The Pentium Era - South to North

Zhang Chen and Zheng Wei arrived at Mr. Xie's office. In addition to Mr. Xie, there was also a middle-aged man in his forties with a somewhat burly build. Mr. Xie introduced him, "This is my fellow countryman, Mr. Zhang. By the way, Xiao Liu, it turns out you are still traveling together.

"Mr. Zhang turned out to be a young student in a theater troupe?" Liu Ligan asked.

"How do you know?" Mr. Zhang asked.

"I could tell by the way you were sitting when you came in."

Liu Ligan smiled and said, when they came in, Mr. Zhang was sitting there, with his back straight, legs spread, heels on the ground, hands spread flat on his knees, especially his eyes, which were sparkling when he looked at them. When his eyes turned around, his eyebrows raised, then returned to normal.

These are all the result of training, the so-called standing as loose as a pine and sitting as tight as a bell, and the so-called sharp eyesight. If a drama actor does not have good eyesight, he will definitely be unqualified.

When they were rehearsing "Training in the Fire", they had a special skill requirement for the actor who played Han Xiangzi, and that was to be able to make big and small eyes. When Han Xiangzi was pretending to be an ugly monk to tease Lin, his right eye was wide open and his left eye was wide open. The eyes are so small that even the black beads cannot be seen.

Without years of training, ordinary people wouldn't be able to do it.

Mr. Zhang's sitting posture and eyes, coupled with his appearance, made Liu Ligan know at a glance that he should be a junior student of the troupe.

Mr. Xie introduced that Mr. Zhang was indeed a well-known niche student in their local area, and later became the leader of the Huagu Drama Troupe. When Hainan was established as a province, he abandoned the good leader position and joined in the fun, following a large group of people. A fellow countryman went to Hainan and came here.

"Now the troupe can no longer win, Mr. Liu should know."

After hearing what Mr. Xie said, Mr. Zhang interjected, and Liu Ligan nodded, thinking to himself, damn, the Tianxia Troupe is one family, and the world is as black as crows, and no one has an easy life.

Liu Ligan introduced Zheng Wei to Mr. Xie and Mr. Zhang, saying that he was our vice president of finance from Beijing.

"That's just right. Today's matter is really related to finance. Let's talk about it together." Mr. Xie said.

Liu Ligan and Zheng Wei sat down. Mr. Xie told them that Mr. Zhang had a project in Haicheng, and now there is a funding gap. He wanted to find someone to cooperate with him. The funding gap was relatively large, so I thought, only your company has it. This ability allows you to come over and meet me.

Lao Xie smiled and said, Mr. Zhang is still a little worried, fearing that the project will not be judged, so I just think, this business can be negotiated or not, and it doesn't matter if we talk about it, we are all friends.

Liu Ligan quickly said yes. Mr. Xie opened his mouth and had anything else to say.

"Where is Mr. Zhang's project?" Zheng Wei asked.

"On Longkun North Road."

"Is that project next to Huayin Building yours?" Zheng Wei asked. They had cars coming and going every day, so of course they were familiar with Longkun North Road.

"right."

"The project seems to have stopped there. How many floors have been built? Is it like sixteen or seventeen floors?" Liu Ligan asked.

"The seventeenth floor." Mr. Zhang said, "It has been more than three months since we stopped in November last year."

"funding problem?"

"Yes, for people like us, when we arrive in Haicheng, our relationship is actually the same as before in our hometown. We have a bank loan and the credit has been approved, but because something happened to the president, we are stuck."

"How much is this loan?" Zheng Wei asked.

"Six million."

"How big will the funding gap be when your project is completed?"

"Thirteen million."

"Are you looking for the thirteen million or the six million now?"

"Thirteen million would be best. If not, six million would be fine."

"How much money has been invested in the project?"

"More than fifteen million."

"Sorry, Mr. Zhang, what I said may be a bit presumptuous." Zheng Wei said, "Can you tell me the source of the money you originally invested?"

"Nothing, Mr. Zheng, eight million of them are bank loans, from the bank in my hometown, my own savings and loans from relatives and friends. The majority of them are from my cousin in Hong Kong. She borrowed She gave me six million, and without her money, I wouldn’t dare come to Hainan.”

"Okay, thank you, Mr. Zhang. Are the land and construction projects under construction now pledged?" Zheng Wei continued to ask.

"No, originally the land had to be pledged this time, but something like this happened."

"Is it the same bank? I mean the previous eight million and this one."

"right."

Zheng Wei understood that the reason why the first 8 million was not required to be pledged was because the procedures and procedures for pledging in other places were more troublesome. Secondly, the land was not valuable last year. Mr. Zhang got this The land cost only more than three million yuan at most. The land value did not increase much last year, and the bank did not show much interest.

For that eight million, Mr. Zhang first relied on his own connections, and then he found a powerful unit in the local area and provided him with a credit guarantee.

