I changed the world

"Hello, Mr. He? Um... yes, it's me." Hearing the warm greetings from the other end of the phone, Zhang Jing was polite and then got straight to the point:

"I would like to ask, if I want to buy the mansion in Yunshanfang where I currently live, is it possible?"

"Um... um... ok, ok, then I'll wait for your reply, um... sorry for the trouble, that's it, goodbye."

As Zhang Jing and Jin Wang said before, now that he has enough cash in hand, he plans to buy some properties first, especially since he is still renting other people's properties, which is somewhat inconvenient.

In fact, he currently lives in this mansion very comfortably, so he wants to buy it outright.Of course, you still need to ask the landlord whether it can be done, so he just contacted He Zhou, the agent who rented a house for him before.

About 20 minutes later, Zhang Jing's cell phone rang again. After Zhang Jing answered the call, He Zhou said that he had had preliminary communication with the landlord. In principle, the landlord agreed to sell the house. However, there were some relative issues with the mansion. The complex situation needed to be explained, and because it was inconvenient to use the mobile phone, He Zhou hoped to visit him later and explain it in person.

Zhang Jing thought for a while, then agreed, saying that he was free now.So, about half an hour later, Zhang Jing heard the doorbell.

Opening the door, it was intermediary He Zhou. He looked little different from before. He was still dressed in a suit and carrying a briefcase.After the two of them bowed their hands and saluted each other, Zhang Jing led him into the side room and motioned for him to sit on the wooden sofa in the living room. He made two cups of tea and then handed one of them to He Zhou. He Zhou hurriedly stood up again. He took the tea cup with both hands and said a few polite words while busy.

At this point, the guests and hosts were seated. The two briefly chatted about the current situation of this house, and then turned to the main topic.

"Mr. Zhang, I confirmed the possibility of selling this property with the landlord Mr. Zhao. Generally speaking, Mr. Zhao is willing to sell this property. After all, he has settled in Beijing, and his main life and business focus are also They are all placed with the capital, and he actually doesn't have much energy to take care of the house in Linzhou. If it can be converted into cash, it is a relatively good choice for him."

Seeing Zhang Jing nodding his head and looking like he was listening, He Zhou continued: "However, there is another situation about this property. That is, Mr. Zhao's father originally owned a large contiguous tea garden. , and the exact land area on the land deed in Mr. Zhao's hand is 53 acres. That is to say, in addition to the mansion and the back mountain where you currently live, there is also a nearby connected Longxu Tea Garden of about 50 acres. Within the scope of the title deed.”

"In other words, if I want to buy this mansion, I must buy it together with the surrounding tea gardens?" Zhang Jing understood He Zhou's meaning and said thoughtfully.

"Yes, that's what Mr. Zhao means. He is willing to sell the property completely, but is unwilling to split it. After all, this is too troublesome for him, and splitting the property will require an additional amount of money. "

"That's it..." Zhang Jing took a sip of tea and didn't answer immediately.For him, this was indeed a bit unexpected. After all, he had never been exposed to the tea garden industry, whether in his previous life or this life.

"Actually, if your budget is suitable, Mr. Zhang, this is actually a good investment opportunity." Seeing Zhang Jing's delay in answering, He Zhou was determined to facilitate the deal, so he continued: "You know, Linzhou Longxu Tea is The top three famous teas among the top ten famous teas. Every year after the spring tea is harvested, the royal family will send people to specially purchase a batch as a reserve.

I did some research before coming here and found that the core production area of ​​Linzhou Longxu Tea covers an area of ​​more than 5000 acres and is distributed in various production areas around Yunhu Lake. The distribution is relatively scattered, and the area of ​​each production area is not large.It should be said that due to the urban expansion of Linzhou, the supply of Longxu tea is the smallest among many famous teas, so the price has always remained high. "

He Zhou picked up the tea cup and took a sip. Seeing that he had successfully attracted Zhang Jing's attention, he continued: "The tea mountains in the production area near Yunshanfang total about 230 acres. Mr. Zhao's tea garden is contiguous. It occupies about a quarter of its area. It is difficult to see such a large tea garden for sale on the market. Mr. Zhang, it is no exaggeration to say that this is indeed an industry that can be passed on to future generations. .”

