The leisurely life of a reborn dad

Cao Shujie came out of his home holding his son in one hand and holding a sun umbrella in the other and walked towards the park.

I met many villagers on the road, and also met Cao Jianlong.

Seeing Cao Jianlong running and panting, Cao Shujie stopped on the spot: "Uncle Long, do you have anything to do with me? Just call me."

Seeing Cao Shujie stop, Cao Jianlong opened his mouth and took a few deep breaths. The sweat on his forehead trickled down his face. He told Cao Shujie, "It's about selling cattle at the breeding farm."

"Hey, what do I mean, Uncle Long, please call me in advance and we can go to the office to talk." Cao Shujie said.

Cao Jianlong shook his head: "I happened to see you just now. I couldn't explain it clearly on the phone. It would be better to say it in person."

Cao Shujie was not in a hurry. He held his son and waited slowly, and even asked Cao Yirui to call him grandpa.

"Hey, Ruirui." Cao Jianlong responded.

Cao Jianlong stretched out his hand and wanted to hug him, but the little guy was a little embarrassed and held Cao Shujie's neck tightly with both hands and wouldn't let go.

Not only that, Cao Yirui also kept shouting, "Dad, let's go boating in the park."

When Cao Jianlong heard Cao Yirui say he wanted to go boating in the park, he also said, "Let's go, let's go to the park, and I'll go boating with you."

"Haha, Uncle Long, let's go quickly." Cao Shujie was worrying about which end to look at first, but he didn't expect his son's proposal to perfectly solve the problem.

They came to the park together. There were still many people in the park at this time. Perhaps because of the hot weather, there were also many people rowing in the artificial lake.

Cao Shujie did not queue up. He asked Cao Guijuan to open the cute electric boat for him. After putting on the life jacket, he hugged his son Cao Yirui and got on the boat with Cao Jianlong one after another. Then he drove the electric boat towards the center of the lake. Drive away.

A gust of wind blows, and the water in the lake ripples. The water vapor brings a coolness, which makes people feel particularly comfortable during the hot summer period.

Cao Jianlong continued to tell Cao Shujie about Zhongcheng Breeding Cooperative.

In December 2015, Zhongcheng Breeding Cooperative borrowed 60 million yuan to purchase 2,000 cows. The remaining money also built a special cow breeding farm and retained part of the cash as the working capital of Zhongcheng Breeding Cooperative.

After selling the 8,000 beef cattle purchased in November 2015, the money was not distributed as dividends in 2016. Instead, another 4,000 cows were purchased, two new cow farms were built, and In the same year, 8,000 calves were purchased and continued to be fed.

At the same time, 2,000 pregnant cows purchased at the end of 2015 gave birth to a total of 1,796 calves in the two months at the end of 2016. When all aspects reached the highest standards, the survival rate was only 89.8%, which is much higher. The average survival rate of calves born on cow farms is 80%.

Despite this, more than 200 calves died prematurely during pregnancy or delivery.

Cao Shujie knew this problem originally. The survival rate of calves in the breeding farm he built was only slightly higher than that of Zhongcheng Breeding Cooperative.

"Shujie, after we sell our beef cattle this year, should we continue to buy cows or pay dividends?" Cao Jianlong asked him.

So far, the number of cows raised under the name of Zhongcheng Breeding Cooperative has reached 6,000. Cao Shujie feels that this number is enough. If it is more, it will be too bloated. The cost of breeding cows is not low, and the number of newborn calves has not reached the slaughter limit. The standard of beef cattle and the raising cost during this period are not low.

And the feeding cycle is one and a half to two years.

Considering these two aspects, continuing to increase the number of cows may even become a burden for planting and breeding cooperatives.

In this regard, Cao Shujie was not blindly arrogant, but had a very clear understanding. He said to Cao Jianlong: "Uncle Long, we will pay dividends as normal this year."

"Okay, I'll make some preparations in advance and inform everyone to finish calculating the costs, and we'll share the remaining profits."

Zhongcheng Breeding Cooperative did not pay dividends for two consecutive years from 2015 to 2016. The big guys were not anxious. They were full of hope for the future of Zhongcheng Breeding Cooperative.

Because everyone takes turns working in the Zhongcheng Breeding Cooperative, everyone knows everything about the situation in the farm, and they also know where the money is spent.

Not to mention that there has been no dividend for two years, even if there is no dividend this year, everyone has no complaints.

In their minds, everything Zhongcheng Breeding Cooperative is doing now is laying the foundation for more dividends in the future.

Considering this aspect, the common people who hold shares in Zhongcheng Breeding Cooperative are really not in a hurry.

Many people even want to use this money to continue to expand the scale, roll it up, and continue to make this snowball bigger.

Everyone has an account in mind. They think that the larger the scale of Zhongcheng Breeding Cooperative, the more calves it raises, and the more profits they can get from selling the slaughtered beef cattle in the future.

When Cao Shujie said that he would receive dividends this year, Cao Jianlong was a little disappointed but also very happy. He felt very conflicted.

But overall, Cao Jianlong will resolutely implement the plan mentioned by Cao Shujie, and he will not hold any objections in this regard.

"Shujie, there is one more thing." Cao Jianlong told Cao Shujie another thing.

