The joy of having money, you can’t imagine

Whether Ma Yun was shocked or angry, Jiang Chen ignored it.

He just spoke to himself, his face expressionless, his heart waveless, and his tone quite calm.

Because he knew the attributes of this one, the devil knew if he meant it or not.

If the rhythm is disrupted because of this, then Ma Yun is also underestimating him.

“Penguin and Ali have consolidated their voice in the mobile payment market in their respective areas of expertise, as their own base.

For example, Ali’s online mall, Penguin’s game recharge.

Next, there is only one focus for you, and there will only be one. ”

Speaking of this, Jiang Chen suddenly laughed brightly.

Then in Ma Yun’s almost cannibalistic gaze, he continued:

“That is the hegemony of offline payments, and in this piece, it seems that Ali… Already fallen into the downwind? ”

Ma Yun was surprised again, he didn’t even know how many accidents he had today.

He didn’t expect that he had already shown such anger, and Jiang Chen was still mercilessly revealing his scars.

After a moment, he gently sat back.

He also showed a bright smile, as if nothing had happened just now.

“How do you know we don’t have a strategy to deal with? Jiang Chen, you underestimate Ali too much, and you underestimate me Ma Yun. ”

“No, I don’t need to know, because in the offline payment market, Ali will definitely lose.

You have only two choices, one is to fight penguins endlessly, and the other is to try to strengthen online hegemony.

Then, finally, choose to share the market with the penguins. ”

“Oh, why?”

Ma Yun was calm.

But Jiang Chen was quite sure that some kind of panic had appeared in the heart of the richest man.

Because what he is talking about is facts that have happened in a certain world, not groundless speculation.

Gently sweeping Ma Yun’s seemingly unwavering gaze, Jiang Chen chuckled:

“Since Ma is always willing to listen to my nagging, then I will talk a few more nonsense.

In fact, for users, as long as security can be guaranteed, software performance is not too bad, they do not care which product to use.

In the competition for the offline market, Ali has a shortcoming that cannot be compensated for, that is, the user viscosity is not enough.

Since it doesn’t matter which one to use, of course, which one is convenient to use, am I right? Ma Zong. ”

Ma Yun was speechless, he wanted to refute it, but he couldn’t find a reason to refute it.

For user viscosity, Ali has worked hard for an unknown number of times.

Including spending heavily to develop Ant Forest, built-in chat function in Alipay, and more.

Although there has been some progress, compared with WeChat, the difference is still too far, and it is not even a level at all.

“There is another point, which may be what President Ma is most worried about.”

“What?” Ma Yun’s voice suddenly brought a trace of inexplicable nervousness.

“This is a trick that only WeChat can use, but Alipay can’t do this, I can conclude that once this trick is played, Alipay will not even maintain a 30% share in the offline payment market.”

In Ma Yun’s torch-like gaze, Jiang Chen spoke lightly and spit out four words.

“Withdrawal fee.”

“Imagine if WeChat withdrawal has to be charged, but Alipay does not use, or Alipay’s free embodiment amount is far more than WeChat, then of course I will give priority to using WeChat for consumption.”

Users will think, the money in WeChat is money, the money in Alipay is also money, anyway, you have to spend it, why not spend the money in WeChat first? ”

The smile on Jiang Chen’s face became wider and wider, in fact, as a person who came over, it was really wonderful to go back and analyze this wave of operations of the penguin.

At first, everyone just wanted to use up the money in WeChat and then go back to Alipay.

However, few people can think that using WeChat payment, you have less money in WeChat, but more money in other people’s WeChat.

Everyone thinks so, so WeChat Pay has become the mainstream choice, and then many people are used to using WeChat.

As for some people scolding penguins, they feel that penguins are not authentic, and even give up using WeChat.

But unfortunately, there is a theorem in this world called true incense.

“We can also withdraw for a fee.”

Ma Yun’s tone suddenly declined, obviously being said by Jiang Chen with the greatest thoughts.

It is precisely because he foresaw the inevitable defeat of the offline market that he couldn’t wait to come to Xihong.

Jiang Chen shook his head with a smile.

“Mr. Ma, don’t play dumb with me, WeChat can do this because they are pursuing the offline micropayment market.”

With a high-strength user sticky foundation, they are not afraid of user churn.

And you, in the case of already occupying a large market of enterprises, doing this again is equivalent to self-destruction. ”

At this moment, Jack Ma has completely lost his previous confidence.

This was the first time besides Penguin that he felt that an opponent was so difficult.