"To tell you the truth, Mr. He, I have never had any experience in taking care of a tea garden, so I really don't know how to take care of this Longxu Tea Garden." Zhang Jing frowned.

PS: Tour Guide Wang is a tour guide from a regular travel agency, so the company purchased insurance for him before departure. Therefore, compensation for accidental death will be compensated by the insurance company.Zhang Jing's proposal was to give his family some extra help.As for the driver, he is a local person found by the travel agency.

Chapter 111 Buying Property

"This aspect is actually not as complicated as Mr. Zhang imagined." He Zhou said with a smile: "Many landowners now actually don't know how to take care of the land. Just like Mr. Zhao, he actually doesn't take care of the fields himself, but takes care of the land. Entrust it to a specialized company to handle."

"Professional matters can only be left to professional people. There are many such companies on the market. If you don't have a suitable one, I can also help you introduce several companies with good reputation in the industry."

"Oh? Can you tell me more about it?"

"Landowners like you are actually relatively common. After all, these days, many landowners do not take care of the land themselves. Therefore, those professional reclamation labor service companies are targeting customers like you. They will organize manpower to help They can also take care of things on the land, including the sale of agricultural products after harvesting. Of course, if you want to sell it yourself, you can also do it. You can negotiate with the labor service company for specific contract terms, similar to what Mr. Zhao did. Under the full contracting model, he can get 50% of the final land income every year.”

"Well..." Zhang Jing nodded noncommittally, but did not express his position. Instead, he continued to ask: "So, in terms of price, what is Mr. Zhao's psychological price?"

"There are a total of 53 acres of land in the title deed, including tea gardens and mansions. Mr. Zhao's quotation is 390 million yuan. Of course, this is only a preliminary price. I think there should be some room for decline." He Zhou said , took out a map from the briefcase he carried with him, and spread it out on the coffee table in front of the two of them. It was a satellite map of the land around Yunshanfang.I saw an area in the middle of the map surrounded by red lines, which was quite conspicuous.

"Mr. Zhang, look, I checked the database before I came here. Look, this is the land..." He Zhou pointed at the land surrounded by red lines.

Zhang Jing took the map and looked carefully. From the map, he could clearly identify the house he was in, and the land included the house.This is a rectangular piece of land. Zhang Jing thought about it and found that the large tea mountains around him, including the large tea mountains across the road not far from the residence, were originally included in this land. In other words, he was behind When I was playing the flute at the Shuo Ren Pavilion on the mountain for fun, I was enjoying the scenery. The large tea gardens located on the hillside turned out to be the same piece of land.

Zhang Jing couldn't help but be tempted when he thought that he could hold such a large piece of land in his hands. He came from a world where every inch of land was precious in his previous life, and he had an innate desire to own his own land.

However, after calming down, Zhang Jing showed no inclination on the surface. He placed the map in his hand on the coffee table in front of him, then patted it with his hand, and said to He Zhou: "Mr. He, because This information is quite different from my previous assumptions, so I need to think about it carefully before I can give you an answer later. Can you leave this map with me first?"

"No problem, I'm waiting for your reply." He Zhou nodded, and then added: "Based on my current experience, such land transfers are not common. Of course, in the end, your ideas will prevail. , if you don’t feel like it, I can also recommend some other houses to you.”

Seeing Zhang Jing nodding again, He Zhou stood up and said, "Mr. Zhang, if there is nothing else, I will take my leave first."

"Okay, please go slowly." Zhang Jing stood up and walked him out of the door, and the two sides said goodbye.

Inside the room, Zhang Jing thought for a moment and dialed Jin Wang's mobile phone number.

"Hello, brother, yes, I am Hongjian."

"Yes, I'm already home. Didn't you disturb my brother's rest? Haha... Well, the main thing is that I have a question I want to ask my brother." Zhang Jing said, and introduced the problems and questions he had just encountered about buying a house on his mobile phone. .

