I don't quite understand the professional terms used by lawyer Wu. But I still know the truth of exchanging money for people. In order to give lawyer Wu a reassurance, I pretended to be rich and ambitious, picked my eyebrows and said, "money is not a problem."

Lawyer Wu looked at me as if he was thinking about something. He came over for a while and said, "Mr. Chen, do you want to be the guarantor of Wang batian?"

I didn't speak, just nodded.

Lawyer Wu shook his head helplessly and said, "Mr. Chen, now I have to venture to say that you can't be the guarantor of Wang batian."

I asked in surprise, "why? Why can't I do it? "

Lawyer Wu shook his head and said with a smile: "as a guarantor, you must have the ability to repay the bailee. According to my understanding, your Lij does not have this condition at all. Now I have to advise you not to act rashly. After all, this is not a child's game. You have to know that the consequences of this matter are very serious. You may be sued. And if the borrower defaults and is in debt, the bank or financial company will sue you. And you could be sentenced to bankruptcy. If the debt exceeds RMB30000, you may be sentenced to bankruptcy. Although China also provides that multiple guarantors can be guaranteed, multiple guarantors are not safe. Don't feel safe with more than one sponsor. The debt may not be borne equally by multiple guarantors. Banks also don't have to choose to collect debt from wealthier guarantors. The lender has the right to choose to recover from all or one of the guarantors. Take your current assets as an example, you won't be able to cooperate with you to guarantee Wang batian. After all, your assets are very limited. As a guarantor, it is like being completely bound by the invisible rope. Even if the guarantor dies, it does not mean that he is exempted from the guarantee. But it also depends on what kind of guarantee you choose. In the case of joint guarantee involving multiple guarantees, after the death of the guarantor, his estate can still be used to repay his debts. However, if it is only a joint guarantee, there is no need for the estate to be repaid. In view of the current situation, Mr. Chen, do you think it is possible for you to be the guarantor of Wang batian? "

After listening to lawyer Wu's words, I really have some collapse. I thought I could guarantee Wang batian, so that the witch could be full of passion for life again, but now it seems that it is impossible to bail Wang batian.

But just as I was about to leave lawyer Wu's office, a dramatic scene appeared.

"What if we are willing to be the guarantors of Wang batian?" A familiar voice came from the door.

I looked back and saw that it was fuquinone and Susha. Why are they in this? What he said just now is Fu quinone. Does he really want to be the guarantor of Wang batian? It's not a joke. If something goes wrong in the future, it won't be easy.

I looked at them in a daze, and lawyer Wu was a bit silly.

Fuquinone came up to me, patted me on the shoulder and said with a wry smile, "Yang Rui, I'll play fuquinone with you. Don't worry. I'll take care of everything for you. "

When I heard that, I almost didn't cry. Wang batian's debt is an astronomical number. If something happens at that time, none of the guarantors will be able to run away. At that time, I will not be the only one who will go bankrupt. There will also be fuquinone's Xinhua and Su Xia's enterprises, all of which will collapse.

Lawyer Wu looked back at Fu and said, "Mr. Fu! You're not kidding! Are you two going to be involved in this? Are you sure you understand the seriousness of the matter? "

Fuquinone said with a good smile: "there is nothing I don't understand. There's something I can't do for my cousin. After all, I used to owe her too much. Even if I gave her my life, I couldn't pay her back. Now I can not only make up the debt to my cousin, but also make a good brother. Why not do something so worthwhile. "

Lawyer Wu is completely out of his mind now. He has been a lawyer for so many years and has never encountered such a situation. Now he has to introduce to us the responsibilities of the guarantor.

