Tokyo Bubble Life

   Chapter 17 017, Explosion! Genius creators book!

  The weather is slightly sunny,

  In the record stores of Gindani and Akihabara,

   began to spread the light and sweet voice of "チェリーブラッサム".

   Even the posters of Seiko Matsuda are in tender colors. It seems that the cherry blossoms 2 months later opened early on the streets of Tokyo

   After Yamaguchi Baihui retired, the idol industry in the past two years has been dominated by Matsuda Seiko.

  On the street, the schoolgirls who occasionally pass by can be heard humming this melody.

   The records in the store are in short supply, and they all require reprinting.

  Nagayama Naoki of course didn’t have to buy it. Once the record was finished, Sanhe Daxing sent ten copies, still the kind of “related goods” signed by Matsuda Seiko’s autograph.

  Nagayama Naoki of course did not forget Hoshino Suzumi, and sent her one and Nakai Yuanta each, and Tsuruko at home also sent one, but her mother Naoyama Nanako is not a fan of young idols, she prefers Miku Hibara.

   By the way, this guy, Yuanta Nakai, seems to have decided to enter the bank and become a very popular Bankman of Tokyo-Mitsubishi Bank. Maybe he can get a loan from him in the future.

   After the album was released a week later, it really occupied the first place on the Oricon chart, and the album can be said to be an explosion.

  The lyrics and composers written on the record are Naoki Naoyama, which of course aroused curiosity in the industry. Some media tabloids have used "genius creator" to describe this blockbuster newcomer.

  At this time, Naoki Naoyama finally put down his worries. Even if it disrupted the history of the record, it is still a popular song.

   When the rankings appeared, Naoki Naoyama started his plan.

   "Yuanta-sang, how are you working in the bank?" On Monday, Naoki Naoki contacted Yuanta Nakai.

"What can I do? It's not like the newcomers who just joined the company when they bring tea and water to run errands in the branch." Especially for RB, the situation of seniority ranking is even more serious. Generally, newcomers with no background like this don't run for a full year. There will be real opportunities to get started.

   "How are the seniors directly under your control? Is it easy to talk?" The mentoring system is also one of the corporate cultures.

   "Ito-kun. You are an experienced senior. He is very popular in the company and is very good to people."

"Ala, I didn't bully the newcomer, it seems that the business ability is very strong~" In the situation of RB Bank, where there are many wolves and few meat, everyone has fake smiles on their faces. Bullying the newcomers is more of a tradition. The more incompetent the elderly, Bad attitude towards newcomers.

   "Maybe, but I haven't been in contact with the business for the time being, so I don't know the specific situation~"

  Nagayama Naoki said at this time: "Yuantai-sang, if you bring a user with a large loan, will Ito-senpai let you contact the business in advance?"

  There is a type of employees in the bank, called resource employees, who can bring a lot of business, funds, contacts, etc. to the bank, and are highly valued by bank leaders.

  The economic form of RB in the past two years is good, and the bank is trying to lend money, and the Bank of Tokyo-Mitsubishi is no exception.

   "Large amount? How much?"

   "At least 100 million yen~"

   "That's not too big, but it should be able to make Ito-senpai happy~" I always felt that I was being ridiculed in some way.

  Good, you are Mrs. Jing Yuan, you just went to the bank for a few days, and you actually treated 100 million as big money!

   Early the next morning, Naoki Yu Yongshan found Yuanta Nakai with a copyright sharing contract, and was taken to a VIP conference room in the business hall of the Bank of Tokyo-Mitsubishi branch in Nakano.

   After sipping a few sips of the hot tea brought by the lady of the bank, the fragrance left in my mouth. It is indeed much better than the tea from real estate brokerage companies and offices.

After a while, Yuanta Nakai led an uncle in a suit and leather shoes with gold-rimmed glasses and bowed to Naoki Naoki when he entered the door: "For the first time, I am an important account manager of Mitsubishi Bank, named Ito. True."

   "First meeting, I am Naoki Naoki Naoyama." Naoki Naoki also bowed in response.

   "Yongshan-kun, thank you very much for choosing our bank, and I will definitely do my best to handle the loan business for you." I bowed again.

   "Hey, I need to trouble Ito-kun next." I had to bow again, this etiquette is too cumbersome.

  After the two sides were finally able to sit down, Ito Makoto began to ask about the specific details of the loan, "I heard a part of Yuan Tai-kun before, and now I want to confirm it with you again."

"Hey, it's actually very simple. I wrote a song before, thanks to Seiko Matsuda, and the record actually got good results. At present, I want to use the copyright share of this song as collateral to borrow money from your bank. to run an industry."

   Of course, it cannot be directly used for real estate speculation, otherwise it is a real estate loan. Even in RB, the review of housing loans is very strict. It is necessary to understand personal annual salary, personal attributes, credit information, etc., and other items must be reviewed.

   For a person like Naoki Yongshan, who has no salary, no annual salary, and basically no regular income, he can't apply for too many mortgages at all.

  Especially if you have a personal mortgage, it will cause a low credit rating, so it will be very difficult to use the house to make another mortgage loan.

