This scumbag is not easy

416 This is Punishment

Qin Fei looked at Yao Ming and couldn't figure out how he would borrow a campus loan.

It's hard to imagine.

About campus loans.

Qin Fei still knew something.

After all, children from poor families sometimes really have no money to eat, and are embarrassed to ask their classmates to borrow.

This is really convenient.

However, the interest inside is really outrageous, even more exaggerated than loan sharks.

Qin Fei used it once, borrowed one hundred, and turned into 200 in a week. He didn't dare to use it anymore.

This is a lot of criminals who use the students' ignorance of financial knowledge to induce or even deceive them into excessive consumption.

As a result, they make huge profits from the students, and some girls are even forced to lose their lives and pay their debts.

This is not uncommon.

Their publicity methods are also diverse, and the school campus network has their rolling advertisements.

Moreover, such information often appears on school toilet panels.

Here we have to remind all classmates and friends of the message that appeared on the toilet door.

It will not be a good thing, or it will be shameless, deceptive, and illegal.

Think about it carefully.

Will any normal news advertisement be written in such a dirty place in the toilet?

"What kind of drugged Viagra, guns and ammunition, and what pure beauties, to mess with the train model, the sister next door..."

Don't really believe a word, this is the lesson of blood and tears.

Although Yao Ming is tall and mighty.

The mind is actually so-so.

Moreover, his family's conditions, how can I say it, are more than adequate.

Parents are just ordinary working class.

Well-off families go up.

He is the only child in the family, and his parents' love at hand makes him pampered.

So every month I try to give him three or four thousand food expenses so that he can eat better.

Otherwise, it will not grow so tall.

But this way.

It also caused its comparison of luxury and enjoyment.

For the sake of picking up his sister, and for the sake of face, he disguised himself as a handsome man.

To know.

The cost of this weekly run-up with sisters is very huge.

This is why Qin Fei likes to eat soft rice.

No joke.

Now even if you save money, go out for a meal, watch a movie, and open a room, at least four to five hundred.

Therefore, if things go on like this, Yao Ming can't control himself, spending money on him like water.

As a result, he began to feel tight, but in order to maintain his noble image.

He can only bite the bullet and continue on.

This is the vicious circle, once you get in, you can't get out.

Finally one day, he couldn't stand it anymore.

I happened to see the damn campus loan sign behind the back door of the toilet again.

"Anxious for your needs, low interest rates and high returns, cherish the current taste of life."

There is also a phone behind.

.........

Yao Ming was a little scared at first, so he called and asked.

Opposite is a sweet girl, gentle and considerate.

From then on Yao Ming was out of control and embarked on this road of no return.

In the beginning, he just borrowed three to five hundred dollars to solve his immediate needs, although the interest rate was high.

I can barely pay it back.

The key is once.

In order to fill up a lot of money to soak Bai Yuxiu, he did not hesitate to use the campus loan to buy her an iPhone of 8,000 yuan.

Haha, the culprit is Bai Yuxiu.

Unexpectedly.

From then on,

Yao Ming has no money yet.

Later, there will be more and more benefits, waiting for him to realize the seriousness of the matter.

He already owes 50,000 to 60,000 yuan, and there is no money at all.

He can only escape and intercede with the creditor.

But of course that gentle and considerate girl.

Overnight he became a cruel, violent and perverted foot-scraper.

He panicked.

At the beginning, the creditor was relatively polite, but it was just a short message for collection, but to no avail.

Started the phone bombing.

A dozen phone calls a day.

Then immediately began to intimidate.

Last week, he blocked someone at the gate of the campus and said he was going to hit someone.

Yao Ming couldn't help it.

I dare not tell my parents.

Finally chose theft.

Steal the phone and sell it.

Friends who read the book carefully, I believe they can also see some clues.

I know that Yao Ming usually does some very other things, such as stealing other people's washing powder, shampoo, shower gel, and even toothpaste.

.........

"Qin Fei, I really don't know this campus loan is so scary, and I don't know what to do."

Yao Ming has been tortured for several months and finally can't stand it anymore. Now he is really desperate.

He also knew that a student was too dare to go back to school by them.

"Then how much do you owe now?"

Qin Fei looked at Yao Ming's helpless eyes, thinking that he was a roommate after all, and he couldn't die.

"Sixty thousand." Yao Ming said this number, still frightening Qin Fei.

Ordinary students, no matter how much they spend, it is impossible to spend so much money in just one semester.

"You borrowed sixty thousand?"

"No, actually, I just borrowed more than 10,000 yuan, and the rest is interest."

Yao Ming added another sentence, desperate, now he can't pay the interest.

Qin Fei knew that this campus loan was very bad, but he didn't expect the interest to be so scary.

Qin Fei had read some law books and knew that it was illegal.

"Have they come to you?" Qin Fei asked.

"I've been here, they threatened me, and if I don't get the money this month, they will fuck me."

"They are illegal, don't be afraid, you can call the police."

Qin Fei is a person who knows and abides by the law, and gave him good advice.

"I dare not. They said they would kill me if I called the police."

"Hehe, they are scaring you. Now the whole society is sweeping the black and evil, do they dare to mess around?"

"But, I..." Yao Ming actually thought about calling the police, but he had a lot of scruples.

"Rest assured, they are lending usury, which is illegal. I know a good policeman who should be able to help you solve this problem. The worst result is that you only need to repay the principal."

Qin Fei is indeed very professional, knowledge can really change his destiny

"Really?" Yao Ming seemed to see a vitality and jumped out directly.

"Well, you finally save the evidence that they threatened you and you borrowed money. It's best to join other victims and explain the situation to the police together." Qin Fei is also very benevolent.

"Thank you Qin Fei."

"Don't thank me, I just don't want my phone to disappear again, and this is also to sanction these criminals."

"Haha, Qin Fei, you are indeed different." Yao Ming felt convinced by Qin Fei for the first time.

"I'll call the police for you now, and then you can do as the police tells you."

Qin Fei immediately called Captain Lu.

Explain the situation to her.

Captain Marine didn't have any nonsense.

An answer was given the first time.

"Let your classmates call me, and then make it clear what happened, don't have any reservations, just leave the rest to me."

"Captain Lu, how much money do my classmates have to pay in this situation."

"Repay all that should be paid back, and if not, you don't have to pay back a point." Captain Lu said concisely.

"That...and..."