"Okay, okay... um... that's it... um, ok, I understand better now that my brother has said that. Everything else is fine, so I won't disturb my brother's rest. Okay... um, I'm free. Keep in touch, goodbye."

After hanging up the phone, Zhang Jing sat on the sofa and considered the advice Jin Wang gave him on the phone.As he expected, Jin Wang also had similar land assets in his name. Therefore, Jin Wang's advice to him was very clear, that is, he was advised to buy this land as much as possible.

Because they participated in the public sale together, Jin Wang was quite aware of Zhang Jing's current net worth, so he did not discuss the price with Zhang Jing. Instead, he mainly told him two points.

The first is the tea garden management issue that Zhang Jing is worried about. Jin Wang’s statement is basically the same as He Zhou’s. He suggested that he outsource the tea garden to a specialized planting company. Many people who own land that Jin Wang knows actually handle it this way. .If necessary, Jin Wang also has familiar companies that he can introduce to Zhang Jing, so you don't have to worry too much about this aspect.

The second, and the key, is that Jin Wang believes that there are some fixed industries located in big cities. For example, the tea garden Zhang Jing is considering this time is the core Longxu tea production area around Yunhu Lake.The value of such land is not only limited to the income of the land itself, but also makes it easier for him to integrate into the circle of certain gentry. To put it more bluntly, it is a reflection of social status.

In Eastern societies like Dazhao, which started off as a farming civilization, the idea that land brings wealth is deeply rooted in the hearts of the people.Therefore, the gentry clan in the traditional sense are actually land gentry, with extensive local interests centered on land.In Western society, traditional nobles have an extraordinary obsession with fiefdoms.

This kind of thinking has been constantly impacted in recent decades with the development of science and technology, the rise of many new technological upstarts, and the gradual changes in society.But in many cases, owning a certain area of ​​local land was a stepping stone to entering the local gentry class.In fact, even those upstarts in technology, after having a large amount of capital, will mostly buy some industries to decorate their appearance, so as not to become nouveau riche in the eyes of the upper class.

From this perspective, Jin Wang suggested Zhang Jing to buy property, and Zhang Jing also knew that Jin Wang's advice to him was completely well-intentioned.

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承和36年西历2015年12月22日09:26

The weather was clear and cloudless, it was a sunny day.Zhang Jing was walking and watching in the tea garden not far from his residence. He Zhou was following him, and next to him was a thin man about 50 to 60 years old. His name was Zhou Youshou, and he looked like a man. Dressed as a farmer, he was indeed a steward specially sent by the development company responsible for the management of the tea garden to introduce the situation of the tea garden to Zhang Jing. He was currently responsible for the daily maintenance and harvesting of this tea garden.

"Mr. Zhang, you see, the dragon whisker tea here was originally sourced from the most authentic original varieties, not the genetically modified tea trees that have been used to modulate the taste in recent years. This tea garden adopts a single-row strip cultivation mode. One acre of tea garden The planting density is high, and in order to ensure the taste of the tea, spring tea is only picked once a year." Zhou Youshou took a step behind, pointed to the surrounding tea trees next to Zhang Jing, and introduced carefully.

"Brother Zhou, how is the annual production of tea here?"

"Sir, I have given you such a compliment, but I don't dare to accept it. I don't dare to accept it. Sir, just call me "May I have a long life." Zhou Youshou waved his hands hurriedly, then glanced at Zhang Jing carefully, and then said: "Longxu tea is a famous tea, so in In planting, organic fertilizers are used and pesticides are avoided, so the yield will be smaller than that of ordinary tea trees. The current yield, when the year is good, can reach 18 to 19 pounds per mu, and when the year is average, it is about the same. That’s 15 to 16 pounds of dry tea per mu.”

"If the year is normal, then this tea garden will produce about 750 to 800 kilograms of tea every year?"

"Sir, your calculations are good."

"Hmm...then, Lao Zhou, what is the current purchase price of these tea leaves?"

