The Public Enemy of Tower Defense

Regarding the calculation of claims, it has been mentioned in the related works. Some settings have also been revised in the original text. Some students have not seen it. I will say it here for better reading.

The insurance premium determines the upper limit of the claim settlement, and the maximum compensation is 10,000 times.

For example, if you buy insurance for 100 yuan, you can lose up to 1 million, and if you buy 1,000 yuan, you can lose 10 million at best.

But how much you can actually pay depends on the specific situation.

The defense index determines the compensation multiple, but there is a minimum value of one.

In other words, the minimum compensation is the original price. In actual calculation, the compensation coefficient is 1% of the defense index, so the defense index below 100 defaults to 1, and the defense index above 100 takes 1%.

But there is a special case, that is, the defense index is zero. If it is zero, it means that there is no defense, and it deserves to be robbed, and the system will not pay compensation.

Then there's the actual loss.

There must be a loss before compensation will be made. If there is no loss, there will be no compensation, and the security deposit will not be returned.

First determine the loss, determine the actual loss, and then calculate the amount of compensation according to the compensation multiple. If it does not exceed the upper limit, and then make a slight correction, it is the final compensation.

Reference formula: compensation = loss × defense index ÷ 100 + security deposit.

To put it simply, it is more appropriate to keep gold coins in the early stage and be robbed. In the later stage, when the defense index rises, it is more appropriate to increase the security deposit.