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Chapter 1535 Breakthrough in Internet Finance

If it is a tool-based office, then the personnel tend to be more inclined towards science students, which is very necessary. For example, when developing the product Weishu Performance, it is best to have more technical and product thinking while understanding the performance appraisal process.

In fact, it is generalization.

There are usually two major types of positions in large Internet companies.

One is specialization, continuing to deepen into a certain major and becoming the top expert in this industry.

For technology companies, the most professional position is the technical position; for financial companies, the most professional position is the financial position; for headhunting companies such as personnel consulting, the most professional position is the human resources position.

One is generalism, the development of all-round multiple abilities. Each ability may not be the strongest, but it must be the most comprehensive and all aspects can be considered.

For example, if you want to become a business line executive, you must have capabilities in products, operations, ecology, communication, processization, refinement, etc., and you must even have sufficient understanding of human resources, finance, etc. The more you know, the easier it is to learn from others and draw lessons from across industries. At this time, it is not so important to understand the technology.

In Internet companies, product positions and operations positions are more likely to be promoted to managers because the functional coverage of these positions is wider and more suitable for management work. Technical positions are more difficult. The transition from technical positions to management positions is called job transfer. These are two completely different talent training routes.

Therefore, for Internet companies, if they want to select a president or a business line president, they generally will not choose from highly specialized businesses such as technology, finance, and human resources, but will promote from highly generalist positions. .

Xu Liangjie's point of view is actually to make appropriate adjustments to the personnel department and train some outstanding HR people in the direction of generalists.

Zhou Buqi didn't know if this idea was correct. Fortunately, Ziweixing didn't belong to a certain person. Let him try it first. If he didn't do it well, some people would naturally object.

This topic was discussed first, and then Zhou Buqi talked about the main purpose, "Do you know Bitcoin?"

"Bitcoin? I've heard people talk about it. It seems to be a new model of digital currency."

"Yes, decentralized."

"This is too non-mainstream." Xu Liangjie shook his head and laughed, then looked stunned for a moment, "Are you very optimistic about the situation of Bitcoin?"

Zhou Buqi said: "Watch it!"

Xu Liangjie said: “This is completely contrary to the traditional monetary concepts and financial concepts of the past.”

Zhou Buqi said: "Times have changed. With the development of the Internet, it must be decentralized. Twitter and Facebook are decentralized media, making every user a media node. Internet lending has become a media node. If you can bypass banks and financial institutions peer-to-peer, why not peer-to-peer currency?”

Xu Liangjie was surprised, "Are you optimistic about it?"

Zhou Buqi pondered for a moment and said slowly: "I am not optimistic about Bitcoin, but I am optimistic about the overall situation. The future Internet must be decentralized and virtual reality. There are no more physical bookstores. It has become a virtual online bookstore; physical DVDs will gradually decline and become virtual digital streaming media. In the future world, virtuality and reality must complement each other, which is the ancient philosophy of Zhuangzi's dream of a butterfly."

Xu Liangjie didn’t know much about Bitcoin. He only heard a few words casually said, “I really don’t know. Do you have any thoughts on Bitcoin?”

Zhou Buqi said: "I want to buy some Bitcoins as a personal investment, but I don't know how to start. I don't understand this kind of blockchain at all. You can study it when you are free."

Xu Liangjie breathed a sigh of relief and said with a smile: "It's easy to handle!"

That night, when Zhou Buqi and sisters Ning Yaxian and Ning Yameng were thinking about how to sleep at night, Sun Wanran ran over and said it was Xu Liangjie's call.

Zhou Buqi took the phone and walked to the study, "How is it?"

Xu Liangjie said: "No one is playing with this thing now."

"Isn't that true? Aren't there many people in Silicon Valley making coins?"

"Yes, there are some people who are digging for gold, but they are more out of curiosity and fun. They just need to use some of the extra computing power of their computers. But there is no real market."

"No market?"

Zhou Buqi was slightly startled.

Xu Liangjie said: "Yes, it cannot be bought or sold. Bitcoin can only be mined for gold by yourself and you can get rewards by yourself. You cannot buy it and it has no actual value."

"That's it..."

Only then did Zhou Buqi realize that it was still a bit early. Bitcoin has just emerged, and there is no Bitcoin trading platform yet.

In the previous life, Bitcoin completed its first transaction on May 22, 2010. It was a transaction between virtual and reality. Someone spent 10,000 Bitcoins to buy 2 pizzas.

Because of this incident, many people saw that Bitcoin actually has actual value in interacting with the real world. Then, the first Bitcoin trading platform appeared in the world 2 months later, with a transaction price of US$0.1.

