyu, or Fu Meng. His judgment and vision are definitely the best. Very spot on.

After this analysis, even Yang Lu couldn't find any fault, so he continued to ask: "So, other chambers of commerce have a similar attitude?"

Yuntianhua shook his head and smiled bitterly: "After all, the Lingshi Reserve Bank is just an aristocratic institution. The real power in its hands is not that great, especially when it goes down to the micro level, the influence is even smaller. Most chambers of commerce will definitely not In order to befriend us and thereby offend the great god of the Wuliang Sword Sect, only those bold guys like you in Haiya City are the only ones who are barefoot and not afraid of wearing shoes."

Although all parties kept a tight lid on what happened in Haiya City, the matter obviously did not escape Yuntianhua's discerning eye. By saying this, he was hinting to Yang Lu that he already knew about Lin Jianxing's failed return from Haiya City. matter.

This further confirmed Yang Lu’s guess:

Although Yuntianhua is in an embarrassing situation, he is by no means a lamb to be slaughtered. The real puppet president would never be able to find out such secret information, let alone ask for help from the Haiya Department, which has almost no friendship with Lingshi Reserve Bank.

As Yuntianhua just said, the Haiya Department has already offended Lin Jianxing to death, and they are not afraid of offending Master Lin any more. Therefore, they are indeed the most likely and most promising cultivator to lend a helping hand to Yuntianhua. One of the forces.

Yang Lu nodded and said, "Having said that, the price Jiang Hua'an offers is not high, so it may not be able to help you solve your problem."

In this regard, Yuntianhua didn't care and said: "It's understandable. After all, the Luo Family Chamber of Commerce itself is a mess. No one can say how many bad assets can be recovered. Being able to give a quotation is already a favor to me, so they What’s the quote?”

Yang Lu stretched out five fingers and said: "Five hundred million spiritual stone coins!"

Yuntianhua was slightly surprised and said: "Jiang Hua'an is really willing to spend a lot of money! I thought that he would keep the price below 300 million yuan of spiritual stone coins, but I didn't expect that he actually... Haha, he is worthy of being able to compete with Lin Jianxing head-on. guy!"

Now it was Yang Lu's turn to be a little surprised: "Can a mere 500 million spirit stone coins solve the problems of the Luo Family Chamber of Commerce?"

Yuntianhua shook his head and said: "Of course it's not enough, but at least it can give me more bargaining chips!"

In the current context, Yuntianhua's so-called negotiating partners obviously refer to the cultivators outside who are making trouble and protesting, so Yang Lu immediately asked: "Do you have other bargaining chips in your hand?"

Yuntianhua took out an exquisite jade slip from his storage bag and placed it on his desk: "These are the accounts of Lingshi Reserve Bank in recent years. In theory, these information can only be consulted by me, the official president, but since You have come all the way to help, and it is also a special situation now, so it doesn’t hurt to show it to you. Although Lingshi Reserve Bank is a so-called central bank, its essence is no different from ordinary commercial banks, so it also has its own Profitability, but we have never conducted profit-making activities before."

The vast majority of information in the world of cultivation is still stored on paper media. Often only very important information is stored using expensive jade slips. This kind of jade slips not only transmit information extremely efficiently, but also read faster than the eyes. Dozens of times more powerful, and can also cast various confidentiality spells on it to prevent unscrupulous people from prying.

Since Yuntianhua directly took out the jade slip, it was obvious that all the restrictions attached to the jade slip had been lifted in advance. As Yang Lu put his spiritual consciousness into the jade slip, a large amount of information was copied and pasted directly. Instilled into his spiritual consciousness.

As the browsing continued, a puzzled expression soon appeared on Yang Lu's face: "President Yun, this financial statement of Lingshi Reserve Bank seems to be somewhat incomplete!"

Yuntianhua said lightly: "The detailed financial statements of Lingshi Reserve Bank involve some core secrets from five hundred years ago, so I have to hide some of the information, but the remaining content is enough to explain the problem to you. Got it!"

Yang Lu replied in an expected tone: "Sure enough, Lingshi Reserve Bank has been in charge of Zhongzhou for five hundred years, and it is not that there is no bargaining chip in its hands."

Yuntianhua chuckled and continued to explain: "I do have some chips in my hand, but not too much. Although you are President Li's apprentice, he did not seem to let you participate in the operation of the Lingshi Reserve Bank back then, so some things may You don’t know yet. In fact, the excess reserve interest rates of major Cultivation Commercial Banks have not always been so low, but were deliberately lowered in the last few years of President Li’s term.”

Yang Lu smiled bitterly and said: "I always thought that Governor Li wanted to stimulate the economy through this method."

"This is just a side effect of this. In fact, Governor Li does not want to stimulate the economy through monetary policy at all. This is not what a qualified central banker should do." Although Yuntianhua has no sense of presence, he is a professional after all. The business of Lingshi Reserve Bank is obviously very familiar, and he introduced his own business in a clear and concise manner, "Actually, President Li mainly wants to make Lingshi Reserve Bank regain profitability... You should know that Lingshi Reserve Bank, as a central bank, theoretically There is no need to make profits, and we should not pursue profits, but President Li is obviously aware of the dangers that Lingshi Reserve Bank may encounter in the future, so he reverses course for the first time. It has to be said that President Li Qingyang can have the world of the past His status is definitely not just because he is President Lu's registered disciple. Whether it is his judgment of the situation or his scheming skills in handling affairs, he is ten times better than me, Yuntianhua!"

Through the general report of Lingshi Reserve Bank and Yuntianhua's introduction, Yang Lu already understood the arrangements made by Li Qingyang during his lifetime. On the asset side, Lingshi Reserve Bank had a large number of Lingshi Mining stocks with an interest rate of about 0.1%, but on its liability side There are also many major commercial banks with lower yields on excess reserves, and the interest spread is the profit of Lingshi Reserve Bank.

Li Qingyang and Yuntianhua actually took advantage of the fact that no one was paying attention, by slightly lowering the excess reserve interest rate of Lingshi Reserve Bank. Due to the lack of investment opportunities in major commercial banks due to the economic downturn, they could only deposit funds back to Lingshi Reserve Bank. Under the circumstances (the Lingshi Reserve Bank stipulated that major commercial banks were not allowed to invest deposits in Lingshi mining stocks), a wave of seigniorage was collected under the guise of stimulating the economy.

Since Lingshi Reserve Bank has always been operated independently, the financial statements have always been the top secret of the president, and Yuntianhua also knows very well that Liu Hanxing is Lin Jianxing who came to evade him, so he will definitely not treat Lingshi Reserve Bank The top secret was revealed to Liu Hanxing on his own initiative.

Therefore, master and disciple Lin Jianxing did not realize that Li Qingyang had actually secretly intercepted a small vault for the Lingshi Reserve Bank, and this was Yuntianhua's last trump card.

As we all know, the balance sheet of the Lingshi Reserve Bank has long exceeded one trillion yuan in Lingshi coins. Even if Li Qingyang only made an interest rate difference of 0.01%, he would obtain additional profits of hundreds of millions of Lingshi coins every year. According to Yang Lu The report in hand shows that the unpaid surplus in the Lingshi Reserve Bank's accounts has reached as high as one billion Lingshi coins!