"Mr. Haoming learned that the output of the core producing areas of Longxu tea is relatively limited, so the price is fixed every year. At the beginning of each year, before the spring tea is picked, the local guild will set a price based on the estimated output of that year, and then Each tea garden will ship goods at this price. Normally, the price of Longxu tea will generally increase slightly every year. Every five years, the guild will rate each tea garden, and the result of the rating is related to the tea garden. The shipping price of tea.”

Zhou Youshou considered his words for a moment, and then with a look of pride on his face, he said: "It has been more than ten years since the little old man took over the management of our tea garden. It has been rated three times, and every time it has been rated by It is rated as a first-class tea garden.”

"First-class tea gardens are quite good. Generally, only those old tea gardens that are more famous in history will be rated as special-class." He Zhou knew that Zhang Jing didn't understand this, so he interjected from the side.

"The shipping price of tea gardens is based on the unified price standard of first-class tea gardens, which is 500 yuan per catty of dry tea."

Zhang Jing made a secret estimate in his mind. Based on a conservative production estimate of 15 kilograms of tea per mu, at 500 yuan per kilogram, the annual income of a 50-acre tea garden is about 37.5 yuan, plus the 50% commission from the planting company, he finally got it. The income is almost 18.75 yuan.To be honest, with his current net worth, these incomes are really not a lot of money for him.Thinking of this, he couldn't help but sigh in his heart. He had only been in this world for a few years, but his views on money had already changed so drastically.

Standing in the tea garden, facing the warm breeze and fresh mountain air, Zhang Jing's eyes were filled with lush green, and he made a decision in his heart. At this moment, he made a decision in his heart to buy this piece of land.

Not for anything else, just for the mountain view that made him feel comfortable.

....................................

After Zhang Jing made the decision, He Zhou, under Zhang Jing's entrustment, negotiated the price with the original landlord Mr. Zhao that afternoon. Mr. Zhao himself had a strong desire to sell because Zhang Jing said he could pay in one go. Due to factors, the price of this land was finally agreed upon by both parties at 380 million yuan, including the complete transfer of the entire land and the attached buildings above.

To be fair, this price is indeed relatively low. It is also related to the recent decline in land prices due to breakthroughs in aerospace technology.

The next morning, Mr. Zhao took a plane to Linzhou. The two parties went directly to the Land Ownership Transaction Center in Linzhou to handle the transfer procedures. Plus various taxes and fees, including He Zhou’s agency fees, Zhang Jing’s total It cost about 430 million yuan, and a new land certificate was also processed on site.From then on, Zhang Jing became the real owner of this land.

After completing the transaction, Mr. Zhao flew back to the capital that night.

In addition, because he had a good impression of Zhou Youshou when he inspected the tea plantation that day, Zhang Jing did not change the original planting company. Instead, as a new landowner, he cooperated with this company called "Fengyuan Reclamation Comprehensive Technology Company" The company renewed the contract.However, he still stated in the contract that he would make certain adjustments to the tea garden in the near future based on his own preferences. Fengyuan Company must cooperate unconditionally. Of course, Zhang Jinghui will be responsible for the additional expenses incurred.

Previously, since Mr. Zhao did not live here himself, the only criterion for the management of the tea garden was income.Therefore, the 50 acres of tea garden was previously managed purely from an agricultural perspective.

Zhang Jing is different. He will live here for a considerable amount of time in the future. Therefore, he is prepared to adjust the tea garden to a certain extent. Of course, because the foundation of the tea garden is very good, Zhang Jing is generally satisfied. He only needs to make some adjustments to the tea garden. In certain locations, some fruit trees and other plants can be appropriately introduced to make the visual effect of the entire tea garden appear more scattered and layered.Although the production efficiency of the tea garden may be slightly reduced, the ornamental quality will definitely be greatly improved.

Regarding the optimization in this area, Fengyuan Company said that they also have a specialized design team that is familiar with tourism agriculture and gardens to handle it. In this case, Zhang Jing, with the attitude of not bothering the two masters, asked them to try to come up with a design drawing. , send it over to take a look later.

....................................

"Hey?"

