Zhou Chen frowned. Ever since that incident, his family had no contact with Tian Yulan's family. If Nan Li hadn't mentioned it, he would have almost forgotten it.

Something is not right with Yan Ziyou now. Could it be that something has gone wrong again?

But that's not right. They live with their parents-in-law now. Even though Tian Yulan is arrogant and domineering, Yan Peng's parents are definitely not pushovers. It is impossible for them to let Tian Yulan treat their eldest grandson like that.

After thinking about it, he said, "Forget it. It's useless for us to care about it. It's their business. We can't control it."

Nan Li sighed: "Yes, I just feel a little sad. Ziyou is such a good child, I hope he won't be led astray by Tian Yulan."

"Speaking of children, I have been staying in the cram school and I see so many children every day, but the one who impressed me the most is Mi Tao. This child is really sensible and obedient. After school every day, he will take the initiative to clean the classroom. It is said that children from poor families grow up early. As long as this child keeps up this performance, he will definitely have a bright future when he grows up."

"Mi Tao, you are indeed a good child."

Speaking of Mi Tao, Zhou Chen also felt emotional. Compared to the TV series, Huanhuan and Mi Tao get along much better now, and there is no conflict. With the guidance of teacher Zhang Xueer, Mi Tao is still very sunny.

After what happened during the summer vacation, Zhang Xueer finally resigned and joined Chenxing Education, becoming a teacher there. Together with Zhong Yi, they did a very good job at Chenxing.

(End of this chapter)

Chapter 64 Donation, Yan Peng asks for help

On New Year’s Eve, the family gathered together for dinner. Although they were called a family, in fact there were only four of them, including my mother-in-law, Zhao Na.

Zhou Chen did not return to his hometown this year. Firstly, it was because of the epidemic, and secondly, he really didn’t have much affection for his mother in his hometown, so it was better not to have direct contact with her for the time being.

"Mom, why don't you just live with us? The situation right now is really scary."

Nan Li made this suggestion again. This was the third time she had said it.

Zhao Na waved her hand: "No, I live across the street, it's just a few steps away, don't worry, I will be well prepared, I have masks and disinfectant at home."

At this point, she sighed again: "This year has been really miserable. Alas, there is no one on the road now. How could such a thing happen?"

Nan Li said: "This is a national disaster, especially during the Spring Festival. The risk is too great. We can't do anything now. We can only hope that the country can control it. Husband, didn't you buy a lot of masks? How about we donate some too?"

At that time, Zhou Chen suddenly bought millions of masks and filled up the warehouse. She even joked that they were enough to last them for several lifetimes.

But now it seems that the unintentional act at the beginning has played such a significant role. The price of masks is now rising continuously, and I heard that they are out of stock in many places.

Zhou Chen nodded and said, "Well, we do have to donate a portion of it. It can be regarded as our contribution to the country. We can also contact Deputy District Chief Li. When we opened Chenxing before, she helped us a lot. We have never had time to repay her. It is a good opportunity to repay her this time. Not only masks and disinfectants, we also want to donate money. Let's donate one million."

"one million?"

Zhao Na exclaimed: "Xia Junshan, you are crazy."

Zhou Chen said, "Mom, we are facing a disaster right now. It doesn't matter if we don't have the ability, but now we still have some ability, we should help others. We can earn money again if we lose it, but for things like this, we should try our best. Lili, what do you think?"

Nan Li also frowned slightly. One million is not a small amount. You know, their tutoring institution has only just started to make a profit. The family's living money is all earned by Zhou Chen from writing novels. She is really reluctant to donate one million all at once.

But seeing Zhou Chen's insistence, she nodded and said, "I have no objection, it's up to you to decide."

Zhao Na opened her mouth and said, "Okay, the couple had no objections, what else could she say?" But she still felt very sad when she thought about losing one million yuan, as her savings over the years were about the same.

Zhou Chen smiled. In the real world, he had no abilities and could not do anything. But after coming to this world and having abilities, he decided to help out.

After more than half a year, his first novel has been completed. Although he has not read the ending of the original work, he was able to complete it smoothly in the end thanks to his own creation.