Now that the price of land has increased, the bank requires a pledge, which actually means additional guarantee. This piece of land is now worth more than 6 million. If based on the current appraisal price, the first 8 million can be covered, and you can make money in front of you. Loans also reduce risk.

This matter did not continue, which is also the bank's practice. Once the emperor and the courtiers, the successor will not come to wipe the predecessor's butt. Even if the money is at risk, the successor does not need to bear the responsibility.

"Mr. Zhang, when did you get the eight million loan?"

"July 20th last year."

That means Mr. Zhang still has four months to live, not even four months.

If he cannot resume the project as soon as possible during this period, pressure from all aspects will follow. Not only will the relatives and friends who lent him money will panic, but the bank will also find a reason to ask for early collection of the loan. The former president has already If he is unreliable, it all depends on the energy of the guarantee company in his hometown and their support for Mr. Zhang.

But all this is based on the smooth progress of the project. Eight million cannot be supported by friendship.

Zheng Wei looked at Mr. Zhang, and she felt that he might already be under such pressure now.

"Mr. Zhang, let me ask, what is the composition of your company's shareholders?" Liu Ligan asked.

"There are two shareholders, but actually I am the only one, and the other one is my brother-in-law. He is following me in Haicheng and helping me drive. He is in name only."

Liu Ligan nodded. He felt that it would not be that complicated for a company like this to really cooperate.

"What kind of cooperation method are you planning? For example, will you sell the equity or the entire project?" Zheng Wei asked.

"Anything is fine, as long as I can get out of the trap." Mr. Zhang sighed, "Oh, I'm already exhausted now."

Liu Ligan and Zheng Wei both felt funny when they looked at it. They thought to themselves, Mr. Zhang is still a real person. How can he be so out of control when talking about cooperation with others? Mr. Xie also laughed and said in Liuyang dialect He scolded: "This guy is so stupid."

Mr. Zhang was a little embarrassed. He said, "Aren't we all friends? We don't talk nonsense in front of friends."

"Let me ask, Mr. Zhang, if it is an overall acquisition, what is Mr. Zhang's asking price?" Zheng Wei asked.

"thirty million."

“What is the construction area of ​​the project?”

"More than fifty-two thousand square meters."

"What is the reason for the suspension of work on the construction site now?" Liu Ligan asked.

"Project funds, according to the progress, more than two million project funds have not been paid on time, so..."

Mr. Zhang was hesitant to speak, and Liu Ligan felt a little strange. Logically speaking, for such a large project, if the more than two million yuan in project fees are not paid in time, then the construction company will not be able to take your project away. If you stop abruptly, you will usually continue to pursue the case and slow down the progress of the project.

After all, it would be a lot of trouble for the construction company to completely stop a project. Many of the construction machinery and formwork of the construction company are rented. If you return them in advance, they will not be able to reduce the rental fee. With so many workers to be rearranged, it's a lot of trouble.

Liu Ligan looked at Mr. Zhang. Mr. Zhang thought for a moment and said, "Hey, this construction company was introduced by a friend at the time. When we talked about it, everything was fine. Both parties were very happy. But when there are difficulties, we can just fall out." They fell out, and as long as they didn’t pay for a day, they found a lot of people to make trouble.”

"Are they all bad guys?"

Mr. Zhang nodded. Liu Ligan understood that for such a project, even if Mr. Zhang had money, it would be difficult to resume work quickly. The other party would definitely put forward some additional requirements. This also answered Liu Ligan’s previous question. When he said this, the question that had been bothering him was that the house had already been built to the seventeenth floor. Why hadn't Mr. Zhang started selling it yet? Given the current situation, wouldn't he be able to make money if he sold it?

Liu Ligan knew that the crux of Mr. Zhang’s problem was that if you want to start selling, the buyers should at least go to the site to have a look. Those bad guys now probably won’t even let you in at the construction site. If you dare to go in, you might be arrested. He was beaten to a bloody head.

Now, they just want to make you unable to do anything and force you to think of ways to raise money.

Zheng Wei was thinking on the side. After thinking about it, she looked at Liu Ligan, and then said to Mr. Zhang:

"We all understand the situation here. However, I'm sorry. It may be my professional habit. Mr. Zhang, we can't just listen to what you say. We still have to see the real thing. In this way, Mr. Zhang, can you please help me? Finance, please send all your company's financial statements and account books to our company, and we will verify them."

"You can, you should."

"Be real and don't give tax advice. We can also tell if it's not true." Zheng Wei said with a smile.

"Isn't that a joke? Promise it's true. When do you want it?"

"Now, okay? Everyone, please work hard and work overtime in the evening. I will inform our finance department and return to the company."

As soon as Zheng Wei's words came out, even Liu Ligan was taken aback. Why was he so crazy? He just wanted to see if it was too late tomorrow. There was also 'Zu'an Hunan Cuisine' today.