After handling the relevant matters, Zhang Jing received another call from the Linzhou Branch of Southern Bank in the afternoon of the same day.After connecting to the phone, there was a young lady with a gentle voice on the other side.

"Hello, is this Mr. Zhang?"

"Yes, it's me, please say."

"Hello, it's like this..."

The reason for the call from the other side is also very simple. Since Zhang Jing currently has more than 4 million yuan in his Southern Bank account, the bank has upgraded Zhang Jing's customer service level and upgraded him to a platinum customer of the bank.The bank will also provide him with a package of exclusive customer services.

In short, after listening to a lot of useful or useless services, Zhang Jing came to the conclusion that he seemed to have an assistant who answered the phone 24 hours a day. For travel arrangements and some financial investment services, you can contact this woman named Zhu Huizhen.

After Zhang Jing expressed that he understood, the other party said goodbye and hung up the phone. Before ending, the other party also told Zhang Jing that he hoped to visit him at his home when he was free to exchange for a newly customized bank card.

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Chapter 112 Foundation

December 36, 2015, the 12th year of Chenghe, is suitable for moving, breaking ground, moving into a house, getting engaged, and seeking an heir.

"Crack, crackle, crackle... crackle... crackle... crackle, crackle..." Early that morning, outside the red-lacquered door of Zhang's house in Yunshanfang, a 5000-ring firecracker was opened and coiled on the ground. There were crackling firecrackers, and the surrounding air was filled with a sense of joy.

Zhang Jing specially drove to a nearby incense and candle shop to buy these firecrackers yesterday evening. When he moved here before, he didn't do any rituals because he was renting.But now, this mansion has completely become his property, and he is the owner here. Regardless of the customs of his previous life or the customs of this world, Zhang Jingdu decided to perform a simple ceremony.

He did not invite his friends or relatives in this world, but set off a firecracker in front of his door in accordance with local customs.

"Honey, I bought a house, and it's a big house in a big city..."

Zhang Jing stood at the gate, looking at the rising smoke, and murmured.In my memory, it seems like yesterday that I worked hard in a big city with my wife in my previous life and planned to buy a small house.

His vision suddenly became blurry. He stretched out his hand to wipe the corners of his eyes, took a deep breath, and still had the faint smile on his face.

"I'm living a good life now. I will do well. You must also do well. You must..."

The firecrackers gradually subsided, and some of the children who gathered around bravely ran to pick up those firecrackers that had not exploded in the residual heat of the firecrackers that still smelled of gunpowder smoke.

Zhang Jing went back to the house to get some candies and went out to distribute them to the children: "Come on, everyone has it, don't grab it..."

....................................

承和36年西历2015年12月24日13:03云山坊张宅

"Hello, Mr. Zhang, I am honored to serve you. Let me introduce myself. I am Wei Manling, a senior consulting manager from Photosynthetic Management Consulting Company. My pseudonym is Zihua. Mr. Zhang can just call me by my pseudonym. This is mine. business card."

"Hello Zihua, nice to meet you, please have a seat." Zhang Jing took the business card handed over by the other party with both hands, put it into his pocket, and then invited the other party to sit down on the sofa in the side room.

The woman in front of her has a dignified appearance. She is about 40 years old. She wears exquisite makeup, smart clothes, and a tall posture. She looks like a professional elite.

This morning, after Zhang Jing completed the ceremony, he called his bank’s exclusive customer service Zhu Huizhen and said that he needed a professional financial consulting company with global business to consult on some matters and hoped that she could give some recommendations. .

Ms. Zhu also quickly gave several alternative plans. After comparison, Zhang Jing did not choose the Southern Financial Consulting Company under the Southern Bank, which was highly recommended by the other party, and also engaged in similar business. Instead, he chose another company. Photosynthetic Management Consulting, a world-wide large-scale financial consulting company, is headquartered in the permanent neutral country of Alemany Federation. Its founder is a native of the Kingdom of Jutland. It has extensive business all over the world, and is located in Dazhao. There are also branches.

So, three hours later, Zhang Jing met Ms. Wei in his private home.

