This King Zhou is not stupid

Business in this shop is rare.

Customers can get a sum of money in the store, but they must repay the principal and interest within the specified time, and the interest will also change according to the amount of the principal.

This kind of shop can bring benefits to people who are in desperate need of money.

But here comes the problem.

Can people who are in urgent need of money have the ability to pay back the money?

What will happen if the money is not paid?

Suddenly, the people who are delighted to get a lot of money forget the harsh reality that someone has already paid for it.

"The decoration of this shop is not bad." Di Xin manipulated his puppet to come to this shop.

"Let go of me, let go of me!"

But in the store, there were discordant voices.

A man was carried out by two strong men and thrown on the street outside the shop.

"If you don't have anything to pledge, who will lend you money!"

"Yes, yes, if you want to borrow money, you must have capital."

The big men taunted the man, Di Xin looked around, there were monks patrolling the road, but he didn't care about the man being thrown out.

Di Xin felt the same way, such a trivial matter was not worth alarming the cultivators of the Ministry of Human Beings.

But in fact, the reason is... the cultivators of the Human Ministry are used to this kind of thing.

Even if you want to borrow money, you really need collateral. If you don't even have collateral, how can you borrow money?

Di Xin stepped forward, and he asked the man, "Brother, what's your name?"

The man raised his head and said, "Qingfeng."

Good guy, this name has eight hundred if not one thousand in Honghuang.

Di Xin wasn't sure if the man was telling the truth or a lie, but it didn't matter.

"You want to borrow money?" Di Xin continued to ask.

"I'm here to borrow money."

The man got up and patted the dust off his body.

"Are you here to borrow money too?"

"Well, yes." Di Xin nodded.

He is so short of money! ! !

If you don't become the emperor, you don't know the suffering of the emperor. There are a lot of people to support, and he also wants to borrow money.

Qingfeng looked Di Xin's puppet up and down, puzzled and said: "Looking at your appearance, you look like the son of a big family, how can you be short of money?"

"You also look like a son-in-law, why are you short of money?"

What Di Xin said was true. The clothes Qingfeng was wearing were also the latest men's clothes from Yin Shang, which made him look like a son-in-law.

"I...I borrowed money after mortgaging my ancestral home."

"Oh, you are cruel enough."

The ancestral house is mortgaged. Although the land of the Shang Dynasty is owned by the state, it still costs money to build a house. The Ministry of Land is not doing charity.

"I can't help it, I'm short of money!"

"You mortgaged the ancestral house because you lacked money? Then you might as well sell the ancestral house directly, so that at least you can sell more."

At this time, Di Xin suddenly thought of a real industry in ancient times, pawn shops, which are shops that mortgage items for money.

This industry is lucrative!Because the store owner often holds the idea of ​​'this customer will not come back to get back the mortgage', so he will lower the price of the item.

But this kind of industry needs capital to do it, just like a loan.

"How can you say that, at least I have a chance to get the ancestral house back if I mortgage it to them! If I sell it, I will really be an unworthy descendant."

"Ah."

Di Xin sneered again.

The late Qing Dynasty thought so too, but is it so easy to get back the meat that is in other people's mouths?

Moreover, the contract was not signed with a time limit. If Qingfeng didn't work hard to pay back the money, it is estimated that the ancestral house would never be taken back until death.

The loan obtained by He Qingfeng must be due to the higher price of the ancestral house, otherwise others would not have given him the loan.

This is typical...

luck.

"You shouldn't gamble or prostitute, right?" Di Xin asked, "Are you short of money without these two bad habits? You don't have a job?"

"Yes, I teach in the school." Qingfeng frowned and replied.

"You are a teacher, still short of money?" Di Xin also frowned.

He remembered that he paid teachers very high salaries, could someone be greedy again?

Don't let him know that this kind of thing happened, or he will tell the civil and military officials what is called an 'angry emperor' today.

Qingfeng looked down at his hands and said: "I don't know why, when I see new clothes, new books, and new dishes, I can't help but buy them. I... am short of money!"

Oh, Di Xin understands.

Qingfeng is just a simple hand-chopping pie.

"Okay, I've seen other people have your problem."

Di Xin used to be a shopkeeper until his balance was empty.

He also hesitated whether to take a loan, but in the end he didn't get a loan.

"Let me ask you, how much is the interest?"

"[-]% monthly interest."

[-]% monthly interest? !

Di Xin widened his eyes.