From the beginning to now, in ten months, he has earned more than 18 million from subscriptions alone, and there will be subsequent income, and the copyrights have also been sold. He got more than 4 million from the film and television share, which is far less than the subscription money, but he also has traditional Chinese, audio and other products, which are still under negotiation.

The editor also told him that because he was a newcomer, the copyright share was relatively low, but now that he had become famous, as long as the next book was of the same quality, the share would definitely increase.

What’s more, after the new year, his contract level will be upgraded to the master level, and the subscription share will also increase.

Now that the foundation has been laid, Zhou Chen certainly will not give up writing novels. Not long after the completion of his first novel, he started his second novel, a fantasy novel. Although it is no longer updated as frantically as the first one, the data is still good because its popularity has risen.

So far, Zhou Chen has more than 20 million in cash. According to Nan Li's idea, all this money has been invested in the bank's financial management investments. Although the returns are average, it is safe and reliable.

Although taking out one million is a large amount for Zhou Chen's family, it is definitely not a big deal and will not affect their lives.

Nan Li was personally responsible for donating money and supplies, as she was the current person in charge of Chenxing, and through Nan Jianlong, she contacted Deputy District Chief Li.

Deputy District Chief Li was also very happy to learn that Chenxing was willing to donate so many supplies and money.

The current situation is that money is still an issue, but supplies such as masks and disinfectants are really in short supply. Chenxing donated two million masks and a large amount of disinfectant at once, which is absolutely amazing. Many companies with assets of over one billion may not be willing to give them out.

The days passed one by one. Recently, Zhou Chen and his friends rarely left the community. If they wanted to buy daily necessities, they could buy them in the community, the same went for vegetables and meat.

Although they could not go out, they were not idle, because Chenxing Education's online training became lively. Many students who originally took classes at Chenxing Education signed up for online training, and Nan Li was in charge of the scheduling, and her phone calls almost never stopped.

After the online training was launched, Nan Li was amazed. The rewards for several consecutive nights made Zhou Chen cry out that he couldn't bear it, and he also regretted more and more why he didn't improve his physical fitness in the first place.

The epidemic lasted for a long time and it was not over as of March, but some companies had already started work. Although the new building of the Jockey Club could not be started, Zhou Chen, as a design consultant, did not stop working and kept communicating with the designers of the design institute, looking at drawings, modifying drawings, etc.

That day, Zhou Chen and Nan Li were cooking dinner when their cell phones suddenly rang. When he saw the name on the caller ID, he was immediately surprised.

Nan Li came over to take a look: "Hey, Yan Peng, why did he call you?"

The person who called was Yan Peng, but they hadn't been in touch for nearly ten months since the fight. It was naturally very strange that Yan Peng took the initiative to call her at this time.

Zhou Chen also shook his head and said, "I don't know either."

After such a long time, the incident had long been forgotten. Although he felt a little complicated, Zhou Chen still took the initiative to answer the phone.

"It's me, Yan Peng."

"I know. Is there something wrong?" Zhou Chen really didn't know what to say.

"Well, I need your help with something. Are you free?"

Yan Peng's voice sounded very low, totally unlike his usual lively and crisp voice.

Zhou Chen was silent for a few seconds, "Okay."

After hanging up the phone, he said to Nan Li: "Yan Peng asked me to meet him. From his tone, it seems like something happened."

Nan Li nodded and said, "Go ahead. After all, we have known each other for so many years. He is different from Tian Yulan. When you go out, wear a mask, don't eat anything randomly, and don't go to crowded places."

"Well, I see."

Zhou Chen went out wearing a mask. The place Yan Peng had agreed to meet was a cafe not far from the community. When he arrived, Yan Peng was already there.

Because the epidemic has not ended yet, there are not many customers in the cafe. Apart from Yan Peng, there is only a couple sitting together at a table in the distance.

Zhou Chen walked up to Yan Peng and sat down. The coffee had already been ordered, but when he saw Yan Peng's appearance, he was immediately surprised.

