"The three elders in the village, are Lizheng here?"

Under the county system of Qin State.

Places below the county level are specifically divided into three types: townships, lis, and pavilions.

The former two are in charge of administration, and the latter is public security.

Therefore, in general, the three elders and the Lizheng are the grassroots cadres in the village.

As the county magistrate, Das Kapital asked this question.

An elder who was the third elder also walked out with Li Zheng.

asked anxiously.

"Here is the humble position, what orders does the county magistrate have?"

When Das Kapital looked at the two of them.

The two were sweating coldly.

Das Kapital was stunned at the time.

Is it so scary for me to ride a horse?

In fact, the three elders and Li Zheng wondered why the capital theory of being a county magistrate came here.

have their own ideas.

The county magistrate came here in person, it must be because their work was not done properly.

The most likely reason is that the tax was not paid on time.

But this year it's about tax collection.

Because the battle between Qin and Chu had just ended.

The villagers have no money or food at all.

Can't get it out at all.

Now that the county magistrate is here in person, I'm afraid they will all be finished.

After all, the tyrannical and inhumane officials of the Qin State had been spread for a long time.

Maybe we won't survive today

Will it be skinned and used as grass, or will it be beheaded for public display?

This is the only thought left in the minds of the two of them.

It's just beyond the two people's expectations.

Das Kapital, as the county magistrate, doesn't seem to want to hold them accountable.

On the contrary, he slowly got to speak.

"This official is the disciple of Ying Xia, the tenth son of the Great Qin Dynasty."

Das Kapital said so.

All the villagers also looked at each other in blank dismay.

The prestige of Ying Xia, the tenth son of the Great Qin Dynasty, can make children stop crying in Chu County.

"Being ordered to serve as the county magistrate should benefit one side."

After clarifying his identity.

Das Kapital is very exaggerated to explain the purpose of coming to the villagers.

"I'm here today to bring you a few great things."

good thing?

Or the big one?

And more than one?

What the hell?

Would the officials of the Qin State be so kind?

Of course, more villagers do not believe it.

"I know that when the state of Chu is still there, the hardships of all of you are unacceptable."

"I worked hard for a whole year, but in the end I couldn't even fill the most basic stomach."

"But that's the end of the matter."

During the speech, Das Kapital also spoke.

"Now, the King of Qin, Shengming, appoints ten sons as the governor of Chu County.

"Young Master Xia, show sympathy for the people of Chu County and open a bank so that you can have food for the tillers and clothes for the workers."

"Everyone is rich, live and work in peace and contentment!"

bank?

What it is?

"May I ask the county magistrate, why Mr. Xia opened this bank?"

The three elders also asked puzzledly.

As a well-informed and respected elder in the village.

But this is the first time I have heard the word bank.

Das Kapital also followed suit.

"You can roughly understand it as a place to store credit money."

"That is to say, you can borrow money from the bank with your credit!"

"And, this bank will be opened in counties within Chu County."

"Villagers from all counties can go there to make loans and get money!"

"Once you get it, you can reclaim wasteland, buy grain and farm, repair houses, marry a wife and have children, etc."

 …  

"How to use it depends on everyone."

All the villagers were dumbfounded.

It has always been the government that forcibly snatches money and food from them.

And this time it was the other way around.

The official uniform will actually lend them money and food.

The point is that everyone can borrow.

If true.

It is indeed a great thing!

But will it be true?

The officials of the Qin State are not in this style of painting.

Could there be some conspiracy involved?

This kind of picture has also been envisioned as a player's capital theory.

So at the moment, he opened his mouth.

"This level is clear, and you may have doubts in your heart."

"That's why I came with the money myself."

"Open!"

While speaking, Das Kapital also ordered the county soldiers to open the coarse cloth on the carriage.

What caught everyone's eyes was copper coins piled up in large boxes in the carriage!

This is also the appropriation that the county magistrate Ying Yingxia applied for.

Although these large sums of money are converted into gold and silver, they are quite a lot.

But it is far less shocking than the amount of copper coins.

"You will know once you try it!"

"Of course, no one can stand without faith!"

"Anyone from the village with a good reputation can go to the Three Elders, where they are being examined."

"You can borrow money."

Das Kapital makes sense.

For these short-sighted villagers.

The big money in front of you is far more real than the truth.

There is nothing more reliable than seeing is believing!

……two.

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……

Sure enough, when a group of villagers looked at the money piled up in large boxes.

Many people are moved by it.

With their simplest emotions.

If you have some money in your hands.

Everything will be very different.

Seeing these villagers were a little moved.

As the county magistrate, Das Kapital also decided to help these villagers imagine a better life in the future.

Help them understand the so-called benefits of borrowing more easily.

The state of Qin used gold as the upper currency and copper as the lower currency.

The unit of copper coins is "half two".

That is the so-called Qin Banliang money.

It is also the initial appearance of square hole and round coins in later generations.

"Villagers, everyone who is down-to-earth and diligent in farming."

"You can borrow up to a thousand and a half taels from the Chu County Bank."

According to the purchasing power of Qin Banliang.

Only a few tens of dollars can buy a "[-]" stone of grain.

"Think about it, how many grains can one thousand dollars buy?"

"If you work hard, how much will it be worth when you have a good harvest next year?"

"Moreover, the interest rate of Chu County Bank is extremely low."

"The daily interest rate is no more than five ten-thousandths."

"To put it simply, if you borrow a thousand dollars, the daily interest is only half the money."

This is also a classic routine in which daily interest rates look extremely low.

If the annual interest rate is calculated, it has actually reached 18%.

But this method is very useful in modern times.

What's more, it was the ancients who were not yet enlightened at that time.

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