While Zhang Jing was observing the other party, Wei Manling was also secretly sizing up the young man in front of her. Unlike most of the upper-class people in Dazhao, this Mr. Zhang did not have his hair tied up, but just wore his slightly longer hair casually. With his head tied up and wearing a blue Taoist priest's robe, which is quite popular among the gentry class, it is exquisitely made, and the whole person looks quite leisurely and casual.The most impressive thing is Mr. Zhang's eyes, which look like paint and a deep pool.

I recalled the reminder from Linzhou Bank that this Mr. Zhang was very wealthy... I thought that the business of my branch had been very difficult to develop recently, so I cheered up and secretly made up my mind to give this man a fortune... Make a good impression on Mr. Zhang.

"Zihua, I came to you this time to ask some questions."

"Please tell me that our company has in-depth understanding and experience in business, management, finance and financial investment issues. In addition, we will adhere to the principle of keeping confidentiality for our customers and will not disclose any information you consult elsewhere. Just a few words.”

"Very good, then, I would like to ask first, if I personally want to establish a private foundation with a certain public welfare nature. And I don't want the foundation's finance, investment and various aspects to be easily disclosed. If other people or organizations inquire or supervise, do you have any good suggestions?”

When Wei Manling heard this question, she didn't show any surprise. After thinking for a while, she said: "Your question is actually quite universal. Many of the customers our company serves have similar needs."

"I suggest that you choose an international offshore financial center as the place of registration for your foundation. Doing so has several advantages. The first is that it meets your requirements. Almost all governments in offshore jurisdictions have express regulations. , if you are unwilling to disclose the relevant financial and operating information of the fund you established, you have the right to keep it confidential.

In addition, such companies or funds established in offshore financial centers are tax-free and only need to pay some annual management fees. The last advantage is that almost all major international banks recognize such companies, including of course Our banks in Dazhao. "

"If it is an offshore financial center, don't I need to set up an office there?" Zhang Jing thought for a while and asked again.

"We can choose one with relatively loose conditions. Many offshore financial centers do not require the establishment of physical office space locally."

"Well... your suggestion sounds good." Zhang Jing thought about it. In his impression, it seems that many large companies have set up their headquarters in such offshore financial centers. Unexpectedly, there are so many offshore financial centers here. Inside story.

Wei Manling leaned slightly and added: "Of course, if you think it is not safe enough, I suggest that you can also set up a secondary fund, place it in different cities, and use the parent fund to control it. After nesting in this way, the level of confidentiality will definitely increase. higher."

"Let's do that. Do you have any suggestions for a specific location?"

“I suggest that the Fund of Funds consider Lunar Hope City. Because of Lei Tong’s restrictions, Hope City is very open to the Earth in terms of many policies, including investment policies, as well as in terms of funds, energy, and raw material prices. . It will have more advantages than other cities on earth. If you want to expand your business in other areas in the future, Hope City is also a more suitable place to register."

“Of course, if you want to register in other cities, the Mars colony Minotaur City and the Norland Islands are also good choices...

"Let's hope it goes public." Zhang Jing thought for a while and then said: "As for the secondary funds, just put them in the Norland Islands. Can your company handle it for me?"

"Of course, no problem. We have professional financial and accounting custody business. All the processes you need to handle the foundation can be handed over to us. In addition, subsequent financial, legal, administrative, auditing and other projects, if you do not plan If you recruit people independently, you can also leave it to us for hosting..." Wei Manling felt happy and hurriedly expressed her position.

After confirming some relevant details with Wei Manling, Zhang Jing added: "Oh, by the way, I also have a commercial investigation commission that I want to hand over to you."

"Please tell me." Wei Manling took out a shorthand notebook, opened it, and listened.

"I need you to systematically investigate the profit and non-profit projects related to cultural relic collection, trading, protection, exhibition, photo shooting, media and other related aspects around the world, and evaluate their future prospects. Note, I am referring to Prospects are not profit prospects at the commercial level, but how many people or regions in the industry can be covered in terms of market share or influence. Finally, you also need to evaluate the projects with greater potential and their teams’ financing needs and attitudes.”