Yan Peng looked much more haggard than the last time they met. Although he was wearing a mask, one could still see that he looked tired and decadent.

"Yan Peng, why did you become like this?"

In the past, Yan Peng was either playing games or playing sports. Although he could not be said to be full of vigor and vitality, he definitely looked younger. He was completely different from the man in front of him with a weathered look, sunken eye sockets, and a decadent face.

Only half a year had passed. What kind of thing could have turned Yan Peng into this?

"Brother, I came to you today to ask for your help."

The voice also became low, as if it had lost its vitality and its usual liveliness.

Zhou Chen's heart was shocked. Yan Peng always called him brother before, but he hadn't heard this title for a long time since the last time they met and they had a falling out. Now when he heard it again and saw Yan Peng's appearance, for some reason, he suddenly felt a little sour in his heart.

"Are you having trouble?"

Yan Peng lowered his head, his eyes somewhat evasive. After hesitating for more than ten seconds, he finally spoke.

"Brother, my family's business has run into serious financial problems. I've sold everything I can, but it's still not enough. I have no other choice. I really have no other choice. Brother, I really have no other choice. I......"

(End of this chapter)

Chapter 65 Yan Peng slaps Tian Yulan

"Brother, I really have no other options..."

Yan Peng cried, and cried very sadly, without concealing it at all, as if he wanted to cry out all the sadness and sorrow in his heart.

For a grown man to cry so bitterly in front of outsiders, he must be extremely sad.

"In the end what happened?"

Zhou Chen really couldn't imagine what kind of thing would force Yan Peng to this point. Their two families had already fallen out so much that they could be said to have no more contact with each other. It was conceivable what kind of determination Yan Peng had in looking for him again.

Yan Peng cried for a long time before he slowly calmed down and told Zhou Chen what had happened.

After the incident was exposed online, the family of three moved back to the villa and lived with their parents.

Everything was fine in the beginning. Tian Yu Lan went along with the old couple in everything and coaxed them, which gradually made them let down their guard. Then, in order to ensure that there would be successors to the family business, Yan's father tried to let Tian Yu Lan manage their factory.

Tian Yulan studied very seriously and had a very good attitude, which made Yan's father more relieved. He slowly began to delegate power and let Tian Yulan manage the factory alone.

After Tian Yulan actually took charge of the factory, he was very humble at first and treated the management and workers in the factory very well.

But slowly, her ambitions grew, and she wanted to expand her own factory. In order to make more money, she began to accept orders on a large scale and even thought about expanding the production line.

I have to say that Tian Yulan's ability to coax people is first-rate. Yan's father was coaxed by her into agreeing to the plan. He decided to expand the factory as Tian Yulan said and even applied for a mortgage loan from the bank.

After the production line was expanded, Tian Yulan quickly took orders and recruited workers, but just when she had finished all this and was ready to work hard, the epidemic hit.

When the epidemic hit, the factory stopped working and could not start production, and naturally could not make any profits. But the problem is that the factory has signed contracts with many companies and must ship goods on time. If it cannot ship goods, it will have to bear compensation.

Tian Yulan is very ambitious. In order to expand the scale, she signed many orders and borrowed a lot of money from the bank.

Seeing that the deadline was running out and the factory could not start production, the Yan family had no choice but to use the family assets to pay off the debts and check how much money was left in the factory's account to see if it could be taken out.

But something happened that the Yan family couldn't believe. After checking the accounts, they found that there was a big problem with the company's accounts and a lot of money disappeared out of thin air.

After questioning Tian Yulan, we found out that the money that disappeared from the factory was actually transferred out by Tian Yulan secretly for investment, and the money was used to buy stocks. After a few months, the money was lost miserably.

The reason why Tian Yulan bought stocks was also influenced by Yan Peng, because Yan Peng followed Zhou Chen to buy Bitcoin and believed Zhou Chen's words. He sold all of them at the end of June and made a lot of money.

Tian Yulan was deeply influenced by this quick way of making money. After discovering the decline in Bitcoin, she set her sights on stocks. In addition to managing the factory, she followed a group of stock brokers to play stocks.