Xu Liangjie said with a smile: "I tried it specifically. The process of producing Bitcoin is actually the process of using algorithm to decrypt. If the decryption is successful, you can get a string of numbers, representing 50 Bitcoins. If you are interested in Bitcoin If you are interested in coins, you can get a computer and decrypt it yourself according to the algorithm, which is quite interesting."

Zhou Buqi said: "Okay, I will get some powerful computers later and do it myself!"

Mining is for sure.

According to the logic of the Bitcoin algorithm, mining is easier in the early stages and more difficult in later stages. This is the main reason why Bitcoin, a virtual currency with no practical significance, has real value.

In this world, the harder something is to obtain, the more expensive it is.

Two hundred years ago, there was little aluminum, so aluminum was the most precious metal. European royal families used aluminum utensils to show their nobility. Later, the chemical effects of electrolytic aluminum were discovered, aluminum could be produced on a large scale, and the price of aluminum dropped significantly. This is when gold became popular because there was less gold.

If gold can be mass-produced on a large scale, the price of gold will inevitably fall sharply.

It has nothing to do with whether the thing is aluminum or gold, or diamond or sand. It has to do with the quantity. The more, the easier it is to get, the lower the value; the less, the harder it is to get, the higher the value.

Therefore, the meaning of Bitcoin’s existence must be related to mining. The difficulty of successful mining largely determines the virtual significance and real value of Bitcoin.

But Zhou Buqi suddenly thought of something else, "By the way, the company wants to explore the field of Internet finance, do you know that?"

Xu Liangjie said: "I saw the email, and it said that it was going to raise funds for Lendingclub, a P2P lending company. I have also paid attention to this company, and the model seems to be relatively stable. This company does not have a fund pool, and they do not touch the money. Help borrowers and lenders connect, use technology to screen and avoid bad debts, and earn commissions from them.”

Zhou Buqi said: "Internet finance will be a very important industry in the future. As for the industrial Internet, the financial industry must be indispensable, but I am more wary of this industry."

Xu Liangjie smiled and said, "Yes, you can invest in a few companies first and see how things go."

Zhou Buqi said: "I have a new idea now."

"Huh?" Xu Liangjie was slightly startled, and he quickly figured out what he was talking about, "Is it related to Bitcoin?"

Zhou Buqi said seriously: "Yes, Bitcoin. I am optimistic about the future of Bitcoin. Bitcoin is not without real value. The production process of Bitcoin consumes algorithms and electricity. All cost consumption will be reflected in the price. .If there is a price, there should be a market.”

Xu Liangjie understood it immediately and took a deep breath, "You want to build a Bitcoin trading platform!"

Zhou Buqi said: "I think it's OK. The Internet development of the traditional financial industry is subject to great regulatory pressure and policy risks. Now many Internet financial innovations and designs are in the demonstration stage. Even if I have many good ideas , and it is impossible to implement it. We have to wait until our colleagues in Silicon Valley have cleared all the minefields ahead before we enter the market. But the Internet finance related to Bitcoin is different. It is decentralized, which is different from the traditional financial industry. It has nothing to do with it. There is no regulatory or policy pressure. It just builds a trading platform for Bitcoin users so that they can buy and sell freely. The platform just collects commissions from it."

Xu Liangjie has a relatively stable character and said solemnly: "I can't say much about this kind of thing. You have to find more professional people for consultation."

Zhou Buqi was very excited, "This will definitely work! Bitcoin is Ziweixing's breakthrough into Internet finance! Let's start with Bitcoin and build a buying and selling system. When our peers have swept away the thunder of Internet finance, Ziweixing will MSI will enter the market again and complete some real-money financial services such as transfer, payment, storage, and financial management. At the same time, it will connect virtuality and reality. Virtuality can enter reality, and reality can also affect virtuality."

Xu Liangjie had a headache and was under great pressure. He didn't know what to say.

This idea is really out of the ordinary.

It's both virtual and realistic, making it look like a science fiction movie. Current science and technology are far from reaching this level, okay? Is it feasible to use virtual finance as a breakthrough to lay out the Internet financial industry, and then feed it back to the real financial industry? Can virtual finance gain real recognition?

After hesitating for a long time, Xu Liangjie said slowly: "I don't know if it will work in the United States. Anyway, with the conservative financial controls in the country, this is absolutely unworkable."

Zhou Buqi said with a smile: "I know that virtual financial services will not enter the country. There is a different way of playing in the country. There is no rush, just follow Alipay. Mainly in the United States, there is no industry leader, and the eight immortals cross the sea and each shows his or her own. Shen Tong. I think Ziweixing International should focus on Internet finance on Bitcoin, use the influence of Bitcoin to strengthen the brand, and influence the real world from the virtual world."

"All right!"

Xu Liangjie was going crazy.

But Zhou Buqi thought this was a good entry point and said loudly: "Now, we are going to launch a Bitcoin trading platform, and the name is Bitpay."

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