Good guy, this is too harsh.

Borrow [-], [-] in one month?

This is definitely a usury, and the interest is too high. If Di Xin paid [-], he would receive [-] in a month. He might have to stuff the entire treasury into it.

Because at present, the overall economy of Yinshang is only growing by 30% every year, which is about [-]%.

This is also the reason why Yinshang has too many new business opportunities. If it is a normal growth rate, it will only be half of it, that is, 5%.

"You dare to borrow money, you are really brave."

"I originally thought that I could pay back the money by saving money, but I didn't expect it."

"Ah."

Di Xin sneered for the third time.

A shopkeeper still wants to save money and pay back the money. If he is so self-disciplined, do he still need to borrow money?

"Then why didn't you return it?"

"Because I couldn't hold it back, I bought new clothes and ran out of money again." Qingfeng bowed his head and said decadently: "Today I wanted to borrow some more money to mortgage the ancestral house first, but in the end there was nothing to mortgage."

"understood."

Di Xin spread out the paper fan in his hand, and shook it lightly in front of him, with a graceful demeanor.

He said helplessly: "No wonder you were thrown out, now you want to get your ancestral house back?"

"It's impossible for them to return it to me. I asked the monks of the Human Ministry for help, but they couldn't help me."

Di Xin nodded, he knew the style of the Ministry of Human Resources.

Qingfeng signed a contract with others, and signed the contract even though he was aware of the contract, which means that Qingfeng voluntarily used his ancestral house as a mortgage.

That person can't help him, but will help this shop instead.

But when Di Xin came, it was different.

Isn't it the ancestral house?

If you buy the entire store, you can buy back the ancestral house, which is the power of money.

Di Xin can do it, but Di Xin doesn't want to do it.

He wants Qingfeng to fight for his own interests. Capitalism must be overthrown! ! !

"Come on, come in with me." Di Xin took a big step first and walked into the store.

Qingfeng hesitated for a while, then followed him in.

Chapter 420: My name is Yin

When you walk into the store, you are greeted immediately with a smile on your face.

"My lord, is there anything I can do for you?"

The clerk was wearing clean clothes, and his kind smile fully reflected what it means to reach out and not hit a smiling face. Although Di Xin thought his smile was fake, he still had the qualities of a clerk.

"I want to borrow money."

"Good."

The clerk was secretly delighted, as expected he came to borrow money.

Dressed like this gorgeously, in fact, he has seen a lot of young masters with little money, and this one is not bad.

"Please come inside."

Di Xin was invited into the inner room, and as soon as Qingfeng followed him in, the guard at the door stopped him.

The guard said viciously: "Boy, you were thrown in just now, how dare you come in?"

Don't underestimate the guards, they are also skilled, probably casual cultivators. After all, this shop has a lot of money, so they have to be prepared no matter what.

"I, I'm with that person." Qingfeng pointed at Di Xin.

"We're friends!" he said confidently.

Di Xin also nodded and said, "Well, that's right, we are friends."

All Yin and Shang people are Di Xin's friends, this is not wrong.

Fighting against injustice for the people is also part of the Emperor's responsibility.

The guard put away his unhappy expression, waved his hand and said, "Go in."

Only then did Qingfeng breathe a sigh of relief.

He was mentally prepared that if Di Xin didn't help him, he would be thrown out again. He hurriedly chased God Xin and thanked him, "Thank you very much."

Well, just thank you for this sentence, as a member of the flower planter, I feel that the help just now is very worthwhile.

It's much better than a lot of people who don't even thank you after helping, and even stabbed in the back.

Coming to the inner room of the store, Di Xin sat at the table, and soon someone came to talk to Di Xin about the loan needs, and it was a sexy banshee who came.

Yes, sexy.

Di Xin never thought that he would think of this word during the Yin Shang period. Classical dignified, elegant and euphemistic, dignified and gorgeous can find suitable women in the Yin Shang period.

But the sexy style really doesn't fit.

But the banshee in front of Dixin is sexy, wearing a western-style gauze dress, which makes the graceful figure under her clothes faintly visible.

Good guy, Di Xin wondered if he had gone to the wrong store, or whether he was in Chaoge Street next door.

"It's been a long time, my lord."

The banshee sat in front of Di Xin, her beautiful figure had already attracted Qingfeng's eyes.

But Di Xin didn't fluctuate about it. Maybe it's been a long time in the harem, and his body nutrition can't keep up. How could he still have time to think about these things.