   However, if it is a commercial mortgage loan, then the review will be much looser. As long as the commercial value of the collateral is affirmed, there is basically no control over where the money is used.

   "Which song does your copyright share? Have you determined the scope of the ultimate benefit?"

   "It's "チェリーブラッサム" just released by Seiko Matsuda, which has already won the first place on the Oricon chart and is scheduled to become a big-selling album."

"Ah, this is incredible!" Ito Makoto clearly understands the profits of the record industry, "Such a hit album, if it is calculated by 500,000 copies alone, it will be divided into more than 100 million yen. "

  Nakai Yuanta also interjected: "Si Guoyi, I originally thought that the copyright fee of 10 million yuan was all."

   "Hi, but this is the final long-term share. At present, I want to loan a sum of money to start the business." Naoki Naoki completely ignored Nakai Yuanta at this time.

   "Oh, then can I ask, can Yongshan-kun tell you the specific direction of the business you want to run?"

  Nagayama Naoki was prepared, and took out a plan from his backpack, "Based on the most popular dance halls at present, combined with future development trends, I made a ballroom plan."

   In the past life, I worked as a wage earner for such a long time, and it was a piece of cake to draw data analysis diagrams in PPT.

  This plan is actually a description of the discos of later generations, but with a vision ahead of 30 years, combined with the development of dance halls and KTV, the plan looks very promising indeed.

   "This project looks really promising! Yongshan-kun's vision is too advanced!"

  Ito Makoto has been an important account manager for so long, and he is considered to be well-informed. He has seen such whimsical ideas many times, and this project made his heart move.

   "Nagayama-kun, I wonder if you have heard of ProperLoan (プロパーローン)? I think Naiyama-kun's plan is likely to apply for a more flexible ProperLoan"

   "Ah, I really haven't heard of it. Please introduce it to Ito-kun."

After listening to Ito Makoto's introduction, Naoki Naoki found that the so-called ProperLoan, a deeply customized investment loan, is actually similar to venture capital, with a larger amount and a lower interest rate. However, the bank also participates in the share, but there are many additional terms and restrictions. Project supervision.

   Naoki Yongshan, who knew the specific content, immediately rejected it. Isn't this the way of fooling young people into starting a business and then raising money and going public?

  I don’t even want to work part-time, but still want me to start a business? Exhausted and exhausted, from 007 to 000?

   Originally, this proposal was actually a pretext, mainly for the purpose of borrowing money to buy commercial land in the name of opening a disco.

   "Thank you for your kindness, Ito-kun, but I haven't considered loaning a larger amount of funds, and I still want to share the loan with copyright first." In RB, this is a clear rejection.

   "Hey, that's a pity." Ito Makoto was also very regretful. If ProperLoan is negotiated, then if the project really develops, he will not only get a commission, but may also be dispatched by the bank to the project to become a deacon.

   This is not the kind of dispatch worker, but a temporary leader similar to China, which is a huge improvement in qualifications.

   However, Ito Makoto didn't make any further recommendations. Instead, according to Naoki Naoki's request, he started to check the information and reviewed the loan amount.

"Generally speaking, there is no problem with Nagayama-kun's loan information, and the 100 million yen limit should be able to apply." Ito Makoto finally said to Naoki Naoki, "The time is about 3-4 days, and then it can be done. It's arrived."

  Because it has been contacted by Yuanta Nakai before, the information is also very complete, but the contract for copyright sharing needs to be further confirmed.

   As far as the efficiency of this era is concerned, it is already very fast.

   Of course, it is also because the property of Yongshan Zhishu is clear and the collateral is also very high-quality.

   "Then, Nagayama-kun, I'll take care of the business-related matters first, and then let Yuanta-san entertain him for a while." Ito Makoto finally bowed, "Then I'll excuse me first."

   "Hi, I'm sorry to trouble you today!" Nakai Yuanta and Naoki Naoki both stood up and bowed goodbye.

   With a soft snap, the door of the conference room closed.

   Until then, Nakai Yuanta was relieved: "It's finally over."

   "The atmosphere just now was really tense. I've never seen Ito-senpai discussing business with anyone, and I didn't dare to interject a word."

  You clearly interjected, Naoki Naoki looked at him with contempt, and then said, "There is still a lot to learn, Yuan Taisang~"

   "By the way, why don't you take out the so-called ProperLoan? Sounds like a larger amount and a lower interest rate?" Nakai Yuanta was a little puzzled.

   Of course, in order not to rush to start a business!

"Do you think ProperLoan is very good? After listening to the introduction, you know that the loan is based on the effect of the development of the project. If the business does not progress, or there is a difficulty, it will stop borrowing money immediately, and then urge you to repay the debt. You need to find someone to supervise you. any expense." Naoki Naoki found a reason at will.

   "Isn't there a saying that a bank is an institution that 'lends you an umbrella on a sunny day, and then takes it back when it rains'."

   "Ah, Naoshu-san, do you have any misunderstanding about the bank?"

   (end of this chapter)