In November 2015, in order to purchase cows and build a special cow breeding farm, Cao Shujie contacted the Pingyuan County Branch of Yiling City Rural Commercial Bank for a loan of 60 million yuan. Because it was an old relationship, and with the loan to assist farmers, the loan at that time The interest is very low, only 3% for two years, and the total interest for two years is 3.6 million.

Cao Jianlong meant that now that the Zhongcheng Breeding Cooperative still has a large amount of money left in its hands after selling the calves, and whether this money was paid dividends last year, he should consider repaying the loan in advance.

After all, the interest of more than 100,000 yuan per month is a lot of money in Cao Jianlong's opinion.

Cao Shujie almost forgot about this incident. This matter was handled by him and Ma Changrong, the credit manager who had just been transferred from Qingshi Town to Pingyuan County.

It is now May. Based on the borrowing time at that time, there are still 6 months of repayment time left.

According to the normal repayment cycle, 900,000 yuan in interest needs to be repaid in these 6 months.

If they want to pay off the remaining loan early, according to the contract originally signed, Zhongcheng Breeding Cooperative will have to pay a 0.5% penalty for early repayment.

For Zhongcheng Breeding Cooperative, compared with the interest of 900,000 yuan for six months, this amount of money is indeed not much.

After Cao Shujie analyzed the data for him, he asked Cao Jianlong: "Uncle Long, if the one-time repayment is 15 million, Zhongcheng Breeding Cooperative will be very passive in the future."

Cao Jianlong also understands this truth, but he is different from Cao Shujie. In his opinion, if they can pay off this loan in advance, they can save hundreds of thousands in interest. He feels that if conditions permit, they can save as little as possible. a little.

The key is that these 15 million funds are placed in the public account of Zhongcheng Breeding Cooperative. Apart from the meager interest generated by demand deposits, it cannot generate any income.

Cao Jianlong privately discussed with the village party secretaries and village directors of Zhujiazhuang and Taodong Villages. They all agreed that since Zhongcheng Breeding Cooperative has this money on its account, after paying off the loan, it will have little impact on the follow-up. , it is better to pay it off in advance.

They are all members of the Zhongcheng Breeding Cooperative, and they are not feeling relaxed with a loan of 15 million yuan.

Seeing the expression on Cao Jianlong's face, Cao Shujie also guessed something. He said to Cao Jianlong: "Uncle Long, starting from this year, Zhongcheng Breeding Cooperative will distribute 70% of its profits as dividends every year, and the remaining 30% will continue to be invested in Zhongcheng. The expansion of breeding cooperatives and the improvement of breeding farms.”

Cao Jianlong was very happy when he heard that Cao Shujie had given such a plan. He felt that by taking care of both ends, everyone could get money, and the foundation of Zhongcheng Breeding Cooperative would continue to strengthen with the increase in profits.

And when this profit continues to be invested in Zhongcheng Breeding Cooperative and expands its scale, the income they can share in the future will only be higher. In this way, a positive cycle will be formed. Cao Jianlong believes that by announcing this plan, Everyone will agree unconditionally.

Cao Yirui listened to his father and the grandfather next to him chatting all the time without playing with him. The little guy was a little unhappy.

He raised his hand and grabbed Cao Shujie's chin.

Even though he was young, his nails were very sharp, and a casual scratch caused a few blood stains on Cao Shujie's chin.

Cao Shujie was completely unprepared. He only reacted when he felt pain in his jaw. He subconsciously raised his hand to fight back, but seeing his son's innocent eyes and his little arms, Cao Shujie stopped the fist he was about to hit.

But he still glared at his son, but the little guy didn't buy it at all and was still laughing.

When Cao Jianlong saw the scratches on Cao Shujie's chin, he also subconsciously looked at Cao Yirui, thinking that this kid was quite courageous.

There are only a handful of people in Caojiazhuang who dare to treat Cao Shujie like this, and this kid is one of them.

"Dad, let's go." Cao Yirui didn't know that he was almost beaten just now. When his father glared at him, Cao Yirui pointed forward and asked his father to drive the electric boat over.

Cao Shujie really couldn't fight with his son. After rubbing his burning chin, Cao Shujie drove the boat forward and continued to discuss things with Cao Jianlong.

From time to time, the laughter of other people can be heard in the artificial lake. People are boating in the lake, and some people are holding a handful of water by the side of the boat and pouring it directly on their companions in the same boat.

It was more like a signal and immediately caused a water station.

Seeing that people from other ships could still play like this, a few like-minded people also joined the battle group.

It seemed very lively here for a while.

When Cao Yirui saw this scene, his eyes lit up, but he was too young to play.

He even turned around and shouted to his father to splash water, but Cao Shujie really had no love for this kind of game.

He continued to drive the electric boat out of the water station area, and wanted to tell the staff to pay attention to the safety of people here.

But before Cao Shujie could tell the staff, two tourists on one of the boats accidentally fell into the water because they were having too much fun.

This scene caught many people off guard.

Other people on the same boat shouted for help, and people from several nearby boats also moved over to save the two people.

Fortunately, they were all wearing life jackets and there were lifebuoys on the boat. Although the two people who fell into the water were in a panic, their lives were not in danger.

After some troubles, the two people who fell into the water were rescued.

But after this accident, the remaining people became honest.

The boats that were originally grouped together dispersed, and many people began to sail towards the shore.

Cao Shujie was speechless when he saw this scene. (End of this chapter)