Lawyer Wu sat down at his desk and explained to us in detail in a professional capacity: "the scope of guarantee includes the principal creditor's right and interest, liquidated damages, damages and the cost of realizing the creditor's right. If there are other stipulations in the guaranty contract, such stipulations shall prevail. If the parties have not agreed on the scope of the guaranty or the agreement is not clear, the guarantor shall be liable for all the debts. Article 22 during the guarantee period, if the creditor transfers the principal creditor's right to a third party according to law, the guarantor shall continue to bear the guarantee liability within the scope of the original guarantee. If there are other stipulations in the guaranty contract, such stipulations shall prevail. Article 23 during the period of suretyship, if the creditor permits the debtor to assign the debt, he shall obtain the written consent of the surety, and the surety shall no longer be liable for the debt assigned without his consent. Article 24 If the creditor and the debtor agree to modify the main contract, the written consent of the guarantor shall be obtained. Without the written consent of the guarantor, the guarantor shall no longer bear the guarantee liability. If there are other stipulations in the guaranty contract, such stipulations shall prevail. Article 25 If the surety of a general suretyship and the creditor have not agreed on a suretyship period, the suretyship period shall be six months from the date of expiration of the principal debt performance period. If the creditor fails to bring a lawsuit against the debtor or apply for arbitration during the period of suretyship stipulated in the contract or in the preceding paragraph, the surety shall be exempted from suretyship liability; if the creditor has brought a lawsuit or applied for arbitration, the provisions on the interruption of limitation of action shall apply to the period of suretyship. Article 26 If the guarantor of a joint and several liability guarantee and the creditor have not agreed on the guarantee period, the creditor shall have the right to require the guarantor to undertake the guarantee liability within six months from the date of expiration of the period of performance of the independent debt. If the creditor does not require the surety to bear the suretyship liability during the period of suretyship stipulated in the contract or in the preceding paragraph, the surety shall be exempted from the suretyship liability. Article 27 A guarantor shall guarantee the continuous creditor's rights in accordance with the provisions of Article 14 of this law. If no guarantee period has been agreed, the guarantor may at any time notify the creditor in writing of the termination of the guarantee contract, but the guarantor shall be liable for the creditor's rights arising before the creditor is notified. Article 28 Where the same creditor's right is secured by both surety and material security, the surety shall be liable for the creditor's right other than the material security. If the creditor waives the guaranty of the thing, the guarantor shall be exempted from the guaranty liability within the scope of the creditor's waiver. Article 29 Where a branch of an enterprise as a legal person enters into a guaranty contract with a creditor without the written authorization of the legal person or beyond the scope of authorization, the contract shall be invalid or the part beyond the scope of authorization shall be invalid. If the creditor and the enterprise as a legal person are at fault, they shall bear corresponding civil liabilities according to their respective faults; if the creditor is not at fault, the enterprise as a legal person shall bear civil liabilities. Article 30 the surety shall not bear civil liability under any of the following circumstances: (1) the parties to the main contract collude to defraud the surety to provide suretyship; (2) the creditors of the main contract resort to fraud, coercion or other means to make the surety provide suretyship against their true intention. Article 31 after undertaking the suretyship liability, the guarantor shall have the right of recourse against the debtor. Article 32 after the people's court has accepted the bankruptcy case of the debtor, if the creditor fails to declare his creditor's rights, the guarantor may participate in the distribution of the bankruptcy property and exercise the right of recourse in advance. Now that I've said so much, I don't know what the three of you think? Do you still want to be the guarantor of Wang batian? In my opinion, it's better for Wang batian not to come out. After all, there are no creditors who come to collect debts. If he comes out, we can't imagine what those creditors can do. "Fuquinone waved his hand and said, "we don't need lawyer Wu to worry about these problems. We have our own discretion. Anyway, it won't affect lawyer Wu, will you? "

After hearing that, lawyer Wu really has nothing to say. Just silently nodded his head and said: "well, I will do my job well, as for the future, it's up to you."

However, after that, lawyer Wu told us about the legal process of guarantee. When I came out of lawyer Wu's office after the incident, a little wind blew in, and I found that my back had been completely soaked for a long time. For me, talking to lawyer Wu is not much easier than fighting. After all, I don't have so much money to say that to him now. Let alone pay off the debt for Wang batian, even the bail is a problem now. Now, with the help of fuquinone and Susha, I still feel a little uneasy.

Until she said goodbye to lawyer Wu, Su Xia sat quietly beside us and didn't say a word. After saying goodbye to lawyer Wu, Su Xia just told me that she had something else to do and left first. And I was "kidnapped" by fuquinone to the wine table.

Today, I had a very strong drink with fuquinone. After a while, after three rounds of wine and five flavors of food, the conversation between me and fuquinone all seemed to be shaking.

Fuquinone grabbed my shoulder and said with a short tongue: "brother Yang Rui, I am defeated by you. I really didn't expect that you could make su Xia so infatuated with you. This time I bet all my life on you. You must not let me down. If Wang batian is released on bail and runs away, it's the three of us who will wipe his ass in the back. "

Although I pretend to be drunk when I speak, my brain is still clear. In my opinion, every word in Fu quinone's words just now tells me that he is not willing to gamble so much, or that he is not willing to bail Wang batian at all.

I also pretended to be drunk and said to Fu quinone, "brother Fu, since you feel dangerous, why do you want to help me like this?"

After a burst of laughter, Fu quinone said, "I treat you Yang Rui as a good brother, but it's impossible for me to help you with all my belongings. It's not that I cheated you to be a brother, but that I'm not allowed to do that in this cruel society. If I bet on the whole company just for one friend, it would not be possible. If it wasn't for making up for Susha, I wouldn't have all my money to help you. I can help you. It's all thanks to Susha

I said with a bitter smile, "then you can't help me. In fact, it has nothing to do with you. You can have nothing to do with it. "

"I want to hang up, but I can't. Do you know how much I owe Susha? The friend I told you last time who helped me conquer cancer was Susha. Without Susha's help, I don't know how many years it's been rotten. If it wasn't for Su Xia who gave me faith in life, I would not have been able to fight cancer, and I would not have Xinhua now. Since Susha rescued me ten years ago, I've recognized her as my sister. Once I swore in my heart that no matter what difficulties Su Xia had, I would fight my life to protect her. It doesn't matter if I give up my life. After all, I can still live in this world because of Susha. I would have been reincarnated several times now without Susha. It's all because of Susha that I'm going to bet all my money. Even bankruptcy doesn't matter, because it's all because of Su Xia that we have Xinhua now. Now there's something wrong with the one she loves. She wants to help you in secret, but I know it's unrealistic. If I don't stand up, your assets are not qualified to bail Wang batian. Yang Rui! Susha is sincere to you. You should know how to cherish it. "

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