Finally, this series of events happened.

During the epidemic, all companies are having a hard time. Many companies cooperating with factories do not care about face at this time. If the factory cannot deliver the goods, they will need to pay a large amount of liquidated damages after the expiration. With the contract in hand, the factory has no way out at all.

To make matters worse, the bank learned about the problems at the factory and began to collect debts.

In order to ship the goods on time, Tian Yulan made a crazy move. She took the risk and forced the workers to start work, promising them double wages. This allowed many workers to return to work despite the epidemic.

However, the factory was reported only a few days after it started operation. Under this mandatory policy of not opening the factory, the Yan family's factory actually opened the factory in violation of the law. The district and city leaders certainly would not let them off.

As a result, the factory was closed down and faced severe punishment, which was a bolt from the blue for the Yan family.

During this period, the entire Yan family was in a state of panic. Yan's father and mother had many big quarrels with Tian Yulan. Faced with the questioning and dissatisfaction of her parents-in-law, Tian Yulan did not know how to reflect on herself. Instead, she thought she was not wrong and directly made Yan's father so angry that he was admitted to the hospital.

Yan's father was admitted to the hospital, Yan's mother was unable to take responsibility, Tian Yulan was like crazy and refused to admit her mistake. There was no choice but Yan Peng had to step forward.

It's just that Yan Peng has always been lazy and can't take any responsibility. He can't borrow money from anywhere, so he can only sell his property in the hope of repaying his debts. But now during the epidemic, some things can't be sold at all. Even if they can be sold, the price is frighteningly low, which can't help much with their debts.

In a short period of time, Yan Peng endured hardships that he had never experienced in the past thirty years. He saw the fickleness of human nature and was devastated.

Yan Peng, who was at his wits' end, thought of his old friend Zhou Chen. Although the two families no longer had any contact, he had heard that Zhou Chen and his wife were doing well in their careers. So he tormented himself for a long time, but finally swallowed his pride and went to find Zhou Chen.

After listening to Yan Peng's narration, Zhou Chen was also dumbfounded. The Yan family's assets were not weak, but Tian Yulan had made it like this in such a short time? Is this woman a jinx? Is she so sharp?

"How much do you want to borrow?"

"five million."

Zhou Chen frowned immediately, five million is not a small sum. If he hadn't made a lot of money writing novels in the past six months, he really wouldn't be able to come up with so much money. Even now, his total assets are less than 20 million. Five million is really a lot for him.

"Brother, I know this is a huge sum of money, but I really have no other choice now. If you don't pay it back, we will have to bear legal responsibility. Don't worry, we can pay you back the money as long as we sell our house."

The Yan family actually still has some real estate, but given the current situation, they cannot be sold in the short term. Moreover, their family still owes money to the bank and cannot get a loan. Even if they mortgage the real estate, it will not pass the review. Otherwise, he would not be forced into a desperate situation.

"Brother, don't worry. I won't lend you this money for nothing. It's 20% interest for three months. Give me three months and I will definitely pay you back."

Of course Zhou Chen would not agree readily. Instead, he was full of concerns. Yan Peng's words were fine, but he really had no trust in Tian Yulan at all. Who knew if the money would be wasted if it was lent out.

"Yan Peng, this is not a small matter. Five million is a lot of money for our family. I need to discuss it with Nan Li."

Yan Peng seemed very humble: "Of course I should, of course I should."

Zhou Chen was not happy with Yan Peng's expression, so he said, "I will give you an answer tomorrow."

"Okay, thank you, brother."

Yan Peng rubbed his hands. He no longer cared about his face. As long as he could save his family from crisis, he was willing to do anything.

Yan Peng returned home exhausted and saw Tian Yulan sitting in the living room. He pretended not to see her and prepared to go back to his room.

The current house is still theirs, but it has been mortgaged to the bank. If they cannot repay the loan in time, the bank will forcibly requisition their villa.

In order to protect the little remaining property, Yan Peng had to borrow money from Zhou Chen.

"Where did you go?"

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